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Every day Charles Schine rides the 8:43 to do the job he has done for over a decade in a New York advertising agency. With a wife and an ill child who depend on him, Charles is not a man who likes changes or takes risks...until he is later for his regular train, and sits down across from the woman of his dreams.Her name is Lucinda. Like Charles, she is married. Like Charles, she takes the train every day to work in New York City. Her train is the 9:05, and tomorrow she will be on it again, and so will Charles. For there is something about Lucinda, the flash of thigh beneath her short skirt, the way every man on the train is eyeing her, something about this time of the morning that will make Charles take a chance he shouldn't take, break a vow he shouldn't break, and enter a room he should never enter.