Straight Talk Clear Decisions

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Medicare/Healthcare Planning in Retirement.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Allocation and the impact on your financial plan.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “your budget/ out flows.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Social Security Max.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Charitable Giving” with our special guests Hospice of Hamilton/Cincinnati. Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Estate Planning and Your Financial Plan.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. br Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Allocation and the impact on your financial plan.” br Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. br Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. You'll gain tools to stress test and chart out your financial GPS to keep you on course to financial independence. br Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. br Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. #96805

A fiduciary is defined as “… a person who holds a legal or ethical relationship of trust with a person or group of persons. A fiduciary prudently takes care of money for another person …” Retiring successfully … is no accident. Believe me, anyone who is living a successful retirement didn’t get there by winging it. Do you have a stockbroker or financial advisor who’s helping you with that? Are your financial decisions being guided by someone who just wants to make a commission? Or are they a “fiduciary?” It’s critical you understand the difference. On Friday's show we’ll reveal the pros and cons of fiduciaries and non-fiduciaries. What those differences are. And most importantly, what it all means to you. brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.NPC#100340

Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, and a Registered Investment Adviser. Rik Saylor Financial and NPC are separate and unrelated companies.

As emotional creatures, we tend to get very happy when the market's up and very scared when the markets down. That causes us to buy high or sell low which is the exact opposite of what you're supposed to do. Half of Americans are sitting on cash right now. They're still shell-shocked from 2008.Meanwhile, the market has doubled in value since 2008.* You may reduce your risk of running out of savings during retirement by understanding/planning for five key retirement income risks: Longevity, Market performance, Withdrawal rate, Inflation, Long term care Quote from Ric Edelman April 2014 brbr Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, a Registered Investment Adviser. Rik Saylor Financial and NPC are separate and unrelated companies. Please consult your financial professional before taking action. Past performance is not a guarantee of future results.NPC#99438

The recent swoon in the stock market is just the latest challenge plaguing the world markets. With the US market on a 6.5 year Bull Run, are we overdue for a correction? What asset classes and approach will likely perform best in this type of market? Is the market overvalued? What will happen to bonds if the interest rates rise? We provide timely information for our clients, whether you are in or out of the market. Tune in and tune up your portfolio. Giveaway: Alternatives for a Low Interest Rate Market Environment NPC#96202 brbr Securities and advisory services offered through (NPC), member FINRA/SIPC, and a Registered Investment Adviser. Additional advisory services offered through Rik Saylor Financial. Rik Saylor Financial and NPC are separate and unrelated entities. NPC#99265

Your strategy for claiming your Social Security benefits doesn’t just impact your income in retirement. It also impacts your investments; taxes; risk; and possibly even your insurance and estate plan. So having the right strategy for how and when to claim your benefits … is more critical than you ever realized! Between retirement, spousal and survivor benefits there are tens of thousands – if not hundreds of thousands of dollars at stake. Social security is the very foundation of your retirement plan. If you’re serious about preparing for retirement, you better get serious about social security, because it impacts everything! Giveaway: Baby boomers guide to retirement/ss analysis Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. NPC#98931

Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Liability and Insurance Coverages.” Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805

Jordan E. Goodman is “America’s Money Answers Man” and a nationally-recognized expert on personal finance. He is a regular guest on numerous radio and television call-in shows across the country, answering questions on personal financial topics. He appears frequently on The View, Fox News Network, Fox Business Network, CNN, CNBC and CBS evening news. He is the author / co-author of 13 best-selling books on personal finance including Master Your Debt Fast Profits in Hard Times, Everyone’s Money Book, Master Your Money Type, Barron’s Dictionary of Finance and Investment Terms and Barron’s Finance and Investment Handbook. Jordan is a rare combination: someone who possesses not only encyclopedic knowledge about every area of personal finance but also a passion for helping his listeners not only to get educated but to take action to help their dreams become realities.

Are you attempting to plan your own retirement? To do it yourself? Be careful here. That’s a dangerous game you’re playing. One overlooked strategy could cost you. Think about it … What if you miss RMDs (required minimum distribution) on your IRAs and have to pay a 50% penalty on the amount you should have drawn ?! What if you didn’t understand how to truly optimize your social security benefits, and you left tens of thousands of dollars on the table? Or what if you overpaid thousands in taxes, you first have to recognize what you missed and then refile/amend within 3 years! So what is the real cost of doing it yourself? And is it really worth it? Some mistakes in retirement planning can be corrected, some can't. brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.#96298

How to tell if your financial adviser is really working for you?! On this week’s show we will discuss… 1- What does their IPS (investment policy statement) state? 2- Are they fee, commission or solution based? 3- Peddlers vs. planners 4- DOL (department of labor) ruling and fiduciary status Tune in this week for great insight about your current money manager. brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96171