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ABA Banking Journal Podcast

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The latest banking industry and regulatory news, brought to you weekly by the American Bankers Association's award-winning Newsbytes team. Hosted by Evan Sparks and Shaun Kern and featuring guest interviews.

The latest banking industry and regulatory news, brought to you weekly by the American Bankers Association's award-winning Newsbytes team. Hosted by Evan Sparks and Shaun Kern and featuring guest interviews.
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The latest banking industry and regulatory news, brought to you weekly by the American Bankers Association's award-winning Newsbytes team. Hosted by Evan Sparks and Shaun Kern and featuring guest interviews.




Podcast: Giving Thanks for Banks' Community Commitment

The latest episode of the ABA Banking Journal Podcast features interviews with the winners of ABA's 2018 Community Commitment Awards. Recorded before a live audience at ABA's Annual Convention in New York, where the awards were presented, each interview explores the winning program or initiative at each bank and provides insights on how they might be implemented or adapted at other banks. These stories present the perfect inspiration as we prepare to celebrate the Thanksgiving...


Key Points on CRA Modernization

With less than a week before comments are due on the OCC’s August advance notice of proposed rulemaking on the Community Reinvestment Act, ABA VP Krista Shonk follows up an earlier podcast interview with tips on how to complete a comment letter and key points ABA will be making in its own letter. In the interview, she discusses For bankers putting the finishing touches on their comments -- due Nov. 19 -- ABA offers a members-only guide to writing a comment letter. Learn more at...


Veterans Day: How Banks Serve Military Customers and Veterans

As we mark the 100th anniversary of the armistice ending hostilities in World War II -- observed today as Veterans Day -- Steve Lepper of the Association of Military Banks of America discusses the unique financial needs of service members and their families, the challenges that come with providing military banking services and resources to help banks better serve military and veteran customers. Lepper also discusses the importance of bank programs to help veterans transition into financial...


2018 Midterm Elections: What the Results Mean for Bankers

On the latest episode, James Ballentine, head of congressional affairs for ABA, joins Elizabeth Coit, who leads the ABA Voter Education Fund, to discuss the results of the 2018 midterm elections, which saw Democrats seize a House majority while Republicans expanded their Senate majority, and their implications for bankers. The guests talk with hosts Joan Gregory Saenz and Shaun Kern about the results in key races, including the races in which ABA participated via independent expenditures...


Two Ways to Partner with Fintech Firms

As long as banks have existed, they've deployed innovative technology to better serve their customers and improve efficiency. On the latest episode of the ABA Banking Journal Podcast, two leading bankers discuss distinct approaches to partnering with fintech firms today. Mike McCrary leads fintech partnership efforts This episode is sponsored by CSI Fintech Focus.


Key Ingredients of Top Community Bank Performance

For 11 years in a row, Chesapeake Bank has been named to American Banker's list of the top-performing community banks; for six straight years, it has been named a "best bank to work for." On the latest episode of the ABA Banking Journal Podcast, bank CEO and newly minted ABA Chairman Jeff Szyperski talks about the key strategic drivers of success for his $803 million community bank. Among other topics, he discusses: Szyperski also discusses the importance of advocacy, concerns about the...


Bonus Episode: ABA's Rob Nichols' Challenge to Core Processors

In a bonus episode recorded at ABA's Annual Convention in New York this morning, ABA President and CEO Rob Nichols discusses new numbers from Morning Consult showing that nearly nine in 10 Americans are satisfied or very satisfied with their banks -- and he digs deeper into a letter he sent this morning to the big three core processors, calling on them to empower banks with the modern, innovative tools they need to compete effectively in today’s marketplace.


A Rural Ag Bank Dodges the Consolidation Trend

Peg Scott is a family farmer who joined Union State Bank a couple years out of high school as a teller and went on to hold virtually every role in the bank. When the bank’s owners were looking to sell, she and her husband got a group of investors together, bought the bank and kept it local in Greenfield, Iowa. “People who have no money buy things all the time,” she recalls telling her husband jokingly. “Let’s see what we can do.” On the latest episode of the ABA Banking Journal Podcast,...


Bonus Episode: A Community Banker at the White House

Luanne Cundiff — president and CEO of First State Bank of St. Charles and vice chairman of ABA’s Community Bankers Council — was one of six community business leaders and the only banker to join an Oval Office meeting today with President Trump and members of his cabinet. In this eight-minute bonus episode, recorded shortly after the White House meeting, Cundiff recaps the event and shares her message to the president: that while much has been done on the regulatory reform front, there's...


Reversing the De Novo Bank Flatline

In the more than eight years since the Dodd-Frank Act passed, just 13 new U.S. banks have been chartered — and in some years, no new banks have been chartered at all. ABA Chairman Ken Burgess, who co-founded FirstCapital Bank of Texas as a de novo two decades ago, is concerned about these numbers. While the number of de novos and applications in the pipeline have ticked up in recent months, the trend remains far below historical averages — and, as an ABA Data Bank post showed recently, the...


This Year's Key Banking-Related Supreme Court Cases

This week, ABA’s legal team provides a preview of key cases in the Supreme Court’s 2018-19 term and their significance for banks. Among these cases: Lusnak v. Bank of AmericaWeyerhaeuser v. U.S. Fish and Wildlife ServiceLusnakChevron Lorenzo v. SECObduskey v. McCarthy & Holthus LLP Read the team’s ABA Banking Journal preview of the Supreme Court term here.


Understanding the CRA Modernization Process

On a bonus episode of the ABA Banking Journal Podcast, ABA VP Krista Shonk outlines the process for modernizing Community Reinvestment Act regulations and how bankers can get involved. Shonk provides a detailed analysis of what’s in the OCC’s August advance notice of proposed rulemaking, including questions about ways the banking agencies can encourage more lending in areas that need it, clarify the types of activities that receive positive CRA consideration, update the assessment area...


Building a Bank Vertical for Tech, Media and Telecom Firms

Huntington Bank, a $104 billion regional bank based in Columbus, Ohio, is building a new nationwide vertical to provide specialized banking services to technology, media and telecommunications firms. On the latest episode of the ABA Banking Journal Podcast, banking veteran Scott Webster — who is leading the new vertical — discusses the strategy behind how banks serve the needs of the businesses in these capital-intensive sectors. These large and middle-market businesses — which include...


How Insurance and Wealth Management Round Out a Community Bank Model

Clay Ewing is president and chief banking officer of a community bank with a name that reflects its heritage — but German American Bank is well ahead in developing a well-rounded community bank model that thrives. On the latest episode of the ABA Banking Journal Podcast, Ewing discusses German American’s busy but deliberate pace of acquisitions and how its insurance business — the largest bank-owned agency in Indiana — and its growing wealth management unit complement its core banking...


On 9/11, How One Community Bank Honors Service Members and First Responders

As the nation commemorates the anniversary of the Sept. 11 attacks, learn how one community bank uses the occasion to honor military personnel, veterans and first responders. Through its Step Forward campaign, which runs between Sept. 11 and Veterans Day on Nov. 11, Mars Bank compiles stories of local service members, veterans, policy, fire and emergency personnel to "promote the good and the activity that these individuals provide to us on a regular basis," says Jim Dionise, president and...


Chip Mahan: Bringing Down Costs and Transforming the Customer Experience

On the season two premiere of the ABA Banking Journal Podcast, banking legend James "Chip" Mahan provides his wide-ranging outlook on bank technology, small business lending and the customer experience. The founder of the first fully internet-based bank in the 1990s, and today the founder, chairman and CEO of Live Oak Bank and a founding board member of bank software company nCino, Mahan discusses: an employee experience that attracts top talent recognized by American Banker


Sneak Preview: Season 2

Listen in for a brief preview of Season 2 of the ABA Banking Journal Podcast, which starts on Sept. 5.


Nine Young Bankers Who Changed America

To conclude the first season of the ABA Banking Journal Podcast, co-host Evan Sparks tells the story of nine young bankers who changed America. In this episode, you’ll hear about: Alexander Hamilton32-year-oldsAmerica’s first savings banksthe first woman to open a U.S. bankwon the racewhat would become the Visa networkdeveloped data-driven ways There are more stories in the episode. The ABA Banking Journal Podcast will return on Sept. 5 for its second season.


How Community Banks Can Take Advantage of Reciprocal Deposits

When asked which provision of the S. 2155 regulatory reform bill would be most meaningful to them, community bankers were most likely to rank the policy change to make most reciprocal deposits non-brokered. On the latest episode of the ABA Banking Journal Podcast, two community bankers -- Tony Collins of Southern Bank and Trust and Jim Di Misa of Community Bank of the Chesapeake -- join Steve Kinner of Promontory Interfinancial Network to explain how the new law's provisions put their banks...


New Tools to Fight Synthetic ID Fraud

Synthetic identity theft is a fast-emerging vector of financial fraud, reaching $8 billion and accounting for the majority of fraud on payment cards, according to expert estimates. Projected to double between 2014 and 2018, this form of fraud is “difficult to spot and it’s rapidly growing — and that’s not a coincidence,” says Rob McKenna, former attorney general of Washington state, on the latest episode of the ABA Banking Journal Podcast. Synthetic ID fraud “can go for years without being...