American Banker Podcast-logo

American Banker Podcast

Business & Economics Podcasts >

Thoughtful discussions about current topics, moderated by American Banker editors.

Thoughtful discussions about current topics, moderated by American Banker editors.
More Information

Location:

United States

Description:

Thoughtful discussions about current topics, moderated by American Banker editors.

Language:

English


Episodes

The smart fridge and other tech in Wells Fargo’s innovation lab

3/12/2019
More
Shari Van Cleave, head of digital labs at the bank, discusses some of the customer-facing technology it's testing, including wearables and the so-called internet of things.

Duration:00:24:20

Why does a check take as long to clear today as it did in 1982?

3/4/2019
More
The slow U.S. adoption of real-time payments hurts half of Americans who live paycheck to paycheck, says Aaron Klein, a fellow at the Brookings Institution.

Duration:00:15:08

Mick Mulvaney was ‘a disaster' as CFPB chief: Raj Date

2/25/2019
More
The former deputy director of the Consumer Financial Protection Bureau shares his thoughts on the bureau's evolution, payday lending, fintech regulation and the sweet spots of fintech startups.

Duration:00:35:33

The tangled politics and potential future of pot banking

2/20/2019
More
Legalized marijuana is a multi-billion dollar industry, and it desperately needs banking services. Will Congress come to the rescue?

Duration:00:18:36

Recipe for an East Coast regional

2/15/2019
More
John Asbury, president and CEO Union Bancshares, wants to make Virginia something it hasn't been in decades: Home to a regional bank powerhouse. He discusses how striking the right balance between acquisitions and strategic hiring works toward that goal.

Duration:00:18:08

The case that’s challenging bitcoin’s status as payment instrument

2/11/2019
More
Undercover cops recently arrested a Miami Beach man for trying to sell bitcoin for dollars, accusing him of money laundering. Carlton Fields attorney Matthew Kohen explains the case and what it means to banks.

Duration:00:19:14

'Should we have banks of this size being formed?': Inside the BB&T-SunTrust deal

2/7/2019
More
M&A editor Paul Davis explores the practical and political implications of the proposed merger between BB&T and SunTrust.

Duration:00:15:48

Why the U.S. needs data-sharing rules

2/4/2019
More
Steve Boms, executive director of the Financial Data and Technology Association, says standards should be developed for U.S. banks and fintechs to follow in open banking.

Duration:00:17:15

Why the CFPB is watering down its payday lending rule

1/28/2019
More
The Consumer Financial Protection Bureau dropped a provision that would have required payday lenders to assess potential borrowers’ ability to repay. American Banker reporter Kate Berry explains why.

Duration:00:16:31

Why bankers should drop their fear of fintech regulatory sandboxes

1/22/2019
More
Bankers sometimes object to experimental zones for fintechs, complaining they are shielded from regulations that banks have to follow. But Brian Knight at George Mason University says fintechs will be held accountable for any legal violations that occur in sandboxes — and banks can use sandboxes, too.

Duration:00:35:37

'The crisis is overstated': United Income's Fellowes on retirement

1/14/2019
More
Amercans are living longer yet retiring earlier and saving less, explains Matt Fellowes, CEO and founder of United Income, which provides financial apps for people over 50. But there's no need to panic, because people curb their spending as they age. Financial providers can offer a hopeful message.

Duration:00:27:51

How blockchain, smart contracts could upstage banks

1/7/2019
More
Its early days yet, but decentralized apps will democratize finance, says Andrew Keys, cofounder of ConsenSys Capital, the venture capital arm of ConsenSys.

Duration:00:27:32

The top cyber threats of 2019

12/18/2018
More
Rich Baich, the chief information security officer at Wells Fargo and newly appointed security advisor to the White House, shares some of the attack types he’s worried about and the security defenses he’s stepping up for the coming year.

Duration:00:14:15

One fintech’s plan to free consumers from credit card debt

12/10/2018
More
Jason Brown explains how and why his company, Tally, helps consumers by paying their monthly balances, providing automated debt-relief advice and offering a lower-rate credit line.

Duration:00:14:39

How can banks stay relevant in a digital world?

12/5/2018
More
Michael Hanley, who acted as head of digital for the World Economic Forum the last eight years, and Anthony Thomson, the creator of Atom Bank who is building a new challenger bank, 86400, in Australia, share their thoughts on how banks can shape an agenda for the future.

Duration:00:58:17

‘There needs to be some clarity' on data sharing: Yodlee founder

12/3/2018
More
Schwark Satyovolu, original co-founder of Yodlee and general partner of venture capital firm Trinity Ventures, shares his opinion on how open banking and sharing of consumer data is evolving in the U.S.

Duration:00:27:07

Which tech companies pose the biggest threat to banks?

11/26/2018
More
Warren Kornfeld, senior vice president at Moody’s Investors Service, explains why banks’ fear of Amazon, Google, Apple, Facebook and other tech giants is legitimate.

Duration:00:17:31

Is blockchain the most over-hyped technology in history?

11/20/2018
More
Ron Quaranta and Steve Ehrlich with the Wall Street Blockchain Alliance give their take on NYU professor Nouriel Roubini's declaration that "blockchain is the most over-hyped — and least useful — technology in human history" and they share what’s working and what’s not with financial services blockchain projects.

Duration:00:13:56

How banks can avoid becoming zombies

11/12/2018
More
Gartner recently predicted that 80% of banks will become irrelevant by 2030. Peter Redshaw, team manager for the global financial services team at Gartner, explains some strategies the analyst firm thinks banks need to execute to survive.

Duration:00:10:14

‘Commercial banks wasted a lot of money on this election’

11/7/2018
More
With the midterms finally over, we discuss how it will impact regulatory and legislative policy for financial institutions going forward —as well as how it will affect the 2020 race.

Duration:00:21:23