The Fundability™ Podcast

You’re in for a sweet treat with today’s guest. In this episode, we’ve got tax hacks for your business. The father-daughter combo, Byron McBroom and Melanie Sikma, talk about why you should stop giving the IRS money they don’t deserve. They also discuss how investors can capitalize on depreciation and cost segregation. Byron and Melanie also identify the misconceptions people have about tax planning. The duo’s tax strategy is a game changer in your business to let you utilize that extra money to fund your dream. You should not miss this episode and join Byron McBroom and Melanie Sikma now.

www.assetdefenseteam.com Thriving in the future demands a game plan, and FinCEN reporting is the playbook. Today, our special guest Bob Bluhm will talk about the FinCEN reporting playbook and why it is important to protect your assets. Bob presents "The 2024 Game Plan," a guide to navigating the real estate market, where he provides thorough information on trends, opportunities, and challenges for the upcoming year. He highlights the new FinCEN reporting requirements, guiding listeners through its step-by-step process, and explaining how to protect your assets in compliance with the latest regulations. Bob also touches on asset defense strategies and addresses common questions and concerns from real estate investors. Tune in now and learn to decode the corporate transparency act! Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com

Don't miss out on the opportunity to build wealth through real estate in 2024. Instead of being uncertain like others, adopt a multidimensional strategy that transforms current investments into future successes. In this episode, Jason Hartman reveals a top-down real estate investing forecast for the year 2024. Discover how the global mindset and the ambition of 8 billion people contribute to keeping the economy thriving and innovative. Jason discusses the real estate market dynamics and why the common predictions of a crash might be missing the mark. He breaks down the power of mortgage rates, the lock-in effect, and the surprising stability in the current market. Jason introduces the concept of inflation-induced debt destruction, a strategy that uses today's money to reduce future debts. Tune in now and get ready for a long year ahead. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Even though many people dabble in the world of investing, Chris Miles has chosen to go down the road less traveled. In this episode, he joins Merrill Chandler to discuss his journey from financial advisor to anti-investor. He explains how to get out of real estate, focus less on your credit score, and abandon financial myths many advisors pass on as truth. He discusses how to make the investment grind optional, which is only about acceleration instead of accumulation of money. Chris also shares how he guides people to live their lives now and not tomorrow by adopting a financial approach that delivers actual yield as soon as possible.

Even though many people dabble in the world of investing, Chris Miles has chosen to go down the road less traveled. In this episode, he joins Merrill Chandler to discuss his journey from financial advisor to anti-investor. He explains how to get out of real estate, focus less on your credit score, and abandon financial myths many advisors pass on as truth. He discusses how to make the investment grind optional, which is only about acceleration instead of accumulation of money. Chris also shares how he guides people to live their lives now and not tomorrow by adopting a financial approach that delivers actual yield as soon as possible.

They say the only thing that never changes is change itself. And that seems to be the truth and the whole truth when it comes to real estate. To thrive in this industry, you need to learn how to pivot with the times. Joining us in this conversation to show us the way is Eddie Speed. Eddie explains why the surge in rental property investments is now facing challenges, why note investing may be the next big wave to catch, and what strategies you can employ to be able to make informed investment decisions. Tune in to discover the secrets of successful real estate investing and stay ahead of the curve in this ever-evolving market!

You don’t have to continue living deal to deal. It is time to end the cycle, step into this episode, and enjoy the advantages of strategic planning. Today, David Richter, the founder and owner of Simple CFO Solutions, discusses how to set us up as a priority to build a quality of life without harming the business along the process. He talks about what drove him to Profit First and get out from doing deal to deal. David explains the value of putting systems in place around money. So, start turning your business into a money-making machine instead of a cash-eating monster by tuning in to this episode with David today! Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

There are tools to help you grow financially. In fact, this episode’s guest has four of them! Today, we unlock the gates to financial growth with Dan Thompson, the author of The 4 Keys to Building Wealth. He brings us one of those keys, particularly on how to leverage life insurance policies. Opening the windows, Dan gives us a clear view of why a life insurance policy is the most productive way to build wealth and how you can incorporate it into your path toward financial freedom. So, dive right into this conversation and take your wealth into your own hands with Dan Thompson and Merrill Chandler! Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Your financial future is shaped by the decisions you make today, and understanding the hidden factors behind lending can be the key to unlocking your financial potential. Join us for an electrifying episode recorded live at FICO World 2023, where we dive deep into the world of credit, lending, and financial optimization. Our special guest, David Smith, Small Business Segment Leader at FICO, discusses financial intelligence and credit scoring, showing how you can change the way you manage your finances forever. He explores the landscape of creditworthiness, revealing how you can become fundable in the eyes of lenders. David also touches on financial secrets on how to secure better terms, qualify for bigger loans, and more. Tune in now to level up your financial game. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

What is the truth about declaring bankruptcy? In today’s episode, Merrill Chandler defines bankruptcy and walks you through how, why, and when it happens. It doesn’t end there. Merrill also shares how bankruptcies impact your future transactions and what you can do to maintain a positive relationship with your lenders. Get your dose of financial knowledge with tips on debt reparation, negotiation, and more as we dive deep into the topic. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Nowadays, people would often splurge on what item is on trend. It could be the newest phones, gaming consoles, sought after skills trainings, etc. However, due to the lack of funds in their wallet, they cannot purchase some pricey items. Then come special sales and different payment methods, one being the overly-hyped “Buy Now, Pay Later” scheme that attracts people who don’t put much thought to what they are getting into. In this episode of The Fundability™ Podcast, host Merrill Chandler talks about how today’s Buy Now, Pay Later scheme is getting sketchier and sketchier. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Do you have a credit card that you use for shopping? Are your needs and wants to pile up, and you also want to increase your credit card limit? Listen to your host Merrill Chandler as he explains why certain credit cards will never get a limit increase. You don’t just get that quickly because they pull review scores from your previous transactions and purchases. Tune in to learn how mortgages are not loans and what type of investments suit one person. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Credit scores determine the borrowers’ access to money from lenders. Low credit does affect your chances of getting lenders to borrow you the money, but having bad credit is not the end. Doing your due diligence and seeking help from accredited credit repair companies will help you build your credit. Today, Flame Newton discusses how you can access money from banks or lenders. Building credit takes time, especially when you have poor scores. Tune in to this episode as Flame shares his credit journey and how he built his credit situation. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

The real estate industry can be sometimes fickle. Making that first deal can be a very daunting task that one needs to overcome to get their drive on. Today, Merrill Chandler interviews real estate investors Jen Conkey and Stacy Conkey about their diverse real estate experiences and strategies to identify deals and make offers. With over a decade-long experience, what’s not to learn? Tune in on this latest episode to find out more! Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

If you could read the minds of bankers, would you? Fortunately, you don’t need to summon psychic abilities for this one. Merrill Chandler sits down with a former Tier 4 banker turned business owner, Brandon Bailey, to share with us what goes on inside of the bank between bankers and underwriters. Brandon reveals some inside information about how you’re unknowingly telling banks NOT to fund you. Tune in and earn great tips and tricks on fundability and understand why it’s not all about credit scores. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Many would set a goal and wonder, "Hey! I've been setting this goal, and still, why couldn't I make it?" In this episode, Becky Nova, the Founder of Lady Landlords, talks about how she's helping women reach their financial freedom. She shares the strategies she used to optimize her time and explains how Lady Landlords provide help to other women. Tune in to this inspiring episode and discover how a tale of woes turned into a fantastic opportunity! Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Small business owners are the backbone of the economy. They create jobs, spur innovation, and help drive economic growth. However, they often face significant challenges in accessing the capital they need to start or grow their businesses. In this episode, David Smith, a Senior Originations Consultant with FICO, sits with Merrill Chandler to talk about the trends in business lending and business borrowing. They will also discuss how the blended score shifts and how lenders use this blended data to automate underwriting. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Your mistakes don't define you. In fact, they are essential for self-discovery and success. They teach you a lot and help you grow. Having seen the bottom and climbed her way back up, Melissa Houston shares how she concealed $100k in personal debt from her husband, and bounced back both personally and financially. Now she is a financial strategist who helps entrepreneurs grow from 6-figure to 7-figure businesses. Stay tuned and learn how you can leverage your mistakes to achieve your financial dreams. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

Do you know what a rolling charge-off is? In this episode, Merrill Chandler defines the term and how it can affect your finances, especially your credit profile. Understand how missing a due payment can escalate your financial issues by tuning in. Plus, get practical tips with real world examples from Merrill. Stay tuned! Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/

What does it take to build a team of pure genius? In this episode, we learn that it’s all about achieving harmony from the different skillsets that each person in it has. Merrill couldn’t have picked a better person to talk about this. In celebration of Women’s History Month, our host brings in his genius mentor who has facilitated the growth of the Fundability movement in many ways. Tracy Hazzard is a podcast launch strategist and CEO of Podetize, the very company that works on every episode of this podcast. In this fun and engaging conversation, Tracy details how she and the rest of the Podetize leadership team are creating a company culture based on the Four Quadrants Model of the Herrmann Brain Dominance Institute. And that’s just one of the many topics discussed in this episode. Never miss half a beat as this absolute genius dishes out nugget after nugget of valuable insights on product design, podcasting, leadership, mentorship, and so much more. Love the show? Subscribe, rate, review, and share! http://getfundablepodcast.com/