Are You F*able?-logo

Are You F*able?

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Are you f***able, or just plain unfundable? Have you ever walked into a bank and the second you mention what your business is, you are denied because of either risk associated with the business or some other thing that you’re not even aware of? If you are that business owner, entrepreneur, or real estate investor who’s been denied too many times, then it’s time to roll up your sleeves and listen to this podcast so you can start working on making yourself fundable. Hosted by fundability expert Merrill Chandler, Are You F***able? gives the answers and solutions to your fundability problem. Become more fundable and position yourself to get the money you need to do your deals. Join us right here on Are You F***able? Not having the money to scale your business or to do deals when they come across your table can literally be soul-crushing, but are 100% avoidable if you are fundable!) With the current risk analytics, 80% of funding approvals for a small business are going to come through your personal profile. At Are You F***able?, we have the solution to help the unfundable become fundable! Get answers to funding questions that you didn’t even know you should ask. Get a look behind the curtain at the inner workings of the system. Have the bankers and the credit system playbook so that you can easily navigate the funding process. Merrill Chandler is the CEO and Chief Strategist at FundingHackers.com (powered by CreditSense). He has been an influential player in the credit restoration industry for over 21 years, and has co-founded numerous successful credit restoration firms around the country, including Lexington Law. Unsatisfied with the results of credit repair alone, Merrill has used his extensive knowledge of fundability™ profiling to single-handedly invent and dominate the fundability™ optimization marketplace. Having seen thousands and thousands of borrower profiles, Merrill was ultimately able to reverse engineer the funding process and create the Million-dollar Funding Formula™ which puts people in a position to be fundable. It helps you to be able to pass through that automatic underwriting process and automatic underwriting systems without the risk of getting a manual review from an individual that can deny you or find reasons to deny when an automatic system would actually be able to qualify you. With client fundings of over $95,000,000, Merrill’s team has been able to help every type of entrepreneur, business owner, or real estate investor get in a position to be fundable and ultimately be able to accomplish what they need for the growth of their companies. How much does being unfundable cost you per year? How many more deals could you do per year if you knew the underwriting secrets to getting funding from top-tier banks? You can’t win a game unless you know the rules. Know what the lender guidelines are before you apply and optimize your fundability by getting your profile in alignment with those lending criteria. Join Merrill every week as he dives into secrets and shares his insights on things that are happening today, things that are systematic, and things that can help you become more fundable. He will also be featuring guest interviews and appearances with individuals who are in the investment game and people who are into business growth and optimization who cannot only help with overall fundability, but also have their own secrets and tips on how to optimize their businesses to capitalize on fundability. Make lenders fall in love with you. Learn our proven process that makes borrower profiles attractive to lenders so that you get a “yes” every time. Hone your ability to get funding so that no matter where you go or what money you’re looking for, you look spectacular to the lender because you’re doing it all right. Are You F***able? You certainly can be when you join us!

Are you f***able, or just plain unfundable? Have you ever walked into a bank and the second you mention what your business is, you are denied because of either risk associated with the business or some other thing that you’re not even aware of? If you are that business owner, entrepreneur, or real estate investor who’s been denied too many times, then it’s time to roll up your sleeves and listen to this podcast so you can start working on making yourself fundable. Hosted by fundability expert Merrill Chandler, Are You F***able? gives the answers and solutions to your fundability problem. Become more fundable and position yourself to get the money you need to do your deals. Join us right here on Are You F***able? Not having the money to scale your business or to do deals when they come across your table can literally be soul-crushing, but are 100% avoidable if you are fundable!) With the current risk analytics, 80% of funding approvals for a small business are going to come through your personal profile. At Are You F***able?, we have the solution to help the unfundable become fundable! Get answers to funding questions that you didn’t even know you should ask. Get a look behind the curtain at the inner workings of the system. Have the bankers and the credit system playbook so that you can easily navigate the funding process. Merrill Chandler is the CEO and Chief Strategist at FundingHackers.com (powered by CreditSense). He has been an influential player in the credit restoration industry for over 21 years, and has co-founded numerous successful credit restoration firms around the country, including Lexington Law. Unsatisfied with the results of credit repair alone, Merrill has used his extensive knowledge of fundability™ profiling to single-handedly invent and dominate the fundability™ optimization marketplace. Having seen thousands and thousands of borrower profiles, Merrill was ultimately able to reverse engineer the funding process and create the Million-dollar Funding Formula™ which puts people in a position to be fundable. It helps you to be able to pass through that automatic underwriting process and automatic underwriting systems without the risk of getting a manual review from an individual that can deny you or find reasons to deny when an automatic system would actually be able to qualify you. With client fundings of over $95,000,000, Merrill’s team has been able to help every type of entrepreneur, business owner, or real estate investor get in a position to be fundable and ultimately be able to accomplish what they need for the growth of their companies. How much does being unfundable cost you per year? How many more deals could you do per year if you knew the underwriting secrets to getting funding from top-tier banks? You can’t win a game unless you know the rules. Know what the lender guidelines are before you apply and optimize your fundability by getting your profile in alignment with those lending criteria. Join Merrill every week as he dives into secrets and shares his insights on things that are happening today, things that are systematic, and things that can help you become more fundable. He will also be featuring guest interviews and appearances with individuals who are in the investment game and people who are into business growth and optimization who cannot only help with overall fundability, but also have their own secrets and tips on how to optimize their businesses to capitalize on fundability. Make lenders fall in love with you. Learn our proven process that makes borrower profiles attractive to lenders so that you get a “yes” every time. Hone your ability to get funding so that no matter where you go or what money you’re looking for, you look spectacular to the lender because you’re doing it all right. Are You F***able? You certainly can be when you join us!
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United States

Networks:

Podetize

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Are you f***able, or just plain unfundable? Have you ever walked into a bank and the second you mention what your business is, you are denied because of either risk associated with the business or some other thing that you’re not even aware of? If you are that business owner, entrepreneur, or real estate investor who’s been denied too many times, then it’s time to roll up your sleeves and listen to this podcast so you can start working on making yourself fundable. Hosted by fundability expert Merrill Chandler, Are You F***able? gives the answers and solutions to your fundability problem. Become more fundable and position yourself to get the money you need to do your deals. Join us right here on Are You F***able? Not having the money to scale your business or to do deals when they come across your table can literally be soul-crushing, but are 100% avoidable if you are fundable!) With the current risk analytics, 80% of funding approvals for a small business are going to come through your personal profile. At Are You F***able?, we have the solution to help the unfundable become fundable! Get answers to funding questions that you didn’t even know you should ask. Get a look behind the curtain at the inner workings of the system. Have the bankers and the credit system playbook so that you can easily navigate the funding process. Merrill Chandler is the CEO and Chief Strategist at FundingHackers.com (powered by CreditSense). He has been an influential player in the credit restoration industry for over 21 years, and has co-founded numerous successful credit restoration firms around the country, including Lexington Law. Unsatisfied with the results of credit repair alone, Merrill has used his extensive knowledge of fundability™ profiling to single-handedly invent and dominate the fundability™ optimization marketplace. Having seen thousands and thousands of borrower profiles, Merrill was ultimately able to reverse engineer the funding process and create the Million-dollar Funding Formula™ which puts people in a position to be fundable. It helps you to be able to pass through that automatic underwriting process and automatic underwriting systems without the risk of getting a manual review from an individual that can deny you or find reasons to deny when an automatic system would actually be able to qualify you. With client fundings of over $95,000,000, Merrill’s team has been able to help every type of entrepreneur, business owner, or real estate investor get in a position to be fundable and ultimately be able to accomplish what they need for the growth of their companies. How much does being unfundable cost you per year? How many more deals could you do per year if you knew the underwriting secrets to getting funding from top-tier banks? You can’t win a game unless you know the rules. Know what the lender guidelines are before you apply and optimize your fundability by getting your profile in alignment with those lending criteria. Join Merrill every week as he dives into secrets and shares his insights on things that are happening today, things that are systematic, and things that can help you become more fundable. He will also be featuring guest interviews and appearances with individuals who are in the investment game and people who are into business growth and optimization who cannot only help with overall fundability, but also have their own secrets and tips on how to optimize their businesses to capitalize on fundability. Make lenders fall in love with you. Learn our proven process that makes borrower profiles attractive to lenders so that you get a “yes” every time. Hone your ability to get funding so that no matter where you go or what money you’re looking for, you look spectacular to the lender because you’re doing it all right. Are You F***able? You certainly can be when you join us!

Language:

English


Episodes

Why FICO Matters With Jessica Tabora

12/6/2019
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Your FICO score might just be one of the most important elements of your credit application. Because so many lenders use the FICO system, it might be best for you to get acquainted in the ways you can help the system see you as a better applicant. Merrill Chandler is joined by Jessica Tabora, a […]

Duration:00:28:52

Value Of Team Members To Company Versus Market Value

12/5/2019
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Every employer has a fiduciary responsibility not only to their company as a whole but also to their individual team members. Part of this fiduciary responsibility is having a sense of realism about employee value within your company as opposed to the job market. Merrill Chandler makes a case for every employer's responsibility to manage […]

Duration:00:13:58

Data Breaches

12/4/2019
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Every time we're online, there's a risk of our personal information being exposed through data breaches. These breaches can get pretty nasty, hitting you where it hurts most. Merrill Chandler gets into how these more risky data breaches happen and how you can protect yourself, especially in relation to your credit application. On its own, […]

Duration:00:11:36

Best Rewards Approval Ever

12/3/2019
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To potentially become more fundable and get the best rewards approval out of our credit line, we have to align ourselves with funding behaviors. We also have to keep in mind the nitty gritty in the documentations that come with it. Merrill Chandler discusses how you should go over your fine print and find out […]

Duration:00:18:46

How to Ruin Your Credit…And Save 10% On Your Next Purchase

11/29/2019
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With some of the biggest gift-giving holidays coming up, merchant cards are back in season. These cards you get during your holiday shopping nab you discounts or free stuff, but do you know that there's also a hidden risk to using them? As a borrower, your credit rating is one of your most valuable assets. […]

Duration:00:12:15

How To Order Business Credit Reports And Spot Deal Killers And Red Flags

11/27/2019
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In this episode, fundability expert Merrill Chandler teaches you how to order business credit reports so you can spot deal killers and red flags. Using CreditSense, LLC, follow his step-by-step guide on which options to choose, what data to input, and how much to pay for them. Love the show? Subscribe, rate, review, and share! […]

Duration:00:15:09

Is Gender Bias Affecting Your Approvals? With Tracy Hazzard

11/27/2019
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Are you aware that gender bias is affecting lending approvals? In this episode, Tracy Hazzard, Inc. Magazine Columnist and podcast content strategist, talks about how gender bias affects women when it comes to approvals and other sector of ethical subjects. Tracy provides insights on how to change this code-based problem to make women and other […]

Duration:00:49:56

Merrill’s Rant: A Modern Day Witch Hunt

11/26/2019
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In this modern era, people perceive financial algorithms as witchcraft because they don’t understand the first thing about it. Even the frontline lenders’ staff do not know how algorithms decide fundability or funding approvals. However, it’s been proven over and over again that technological advances are not necessarily evil. In this episode, Merrill Chandler talks […]

Duration:00:23:06

Dissecting The Authorized User Strategy

11/14/2019
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What can you reap from using the authorized user strategy? In this episode, Merrill Chandler and Co-Host Brad Burnett exchange insights as they answer questions related to this strategy. While the unholy trinity of credit reporting surfaces in the topic, they discuss about the organic evolution of credit from farm tabs to its formal industrial […]

Duration:00:43:07

How Your Data Points Impact Business Credit Approvals

11/13/2019
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Always at the bleeding edge of the fundability sword, Merrill Chandler guides you away from the landmines that will blow up your credit approvals. In this episode, Merrill dives into the necessary things you need to do before submitting your business credit application. He lays down the step-by-step process on how your data points impact […]

Duration:00:25:32

The Other 20%: Your Business Data

11/12/2019
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Besides the 80% that FICO requires from your personal credit profile, do you ever wonder about the other 20% they are measuring? In this episode, host Merrill Chandler dives deep into this 20% that will round up your fundability. If your personal credit identity is your 80%, then the 20% has to do with your […]

Duration:00:22:19

Funding Entity Strategies

11/4/2019
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Seeking to become a fundable business is necessary for growth. In this episode, Merrill Chandler continues disrupting your fundability beliefs as he talks about several funding entity strategies and the fundable entity types you need. Sharing some examples, he outlines the different strategies that you can apply, noting how different approaches depend on the size […]

Duration:00:21:46

Business Credits Funding: Why Business Lenders Will Not Lend To You

11/1/2019
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Did you know that the way you fill out an application in an attempt to get a business credit card or credit line is creating the opportunity for lenders to deny you? In today’s episode, Chief Strategist Merrill Chandler talks about the mysteries in business funding and the reasons why lenders will not lend to […]

Duration:00:16:35

Game-Changing Loan Strategies

10/31/2019
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Do you want to be a Rockstar borrower? In this episode, Merrill Chandler continues his discussion on installment loans. He points out that using the rules of the game can show lenders that you are a superstar borrower. Comparing traditional auto loans, he shows how choosing the right lending schemes can contribute to your fundability. […]

Duration:00:12:42

Maximizing The Value Of Your Loans

10/30/2019
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This is a follow up on the episode about installment loans contributing to the weightiness of your credit profile. Today, Merrill Chandler shows how the system can support you in tripling fundability points for every single installment loan. Educating us on maximizing loan value, he shares insider secrets that allow such loans to blow up […]

Duration:00:15:16

Liars, Cheaters, & Thieves: Nav

10/29/2019
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In this day and age, everyone can be lured by fake business credit and schemes. It’s up to us to spot and identify those liars, cheaters, and thieves. In this episode, Merrill Chandler discusses the business credit equivalent to CreditKarma.com and does a deep dive into the misrepresentations of what business credit is and what […]

Duration:00:21:15

“Business” Credit-Building Scams

10/28/2019
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There are so many credit-related scams these days, and more and more people are getting away with it. Today, Merrill Chandler gets to the bottom of these business credit-building scams. Using Dun & Bradstreet CreditBuilder Plus as an example, Merrill helps us understand the difference between business and personal credit reporting. He also shows how […]

Duration:00:21:03

Business Credit Posers

10/8/2019
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Are you aware of business credit scams? Having a business credit does not mean that it actually is a business credit card. In this episode, Merrill Chandler discusses one of the most deceptive practices that business credit providers actually voiced upon us unsuspecting borrowers. He breaks down what business credit cards are and what is […]

Duration:00:25:21

Velocity Of Credit

10/7/2019
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Your personal profile is crucial to your fundability. In this episode, Merrill Chandler talks about how focusing on your personal profile, the goose that lays the golden egg, and optimizing it has powerful funding results on your timeline. He shares some amazing insider secrets and describes it one by one. He will show you how […]

Duration:00:19:44

Funding Animal Totem

10/4/2019
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Still wondering if you are fundable? It depends on your current profile and how much work you need to put in to achieve that perfect fundability level. In this episode, Merrill Chandler gets animated with animal analogies to help us remember each fundability profile. He shares the lessons of playing by the rules and finding […]

Duration:00:19:57