Are You F*able?-logo

Are You F*able?

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Are you f***able, or just plain unfundable? Have you ever walked into a bank and the second you mention what your business is, you are denied because of either risk associated with the business or some other thing that you’re not even aware of? If you are that business owner, entrepreneur, or real estate investor who’s been denied too many times, then it’s time to roll up your sleeves and listen to this podcast so you can start working on making yourself fundable. Hosted by fundability expert Merrill Chandler, Are You F***able? gives the answers and solutions to your fundability problem. Become more fundable and position yourself to get the money you need to do your deals. Join us right here on Are You F***able? Not having the money to scale your business or to do deals when they come across your table can literally be soul-crushing, but are 100% avoidable if you are fundable!) With the current risk analytics, 80% of funding approvals for a small business are going to come through your personal profile. At Are You F***able?, we have the solution to help the unfundable become fundable! Get answers to funding questions that you didn’t even know you should ask. Get a look behind the curtain at the inner workings of the system. Have the bankers and the credit system playbook so that you can easily navigate the funding process. Merrill Chandler is the CEO and Chief Strategist at FundingHackers.com (powered by CreditSense). He has been an influential player in the credit restoration industry for over 21 years, and has co-founded numerous successful credit restoration firms around the country, including Lexington Law. Unsatisfied with the results of credit repair alone, Merrill has used his extensive knowledge of fundability™ profiling to single-handedly invent and dominate the fundability™ optimization marketplace. Having seen thousands and thousands of borrower profiles, Merrill was ultimately able to reverse engineer the funding process and create the Million-dollar Funding Formula™ which puts people in a position to be fundable. It helps you to be able to pass through that automatic underwriting process and automatic underwriting systems without the risk of getting a manual review from an individual that can deny you or find reasons to deny when an automatic system would actually be able to qualify you. With client fundings of over $95,000,000, Merrill’s team has been able to help every type of entrepreneur, business owner, or real estate investor get in a position to be fundable and ultimately be able to accomplish what they need for the growth of their companies. How much does being unfundable cost you per year? How many more deals could you do per year if you knew the underwriting secrets to getting funding from top-tier banks? You can’t win a game unless you know the rules. Know what the lender guidelines are before you apply and optimize your fundability by getting your profile in alignment with those lending criteria. Join Merrill every week as he dives into secrets and shares his insights on things that are happening today, things that are systematic, and things that can help you become more fundable. He will also be featuring guest interviews and appearances with individuals who are in the investment game and people who are into business growth and optimization who cannot only help with overall fundability, but also have their own secrets and tips on how to optimize their businesses to capitalize on fundability. Make lenders fall in love with you. Learn our proven process that makes borrower profiles attractive to lenders so that you get a “yes” every time. Hone your ability to get funding so that no matter where you go or what money you’re looking for, you look spectacular to the lender because you’re doing it all right. Are You F***able? You certainly can be when you join us!

Are you f***able, or just plain unfundable? Have you ever walked into a bank and the second you mention what your business is, you are denied because of either risk associated with the business or some other thing that you’re not even aware of? If you are that business owner, entrepreneur, or real estate investor who’s been denied too many times, then it’s time to roll up your sleeves and listen to this podcast so you can start working on making yourself fundable. Hosted by fundability expert Merrill Chandler, Are You F***able? gives the answers and solutions to your fundability problem. Become more fundable and position yourself to get the money you need to do your deals. Join us right here on Are You F***able? Not having the money to scale your business or to do deals when they come across your table can literally be soul-crushing, but are 100% avoidable if you are fundable!) With the current risk analytics, 80% of funding approvals for a small business are going to come through your personal profile. At Are You F***able?, we have the solution to help the unfundable become fundable! Get answers to funding questions that you didn’t even know you should ask. Get a look behind the curtain at the inner workings of the system. Have the bankers and the credit system playbook so that you can easily navigate the funding process. Merrill Chandler is the CEO and Chief Strategist at FundingHackers.com (powered by CreditSense). He has been an influential player in the credit restoration industry for over 21 years, and has co-founded numerous successful credit restoration firms around the country, including Lexington Law. Unsatisfied with the results of credit repair alone, Merrill has used his extensive knowledge of fundability™ profiling to single-handedly invent and dominate the fundability™ optimization marketplace. Having seen thousands and thousands of borrower profiles, Merrill was ultimately able to reverse engineer the funding process and create the Million-dollar Funding Formula™ which puts people in a position to be fundable. It helps you to be able to pass through that automatic underwriting process and automatic underwriting systems without the risk of getting a manual review from an individual that can deny you or find reasons to deny when an automatic system would actually be able to qualify you. With client fundings of over $95,000,000, Merrill’s team has been able to help every type of entrepreneur, business owner, or real estate investor get in a position to be fundable and ultimately be able to accomplish what they need for the growth of their companies. How much does being unfundable cost you per year? How many more deals could you do per year if you knew the underwriting secrets to getting funding from top-tier banks? You can’t win a game unless you know the rules. Know what the lender guidelines are before you apply and optimize your fundability by getting your profile in alignment with those lending criteria. Join Merrill every week as he dives into secrets and shares his insights on things that are happening today, things that are systematic, and things that can help you become more fundable. He will also be featuring guest interviews and appearances with individuals who are in the investment game and people who are into business growth and optimization who cannot only help with overall fundability, but also have their own secrets and tips on how to optimize their businesses to capitalize on fundability. Make lenders fall in love with you. Learn our proven process that makes borrower profiles attractive to lenders so that you get a “yes” every time. Hone your ability to get funding so that no matter where you go or what money you’re looking for, you look spectacular to the lender because you’re doing it all right. Are You F***able? You certainly can be when you join us!
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United States

Networks:

Podetize

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Are you f***able, or just plain unfundable? Have you ever walked into a bank and the second you mention what your business is, you are denied because of either risk associated with the business or some other thing that you’re not even aware of? If you are that business owner, entrepreneur, or real estate investor who’s been denied too many times, then it’s time to roll up your sleeves and listen to this podcast so you can start working on making yourself fundable. Hosted by fundability expert Merrill Chandler, Are You F***able? gives the answers and solutions to your fundability problem. Become more fundable and position yourself to get the money you need to do your deals. Join us right here on Are You F***able? Not having the money to scale your business or to do deals when they come across your table can literally be soul-crushing, but are 100% avoidable if you are fundable!) With the current risk analytics, 80% of funding approvals for a small business are going to come through your personal profile. At Are You F***able?, we have the solution to help the unfundable become fundable! Get answers to funding questions that you didn’t even know you should ask. Get a look behind the curtain at the inner workings of the system. Have the bankers and the credit system playbook so that you can easily navigate the funding process. Merrill Chandler is the CEO and Chief Strategist at FundingHackers.com (powered by CreditSense). He has been an influential player in the credit restoration industry for over 21 years, and has co-founded numerous successful credit restoration firms around the country, including Lexington Law. Unsatisfied with the results of credit repair alone, Merrill has used his extensive knowledge of fundability™ profiling to single-handedly invent and dominate the fundability™ optimization marketplace. Having seen thousands and thousands of borrower profiles, Merrill was ultimately able to reverse engineer the funding process and create the Million-dollar Funding Formula™ which puts people in a position to be fundable. It helps you to be able to pass through that automatic underwriting process and automatic underwriting systems without the risk of getting a manual review from an individual that can deny you or find reasons to deny when an automatic system would actually be able to qualify you. With client fundings of over $95,000,000, Merrill’s team has been able to help every type of entrepreneur, business owner, or real estate investor get in a position to be fundable and ultimately be able to accomplish what they need for the growth of their companies. How much does being unfundable cost you per year? How many more deals could you do per year if you knew the underwriting secrets to getting funding from top-tier banks? You can’t win a game unless you know the rules. Know what the lender guidelines are before you apply and optimize your fundability by getting your profile in alignment with those lending criteria. Join Merrill every week as he dives into secrets and shares his insights on things that are happening today, things that are systematic, and things that can help you become more fundable. He will also be featuring guest interviews and appearances with individuals who are in the investment game and people who are into business growth and optimization who cannot only help with overall fundability, but also have their own secrets and tips on how to optimize their businesses to capitalize on fundability. Make lenders fall in love with you. Learn our proven process that makes borrower profiles attractive to lenders so that you get a “yes” every time. Hone your ability to get funding so that no matter where you go or what money you’re looking for, you look spectacular to the lender because you’re doing it all right. Are You F***able? You certainly can be when you join us!

Language:

English


Episodes

Names Have Been Changed To Protect the Innocent

1/28/2020
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On today’s show, Merrill Chandler dives right into what is happening in the Get Fundable world and how people can continue to be a part of that. Explaining the need to change the name of the show from Are You F*able to Get Fundable, Merrill emphasizes his continued commitment to waking people up to their […]

Duration:00:17:34

Into The Madness Part 1: Capitalizing On FICO’s Stronghold On The 90%

1/14/2020
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Credit score greatly matters in today’s financially driven world. In this episode, Merrill Chandler discusses FICO, including all three bureaus and myFICO advanced credit report. He talks about revolving utilization and the necessity to compare accounts. Merrill also clarifies to us what is serious delinquency, where one’s debt limit is based on, and how evaluating […]

Duration:01:03:40

Who’s In YOUR Dream 100? With Jessica Guisinger Tabora

1/13/2020
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There are so many factors to fundability, so it's appropriate that there be so many fundability services, or at least services related to fundability, out there. Everybody has a different need, and different people and firms specialize in different services. Along with one of his partners at CreditSense, Jessica Guisinger Tabora, Merrill Chandler runs through […]

Duration:00:14:35

Strategies Your CPA May Not Even Know

1/10/2020
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How much money do you and your company burn paying taxes on various things year in and year out? Saving on taxes can be relatively easy—that is, if you're working with the right strategies. Merrill Chandler discusses some techniques to help you get huge savings in taxes that will build over time. Imagine how much […]

Duration:00:20:38

When The Tech Doesn’t Matter

12/24/2019
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Why are you in the business that you're in? Today, Merrill Chandler challenges us to fill our hearts with love by filling our time with our loved ones instead of the tech and gadgets all around us. This episode can act as a guide to discovering the why behind our desire to get more money […]

Duration:00:15:26

Take The Win!

12/23/2019
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Celebrating wins boosts your drive towards doing more good deeds for others. In this episode, Merrill Chandler takes a deeper look at some of the things that's been happening recently in his life and how they’re impacting his fundability. Using the journey to publish his book as an example, he talks about how to take […]

Duration:00:13:24

Brad Burnett And Krista Burge on Credit Profiles, Credit Reports, And Revolving Accounts

12/20/2019
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The more fundable you are, the more affable you are. In this episode, Merrill Chandler is joined by business strategist Brad Burnett and real estate coach Krista Burge to discuss what it takes to be more fundable, how to maneuver and navigate revolving accounts, and many more topics related to building your credit profile. Don’t […]

Duration:00:27:07

Interview With A Millennial Investor, Sharon Chandler

12/19/2019
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Investor attitude has changed across generations. Today, Merrill Chandler proudly interviews his own daughter, Sharon Chandler, about building her credit profile. Sharon has been teaching Millennial investors like her about the right way to invest in this modern economy. Here, she shares her knowledge on credit and how to build perfect profiles from the ground […]

Duration:00:24:26

Five Fundability Killers Of The Holidays

12/18/2019
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It is the holiday season, and many of us are going to be spending a little extra on gifts and other activities. Just as our pockets become vulnerable at this time of the year, our fundability may suffer, too. For this episode, Merrill Chandler shares the five fundability killers of the holidays. He goes in-depth […]

Duration:00:25:00

Uncovering What FICO Really Measures

12/11/2019
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Banks and smaller businesses rely on FICO to measure our credit line with their algorithm. That is why it is important that we have some knowledge with regards to how we are being measured as it would give us an edge to have a better credit score and make us more fundable. Host Merrill Chandler […]

Duration:00:16:15

Into The Black Box: An Interview With FICO Liquid Credit Liaison, David Smith

12/10/2019
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A lot of people are unaware of how FICO calculates credit scores. In this episode, host Merrill Chandler interviews David Smith, a FICO Liquid Credit Liaison, about how one can have a better credit score to make themselves and their business more fundable. Don’t miss this episode to discover the things that you need to […]

Duration:00:54:09

“We Are The Crazy Ones…” With Guest Co-host Brad Burnett

12/9/2019
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The world of lending and borrowing is constantly changing, and thus the techniques for securing loans also evolves. Funding hacking is one of the ways through which one can stay on top of the game. Joined by the CMO and Chief Funding Officer of CreditSense, Brad Burnett, Merrill Chandler gets into the nitty-gritty of the […]

Duration:00:36:44

Why FICO Matters With Jessica Tabora

12/6/2019
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Your FICO score might just be one of the most important elements of your credit application. Because so many lenders use the FICO system, it might be best for you to get acquainted in the ways you can help the system see you as a better applicant. Merrill Chandler is joined by Jessica Tabora, a […]

Duration:00:28:52

Value Of Team Members To Company Versus Market Value

12/5/2019
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Every employer has a fiduciary responsibility not only to their company as a whole but also to their individual team members. Part of this fiduciary responsibility is having a sense of realism about employee value within your company as opposed to the job market. Merrill Chandler makes a case for every employer's responsibility to manage […]

Duration:00:13:58

Data Breaches

12/4/2019
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Every time we're online, there's a risk of our personal information being exposed through data breaches. These breaches can get pretty nasty, hitting you where it hurts most. Merrill Chandler gets into how these more risky data breaches happen and how you can protect yourself, especially in relation to your credit application. On its own, […]

Duration:00:11:36

Best Rewards Approval Ever

12/3/2019
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To potentially become more fundable and get the best rewards approval out of our credit line, we have to align ourselves with funding behaviors. We also have to keep in mind the nitty gritty in the documentations that come with it. Merrill Chandler discusses how you should go over your fine print and find out […]

Duration:00:18:46

How to Ruin Your Credit…And Save 10% On Your Next Purchase

11/29/2019
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With some of the biggest gift-giving holidays coming up, merchant cards are back in season. These cards you get during your holiday shopping nab you discounts or free stuff, but do you know that there's also a hidden risk to using them? As a borrower, your credit rating is one of your most valuable assets. […]

Duration:00:12:15

How To Order Business Credit Reports And Spot Deal Killers And Red Flags

11/27/2019
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In this episode, fundability expert Merrill Chandler teaches you how to order business credit reports so you can spot deal killers and red flags. Using CreditSense, LLC, follow his step-by-step guide on which options to choose, what data to input, and how much to pay for them. Love the show? Subscribe, rate, review, and share! […]

Duration:00:15:09

Is Gender Bias Affecting Your Approvals? With Tracy Hazzard

11/27/2019
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Are you aware that gender bias is affecting lending approvals? In this episode, Tracy Hazzard, Inc. Magazine Columnist and podcast content strategist, talks about how gender bias affects women when it comes to approvals and other sector of ethical subjects. Tracy provides insights on how to change this code-based problem to make women and other […]

Duration:00:49:56

Merrill’s Rant: A Modern Day Witch Hunt

11/26/2019
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In this modern era, people perceive financial algorithms as witchcraft because they don’t understand the first thing about it. Even the frontline lenders’ staff do not know how algorithms decide fundability or funding approvals. However, it’s been proven over and over again that technological advances are not necessarily evil. In this episode, Merrill Chandler talks […]

Duration:00:23:06