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Ask Ralph

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Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.
More Information

Location:

United States

Description:

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.

Language:

English

Contact:

302-518-6116


Episodes

Cancellation of Debt Triggers Income

10/11/2018
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Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outlines what cancellation of debt means for your tax-time bottom line. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more...

Duration:00:09:22

The Risk in Using Free Charging Stations

10/9/2018
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On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more...

Duration:00:09:23

What is Step-Up Basis?

10/4/2018
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A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've inherited. On today's show, Ralph gives the run-down on step-up basis to save you tax dollars come tax season. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or...

Duration:00:09:23

10 Car Insurance Terms to Know

10/2/2018
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On today's show, Ralph talks car insurance and outlines the top ten terms to know. Learning these basic terms will better your bottom line! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more...

Duration:00:09:23

How to Save Money: Home & Away Edition

9/27/2018
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Whether you own a house or rent an apartment, that monthly payment going to your mortgage lender or landlord can take a big chunk out of your paycheck. Couple that with the costs associated with getting to and from work and, the goal of saving more for many gets thrown out the window. On today's show, Ralph finishes up our savings series with tips on budgeting on your commute, housing, utility costs and travel expenses. Submit your questions or ideas for future shows, tweet us at...

Duration:00:09:23

How to Save Money: Be Well/Eat Well Edition

9/25/2018
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Making the move to saving more can leave you feeling overwhelmed when budgeting for health and food expenses. Staying on budget can make even the more simpler tasks like making dinner, grocery shopping or deciding to go to the doctor a financial debate. On today's show, Ralph discusses tips for making money-savings decisions that are right for your budget - and your body. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:23

How to Save Money: Friends & Families Edition

9/20/2018
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Figuring out how to save money in today's economy, while notably booming, can be difficult for many of Americans. Additionally, making efforts to save for the future, should not mean having a boring frugal life in the present. On today's show, Ralph talk tips for staying on a budget while still enjoying time with friends and family. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on...

Duration:00:09:23

Success in Saving: Banking, Credit and Debt

9/18/2018
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Whether you are trying to pay off debt related to credit cards, personal or student loans, there are ways to pad your savings accounts and pay your debt obligations. On today's show, Ralph discusses money saving strategies when it comes to paying off debt. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To...

Duration:00:09:23

Interview with Chad Wood of Hannum's Harley-Davidson®

9/15/2018
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A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to court new riders with tech and transparency initiatives, while still maintaining their core identity with their classic riders in this new era. For more information about Hannum's Harley-Davidson® visit their website at www.hannumshd.com or stop by one of their 5 store locations in Media, Chadds Ford,...

Duration:00:28:36

Managing Your Money Better

9/13/2018
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Do you have trouble saving money? You are not alone. According to a recent survey from Bankrate.com, approximately 20% of Americans do not have savings, and upwards of 65% save fewer than 15% of annual income. For that reason, many feel that we could be setting ourselves up for trouble in the future. On today's show, Ralph continues his discussion on saving, budgeting and managing your money. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:23

Tips for Saving Money

9/11/2018
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Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save for your future. You can use these extra savings to pay off any debts, put them towards your retirement, or spend them a vacation for yourself. On today's show, Ralph discusses tips and tricks on managing your money. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on...

Duration:00:09:23

Avoiding Credit Card Scams

9/6/2018
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According to the Federal Trade Commission in 2015, more than 32% of Americans have fallen victim to credit card fraud. With projections of credit card fraud to only rise in the coming years, consumers must be diligent to stay on top of potential threats. On today's show, Ralph discusses how to identify and protect yourself from credit cards scams. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and...

Duration:00:09:25

How to Improve Your Credit Score

9/4/2018
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It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to improve a credit score. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact...

Duration:00:09:23

What Does Your Credit Report Show?

8/30/2018
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The dreaded credit report. One document that can make or break your future finances. Everyone has one but do you know how to read one? Tune into today's show where Ralph walks you through what exactly the credit report shows and how to measure your financial future. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more...

Duration:00:09:20

Sponsor Message: Haass Butcher Shop BBQ Brawl

8/28/2018
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Join our show sponsor, Haass Family Butcher Shop, in Dover for their 6th Annual Haass Family Butcher Shop BBQ Brawl on September 14th & 15th, 2018. It is is one of Delaware's most anticipated annual events. Mark your calendars now! The 2-day event kicks off Friday (September, 14th 2018). Enjoy an old fashioned lobster boil, local brews, and dance the night away with The Jimmy Cochran Band. All tickets available on Eventbrite ($30 per person) and include taxes and fees for dinner, music and...

Duration:00:01:12

Your Score

8/28/2018
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In today's world, you are defined by a number. A three digit number that illustrates the type of person you are in the eyes of businesses and lenders alike. This number is your credit score. Tune in to today's episode where Ralph discusses the ins and outs of the credit score. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for...

Duration:00:09:23

Basics of Building Credit

8/23/2018
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Check out today's episode where Ralph discusses the basics of building credit in a continuation of our credit how to series! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Duration:00:09:25

How to Build Credit: Part 4

8/21/2018
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On today's show, Ralph continues our series on credit basics for part FOUR to discusses how to build your credit back up and establish a strong credit history. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com...

Duration:00:09:25

Interview with Jordan Irazabal of The Delaware 3000 Project

8/18/2018
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A special bonus for our listeners is the full interview of Jordan Irazabal of TheDelaware3000.org who is on a mission to photo document active Delaware tag numbers 1-1000, C1-C1000 and PC1-PC1000. Like the project and follow Jordan's progress on Instagram and Facebook (@thedelaware3000) or visit his website at http://www.thedelaware3000.org for more information. Subscribe to our Podcast for more content! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email...

Duration:00:18:53

How to Build Credit: Part 3

8/16/2018
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Good credit can save thousands of dollars in interest in everything from credit cards, to a mortgage loans. For many people, establishing or rebuilding bad credit is nothing short of a mystery. On today's show, Ralph continues our series on credit basics for part three to discusses how to build your credit back up. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter...

Duration:00:09:22