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Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.
More Information

Location:

United States

Description:

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.

Language:

English

Contact:

302-518-6116


Episodes

Payroll Basics for Employers

5/23/2018
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A big issue for many new business owners when hiring their first employee is what exactly is required to process payroll and get their people paid. On today’s show, Ralph outlines the basics of setting up in-house payroll for your business. From pay period scheduling and withholding calculations, to garnishments and deductions, we help simplify the complex. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on...

Duration:00:09:23

Legality of Cryptocurrency

5/21/2018
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Cryptocurrency week comes to a close on Ask Ralph with a final discussion in part four of our series. Very few countries have gone as far as to declare any virtual currency illegal. That does not; however, mean that many of the well know virtual currencies are in fact "legal tender". On today’s show, Ralph talks about the legal issues surrounding virtual currencies like Bitcoin and the like. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:26

Taxing Cryptocurrency

5/20/2018
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Cryptocurrency week continues on Ask Ralph with a discussion on the crypto-marketplace and part three of our series. On today’s show, Ralph discusses the tax liabilities and growing regulatory concerning on this new digital currency. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a...

Duration:00:09:23

Making Your Crypto-Wallet Work

5/16/2018
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Cryptocurrency week continues on Ask Ralph with a discussion on the crypto-marketplace and part two of our series. Many of digital assets have reached own record high rates. On today’s show, Ralph reviews hows to access, secure, buy, sell and capitalize on the digital currency marketplace. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit...

Duration:00:09:22

What is Cryptocurrency?

5/14/2018
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It is Cryptocurrency Week at Ask Ralph! Each show will feature an aspect of the mysterious beast that is digital money by diving into where it came from, how it is used and why exactly do we all keep hearing about it. On today’s show, Ralph reviews the history of cryptocurrencies and defines key terms to help better understand this new phenomenon. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and...

Duration:00:09:22

Ways to Secure Your Retirement

5/11/2018
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Enjoying a comfortable retirement begins with having a strategic plan for saving and investing. Part of that means being sensitive to certain financial pitfalls that can derail your long-term goals and shrink your nest egg in the process. On today’s show, Ralph outlines five tried and true ways to get the retirement you want while managing the life you have currently. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like...

Duration:00:09:25

Get Moving on Your Extension

5/9/2018
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Maybe you filed a tax extension back in April because you were missing some of the paperwork, needed more time due to complications, or simply procrastinated. Regardless of the reason, you filed an extension and now have an additional six months to file. On today’s show, Ralph outlines reasons for finishing up your return filing sooner rather than later for those on extension. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:23

The Great Debate: Traditional VS. Roth IRA

5/7/2018
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There are dramatic differences between traditional and Roth individual retirement accounts (IRA) and what you do not understand about the particular rules that apply to them can cost you. On today’s show, Ralph discusses the differences between these two very different retirement plan contribution accounts and the applicable tax regulations. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and...

Duration:00:09:23

How Not to Owe at Tax Time

5/4/2018
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Are you wondering why you owed so much in taxes this year? Want to make sure you never owe a big tax bill or any bill at all – when you file your income taxes? On today’s show, Ralph outlines what steps you need to take throughout the year to make sure your tax bill is paid before your file. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit...

Duration:00:09:23

Factors Affecting Social Security

5/2/2018
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The importance of Social Security for retired Americans simply can not be overstated. Further, understanding what you will be paid from Social Security and what factors can effect that payout are equally important. On today’s show, Ralph discuss the various factors that may affect your Social Security payout. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or...

Duration:00:09:26

401(k) Features to Know and Love

4/30/2018
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On today’s show, Ralph discusses features and benefits to contributing to 401(k)s for those staring early and those starting late. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph, contact him at 302-659-6560 or go to www.askralph.com for more information!

Duration:00:09:25

Should I Retire?

4/28/2018
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Retirement is about the alignment of two things: money and values. When deciding if you should retire, that means you have to know if you can afford to - and you have to know what retirement means to you. On today’s show, Ralph talks about retirement and helps answer the questions surrounding the major life change. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter...

Duration:00:09:25

Are Social Security Benefits Taxable?

4/25/2018
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Many Americans do not know that depending on your income, you could have to pay your federal income tax rate on up to 85% of your Social Security benefits. On today’s show, Ralph reviews the tax regulations regarding Social Security and applicable income limits so that you are not blind sided come filing season. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia)...

Duration:00:09:25

Lame Excuses for Non/Late Filers

4/23/2018
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Did your forget to file your taxes? Were you too busy to submit your return? Was tax filing just too confusing? On today’s show, Ralph talks lame excuses for filing late and not filing and whether that excuse holds any weight with the IRS. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a...

Duration:00:09:23

IRS Red Flags to Know

4/20/2018
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So you have filed your 2017 tax return, or filed an extension, and may have one nagging question: Am I going to be audited by the IRS?For most people, even the prospect of an IRS tax audit can raise your blood pressure. On today's show, Ralph review 12 of the top IRS red flags that could trigger an audit. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or...

Duration:00:09:25

What To Do When Your Returns Have Been Botched

4/18/2018
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To err is human, but to err on your tax return can be a complete disaster. If you did your own taxes, of course, you may have only yourself to blame. But if you think your tax preparer made a mistake on your return, there are steps to take. On today’s show, Ralph discusses what you can do if your tax preparer botches your tax return filing. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow...

Duration:00:09:22

How to File an Extension

4/16/2018
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Tax day is dreaded by millions of Americans, and some people have such a hard time coming to grips with filing for taxes that they file extensions to prolong the inevitable. April 17th is the deadline for most taxpayers to file an extension and to pay any taxes owed to avoid penalty and interest charges. On today’s show, Ralph discusses how to file an extension before it is too late. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:25

How to File for Social Security Benefits

4/13/2018
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The discussions surrounding Social Security filing seems to always center around when to file and how best to strategize your claims; however, many do not know the actual process to file when you decide to file. On today’s show, Ralph outlines the entire process for filing for Social Security benefits and gives tips for navigating the filing procedures. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook...

Duration:00:09:25

Cost Basis FAQs

4/11/2018
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Selling an investment can have tax consequences. To figure out whether you need to report a gain or can claim a loss-after selling, you need to know the cost basis for that investment. On today’s show, Ralph outlines everything you need to know when computing your cost basis this tax season. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit...

Duration:00:09:25

Review Your W2 Form

4/9/2018
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Every direct employee of a company receives a W-2 form in January. The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours. On today’s show, Ralph reviews how to review your W2 form and update your withholding status each paycheck. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit...

Duration:00:09:25

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