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Ask Ralph

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Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.
More Information

Location:

United States

Description:

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information each week designed to make the complex simple and give you real-world advice.

Language:

English

Contact:

302-518-6116


Episodes

Top Overlooked Tax Deductions (Part 2)

1/17/2019
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Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportunities to be found. On today's show, Ralph continues his discussion on the top overlooked tax deductions for filers with a talk on moving expenses, child and dependent care and the EITC (Earned Income Tax Credit). Submit your questions or ideas for future shows, tweet us at...

Duration:00:09:23

Top Overlooked Tax Deductions (Part 1)

1/15/2019
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Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportunities to be found. On today's show, Ralph begins his discussion on the top overlooked tax deductions for filers with a talk on sales tax, dividends from reinvestment, charitable expenses and student loan interest. Submit your questions or ideas for future shows, tweet us...

Duration:00:09:23

10 Ways to Prepare for Tax Season

1/12/2019
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A special bonus for our listeners is the full radio broadcast of our Saturday, January 12th, 2019 show! Ralph discusses the top tens ways to prepare for tax season as the filing season preparations surge forward. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team,...

Duration:00:28:40

When You Can't Pay Your Taxes

1/10/2019
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If you find yourself with a tax bill instead of a refund, it is imperative that you take it seriously and do not push those anxieties to the side. Failure to pay can damage your credit score, cost you interest and additional penalties and, in extreme cases, lead to criminal prosecution. On today's show, Ralph talks tax payments when you the taxpayer cannot pay the bill and the various options available for when/if this situation arises. Submit your questions or ideas for future shows, tweet...

Duration:00:09:23

When to Hire A Tax Professional

1/8/2019
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Tax season is coming! If you and your family are staring at a pile of unfamiliar forms that have you scratching your head, then it is most likely time to call in a professional. On today's show, Ralph discusses when and when not to call in a tax professional for your tax preparation. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit...

Duration:00:09:23

Recovering Financially From the Holidays

1/3/2019
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Are you feeling worse for wear as a result of holiday overspending in 2018? You are not alone. On today's show, Ralph reviews how to review, revise and assess your finances after a busy season of gift giving! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team,...

Duration:00:09:23

Check Your Withholding

12/27/2018
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The IRS has been warning filers all year to ensure they are withholding enough tax from their pay in order to avoid a surprise tax bill in 2019. On today's show, Ralph discusses how taxpayers can check their withholding status and year to date amounts and tips for making sure there no surprises at tax filing time! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter...

Duration:00:09:23

Taxpayer Advocate Service

12/25/2018
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One of the most dreaded actions taxpayers have to engage in occasionally if to try and get on the line with the IRS regarding a tax problem. From hours long wait times, complicated instructions and overwhelmingly complicated terms and jargon to understand, the task is painful. Fortunately, the IRS has a process to help make resolving tax disputes with them easier and on today's shows, Ralph outlines how to gain assistance from the IRS Taxpayer Advocacy Service and the benefits open to...

Duration:00:09:23

Taxpayer Bill of Rights

12/20/2018
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On today's show, Ralph reviews and simplifies the complexity of the taxpayer bill of rights which include the right to be informed, receive quality services and to pay no more than the correct amount of tax. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team,...

Duration:00:09:22

Year-End Tax Planning for Small Businesses

12/18/2018
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If you are a small business owner, Tax Day has a wholly different connotation than it does for most of America. While most working Americans, are excitedly anticipating the receipt of a big refund check, small business owners dread the annual scramble to gather their K1s, compile deductions, and sort through receipts. On today's show, Ralph reviews year end tax planning strategies for small business owners to get ready for the filing deadline. Submit your questions or ideas for future...

Duration:00:09:25

IRS Offer in Compromise

12/13/2018
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Though the majority of Americans wind up getting a refund on their taxes, there are also those who end up owing money to the IRS once their returns are completed. If you are staring at a tax bill you know you ca not pay, do not panic. On today's show, Ralph discusses tax payment options like "offer in compromise" and installment plans for making that tax debt more manageable. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:22

Upcoming New Year? Get Organized!

12/11/2018
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The new year is rapidly approaching and getting organized early can save you hours of hassles when it comes time to do your taxes or evaluate your finances. On today's show, Ralph discusses six ideas for how to get financially organized before year end! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To...

Duration:00:09:22

Franchising Success: Before You Sign

12/6/2018
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The franchise agreement is the legal agreement that creates a franchise relationship between a franchisor and a franchisee. As a franchisee or prospective franchisee, the franchise agreement is the most critical document to your franchise investment. If you are promised something from a franchisor and you are relying on this promise, it must be contained in the franchise agreement or an amendment to the franchise agreement. On today's show, Ralph concludes our Franchising Success Series with...

Duration:00:09:23

Franchising Success: Disclosure Docs (Part 3)

12/5/2018
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To ensure that franchises are giving prospective franchisees the proper amount of information needed to make an educated decision, the agency mandates that a Franchise Disclosure Document (FDD) be provided to the prospective franchisee. On today's show, Ralph finishes his discussion of the Franchise Disclosure Document. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter...

Duration:00:09:23

Franchising Success: Disclosure Docs (Part 2)

12/4/2018
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The FTC requires every franchisor to provide a franchise candidate an FDD which includes 23 Items and exhibits, including the franchisor financials and franchise agreement. The intent of disclosing this information is to enable the prospect to make an informed decision. Although each item is important, some are more important than others. On today's show, Ralph reviews the important parts of the Franchise Disclosure Document (FDD) to help you make a smart decision. Submit your questions or...

Duration:00:09:23

Franchising Success: FDD and Me

11/29/2018
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Franchising has been and from time to time can be, a shady business. In the past, due to a lack of protections and regulations regarding franchising, distrustful individuals have made use of franchising to run scams. As a result, the FTC requires the development and relay to all prospective franchise contributors of a Franchise Disclosure Document or FDD that provides buyers with validated information to assist in the decision to franchise. On today's show, Ralph discusses the ins and outs...

Duration:00:09:23

Franchising Success: Selecting a Franchise

11/28/2018
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With scores of franchise systems operating in dozens of industries, there is no shortage of choices for people interested in buying a franchise. At the same time, the numerous choices can make that decision a challenge for even the most determined would-be franchisee. On today's show, Ralph discusses the facts and figures to assist in deciding the best type of franchise for you! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at...

Duration:00:09:23

Franchising Success: Finding the Right Opportunity

11/27/2018
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When considering any new investment, you (should) have a million questions, and getting started in franchising is no exception. What is the best industry? What is the best model? What are the start-up costs for franchises? How do I finance the investment? These are all fair and important questions to explore and on today's show, Ralph investigates the questions that prospective franchise owners should ask and know. Submit your questions or ideas for future shows, tweet us at @askralphmedia...

Duration:00:09:23

Franchising Success: Is it Right for You?

11/22/2018
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When determining whether or not franchising is the right path to business ownership for you, there are things that must be consider.To continue our series on franchising, Ralph discusses how best to weigh the options when choosing a franchise or to franchise in general on today's show. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit...

Duration:00:09:23

Franchising Success: Business Model

11/21/2018
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On today's show, we continue our series on 'Franchising Success' with a detailed discussion from Ralph into what types of business models exist for franchisors and how best to pick the right model for you. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact...

Duration:00:09:22