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Cash Chats with Andy Webb

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Hi, I'm one of the leading personal finance and money bloggers in the UK, and I've been hosting Cash Chats since January 2017.

Hi, I'm one of the leading personal finance and money bloggers in the UK, and I've been hosting Cash Chats since January 2017.
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Hi, I'm one of the leading personal finance and money bloggers in the UK, and I've been hosting Cash Chats since January 2017.






#83 Save money at the cinema

This week I'm talking about going to the cinema. I love watching films on the big screen but it doesn't always come cheap. Still, I manage to pay around £6 or less each time I go, and you can too. Ahead of Avengers Endgame hitting cinemas, this week's episode shares how you can get your hands on six free tickets to Vue or Cineworld, have a year of 2-4-1 movies for around £1 and why you should shop around. Plus, I've taken a look at whether memberships are worth it. More info over at...


Deals of the week 11th April 2019

This week's deals include: You can read more about all these deals over at


#82 Happy New Financial Year

It's the start of a new tax year and with it are a fair few changes to your finances. Here's a quick run through of the major things you need to know. I've put some bullets below of the main points, but I've gone into more detail in this week's podcast episode. Changes affecting your earnings Price rises 4.5% in England on averageread more hereread more about the capread about how to pay less


Deals of the week 4th April 2019

The latest bitesize podcast with five top deals you need to grab before they are gone. This week: More information over at


#81 Do you need an ISA?

As we approach the end of the financial year and the start of the new one, banks and building societies are pushing ISAs hard. Newspapers are full of adverts encouraging you to max your allowance or open a new account. But is that the best thing to do with your savings? In this episode of the podcast, I've shared why most people won't benefit from an ISA - largely thanks to the Personal Savings Allowance. Plus, why they can be good for anyone with lots of money saved up, or if you're a...


Deals of the week 28th March 2019

Another mini-episode of the podcast with some hot deals that'll be gone before you know it. This week's featured deals: More information and the links for these over at


#80 Should you pay the TV Licence fee?

Does paying to watch normal TV represent good value for money? And if not, do you have to pay the Licence Fee? Over the next few weeks, quite a few bills are going up. One - from the 1st April - is the TV Licence, which will increase by £4 a year. It means you're paying the equivalent of £12.88 a month to watch live TV (and not just the BBC). With the rise of streaming services such as Netflix and Amazon Prime, it might seem like you could do without the BBC and other terrestrial...


Deals of the week 21st March 2019

A new extra minipod with the best offers and deals you can get right now. This week: More info on all these deals at


#79 My 14 current accounts

Are you still with the same bank you joined when you first got an account? Chances are that's the case, or perhaps you've switched once, maybe twice. If so, you're losing out. There's no reason you can't have more than one account, and there are definitely advantages to having more. This week on Cash Chats I've delved into my wallet to take you through each of my 14 current accounts - and why I've got them. The benefits include high interest on savings, cashback on bills, monthly rewards,...


#78 Your Money MOT

In this week's episode, I want to take you through a simple money warm-up. You can make sure everything is working ok with your finances before you start doing anything good or bad with your money. It's not complicated and won't take you long, but at the end of this MOT you should know the true state of your finances. Find the links I discuss over at


#77 Should you be stockpiling food?

Welcome back to Cash Chats! After a bit of a break, this is the first episode of 2019 and I've looked at stockpiling. In part this is due to fears caused by the impending Brexit, particularly in the event of a no-deal exit from the EU. Reports state prices will rise and the supply chain restricted. Both reasons to stock up now if you can. But that's not the only reason. Any period of time when you might not be able to leave home - illness perhaps, or severe weather - could quickly eat up...


Ep76 Your refund rights if you change your mind

We’ve all made that impulse purchase that turns out to be not such a great idea. Sometimes we realise too late and we’re stuck with it. But if you know you don’t want or need something soon enough, then you might be able to get your money back. Whether you can or not depends on where you bought it, and how you paid for it. Read more at


Ep75 How to win at Black Friday

With days to go until Black Friday, I've shared my top tips to help you bag a bargain in these huge annual sales. Now there's obviously some cynicism around Black Friday. That's understandable - it's a manufactured event to get people spending money they hadn't planned to spend and buy things they hadn't planned to buy. But if you do it right it's a great chance to save some extra cash. More info and notes at


Ep74 Are luxury advent calendars a rip off?

I'm joined by Cora Harrison to see whether posh advents for adults are worth the money. Festive advent calendars have changed. When you open the windows you don't just get pictures of snowmen or angels. Even that late 80s upgrade of small chocolates seems traditional now. And the advent candle is long forgotten. Now it's all about luxury advent calendars for adults. For the last few years we've been inundated with all sorts of advents for grown-ups full of 24 bottles of gin, 24 tiny test...


Ep73 The energy price cap explained

A cap on how much electricity and gas costs seems a good idea - and it is. But it's not as simple as saying everyone is going to pay less. In this episode of Cash Chats, I break down who the cap applies to, how it works, and why you shouldn't get complacent. And my golden rules to make sure you don't ever need to worry about paying too much for your energy. Read more at


Ep72 Pay less for your broadband

In this episode of the podcast you can find out how to pay less for your internet. This week I haggled an extra £8 a month off my monthly broadband charge - which was already £22 off the standard price. My total saving over 12 months is going to be £336. So in this episode I've shared how I did it and how you can do the same. There's a mix of methods you can pick and choose from - or do a combination of them all. For me I first took advantage of a top new customer deal, and then jumped on...


Ep71 Where to put your savings

This week I'm sharing where I think the best places are to put cash savings. With two new savings accounts offering 1.5% (Marcus by Goldman Sachs & the RBS Savings Builder), I've looked at whether they're any good, or if you can get a better rate elsewhere (spoiler: you can). I also discuss why most of you don't need an ISA, particularly if you earn under £46,350 a year. But if you are a higher earner with lots of savings, then find out why you need to think a little differently. More over...


Ep70 Mental health & money with guest Charlotte Burns

Often people think of mental health in relation to serious conditions such as bipolar or depression, but it's something we should all consider - not just for ourselves but for friends and family. Mental health is pretty much how you're feeling and functioning. It can be good, or ok. But all of us will have moments where it's bad - even if it's not a condition which might require longer-term management or medication. Whenever we're feeling down, feeling stressed or feeling lonely we're...


Ep69 Your Christmas money checklist

How to make sure you get the best value for money on Christmas travel, gifts, decorations and food and drink. We're just 12 weeks away from Christmas. That might seem like a long time, but it'll creep up on you faster than you think - meaning it's a good time to start thinking about how much you'll spend. In fact, even if you're reading this in November in December, or just want to get well ahead of Christmas 2019, it's never too late or early to follow the tips in this article. So here's a...


Ep68 Death of the high street: What next for John Lewis, Debenhams and House of Fraser?

Is this the end of Debenhams, House of Fraser and John Lewis? And what do their struggles mean for customers? We've had all three major department stores hit the headlines over the last few weeks, so I've taken a look at what's happened, including news that House of Fraser customers might not get their money back on cancelled orders and returned gift cards. More and show notes at