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Cash Chats with Andy Webb

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Hi, I'm one of the leading personal finance and money bloggers in the UK, and I've been hosting Cash Chats since January 2017.

Hi, I'm one of the leading personal finance and money bloggers in the UK, and I've been hosting Cash Chats since January 2017.
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Hi, I'm one of the leading personal finance and money bloggers in the UK, and I've been hosting Cash Chats since January 2017.






Ep68 Death of the high street: What next for John Lewis, Debenhams and House of Fraser?

Is this the end of Debenhams, House of Fraser and John Lewis? And what do their struggles mean for customers? We've had all three major department stores hit the headlines over the last few weeks, so I've taken a look at what's happened, including news that House of Fraser customers might not get their money back on cancelled orders and returned gift cards. More and show notes at


Ep67 How to save hundreds on your mobile phone bill

This week on the podcast I share how to cut your mobile phone bill to around a tenner, and other ways to bring down how much you pay. Not many of us can go without a mobile phone, which is probably why so many people overspend. It's possible to cut a monthly bill down to around £10 without losing coverage, and if you want a new handset, you can get them far cheaper if you don't automatically upgrade when your contract ends. Read more at


Ep66 The interest rate rise and your savings

This week I talk about the recent interest rate and how it will affect you, mainly in terms of the return you can get on your savings. The Bank Of England increased the base rate of interest from 0.5% to 0.75% earlier this month, making it the highest rate we've seen since the financial crash. You'd expect this to be passed on to savers, but I think that's unlikely, especially when you consider what happend when rates rose last November. I explain why, and share where I think are the best...


Ep65 Smart meters, smart tech and Prime Day review

With news that smart meters will probably only save you £11 a year, I've looked at what they do and why I think you should wait. Plus a look back at how Amazon Prime Day went. Were the savings good? And should you wait for Amazon's Black Friday weekend for similar discounts? Read more at


Ep64 How to pay on holiday

Part two of my summer holiday specials, this time looking at the cheapest ways to pay when overseas, whether that's by cash or card. Read more at


Ep63 Fast Fashion

In this week's episode I've looked at fast fashion. Yes it's cheap, but when you factor in quality it can sometimes work out better value to spend more. Then there are the environmental and ethical consequences of producing so much disposable clothing. Listen in to find out what you can do to lessen the impact, including which high street retailers have ethical ranges, and how to get money off new clothes when you donate old clothes to charity rather than chuck them away. More info and links...


Ep62 My holiday prep checklist

Oversized luggage, inadequate insurance and expired visas are just some of the ways I've been caught out on holiday. Avoid these and other mistakes by preparing for your summer holiday now. Sorry it's been a few weeks since the last episode - filming for Shop Smart Save Money has been great but cut my available time. Anyway, I'm back, and this week I'm sharing my holiday prep checklist. Essentially these are the things I'll work through NOW - not just before I'm due to fly. Leave these until...


Ep61 What's wrong with the high street?

The high street has been back in the news with M&S and Carphone Warehouse the latest to announce massive store closures, and a survey from Which? revealing the shops we like the least. It doesn't look great for the high street. I now live in a relatively wealthy part of Yorkshire compared to other parts, and there are lots of independent shops and restaurants. But in the three months I've been here we’ve lost the H&M, Byron, Maplin, Game, Thorntons, East, Top Shop, Miss Selfridge, Mulityork,...


Ep60 - Wedding savings for guests and couples

Wedding season well and truly kicks off this weekend, so I wanted to talk about the ways you can avoid spending a fortune, both as a guest and if you're the couple tying the knot. More at


Ep59 - Ask Andy inc old clothes for vouchers, credit cards and GDPR

Another Ask Andy special where I answer your questions. This time I tackle the H&M clothes recycling scheme, paying off credit card debts and why you're getting so many emails from businesses thanks to GDPR. More over at


Ep58 How I get the best value on tech and appliances

Sometimes shopping around to save a few quid isn't worth the time. But when you're spending hundreds of quid you can make some big savings - if you put the time and effort in. Having just moved house we need to buy some new appliances, and over the last few weeks, I've managed to get us far better appliances than we hoped for with the budget we have. So it made sense to share how I do it so you can too. Read more at


Ep57 The companies keeping your money

Companies are happy to take our cash, but it's sometimes a different story when they owe us money. This week on the podcast I share how I've had to chase brands, from Council Tax to Three to Travelodge, for money they didn't automatically pay me back. Tune in to find out where you should be checking for some long forgotten cash. More and links over at


Ep56 The new financial year

April 6th sees the start of the new financial year, and with it some changes to the money you bring home, and the cost of things you buy. In this week's episode I've given you a quick rundown of the main changes, such as how much tax you pay, and the bills that'll increase. More over at


Ep55 Couponing w/ guest Jordon Cox

I've never been 100% convinced by couponing, so I asked Coupon Kid Jordon Cox to join me on the podcast this week and convince me it's worth the time and effort. We talk about where to find coupons, how to make sure you don't get carried away, "wombling" and why you should tap your loyalty cards to get even more. Get links and more at


Ep54 The big chocolate rip-off

As someone who is passionate about getting the best value for money, I’ve got issues with Easter. Easter eggs specifically. Nowhere else are manufacturers and supermarkets charging such a premium for something you can get in a different shape all year around for far less cash. So in this episode I've shared how to avoid overpaying for your Easter chocs. as well as some tips to save money all year round. More at


Ep53 Ask Andy: Childcare Vouchers, LISAs and bank switching

I'm answering your questions this week on the podcast, including changes to Childcare Vouchers, Lifetime ISAs vs Help to Buy ISAs, and exactly how bank switching works. More info and links can be found at


Ep52 Best ways to save at the cinema

I love going to the cinema, but I hate paying full price which can easily hit £15 or more. So I've hunted out the best savings which I've shared in this week's podcast. From how anyone can get student prices, through to the best loyalty perk it's possible to pay around £5 on average. More over at


Ep51: Are you paying too much for your Council Tax?

There's a good chance your Council Tax bill will be bigger from April 2018, so I've taken a look at the ways you can potentially save some money - and possibly even get a backdated refund. Councils are allowed to hike your Council Tax bill by 3%, and some as much as 5.99% when the new bills are sent around in late March, adding yet more to the bills we have to pay. But there are a few ways you might be able to save. Most of you should be able to get 1% or 2% back from a couple of banks,...


Ep50: Battle of the supermarkets

We've all got different reasons for picking the supermarket we shop in. It could be price, it could be quality, it could just be whichever is nearest. But we've all got our favourites too. So in this week's episode I've been joined by three other money bloggers to argue which is best. I've championed Waitrose, while Katy Stevens from Katy Kicker is on the side of Aldi, Helen Dewdney from The Complaining Cow advocates Tesco and Jane from Lady Janey speaks up for Sainsbury's. Tune in to hear...


Ep49 Ask Andy inc what to do with unused credit cards, plus Monzo, Nectar & O2 Priority

It's been a while since I've tackled the questions you've sent me via email, Twitter and through comments on the blog, so I picked four of the recent ones to share my answers. Here's what's in this episode. - Do you have to keep putting the O2 SIM in your phone when you use the O2 Priority Moments app trick? And can you use it for priority tickets? - Should you cancel an unused credit card? - Can you still use the Monzo card as a prepaid account? - How do you spend Nectar points in...