Directed IRA Podcast

In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler break down how investors can use a self-directed IRA, HSA, or solo 401(k) to invest in real estate and private lending. They cover the core strategies—rental properties, flips, land deals, and hard money loans—and explain how these accounts can be used to build wealth in a tax-advantaged way. Mat and Mark also share real-world examples from their own investing experience, including buying rental properties inside retirement accounts, structuring private loans secured by real estate, and using Roth funds for high-growth opportunities. Along the way, they walk through the basic steps to get started, when an IRA/LLC may make sense, and the key prohibited transaction rules every investor needs to understand. Whether you are brand new to self-direction or looking for a simple episode to share with someone who wants the big-picture overview, this is a practical introduction to investing retirement funds in assets you know and believe in. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

After every major run-up comes a correction – and after every correction, serious investors ask the same question: What should I be doing now? Directed IRA founder Mat Sorensen will host Tillman Holloway, Founder & CEO of Arch Public, and Arch Public co-founder Andrew Parish for a practical conversation on the current state of crypto markets and how disciplined investors are thinking about portfolio positioning after recent volatility. In this session, we’ll cover: - What historically happens after major crypto market corrections - How algorithmic trading strategies respond to volatility - Risk management considerations for digital asset portfolios - Portfolio allocation between BTC, ETH, and other assets - Using IRAs and Solo 401(k)s for tax-advantaged crypto exposure - Common mistakes investors make after sharp pullbacks This will be a focused, data-driven discussion about structure, discipline, and long-term strategy. If you currently hold crypto, or are evaluating your allocation, this is a timely conversation you won’t want to miss. Arch Public Home: https://archpublic.com/?v=0b3b97fa6688 Directed IRA's Crypto IRA: https://directedira.com/cryptocurrency/ SDIRA Summit: https://sdirasummit.com/ Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

If you’re self-employed and want to put more money away for retirement, the Solo 401(k) is one of the most powerful tools available, but the rules and deadlines matter. In this live webinar, Mat Sorensen will walk through the Solo 401(k) basics, including who qualifies, how it’s set up, and the special strategies that make it so effective compared to IRAs and SEP IRAs. He’ll also cover the key 2025 contribution limits and deadlines you need to understand before the 2026 tax filing season. We’ll cover: - What a Solo 401(k) is and how it differs from IRAs, SEP IRAs, and traditional employer 401(k)s - Who qualifies (and who doesn’t) - How a Solo 401(k) is set up and what has to be in place to maximize contributions - 2025/2026 contribution limits, including employee vs. employer contributions and how they’re calculated - Key deadlines to know before the 2026 tax filing season - Special features unique to Solo 401(k)s - Common mistakes and misconceptions that can create tax or compliance issues Why Directed IRA? At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

If you’re looking to generate passive income and steady returns from your retirement account, this is a strategy you need to understand. Join Directed IRA’s VP of Sales, Nate Hare, along with co-host Daniel Tercey, for a live training on Private Lending in a Self-Directed IRA. Private money lending has become one of the most popular strategies among self-directed investors, but it must be structured correctly to stay compliant. We’ll cover: - How to structure loans using promissory notes and trust deeds - Which borrowers and assets your IRA can (and cannot) lend to - The prohibited transaction rules that can disqualify your IRA - How interest income flows back to your IRA tax-deferred or tax-free - 10 key considerations before deploying retirement funds - What happens in the event of foreclosure - Real client case studies showing how note terms can be structured creatively and predictably At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Have questions about self-directed IRAs or alternative investing? In this live, open forum webinar, we answer some of the most common questions people have when starting their self-directing journey, with clear, practical answers. Our Senior Account Executive and Relationship Manager, Daniel Tercey, will cover topics such as: • Common self-directed IRA questions from investors • Investing in real estate, private funds, startups, precious metals, crypto, and other alternative assets • IRA rules, prohibited transactions, and compliance pitfalls to avoid • UBIT, UDFI, and when tax filings may apply • Custodial processes, account administration, and best practices • Recent trends and questions we’re seeing from investors Visit our links Daniel discusses at the end of the webinar: Linktree: https://linktr.ee/SelfDirectedIRA Book a call: https://directedira.com/appointment/ Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Read more about Trump Accounts Here: https://matsorensen.com/trump-retirement-accounts-explained/ If you have kids under age 18, this episode could change how you think about their financial future. In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler dive deep into Trump accounts, a brand-new savings vehicle launching in 2026. Mat explains why he believes Trump accounts can be a powerful long-term wealth-building tool for kids, while Mark pushes back, arguing parents may be overlooking better options already available. Together, they break down how Trump accounts work, who they are best suited for, and how they compare to Coverdell ESAs, kids Roth IRAs, and 529 plans. The conversation covers college planning, trade schools, retirement savings, Roth conversions, and how families can stack multiple strategies based on income and goals. They also explain the biggest game changer of all: how Trump accounts convert into traditional IRAs at age 18 and can later be converted into Roth IRAs, potentially creating millions in tax-free retirement wealth for the next generation. Whether you are a parent, grandparent, or business owner looking to give kids a financial head start, this episode lays out practical strategies, pros and cons, and real-world planning considerations to help you decide what makes sense for your family. Chapters: 0:08 – Welcome And Topic Reveal 0:48 – Politics Aside: Use The Law 3:52 – What A Trump Account Is 6:20 – Control Limits And Fee Cautions 6:24 – College Needs vs Long-Term Wealth 9:10 – How Early Withdrawals Actually Work 12:02 – Parent Playbook: Stack The Accounts 18:56 – Pay Your Kids Through Business 21:07 – Rentals As A Small Business 22:06 – The Roth Conversion Strategy 24:20 – 529 To Roth: Sister Strategy 26:18 – Pro Rata Rules And Math 28:20 – The 8.8 Million Illustration 29:55 – Mindset, Access To Education, Closing Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

The start of a new year is one of the best times to reset and realign your retirement strategy. New contribution limits, new rules, and new deadlines in 2026 can all impact how much you’re able to save and how effectively you plan. In this webinar, Directed IRA COO Aaron Halderman and VP of Sales Nate Hare will host a practical 101-style session focused on retirement account planning for 2026, including an open Q&A to address common questions as the new year begins. We cover: - 2026 retirement account contribution limits and what changed - Key tax deadlines to know in 2026 for IRAs and retirement plans - Core planning strategies for IRAs, Roth IRAs, HSAs, and Solo 401(k)s - Common mistakes to avoid as you start the new year - Open Q&A to help you set clear retirement account goals for 2026 This session is designed to help you start the year with clarity, avoid early missteps, and build a smarter retirement plan going forward. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

To learn more on year-end retirement account strategies read our new article: https://directedira.com/year-end-retirement-account-strategies/?utm_source_youtube_socialmedia&utm_year_end_strategies_webinar Year-end is one of the most important windows for retirement planning. Some moves must be completed by December 31, while others can wait until the tax filing deadline – and new rules coming in 2026 will change how much you can save and whether certain contributions must be Roth.In this live webinar, Directed IRA’s CEO, Mat Sorensen, will walk through the most important retirement account strategies to understand before year-end and how to position yourself for 2026. You’ll Learn - Which retirement account moves must be done by December 31…and which can wait - How to optimize 401(k), IRA, Roth IRA, HSA, and Solo 401(k) strategies at year-end - When Roth conversions make sense now vs. pushing them into 2026 - Backdoor Roth and mega backdoor Roth strategies to know before year-end - Key 2026 rule changes that may impact contribution limits and Roth requirements his session is designed to help you avoid missed opportunities, reduce taxes, and make informed decisions before the year closes. Why Directed IRA? At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

KKOS Webinar: Solo 401(k) Tax Credit for New and Existing Plans Mark and Mat return to the Directed IRA Podcast with holiday cheer, quick-fire banter, and a stocking stuffed with three Roth strategies that can transform your long-term wealth. This is the year-end roadmap every proactive investor needs. They break down how to time Roth conversions for maximum tax efficiency, how a Kid’s Roth IRA can quietly grow into a seven-figure legacy, and how the mega backdoor Roth lets both employees and small business owners pump serious dollars into the tax-free zone. If you want your money growing tax-free, your strategy dialed in, and your year-end planning wrapped with confidence, settle in for this quick, insightful, and entertaining episode. Chapters: 0:00 - Warm Welcome And Light Banter 1:12 - Roadmap: Three Year-End Roth Strategies 1:54 - Strategy One: Roth Conversions And Chunking 4:20 - Brackets, Deductions, And Timing The Tax 7:16 - Backdoor Roth Clarified For High Earners 8:04 - Strategy Two: Kids Roth IRA Mechanics 11:18 - Paying Kids Legitimately And Funding Options 15:02 - Early Compounding And Grandparent Angle 18:27 - Strategy Three: Mega Backdoor Roth Overview Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

For more details on prohibited transactions download the Self-Directed IRA Handbook (look for chapters 4, 5, 6, and 7): https://directedira.com/the-self-directed-ira-handbook/ In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J Kohler break down the single most important rule in the world of self-directed IRAs, the prohibited transaction rule. Before your IRA buys real estate, a private company, crypto, or any other alternative asset, you need to understand who your IRA can transact with and how to avoid accidental mistakes that can blow up your entire account. Mat and Mark explain the three core varieties of prohibited transactions in a simple and memorable way, using real client examples along with their usual energy, humor, and clever comedy bits. You will learn why certain family members are off limits, what happens if you try to stay in your IRA owned Airbnb, how sweat equity can accidentally trigger a self dealing violation, and how to safely buy rentals or businesses in your retirement account with confidence. The hosts also sprinkle in a series of fun “you know it is a prohibited transaction when” jokes that make the topic easy to remember and surprisingly entertaining. By the end, you will understand how to stay compliant, make smarter investment decisions, and unlock the real power of a self-directed IRA. Perfect for real estate investors, business owners, and anyone using an IRA for alternative assets, this episode gives you the clarity you need to protect your account and maximize long term gains. Chapters: 0:06- Welcome And Why This Matters 0:12 - Defining Prohibited Transactions 2:16 - What IRAs Can And Can’t Own 2:54 -It’s About Who And How, Not What 2:59 - Per Se Prohibited Transactions Explained 4:34 - Disqualified Persons And Family Traps 7:25 - After You Buy: Use And Benefit Rules 8:17 - Renting To Family And Self-Dealing 10:26 - Sweat Equity And Fixer Upper Pitfalls 12:49 - Managing Vs. Working: The 50 Percent Line 16:13 - Facts, Circumstances, And Case Law 17:49 - Practical Guardrails And Flexibility 19:36 - Resources, Book, And Professional Help 19:51 - Closing Remarks And Disclaimers Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Most Self-Directed IRA investors worry about choosing the right asset, but the real danger is accidentally breaking an IRS rule you didn’t even know existed. Watch Mat Sorensen (CEO, Directed IRA) and Lindsay Mersino (Executive Director of Operations) host a brand-new session that breaks these rules down clearly, simply, and with real examples you won’t find anywhere else. You’ll Learn - What a Self-Directed IRA can invest in - The three investments IRAs cannot hold - How IRS prohibited transaction rules actually work and the real mistakes that cause penalties - Who counts as a “disqualified person” and why this matters for every deal you structure - The three types of prohibited transactions - Deal examples that stay compliant vs. deals that disqualify an IRA - How to safely structure alternative investments through your SDIRA Why Directed IRA? At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Crypto continues to be one of the fastest-moving asset classes — and when you combine it with the tax-free power of a Roth IRA, it becomes one of the most compelling long-term wealth strategies available. Join Mat Sorensen (CEO, Directed IRA) and Aaron Halderman (COO, Directed IRA) for a live training session where they break down everything you need to know about investing in crypto inside a Self-Directed Roth IRA. You’ll learn how the structure works, how to access 60+ supported assets, when conversions make sense, when an IRA/LLC is appropriate, and how to stay compliant while maximizing tax-free upside. Whether you’re an active crypto investor or just exploring tax-efficient strategies, this session will give you the tools to build a smarter, long-term plan for 2026 and beyond. You’ll Learn - How crypto investing works inside a Self-Directed IRA - Why a Roth IRA can generate entirely tax-free crypto gains - How Traditional-to-Roth conversions work (and what actually triggers tax) - When an IRA/LLC “exchange account” becomes the right structure - How to access 60+ supported cryptocurrencies inside your IRA - How an HSA can also be used for crypto investing Why Directed IRA? At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Mat Sorensen sits down with Troy Eckard, founder and chairman of the board at Eckard Enterprises, for a clear look at how investors use self directed IRAs to buy mineral rights and participate in oil and gas cash flow. They break down the three lanes in this asset class, minerals, drilling, and midstream, and explain where each fits in a smart portfolio. You will hear why many IRA owners favor minerals for steady income and lower risk, when drilling can make sense with taxable dollars, and how to evaluate operators with real world due diligence that protects you from bad deals. Troy shares how technology and data have changed the game, what realistic returns look like, how depletion and cash flow work over time, and the red flags that signal inflated pricing or weak sponsors. The conversation also hits current market forces, service costs, and why discipline matters more than shiny tax write offs. This episode is perfect for IRA owners, high income professionals, and anyone exploring real assets beyond public energy stocks who want income, control, and clear rules of the road. Chapters: 0:06 - Meet Troy Eckert And The Goal 0:34 - What Mineral Rights Actually Are 2:14 - Three Ways To Invest In Oil And Gas 4:18 - Risk Then And Now In Drilling 5:25 - Taxes, Depletion, And IDC Basics 7:41 - Why IRAs Fit Mineral Rights Best 10:25 - How Eckerd Structures Direct Ownership 12:06 - Diversification Across Operators And Units 13:53 - Spotting Fraud And Overpricing 16:08 - Don’t Chase Deductions Over Deals 18:03 - Market Reality: Drill Baby Drill 20:45 - DUCs, Service Costs, And Timing 23:00 - Who Should Invest Directly And When 25:01 - Dollar Dynamics, Rates, And Liquidity 27:20 - Due Diligence, Education, And Next Steps 41:56 - Closing Notes And Disclaimers Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode, Mat Sorensen and Mark J. Kohler dive into one of the most underrated wealth-building tools out there: the Health Savings Account (HSA). With open enrollment around the corner, it’s the perfect time to rethink your healthcare strategy and unlock the triple-tax advantages of this incredible account. Mat and Mark break down how an HSA can save you thousands in taxes, how to qualify for one, and how to self-direct your HSA into assets you actually believe in. From real estate and crypto to precious metals and private businesses, they share real examples, walk through contribution rules, and reveal how to make your HSA a long term investment vehicle that can cover everything from braces to retirement healthcare costs, completely tax free. Whether you’re an entrepreneur, investor, or just someone tired of overpaying for insurance, this episode will open your eyes to the power of the HSA and why it should be part of your wealth strategy today. Chapters: 0:06 - Why HSAs Matter Now 0:25 - High Deductibles And Real Costs 0:55 - Self-Directing Your HSA 1:17 - The Triple Tax Advantage Explained 2:46 - Real-World Growth Examples 4:06 - Level One Vs Level Two HSA 6:10 - Contribution Limits And Deadlines 8:16 - Contribute Early For More Growth 9:12 - Getting HSA-Eligible Insurance 11:14 - Last Month Rule And Plan Changes 12:17 - Catch-Up Contributions After 55 13:22 - Choosing The Right HSA Provider 14:47 - Steps To Set Up And Fund 16:33 - What You Can Invest In 18:21 - Reimbursements And Qualified Expenses 20:11 - Wrap-Up, Resources, And Disclaimers Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Gold is breaking records again—and smart investors are taking notice. In this episode of the Directed IRA Podcast, Mat Sorensen and Mark Kohler explain how to buy physical gold, silver, and other precious metals inside your IRA, the right way. They walk through which metals qualify, how purity standards and approved coins work, and what IRS rules you need to follow for storage and compliance. You’ll also learn how a self-directed IRA opens the door to these alternative investments, so you can diversify your retirement beyond stocks and mutual funds. If you’ve ever thought about owning real gold bars (not just ETFs or paper gold) inside your IRA, this episode breaks it all down step by step—no myths, no confusion, just clear guidance from the experts at Directed IRA. Chapters: 00:00:06 - Why Precious Metals In IRAs 00:24 - What You Can And Cannot Buy 02:52 - Purity Standards And Qualifying Coins 05:47 - Self-Directed IRA Setup And Funding 08:42 - Storage Rules And IRS Compliance 11:24 - Costs, Dealers, And Next Steps 13:18 - Education, Disclaimers, And Wrap-Up Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of The Directed IRA Podcast, tax attorneys Matt Sorensen and Mark J. Kohler reveal one of the most powerful strategies for crypto investors, how to grow and withdraw your crypto profits completely tax free using a Crypto Roth IRA. They break down three key scenarios every crypto holder needs to understand: Getting started, how to buy crypto in a Roth IRA even if you are new to retirement accounts. Converting existing IRAs or 401(k)s, how to roll over or convert funds into Roth dollars to start investing in crypto. High net worth or business owners, how to use Roth Solo 401(k)s, HSAs, and Coverdells to expand your tax free crypto empire. You will also learn the “No More Taxes on My Crypto Pledge,” why it is never too late to start, and how strategic planning can protect your wealth while maximizing long term gains. Matt and Mark share real examples from clients, explain the difference between traditional and Roth accounts, and highlight the unique advantages Directed IRA offers for crypto investors, including low fees, easy app based trading, and full IRS compliance. If you believe in the future of crypto and want to keep every penny of your gains, this episode is your roadmap to doing it the smart, legal, and tax free way. Chapters: 00:06 - Why a Crypto Roth Exists 02:50 - Three Paths to a Crypto Roth 05:00 - Rolling Over Old IRAs and 401(k)s 07:20 - Converting Traditional to Roth Strategically 08:56 - Solo 401k Power for Business Owners 10:53 - The “No More Taxes” Pledge for New Buys 13:13 - Using Family, HSA, and Coverdell Buckets 16:01 - Costs, Providers, and Getting Help 19:35 - Disclaimers and Final Takeaways Take the pledge. Stop paying taxes on your crypto. Start building your future tax free with Directed IRA. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Unlock one of the most powerful tax and wealth-building strategies available today: the Mega Backdoor Roth. In this episode, Mat Sorensen breaks down how you can contribute up to $70,000 each year into Roth accounts, creating massive tax-free growth for retirement. Originally filmed for the Mat Sorensen YouTube channel, this special episode is now available on the Directed IRA Podcast. Mat explains step by step: Whether you’re a high earner with a workplace 401(k) or a self-employed professional with a Solo 401(k), this strategy can help you supercharge your retirement savings and build wealth tax free. Chapters: 00:00 - Introduction to Mega Backdoor Roth 01:15 - Breaking Down the $70K Strategy 02:12 - After-Tax Contributions Explained 05:17 - Converting to Roth: Two Options 08:19 - Potential Snags and Limitations 10:17 - Disclaimer and Closing Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Visit altassetsummit.com to learn how to invest in Alternative Assets. (More links down below.) In this episode of the Directed IRA Podcast, attorneys Mat Sorensen and Mark J. Kohler dive into five creative ways to buy real estate with your self-directed IRA. Beyond the traditional “pay cash” approach, they explore strategies like seller financing, non-recourse bank loans, subject-to deals, wholesaling, private lending, and even the Roth Dream Home Takeover (a little-known method to lock down your future retirement home tax-free). They share real client examples, key compliance rules (like avoiding personal guarantees), and why pairing these strategies with a Roth IRA can supercharge compounding and keep more returns in your pocket. Whether you’re a seasoned investor or just discovering the power of self-directing, this episode will open your eyes to opportunities you may not have known existed. Chapters: 00:00 - Introduction to IRA Real Estate Strategies 03:16 - Creative Financing Through Self-Directed IRAs 06:53 - Wholesaling Properties With Your IRA 09:25 - Becoming the Lender With Your IRA 13:00 - The Roth Dream Home Takeover 18:54 - Partnering Strategies and Tax Liens 23:48 - Alt Asset Summit Invitation Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of the Directed IRA Podcast, attorney and CEO Mat Sorensen sits down with Ahmed Ahmed, Head of Funds at WeFunder, to discuss how investors can use a self-directed IRA to invest in startups and venture capital—an asset class once limited to Silicon Valley insiders and institutional funds. The conversation explores how WeFunder democratizes early-stage investing through Regulation Crowdfunding (Reg CF) and Regulation D (Reg D) offerings, giving both accredited and non-accredited investors access to vetted startup deals, diversified venture funds, and even pre-IPO companies. Mat and Ahmed explain: Orange FundsThis episode is essential listening for self-directed investors interested in private markets and early-stage innovation—and how to access it within a tax-advantaged retirement account structure. Chapters: 00:00 – Introduction to WeFunder and Startup Investing 01:30 – What Is Reg CF and Who Can Invest 03:16 – Inside the Orange Funds and Y Combinator Strategy 07:40 – Risk, Return, and Realities of Startup Investing 11:50 – Using a Fund Model to Diversify Your Startup Portfolio 19:22 – How to Evaluate Founders, Traction, and Deal Flow 24:27 – Getting Started with Startup Investing Through Your IRA WeFunder Homepage: https://wefunder.com/ Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Visit altassetsummit.com to learn how to invest in Alternative Assets. (More links down below.) You don’t need $100K to self-direct your retirement. In this episode, Mat Sorensen and Mark Kohler outline 15+ real-world strategies for investing $25,000 or less using your Roth IRA, Traditional IRA, Solo 401(k), or HSA. From real estate deals and startup investments to crypto mining, mobile homes, equipment leasing, and even cattle, Mat and Mark break down the opportunities that everyday investors are already using to grow their retirement accounts. Whether you're just starting with $5,000 in a Roth IRA or rolling over an old 401(k), this episode reveals how to make smart, creative investments in alternative assets—without needing a six-figure balance. You’ll also learn how to structure these deals legally with IRA/LLCs, avoid prohibited transactions, and understand the compliance rules that protect your tax-advantaged account. Chapters: 00:00 - Introduction to Small-Budget Self-Directing 02:10 - Cryptocurrency and Crypto Mining Options 06:20 - Creative Real Estate and Partnerships 10:00 - Mobile Homes and Startup Investments 13:45 - Turo, Oil & Gas, and Livestock 22:45 - Equipment Leasing and Final Opportunities 32:16 - The Power of Roth IRAs Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other: Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com