Financial Audit with Caleb Hammer-logo

Financial Audit with Caleb Hammer

Business & Economics Podcasts

Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? email us at castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co

Location:

United States

Description:

Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? email us at castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co

Language:

English


Episodes
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Dominated By Immaturity

10/13/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:55 How are you surviving? 09:26 SOFI 14:39 These debts keep stacking 18:55 You're F'd 26:37 Your checking is... terrifying 30:50 I'm done with your lies 34:20 What a terrible outlook 36:45 AURA 41:41 You need a budget! 45:15 This is gonna take a while 50:47 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:51:32

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Worst I’ve Ever Seen

10/12/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:44 Stop listening to him! 10:33 You're BLIND to your finances 11:19 SOFI 15:05 Do you pay anything on time? 19:34 Do you even care?! 27:53 You can't justify an Apple Watch 30:39 Nothing in checking...who's surprised 36:07 Law school? Yeah right... 41:44 You need a budget! 46:59 Aura 57:38 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:58:01

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Her "Baby Daddy" Destroyed Her Life

10/11/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:12 Worst relationship in the world 09:25 This is more important than finances 11:42 SOFI 13:48 You don't have the income for this! 24:22 Holy checking account! 28:53 There's no excuse with this spending 34:18 AURA 38:14 You need a budget! 44:06 Please just do this 50:00 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:50:43

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He’s Single-Handedly Throwing Away Their Future

10/10/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:22 Diving right in! 07:22 What are we doing? 09:07 Do you even care? 14:47 Sondermind 19:32 What is your life, dude? 22:26 What does your GF have to say about this? 27:02 Smoking reality away 30:52 Here's your budget 34:14 Just follow this... 36:10 Credit Rating 41:10 What if it all goes South? 51:06 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:51:48

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E-Girl Is Going To Die In Poverty, Again

10/9/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:30 Already with the excuses 10:22 This isn't looking good for you 14:50 Opus Clip 19:35 Your debt is haunting you 26:08 Don't you want to be free? 32:48 Your spending doesn't help 37:24 Last chance for survey! 40:44 So much BS 44:22 You need a budget! 49:26 Let's fix this! 53:24 SOFI 58:42 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:59:37

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Burning All His Money On… “Apps”

10/8/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:12 Tough break, dude 09:14 You done goofed 16:58 Consolidate...then keep spending? 19:09 Credit Rating 28:51 I've never seen so much Cashapp 32:57 I don't think you know how this works 35:59 $250 Giveaway 37:08 Stick to the budget!!! 42:19 Here's the game plan! 47:52 SOFI 53:07 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:54:03

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Moving To The US And Taking Out EVERY Credit Card Possible

10/7/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:16 How we feelin' about this debt? 10:55 First of MANY debts 18:39 Sondermind 25:07 Check this out (Pun intended) 30:00 Win $250 31:44 You must COMBINE! 38:45 Let's budget your craziness 52:56 The plan steams ahead 54:33 SOFI 55:17 This could be so much worse 59:59 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:01:06

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"Sugar Baby" Blows All His Sugar At Casinos

10/6/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:47 Survey 05:14 Dude is giving away money 10:08 Sounds like enabling to me 14:50 Your third car by 19? 25:21 Okay this is insanity 28:31 You have a Sugardaddy?! 29:17 SOFI 34:40 Starting with $0 41:49 You're BS'ing me 43:17 Credit Rating 46:43 You need to budget! 52:23 Here's your plan 1:00:19 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:01:30

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This Is The Hardest Episode I've Ever Done

10/5/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:07 How hard is this? 10:00 Addicted to pugs? 10:20 Sondermind 14:42 Bro you're F'ing me.... Nooo 18:07 You need professional help my dude 21:47 Getting back to finances... I guess 29:08 The addiction wasn't enough 35:08 Why all the ATM withdrawals? 38:59 I mean it's something 41:30 Budget breakdown 44:24 Aura 46:22 I'll make a deal with you 52:30 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:53:12

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Fat Guy Refuses To Stop Eating Out

10/4/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 08:22 Diving into risky decisions 17:02 Real Estate 23:27 SOFI 27:39 Your stomach is making financial decisions 37:48 You DON'T want to do this! 43:11 Money isn't everything? 55:51 This is not investment advice 58:55 You have STUDENT LOANS!? 1:06:23 Time to clean up 1:08:14 HINGE TIME!!!! (yes, it's finally here) 1:15:34 On behalf of the guests 1:20:45 SOFI Savings 1:23:19 All time bonehead play 1:27:30 Here's my advice 1:30:30 Stephen Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:32:27

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Her Parents Stole And Destroyed Her Financial Future

10/3/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 02:47 Your parents should be ashamed 12:33 How did you GET HERE?! 16:07 Do you even take responsibility? 16:55 Card Rating 20:48 Not even a little bit, dude 30:09 Wait you said this was OVER 36:27 Your budget isn't real 42:43 This is your budget 49:04 Here's the plan 51:06 SOFI 55:19 What you need to get over this 59:28 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:00:06

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Not Even The Most Strict Plan Will Fix This

10/2/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:59 Unemployed and refusing to get a job 09:44 Policy Genius 13:36 Don't BS me 20:26 Do you even care? 22:16 Doesn't this scare you?! 28:43 You spend like a child 33:19 Living like a king without money 36:24 What's the point of this? 40:00 You need to budget 47:55 SOFI 53:51 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:54:07

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This Couple Has The Craziest Situation I've Ever Seen

10/1/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:55 Single income household (Yikes) 13:25 Filthy debt habit 19:14 Being a good person is irrelevant 23:15 Holy moly you can't afford this 28:08 SOFI 30:35 Endless BS spending 37:12 You have ZERO excuse 43:04 So you're gonna take classes? 48:11 When does this nightmare end?! 51:11 You need a budget 1:03:32 AURA 1:08:34 Here's the plan 1:15:48 You're GOING to counseling! 1:23:44 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:24:36

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I'm DONE With This Model

9/30/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:00 So you do beauty pageants? 07:51 Early start to bad debt 10:35 SOFI 17:04 So you don't buy groceries? 21:42 Is this a joke to you? 25:21 Her checking is... unhealthy 30:54 OMG her first budget! 37:52 AURA 39:33 Here's the plan, Stan 46:02 What do you say? 54:56 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:56:28

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Lost Everything In Divorce, Takes Out Payday Loan For Macbook

9/29/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:26 We don't BS here 11:07 SONDERMIND 12:42 Let the spending begin 20:33 You can't afford my MERCH! 25:43 He does this while living with his parents 33:17 What is this phone bill? 34:32 This is just gross 36:43 You need to budget 43:17 You have no excuse for debt 44:32 SOFI 46:55 Getting out of debt 52:16 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:53:12

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They Keep Taking Out Micro-Loans Just To Survive

9/28/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Jobs and incomes 06:39 You're sabotaging your future 08:47 Where did this mess BEGIN?! 11:49 SOFI 18:13 Your credit card is making me ill 23:35 Living off of micro loans 26:34 Your student loans are UPON YOU! 33:12 This is absolutely vile 36:01 Worst checking I've ever seen 42:42 So... You're F'd 49:37 You need to budget 59:24 The weight of it all 01:03:31 AURA 01:06:44 Here's the plan 01:12:50 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:13:34

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37-Year-Old Has The Most Insane High Interest Debt Ever

9/27/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:14 HOW did we get here? 06:19 You're debt is off the chain my dude 08:28 Your spending too 17:35 SOFI 20:12 Your whole life is spending 25:05 So this is where it goes 31:23 You need to BUDGET 38:22 Buddy let's fix you up 46:29 AURA 44:42 It's looking dire 52:09 Thanks, now F off! 55:43 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:56:49

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Can’t Afford To Live, Yet Buys A Stupid Dodge Charger

9/26/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:08 Hello Fresh 08:10 Really? Two cars?! 13:00 Bad decisions were made 16:31 Welcome to debtville 21:34 I look down on your car 24:44 All your spending is BS 30:27 What are we thinking? 37:29 You need to budget 43:13 Your income is saving you 44:12 Here's the plan 46:04 SOFI 54:50 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:55:57

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Wife Brought $100,000 Of Private Student Loans Into Marriage

9/25/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:00 Where did all this debt come from? 12:09 Rocket Money 14:00 Why are we spending on this? 17:46 Sharing 100K Debt with your parents 22:27 Digging into their spending 32:08 How's your marriage? 37:24 Budget time! 44:53 Here's the deal! 49:55 SOFI SAVINGS 53:41 What your next three years look like 59:33 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:01:00:42

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Missing Payments And Borrowing Every Cent From Her Friend To Survive

9/24/2023
Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠ My socials: ⁠https://linktr.ee/calebhammer⁠ Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:16 What is your mentality? 07:50 You're not making NEARLY enough 11:23 You don't have this 15:09 SOFI 19:02 Your parents are killing you 22:06 Endless spending! 28:25 Bring the hammer down on them 33:04 Your needs are over 80% 36:08 Here's the plan 40:46 AURA 44:59 It's THAT bad 50:17 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Duration:00:50:59