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Finishing Well

Business & Economics Podcasts >

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Location:

United States

Language:

English

Contact:

919-535-8261


Episodes

Finishing Well 8-18-18

8/18/2018
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Duration:00:26:59

Counting the Cost of Your Death: How does it affect your family?

8/11/2018
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You might be in a different season of your life, you are not completely financially supporting your children and family anymore, but there is still an immediate need for money at your passing. Hans explains why $25,000 is the minimum amount he recommends to cover these immediate costs. While you have a Will to dictate how your assets are going to be split, the life insurance comes in to pay the bills while your family is working all of this out. Hans even tells the story of his sister who...

Duration:00:26:59

Manna Money: Investments and Income

8/4/2018
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God provided for the Israelites in the dessert with manna so they did not have to worry. Even in retirement, life and bills keep coming, but there is a way to stop this worry. Hans and Robby discuss how annuities can be the solution to this worry. If you think you are going to live a short life, buy life insurance, if you think you are going to live a long life, buy an annuity. Hans explains investments, returns, and why getting an annuity might be the best decision you can make in...

Duration:00:26:59

Law & Grace: IRAs

7/28/2018
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The government wants their money, and they are going to get their money, whether it is from you or your heirs. RMDs = Required Minimum Distribution or is it Really Motivated Distribution? Hans and Robby discuss reasons to take your Really Motivated Distributions early and late this week. One really motivated way involves building up your Social Security benefit. Another really motivated distributions allows you to give to the Church, or other charities, tax free. Don’t forget to get your...

Duration:00:26:00

Social Security: The Narrow Way

7/21/2018
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When should you take Social Security? There is a lot of conflicting information out there, but Hans and Robby break down the answer to this question today. Social Security decisions are irreversible and you don’t want to do something you will regret. Everyone’s situation is different, and it is important to sit down and think through all of your options. Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on...

Duration:00:26:59

Medicare Alpha-Bits

7/14/2018
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Proverbs 1:20 says “Wisdom calls out in the streets”. It is important to seek this wisdom when there is still time, especially surrounding retirement. This week Hans and Robby give wisdom surrounding Medicare and all its Alpha-Bits. Medicare can be complicated, but it is not that complicated! It is all written out by the government, but the information is hard to decipher. It is also hard to find an unbiased source to explain it. Supplements, parts, plans, and prices; there can be a lot...

Duration:00:26:59

Does Medicare Pay for Long-Term Care?

7/7/2018
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Proverbs Chapter 1 Verse 20 says “Wisdom calls aloud outside.” This episode, Hans and Robby will give you some wisdom to help your family. Medicare does not pay for long-term care insurance, it says this in everyone's Social Security Earnings Report. The message of this episode is not just go out and buy long-term care insurance, the message is that long-term care is a part of your entire financial plan. You need to look at your entire financial situation before figuring out what the...

Duration:00:26:59

Who is going to pay?: Long-term care information

6/30/2018
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Most people have more difficulty accepting the possibility of incapacity than they do facing the reality of their own death. The biggest consequences of failing to plan for long-term care are suffered by the family. This episode will dive into the 4 different types of long-term care insurance, how Medicare covers long-term care, and how to get a plan in place for long-term care coverage. To learn more, or get the long-term care chapters of Hans' book "The Complete Cardinal Guide to...

Duration:00:26:59

Psalm 90:12: Lessons on Life Insurance

6/16/2018
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“Teach us to number our days, that we may gain a heart of wisdom.” Recognizing your own mortality and being prepared with life insurance is a gift to your family, giving them financial security when you are gone. Hans tells the story of a couple of clients who were able to purchase life insurance at 74 years old. After one of them passed, their children realized they would need more to cover expenses when the other one died. Hear what Hans and Cardinal were able to do to help...

Duration:00:26:59

Don’t Go for Gold: Investments & Income

6/9/2018
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This week, Hans and Robby discuss investments and income; what to do and especially what not to do. Listen to Hans discuss what happened when one client put all their investment money into gold bars. Hans also tells the story of the strategy Cardinal put into place for clients who had over $100,000 in credit card debt. Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans...

Duration:00:26:59

The Devil and IRAs

6/2/2018
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IRAs and 401(k)s are used by retirees to create a pension for life. There are a lot of easy mistakes that can be made that end up costing thousands in taxes and penalties. Beneficiary designations, QCDs, Wills, distributions, and long-term care implications are all discussed by Hans and Robby this week on “Finishing Well”. Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact...

Duration:00:26:59

Till Death Do us Part… B: Medicare

5/26/2018
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On this episode of “Finishing Well”, Hans and Robby discuss Medicare. They go into enrollment dates, how Medicare works with work coverage, and how different spouses are covered. They also delve into Medicare Supplements a little more! Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at...

Duration:00:26:59

Per Diem

5/19/2018
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This week on “Finishing Well”, Hans and Robby answer many questions about Social Security. What does the bible have to say about Social Security? What is the best age to take Social Security? Do you have to wait until Full Retirement Age? Is it ever okay to take Social Security at 62? What are spousal benefits? What about divorced or deceased spouses? Hans and Robby also look at Robby’s personal Social Security Earnings Report. Don’t forget to get your copy of “The Complete Cardinal Guide...

Duration:00:26:59

Where’s the Beef?

5/12/2018
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This week on “Finishing Well”, Hans and Robby get into the “meat” of long-term care. They discuss policies and the actual prices of these policies. Long-term care insurance is not what it was 20 years ago. They also go more in-depth on what self-insurance really means and what short-term care insurance actually covers. Hans discusses a few client stories, specifically Patricia and Caroline, and how they set up a plan for long-term care. With long-term care, the burden is going to fall onto...

Duration:00:26:59

Per Diem

5/5/2018
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This week on “Finishing Well”, Hans and Robby answer many questions about Social Security. What does the bible have to say about Social Security? What is the best age to take Social Security? Do you have to wait until Full Retirement Age? Is it ever okay to take Social Security at 62? What are spousal benefits? What about divorced or deceased spouses? Hans and Robby also look at Robby’s personal Social Security Earnings Report. Don’t forget to get your copy of “The Complete Cardinal...

Duration:00:26:59

Are Your Survivors Protected?

4/28/2018
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This week on “Finishing Well”, Hans and Robby talk about life insurance. A huge part of actually finishing well is making sure you survivors are protected in the event that you pass. The easiest way to do this is life insurance. We talk about kinds of life insurance, the documents you need to have prepared, and much more! Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free! You can contact...

Duration:00:26:59

Risky Business

4/21/2018
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One of the scariest parts of retirement is the idea that you can outlive your money. Is there a way to provide income and security during this time? There is, and annuities are the answer for some people. There are a lot of myths and misinformation out there surrounding annuities, and Hans clears some of that up! Listen to Hans and Robby talk about all of this and more on this week of “Finishing Well”! Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and...

Duration:00:26:59

A Pension for Life

4/14/2018
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Do you know the difference between IRAs and 401(K)s? Do you know the best way to use these? In retirement, creating an income for the rest of your life is important. Retirement savings accounts can help you do this. There are also some other cool things you can do with the money in IRAs, including Qualified Charitable Distributions, creating a tax-free inheritance for loved ones, and even paying for long-term care. Learn all about it with Hans and Robby this week on “Finishing...

Duration:00:26:59

Don't Worry, Be Happy

4/7/2018
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A lot of people worry about Social Security, but do you know why? On this weeks episode, we discuss who should be worried about Social Security and why. Hans and Robby also discuss spousal benefits, benefits after divorce, and Social Security timing, and much more! Information and truth should help alleviate a lot of the worries most people have. To get more information or Hans' books, "The Complete Cardinal Guide to Planning for and Living in Retirement" and the "Workbook, visit...

Duration:00:26:59