First Time Home Buyer’s Radio
Business & Economics Podcasts
You do not need to save up 20% down payment before you buy your home.I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too.Armed with Knowledge helps you negotiate the best deal for YOU..
Location:
United States
Description:
You do not need to save up 20% down payment before you buy your home.I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too.Armed with Knowledge helps you negotiate the best deal for YOU..
Language:
English
Website:
http://www.shorthomeloans.com
Episodes
CalHFA- Dream for All - Shared Appreciation program
3/31/2023
Great conversation with Molly K. Ellis( CalHFA’s Training and Out Reach Manager).
Topic of the day: their newest Down Payment Asst program:
“Dream For All Shared Appreciation Loan”.
Program goes live March 27, 2023
As Paul Harvey would say: here’s the rest of the story( especially for all the IG click bait misinformation)
#calhfa
#DPA
#fthb
#realestatemarket
#realestateagents
Duration:00:11:49
California changes to Solar - starting April 14th, 2023
2/3/2023
Great conversation with Solar Lily ( SunLily Energy)
Today's conversation is all about Solar and the uncoming California PUC change to solar ( NEM 3.0 starts April 14, 2023)
LIsten in for the details....
We were at separate small businesses Cafe for our zoom call:
Lily was at the Apartment Cafe in Rancho Cucamonga, CA
I was at Barrio's Cafe in Sacramento, CA
Please support small businesses
Duration:00:25:53
GSFA - Platinum DPA program- Conventional option
1/21/2023
Great conversation with Meagan Harris ( Trainer for GSFA ( Golden State Finance Authority) )
Today we spoke about GSFA’s Platinum Down Payment Assistance program- their Conventional Financing option.
If you are looking for down payment & closing costs assistance… Listen in
PS: i work for Empire Home Loans, Inc. - not Empire mortgage ( sorry for the error on the interview)
Duration:00:16:31
Accessory Dwelling Units (ADU) Conversation with a Southern California Realtor
10/29/2022
Great conversation with Stephanie Gutierrez ( Realtor with Keller Williams in So CAl)
Stephanie is a huge advocate and facilitator of ADU in So Cal..
Duration:00:10:29
CalHFA $40k ADU Grant
10/22/2022
Great Conversation with Molly Ellis ( Training Manager for CalHFA)
we are discussing their $40k ADU grant and how to access the $$
Duration:00:18:18
GSFA Community Based DPA loan Program
6/10/2022
Great Conversation with Meagan Harris ( GSFA Trainer)
Today's conversation was about their new DPA ( Down payment Asst) program.
It focuses on certain communities for their special financing
listen in for more details
Duration:00:13:18
Golden State Finance Authority - Conventional Platinum DPA
10/29/2021
Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)).
We spoke about their Conventional Platinum Down Payment Asst program.
If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program
Duration:00:14:52
Golden State Finance Authority - Conventional Open Door DPA
10/15/2021
Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)).
We spoke about their Conventional Open Door Down Payment Asst program.
If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program
Duration:00:15:06
Freddie Mac - allows only 5% down for a purchase of a duplex, triplex or Fourplex
9/28/2021
Residential home loans closing on or after November 15, 2021 .. can qualify to purchase a duplex, triplex or fourplex with only 5% down payment. (One unit has to be owner occupied. )
Golden State Finance Authority in California or National Homebuyers Fund outside California can help with down payment and closing cost assistance ..
listen in to the podcast for more details..
Reach out to me with questions..
Duration:00:05:25
CalHFA Conventional Home Loan Down Payment and Closing Cost Asst program
5/7/2021
Great conversation with Molly Ellis ( Trainer for CalHFA)
Today's conversation is all about their Conventional loan program with Down payment and Closing Cost Asst..
Duration:00:26:16
CalHFA USDA Home Loan Down Payment and Closing Cost Asst program
4/23/2021
Great conversation with Molly Ellis ( Trainer for CalHFA)
Today's conversation is all about their USDA loan program with Down payment and Closing Cost Asst..
Duration:00:07:54
CalHFA VA Home Loan Down Payment and Closing Cost Asst program
4/9/2021
Great conversation with Molly Ellis ( Trainer for CalHFA)
Today's conversation is all about their VA loan program with Down payment and Closing Cost Asst..
Duration:00:04:03
CalHFA FHA Home Loan Down Payment and Closing Cost Asst programs
3/26/2021
Great conversation with Molly Ellis ( Trainer for CalHFA)
Today's conversation is all about their FHA loan program with Down payment and Closing Cost Asst..
Duration:00:21:19
GSFA (Golden State Finance Authority) Open Door Conventional loan program
3/12/2021
Great conversation with Meagan Harris ( Trainer for GSFA)
Today's conversation is all about their Open Door Conventional loan program with Down payment and Closing Cost Asst..
Duration:00:29:16
GSFA (Golden State Finance Authority) Open Door FHA,VA and USDA loan program
2/28/2021
Great conversation with Meagan Harris ( Trainer for GSFA)
Today's conversation is all about their Open Door Gov't loan programs with Down payment and Closing Cost Asst..
Duration:00:32:50
GSFA (Golden State Finance Authority) Platinum Conventional loan program
1/23/2021
Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority)
We chatted about their Conventional Home Loan program utilizing their Downpayment and Closing Cost asst
Duration:00:23:17
GSFA (Golden State Finance Authority) Platinum FHA,VA and USDA loan program
1/9/2021
Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority) -
Today's chat was on all their Government home loan programs utilizing their Downpayment and Closing Cost assistance.
Listen in...
Duration:00:28:26
Credit - Update
11/20/2020
Great conversation with Alex Erlich (My Credit Guy) - State of Credit
Duration:00:37:11
GSFA (Golden State Finance Authority) loan program
9/8/2020
Great Conversation with Meagan Harris (GSFA Trainer)
Listen in
Duration:00:15:10
GSFA (Golden State Finance Authority) Open Door FHA,VA and USDA loan program
8/19/2020
Great conversation with Meagan Harris (Trainer with GSFA).
Topics:
Their Open Doors (FHA,VA & USDA) Down Payment Asst (DPA) loan
Who Qualifies
Credit Score needed to qualify for their DPA
DTI ( Dept to Income) Ratios
How their asst breaksdown (Gift and Loan)
and a lot more about their program
Duration:00:11:27