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You do not need to save up 20% down payment before you buy your home. I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too. Armed with Knowledge helps you negotiate the best deal for YOU..

You do not need to save up 20% down payment before you buy your home. I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too. Armed with Knowledge helps you negotiate the best deal for YOU..
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Location:

United States

Description:

You do not need to save up 20% down payment before you buy your home. I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too. Armed with Knowledge helps you negotiate the best deal for YOU..

Language:

English


Episodes

Found you money to help you buy your home

2/7/2019
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The MyHome Assistance Program (MyHome) is a deferred payment, simple interest rate subordinate loan that may only be used with a CalHFA first mortgage. Your low to moderate income first-time homebuyer can use this loan for down payment and/or closing cost assistance. The MyHome loan provides up to 3.50% of the sales price or appraised value of the property, whichever is less, and must be recorded in second lien position. CalHFA allows qualified homebuyers to layer other down payment...

Duration:00:03:52

Found you money to help you buy your home

2/5/2019
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Golden State Finance Authority (GSFA) DPA ( Down Payment Asst) is available from GSFA for Purchase transactions as outlined below: DPA Amount: • VA: Up to 4.00% of the First Mortgage Loan amount. Categories eligible for instant Grant (no waiting period after close) FHA or VA Mortgages where borrower has one of the following occupations in California: o Peace Officers, Sheriff, Border Patrol Agents, Correctional Officers and others serving in a Law Enforcement capacity; o...

Duration:00:02:57

Found you money to help you buy your home:

2/2/2019
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The CalHFA Energy Efficient Mortgage (Cal-EEM + Grant) loan program combines an FHAinsured first mortgage (Cal-EEM) loan with an additional grant (EEM Grant), allowing energy efficient improvements over and above the FHA maximum allowable EEM loan amount. The EEM Grant is only available with the Cal-EEM first mortgage. The EEM Grant is for up to 4% of the first mortgage total loan amount, including Up Front Mortgage Insurance Premium (UFMIP). The EEM Grant can be used towards the HERS...

Duration:00:02:57

Found you money to help you buy your home

1/24/2019
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Interviewing Kyle Vaughn with Genworth Mortgage Insurance (Exclusive PMI provider for CalHFA home loans) This episode we are discussing the 7 ways to structure PMI (Private Mortgage Insurance) on your CalHFA Conventional Home loan. Let me know what you think and if you have someone special i should interview.. Thanks

Duration:00:03:33

Found you money to help you buy your home

1/21/2019
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Interview with Molly Ellis (Lender Training Specialist for CalHFA ) : In this episode we discuss CalHFA FHA CalPlus/ZIP loan financing - for First Time Home Buyers. - The CalPLUS FHA loan program is a fully amortized thirty 30-year fixed interest rate FHA-insured first mortgage. This loan is combined with the CalHFA Zero Interest Program (ZIP) for closing cost and/or prepaid items only. The FHA ZIP second loan is only available with CalPLUS and is a silent second loan for either 3.00% or...

Duration:00:01:50