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Informed Choice Radio Personal Finance Podcast

Business & Economics Podcasts

Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals in life. New episodes are published every Monday and Friday, featuring expert interviews and practical tips for making the most of your money. Your host for Informed Choice Radio is Martin Bamford; a Chartered Financial Planner, Fellow of the Personal Finance Society and personal finance author. This podcast will appeal to listeners of Meaningful Money, MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. Contact Martin at martin@icfp.co.uk with any comments or questions. You can find show notes and archived episodes at https://icradio.co.uk/episodes/.

Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals in life. New episodes are published every Monday and Friday, featuring expert interviews and practical tips for making the most of your money. Your host for Informed Choice Radio is Martin Bamford; a Chartered Financial Planner, Fellow of the Personal Finance Society and personal finance author. This podcast will appeal to listeners of Meaningful Money, MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. Contact Martin at martin@icfp.co.uk with any comments or questions. You can find show notes and archived episodes at https://icradio.co.uk/episodes/.

Location:

United Kingdom

Description:

Welcome to Informed Choice Radio, the personal finance podcast all about achieving your financial goals in life. New episodes are published every Monday and Friday, featuring expert interviews and practical tips for making the most of your money. Your host for Informed Choice Radio is Martin Bamford; a Chartered Financial Planner, Fellow of the Personal Finance Society and personal finance author. This podcast will appeal to listeners of Meaningful Money, MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. Contact Martin at martin@icfp.co.uk with any comments or questions. You can find show notes and archived episodes at https://icradio.co.uk/episodes/.

Language:

English

Contact:

01483 274566


Episodes

Rental market: pandemic, economic uncertainty and shifting housing preferences (Talking Money #18 from Informed Choice Radio)

5/7/2021
The post-pandemic rental market outlook is clouded by economic uncertainty and shifts in housing preferences. In this episode of Talking Money, Martin and Hannah discuss new figures showing a decline in the private rented sector, following almost two decades of rapid expansion. Also in this episode, why the new Breathing Space scheme for those in problem debt comes at the perfect time, and the jobs outlook for older workers as the furlough scheme comes to an end. Welcome to episode 18 of...

Duration:00:27:49

A Global Economy that Works for Progress, People and Planet, with Peter Vanham

4/30/2021
Our global economic system is broken. The experience of the past 12 months, living through an unprecedented global pandemic, has illustrated the need to find a new way. My guest on the podcast today is Peter Vanham, co-author of Stakeholder Capitalism, written with his World Economic Forum colleague Professor Klaus Schwab. Stakeholder Capitalism explores why things need to change and how we can create a global economy that works for progress, people and the planet. It’s all about...

Duration:00:24:26

Red hot property market (Talking Money #17 from Informed Choice Radio)

4/23/2021
The UK property market is red hot right now, with the latest data from property portal Rightmove showing a record high for asking prices and a rapid turnaround for property sales. Does the launch of low-deposit mortgages this week add more fuel to the property fire? Also in this episode of Talking Money, Martin and Hannah discuss a looming price war in the financial advice market, thanks to Vanguard introducing a digital advice service for users of its platform, and why the government is...

Duration:00:31:25

Bring on the Wall of Cash, with Alasdair McKinnon

4/16/2021
It's been a funny old year for investments. As investors shifted their attention to high-growth tech stocks, perhaps better suited to our new way of life during the pandemic, and central banks unleashed a 'wall of cash', more traditional, so-called cyclical stocks were left behind. But could that all be about to change, as the global vaccination programme roll-out gathers pace, and we contemplate a return to a new normal? My guest on the podcast today is Alasdair McKinnon, Manager of the...

Duration:00:30:27

Talking Money #16

4/9/2021
We’ve saved an average of £1,744 each since last March, spending 65% less overall on typical day-to-day expenses. But what would happen if we invested these lockdown savings for the future? Also in this episode of Talking Money, why first-time buyers are better off than renters to the tune of £800 this year, and the surprising financial and mental resilience demonstrated by the over-50s during the pandemic. Welcome to episode 16 of Talking Money, with Martin Bamford and Hannah Godfrey. In...

Duration:00:27:34

Gain Big & Give Back, with Patrick Rush

4/2/2021
What does it take to live with purpose and retire with confidence? Our lives have changed dramatically, with the steady employment and affluence enjoyed by the post-war baby boomer generation replaced by a more transient approach to work today. My guest on the podcast today is Patrick Rush, who shares in his new book Gain Big and Give Back the simple, age-old, established rules for saving and investing. Patrick has worked across different parts of the financial services profession and now...

Duration:00:23:23

One Year Later (Talking Money #15 from Informed Choice Radio)

3/26/2021
With the one-year anniversary of the first national lockdown, it’s a time for reflection. In this episode of Talking Money, we look at new research into how our shopping, spending and television viewing habits have changed in the past 12 months. We also discuss the revelation that some analysts at investment bank Goldman Sachs are working 95 hour weeks, with a detrimental impact on their physical and mental wellbeing. And new research has shown that Gen Z and millennial generations have...

Duration:00:28:15

How to Bring Clarity, Contentment and Certainty to Your Financial Life

3/22/2021
Do you want to live a fulfilled and purposeful life? Are you unsure how to create the fulfilled life that you’re seeking? My guest on the podcast today is Jonathan Gibson, a Chartered Financial Planner, Chartered Wealth Manager and Certified Financial Planner professional. Jonathan is the author of Purposeful Wealth, where he shares the key financial and wealth planning strategies you need to focus on. At the heart of Jonathan’s work as a Financial Planner is a belief that real wealth is...

Duration:00:25:40

White chocolate out, loungewear in (Talking Money #14 from Informed Choice Radio)

3/19/2021
Inflation basket changes can have a big impact on your finances. Here’s what you need to know about why these changes are happening and how they may affect your personal experience of price inflation in 2021. We also talk about why the pandemic has pushed our spending closer to home and how nearly half of defined benefit pension schemes closed to future accrual in the past year - with significant consequences for those building an income in retirement. Welcome to episode 14 of Talking...

Duration:00:25:27

Women need to find £100,000 in time for retirement (Talking Money #13 from Informed Choice Radio)

3/12/2021
In this episode of Talking Money from Informed Choice Radio, why women need to find an additional £100,000 in time for retirement, to match what men typically save. We also discuss the latest 5-year forecast for rising house prices across the UK and why the future of working is likely to be a hybrid arrangement, with some time working from home and a few days each week at the office. Welcome to episode 13 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking...

Duration:00:26:26

Budget Reaction Special (Talking Money #12 from Informed Choice Radio)

3/5/2021
In this episode of Talking Money from Informed Choice Radio, we look at the Budget. The good, the bad and the bits that it will take more time to understand! We cover everything from extended furlough, more self-employed income support, sneaky stealth taxes through frozen thresholds, a longer stamp duty holiday, government backing for low-deposit mortgages, a corporation tax hike, and freeports. Welcome to episode 12 of Talking Money, with Martin Bamford and Hannah Godfrey.

Duration:00:33:22

Know your number, plan your exit & enjoy financial freedom, with Adam Carolan

3/1/2021
If you’re a business owner with a dream of selling your business, so you can enjoy financial freedom, then you need a plan. Knowing your number – how much you need to realise from the sale of your business – is essential. Equally as important is knowing what you will be doing next with your life. My guest on the podcast today is Adam Carolan, a Chartered Financial Planner and Fellow of the Personal Finance Society. Adam is author of Wealth Planning for Business Owners: Know your number,...

Duration:00:23:23

Bitcoin goes a bit nuts (Talking Money #11 from Informed Choice Radio)

2/26/2021
In this episode of Talking Money from Informed Choice Radio; Bitcoin has gone a bit nuts this week after setting a new record high of $57,000 and then crashing by 20%. But what does the future hold for the volatile cryptocurrency? We also talk about the latest unemployment figures and the roadmap to economic recovery. Welcome to episode 11 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of the...

Duration:00:32:56

Woodford rides again? (Talking Money #10 from Informed Choice Radio)

2/19/2021
In this episode of Talking Money from Informed Choice Radio; fallen star fund manager Neil Woodford has issued an apology and revealed plans to return to investment management, but might have incurred the wrath of regulators in the process. We also talk about the factors driving detached house price growth into double figures in the past year, and why bereaved families are being let down by banks at an especially difficult time. Welcome to episode 10 of Talking Money, with Martin Bamford...

Duration:00:29:50

Where is the best place to invest in buy to let in 2021?

2/15/2021
Where is the best place in the UK to invest in a buy-to-let property? Aldermore’s Buy to Let City Tracker, analysing 50 cities across the UK to understand the top places for landlords to invest in, has found Manchester, closely followed by Cambridge, to be the best. The Tracker, which has been expanded from 25 cities in 2019 to 50 cities, was determined by analysing and assessing five key indicators that impact desirability; average total rent, the best short-term returns through yield,...

Duration:00:29:56

Pensioner tax raid fears (Talking Money #9 from Informed Choice Radio)

2/12/2021
In this episode of Talking Money from Informed Choice Radio; fears of a tax raid on pensions and pensioners in the Budget next month. We also talk about how Covid financial support has been skewed in favour of men, and why not knowing how much is in your partner's pension pot isn't necessarily a bad thing this Valentine's Day. Welcome to episode 9 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of...

Duration:00:21:36

Loss aversion & Robinhood questions, with Dr Richard Smith

2/8/2021
Younger people have flocked to platforms like Robinhood during the pandemic, making trading the pandemic hobby of choice. But how does Robinhood make its money? If something is free, there’s every chance that you are the product. My guest on the podcast today is Dr Richard Smith. Known as “The Doctor of Uncertainty”, Dr Smith has spent his life comprehending market risk, empowering traders to become savvy investors. Richard studied mathematics at U.C. Berkeley and earned his PhD in...

Duration:00:30:33

GameStop Saga, Klarna & Jab & Go

2/5/2021
In this episode of Talking Money from Informed Choice Radio; what on earth is going on with the GameStop saga as the Reddit bros continue with their battle against Wall Street? We also talk about the proposed regulated of buy-now, pay-later services, like Klarna. And we cover the Advertising Standards Authority rapping Ryanair over the knuckles for their irresponsible 'Jab and Go' advertising campaign. Welcome to episode 8 of Talking Money, with Martin Bamford and Hannah Godfrey. In each...

Duration:00:26:47

Hedonic adaptation & financial freedom, with Tightwad Todd

2/1/2021
My guest on the podcast today became financially free at age 35, following a wake-up moment as he was following the traditional path of school, career and retirement. Todd Miller, also known as Tightwad Todd, is a money coach and thrifty saver. He grew up with a fascination about how money works, influenced by the frugality of his grandmother, who grew up during the Great Depression. After graduating with a degree in finance, Todd started working for a Fortune Global 500 company, but was...

Duration:00:23:01

Rigged Economic System (Talking Money #7 from Informed Choice Radio)

1/29/2021
In this episode of Talking Money from Informed Choice Radio; the Bank of England faces criticism for its financial support of high-carbon businesses, there’s a chance to the self-assessment deadline, and Covid income inequality needs to be tackled. Welcome to episode 7 of Talking Money, with Martin Bamford and Hannah Godfrey. In each episode of Talking Money, we take a topical look at the big money stories of the week, putting our personal spin on the news. The Bank of England has been...

Duration:00:21:20