Let's Appreciate

Sports betting in the United States of America. Read the full piece here: https://kyla.substack.com/p/gamblemerica-how-sports-betting-apps 00:00 - Intro 00:36 - An Excerpt 02:42 - The United States of Gamblemerica 06:09 - In Dialogue with Jon 08:12 - The History of Sports Betting 13:55 - The State, The Platform, the Hen House 17:17 - The Dopamine Business Model 22:11 - The Language of Individual Responsibility 27:03 - The Human Cost 28:41 - What Comes After Sports Betting? 31:38 - How Do We Fix This? Jon's Book: https://www.amazon.com/Losing-Big-Americas-Reckless-Gambling/dp/B0DGS6G35H

Nvidia just lost $600 billion in value in a single day—the largest single-stock drop in history—and all because of a Chinese AI startup called DeepSeek. But this isn’t just about Nvidia or AI. It’s about how America is battling its own assumptions about innovation, efficiency, and progress. In this video, I'll talk about (1) how DeepSeek built a groundbreaking AI model for just $6 million (2) why U.S. tech companies like Meta and OpenAI are spending billions—and if that’s sustainable (3) the impact of federal funding freezes and policy decisions on America’s innovation pipeline (4) why the U.S. might be stuck in a “cold war” with itself over how progress should look and (5) what this means for the future of AI, talent allocation, and global competition. DeepSeek isn’t just disrupting the AI industry; it’s forcing us to ask some hard questions about how we measure success. 00:00 Intro 00:58 Our Broader Challenges 03:08 What Is DeepSeek? 05:00 How did they do it? 05:27 Innovation 08:40 The State of Tech 11:49 Financial Engineering 12:58 Talent 15:45 Final Thoughts EIG paper: https://eig.org/exceptional-by-design/ Music Used 'Shadows and Dust' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Nightfall' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Incantation' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Shoulders Of Giants' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Uprising' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Anna's Theme' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Parasite' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au 'Shoulders Of Giants' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.au DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Full substack: https://kyla.substack.com/p/the-year-narrative-ate-reality

We talk about the concept of trust as a commodity and discuss how to invest when trust is scarce. Spectra School: http://www.spectramarkets.com/school/ Hanks Video: https://www.youtube.com/watch?v=d8PndpFPL8g&t=40s How Trump Won: https://kyla.substack.com/p/how-trump-won-what-happens-next-and 00:00 Introduction and Overview 00:24 Special Sponsor Segment 01:15 Current Global Events and Trust 02:40 Investing in Trust Portfolios 04:51 Framework for Evaluating Companies 06:34 The Cycle of Apathy and Trust 10:13 Rebuilding Trust: Individual and Societal Efforts 12:11 Actionable Takeaways for Investors 14:14 Conclusion and Final Thoughts Disclaimer: This is not financial advice or a recommendation for any investment. The Content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.

The economics of Thanksgiving and Black Friday! 00:00 Intro 00:29 Turkeys 01:25 Supply Chain 03:18 The Sweet Potato Belt and Pumpkin Capital 04:34 Black Friday 04:59 The Impact of Smartphones on Shopping 05:34 Game Theory and Price Tracking 06:37 The Future of Black Friday 08:34 Conclusion Sources https://www.youtube.com/watch?v=jjcjvNvvGLc https://www.youtube.com/watch?v=bN7mG9srVh4 https://www.youtube.com/watch?v=Qsnck0LV8w4 https://www.youtube.com/watch?v=_4h-W6cHWj8 https://www.youtube.com/watch?v=lL2-HOzByBY https://www.youtube.com/watch?v=nk2MBd5hmHQ 📚 Want to learn more? Check out: Newsletter: kyla.substack.com Book: "In This Economy?" Podcast: Let's Appreciate 🔗 Follow for daily economic insights: TikTok: @kylascan Instagram: @kylascan LinkedIn: @kylascan DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

What even are tariffs 00:00 Tariffs 01:45 History 02:40 Why does Trump Like Them? 05:02 Market Response 09:30 The Economic Impact 📚 Want to learn more? Check out: Newsletter: kyla.substack.com Book: "In This Economy?" Podcast: Let's Appreciate 🔗 Follow for daily economic insights: TikTok: @kylascan Instagram: @kylascan LinkedIn: @kylascan DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

I had questions. A lot of them. So I sat down with someone who might have answers - Mary Daly, President and CEO of the San Francisco Fed. She's one of the people actually making the decisions that affect your money. Five big things I wanted to understand: Why everything still feels so expensive What's really happening with jobs Why Wall Street and Main Street feel like different planets How the Fed makes these massive decisions Whether they can actually fix this 00:00 Intro 02:10 Some History 07:30 Price Stability 10:33 The Fed Test 11:05 The Price Problem 18:47 The Labor Market 22:52 The Path Forward Sources https://www.youtube.com/watch?v=laSqNpmCeQk https://www.youtube.com/watch?v=SxTnOWDw31s https://www.youtube.com/watch?v=mL-OaWx9LrM https://www.youtube.com/watch?v=wLyh5fSTLLw https://www.youtube.com/watch?v=M7nj2X-yl_U&t=12s https://www.youtube.com/watch?v=rVDE5Q74EhM&t=253s https://www.youtube.com/watch?v=512mhHUoJgk https://www.youtube.com/watch?v=jheesQ8ot3g https://www.youtube.com/watch?v=8b03af6b670 https://www.youtube.com/watch?v=dTivWJvGYtI https://www.youtube.com/watch?v=kuNCfkDtPNk 📚 Want to learn more? Check out: Newsletter: kyla.substack.com Book: "In This Economy?" Podcast: Let's Appreciate 🔗 Follow for daily economic insights: TikTok: @kylascan Instagram: @kylascan LinkedIn: @kylascan DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

Donald Trump’s election has ben elected the 47th president of the United States. Here's what it means and what could happen next. Newsletter: https://kyla.substack.com/p/how-trump-won-what-happens-next-and Sources https://www.youtube.com/watch?v=MkrNsNDaXS8 https://www.youtube.com/watch?v=4t0S9zZn2QQ https://www.youtube.com/watch?v=3kBiyueN-l4 https://www.youtube.com/watch?v=SgUD03R50oc https://www.youtube.com/watch?v=fTxECVof1GY https://www.youtube.com/watch?v=xpG0PBsuLjU https://www.youtube.com/watch?v=wwzHi5C6y2E https://www.youtube.com/watch?v=D3ptpdZwNb0 https://www.youtube.com/watch?v=m3ErLnADwX4 https://www.youtube.com/watch?v=-Q29HmHSgfk https://www.youtube.com/watch?v=mcHCpyfMavA https://www.youtube.com/watch?v=PFw--KOUtCE https://www.youtube.com/watch?v=3-PmFUV-dtw https://www.youtube.com/watch?v=BJOMfH08waI https://www.youtube.com/watch?v=tF-I9I1k9J0 https://www.youtube.com/watch?v=WkyPPEqjHdc https://www.youtube.com/watch?v=8d3wzom0RNw https://www.youtube.com/watch?v=_4jWMKC4nZw https://www.youtube.com/watch?v=KaWihejcGcM https://www.youtube.com/watch?v=hb28kAavh0M https://www.youtube.com/watch?v=6Xa9T2OMzmw 00:00 Intro 01:17 Why Did DJT Win? 01:57 The Role of the Manosphere 03:59 No One Wants to be an Incumbent 04:41 Economic Disconnect 05:42 Inflation 07:42 Inequality 11:18 Structural Affordability 12:41 The Information Problem 15:32 Institutional Credibility 19:08 The Disconnect 20:40 Policy and Person 21:55 Biden Retrospective 27:43 How to Fix It 29:35 Trump's Agenda 31:20 Tariffs 38:21 The Market 40:34 What is Happening 45:13 The Path Forward DISCLAIMER: This video does not provide investment or economic advice and is not professional advice (legal, accounting, tax). The owner of this content is not an investment advisor. Discussion of any securities, trading, or markets is incidental and solely for entertainment purposes. Nothing herein shall constitute a recommendation, investment advice, or an opinion on suitability. The information in this video is provided as of the date of its initial release. The owner of this video expressly disclaims all representations or warranties of accuracy. The owner of this video claims all intellectual property rights, including copyrights, of and related to, this video.

I follow the outline of the CRFB here. In this episode, we break down the economic policy proposals of two major candidates: Kamala Harris and Donald Trump. We analyze their plans on taxes, healthcare, education, housing, and more, providing insights into how each policy could impact the economy. We draw from multiple sources, including CRFB and Budget Model, to offer an objective comparison. Key topics discussed include tax cuts, social spending, border security, tariffs, and long-term economic stability. Find out which candidate's policies could be better for the U.S. economy and why. Sources https://www.crfb.org/papers/fiscal-impact-harris-and-trump-campaign-planshttps://itep.org/kamala-harris-donald-trump-tax-plans/https://budgetmodel.wharton.upenn.edu/issues/2024/8/26/trump-campaign-policy-proposals-2024https://budgetmodel.wharton.upenn.edu/issues/2024/8/26/harris-campaign-policy-proposals-2024https://youtu.be/qdgIP6IjHdk?si=XARLjRYCIHlCuEBfhttps://youtu.be/AnO-QPn5v58?si=OweXWRAE-GHnYS_uhttps://youtu.be/oxufaMb37SE?si=dCavn3EYGDtDG11phttps://youtu.be/2ec4Oa2L1fo?si=zDmAaeT560GXKP4lhttps://youtu.be/8GH-zVMGuWw?si=BeSHFAqOmoXeO6q3https://youtu.be/MVph94jk8ZM?si=M8FVXFUKJ0mpoHaEhttps://youtu.be/oc_voADxXFE?si=bdGnL9vegml5WrVehttps://youtu.be/Fv03JJ_GaIQ?si=hb8USPAaYFvhxm7zhttps://youtu.be/uAyo4sywXG8?si=fd2ORSf1bOjCcY6chttps://youtu.be/UWgndJn1jUI?si=QC1ZD35jymumlz09https://youtu.be/Mt-y2_Q1EkU?si=6Gd7lZfptxVRRaeyhttps://youtu.be/KxYdVTETwu4?si=RjMyUrocIWhiKZDfhttps://youtu.be/btB3ghpu5RI?si=h7Hd0F2-MHokjOsBhttps://youtu.be/_-eHOSq3oqI?si=Jp4SQIThvAJfFNFlhttps://youtu.be/pPlhS22BG9k?si=atlv3nR_zYr4ih6Ghttps://youtu.be/KmQLhtlHO1o?si=_bY4IAclwOoFQXFS

Massive Longshoremen Strike: Implications for US Economy, Jobs, and Automation The international longshoremen's association has initiated a large-scale strike on the East and Gulf coasts of the United States, risking substantial economic activity and millions of jobs. In this episode, we discuss the demands of the 45,000 striking dock workers, the potential economic impact (up to $4 billion loss per day), and the broader consequences for the US economy amid the upcoming election, holiday season, and global tensions. Key points include the dock workers' push for higher wages and a ban on automation, the response from the United States Maritime Alliance, the Biden administration's stance, and the strike's potential to fuel inflation. Additionally, we explore the historical context of automation resistance and the need for future labor retraining programs. 00:00 ILA Strike 01:10 What is a longshoremen? 03:13 usmx 04:37 Automation 07:21 monetary policy 08:56 role of luddite 10:29 openai 11:48 Worker support

The dating apps are under a lot of pressure. Falling revenues, people not wanting to pay, and Gen Z seemingly uninterested have led to collapsing stocks and circling activist investors. Their only path forward is monetization - but what does that mean for the demographic crisis? 00:00 Introduction: The Pressure on Dating Apps 00:11 The Monetization Dilemma 00:23 The Online Dating Landscape 02:18 The Rise of Match Group 04:15 The Big Three: Tinder, Hinge, and Bumble 06:15 The Financial Struggles of Dating Apps 07:15 User Dissatisfaction and Declining Interest 15:06 The Demographic Crisis 19:58 Possible Solutions and Future Outlook 20:49 Conclusion and Final Thoughts Videos used in this video • Hinge's Makeover: The New Era For Dat... https://archive.org/details/CyberDat • This company owns almost EVERY DATING... • Tinder CEO on why the firm is launchi... • Hinge CEO responds to accusations the... • How Dating Apps Make Money and Why It... • Dating app stocks: Grindr has prosper... • Time to swipe right on dating app sto... • Scott Galloway: The Real DANGER Of Da...&...

We talk a lot about building more housing, but we do not talk enough about the risk of home insurance. We have massively underpriced risk in many parts of the economy. This leads to things like financial nihilism and distrust, which is why we see a world divided - partially because the risk models are all wrong. 00:00 Introduction to Kamala Harris's Economic Proposals 00:09 Detailed Housing Policies 01:14 Supply and Demand in Housing 01:37 The Broader Impact of Housing Shortages 02:29 The Complexity of Housing as an Asset 03:18 Challenges in Home Building 03:47 The Home Insurance Crisis 08:53 Economic and Financial Implications 09:44 Regulatory Issues and Underinsurance 11:09 Reinsurance and Secondary Perils 13:03 Future Paths and Solutions 14:55 Updating Risk Models for the Future 17:44 Conclusion and Final Thoughts

In this episode, we explore pressing economic questions with Jared Bernstein, Chair of President Biden's Council of Economic Advisors, and Daniel from the National Economic Council. Topics covered include the current state of inflation, the labor market, and the housing market. Key discussions focus on understanding inflation indicators like CPI and PPI, the impact of government policies on housing and rental affordability, and the role of fiscal and monetary policy in addressing economic challenges. The episode also delves into broader economic issues such as child care, eldercare, wealth inequality, and trade policy. Through these conversations, the episode emphasizes the importance of having concrete policy solutions to improve the economy and help the average consumer. 00:00 Intro 01:20 Inflation 05:35 Labor Market 11:33 Housing 23:29 Conclusion

Survey: https://forms.gle/BD7tPEhDr7tqMws8A Book: https://www.amazon.com/This-Economy-Money-Markets-Really-ebook/dp/B0C4J8YH41/

An interview with Austan Goolsbee, the president of the Federal Reserve Bank of Chicago, on economic data and where he thinks the Fed might be going next.

Interview with Deputy Treasury Secretary Wally Adeyemo on Innovative Housing Policies In this episode, I interview Deputy Secretary of the Treasury Wally Adeyemo to discuss the recent policies passed by the Treasury to address the housing shortage in the U.S. The conversation highlights Minneapolis' groundbreaking zoning reforms and explores new federal initiatives aimed at making housing more accessible and affordable. Topics include zoning laws, interest rate predictability for builders, and the importance of integrating housing with public transit. 00:00 Introduction and Welcome 00:05 Interview with Deputy Secretary of the Treasury 00:12 The Housing Shortage in America 01:30 Minneapolis: A Case Study in Housing Reform 04:17 Treasury's New Housing Efforts 05:16 Challenges and Solutions in Housing Finance 08:27 Integration of Housing and Public Transit 09:18 Conclusion and Final Thoughts 11:36 Closing Remarks and Call to Action

Inflation! Preorder here: https://www.penguinrandomhouse.com/books/737854/in-this-economy-by-kyla-scanlon/ Signed copy here: https://www.boulderbookstore.net/book/9780593727874 Giveaway here: https://www.goodreads.com/giveaway/show/388728-in-this-economy-how-money-markets-really-work

A version of this research first appeared in the TLDR podcast Preorder here: https://www.penguinrandomhouse.com/books/737854/in-this-economy-by-kyla-scanlon/ Signed copy here: https://www.boulderbookstore.net/book/9780593727874 Giveaway here: https://www.goodreads.com/giveaway/show/388728-in-this-economy-how-money-markets-really-work