With RealtyShares and other crowdfunding platforms shutting down, should you invest on these platforms and if so how do you go about evaluating the investment opportunities. Thanks to Policy Genius for sponsoring the episode.
How distributed ledger technology and tokenized assets will increase liquidity, transparency and fractionalization, allowing investors to purchase very small, liquid positions in real estate, private companies, art and other assets. Thanks to LinkedIn for sponsoring the episode.
How to position your investment portfolio based on market cycles. Investing principles from Howard Marks' new book Mastering the Market Cycle. Thanks to CNote and LinkedIn and for sponsoring today's episode.
[0:11] Howard Marks’ new book is the inspiration for this episode of Money For the Rest of Us
[7:13] The first tool in learning how to invest during a market cycle
[11:49] The second tool in learning how to invest during a market cycle
[18:00] Successful investing involves a mix of...
How commission free ETFs, mobile apps and zero fee index funds make it easier to invest if you have little money. What are some examples of commission fee ETFs and funds for Vanguard, Fidelity, Robinhood and TD Ameritrade. Thanks to Blinkist for sponsoring this episode.
[0:14] Here’s how to invest when you have little money
[4:26] How do brokerage firms make money if they don’t charge commissions?
[11:37] What happens to investments if a brokerage firm goes...
How to evaluate cash savings options at banks, credit unions and brokerage firms. Why are yields on cash savings so much higher than a few years ago. How to tell if your bank or credit union is in experiencing financial difficulties. Thank you to Blinkist for sponsoring this week's episode.
[0:10] All about banks, credit unions, and the pros and cons of cash savings
[4:47] How can banks and credit unions become financially unstable?
[14:25] The Federal Reserve is setting a new short term...
How fewer publicly traded companies, less stock shares outstanding and more intangible assets have led to higher earnings growth for U.S. listed companies and ultimately stronger stock market performance. Thanks to Circle Invest for sponsoring today's episode.
[0:08] Observations on the current state of the US stock market
[4:01] What if there’s something going on within the US market that suggests continued outperformance is coming?
[7:23] Why the number of publicly listed companies,...
What are the headwinds facing China that could slow economic growth, but still could lead to China growing faster than the U.S. Also, what is going on with Turkey and are other emerging market countries vulnerable to the same plight? Thanks to Circle Invest for sponsoring today's episode.
[1:07] Is China or the US more vulnerable to economic downturn?
[4:55] Why have emerging markets done so poorly recently?
[8:51] The concept of balance of payment is reviewed and examined in a case study...
Which rebalancing strategy is best or should we even bother rebalancing? Should we just exit stocks completely, especially given how overvalued the U.S. stock market it is? And why do companies split their stocks? In this episode, we answer these and other listener questions.
Why peer-to-peer lending on platforms like Lending Club and Upstart is no place for individuals to invest given higher defaults, lower returns and competition from institutional investors.
Thanks to Circle Invest for sponsoring today's episode.
[1:04] There are a lot of issues going on with the global P2P lending market
[5:34] How the P2P lending environment has changed over the past few years
[11:24] Why advertised returns are higher than actual returns
Will stagflation cause the dollar to crash and be a bottomless pit when the next recession hits? That is what Peter Schiff is predicting. We look at where he is right and where he seems to be off the mark when it comes to the U.S. economy and a dollar collapse. Thanks to Haven Life and Wunder Capital for sponsoring today's episode.
[0:33] Is a dollar collapse imminent?
[3:07] Economic expansions don’t die of old age
[5:22] How tariffs and imports impact the US...
How the foreign exchange market works and how George Soros made more than a $1 billion shorting the British pound in 1992. Why currency trading today is more like gambling than when Soros made his billions. Why trading closed end funds can be more profitable than currency trading. Thanks to Wunder Capital and Blooom for sponsoring todays' episode. Use code DAVID on Blooom for your first month free.
[0:35] David introduces the listener question for this episode, “Should You Trade Foreign...
How health insurance isn't really protection against a catastrophic illness but prepayment of routine healthcare consumption, leading to overconsumption of healthcare and over treatment by medical professionals that drive up costs. What would it take to reform the health insurance marketplace so it is more fair and functions more like life insurance or homeowners insurance. Show notes and links can be found here. Thanks to Circle Invest for sponsoring today's episode.