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Money For the Rest of Us

Business & Economics Podcasts

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

Location:

ID

Description:

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

Twitter:

@jdstein

Language:

English

Contact:

2085579020


Episodes

Why Is the U.S. Dollar So Strong? Will It Continue?

9/28/2022
What has caused the U.S. dollar's currency exchange rate to be the strongest in twenty years? How a strong dollar leads to slower global economic growth and falling asset prices. Topics covered include: For more information on this episode click here. Sponsors Aura - protect your money Policygenius Show Notes Wall St blames missteps at FedEx as parcel service fails to delivery Steff Chávez and Andrew Edgecliffe-Johnson—Financial Times The Global Dollar Cycle by Maurice Obstfeld and...

Duration:00:34:14

The Pandemic Might Be "Over," but Not the Repercussions

9/21/2022
How risk perceptions and actions have changed over several years of the pandemic. How the pandemic's impacts continue to affect politics, the economy, financial markets, how we invest, and our personal lives. Topics covered include: For more information on this episode click here. Sponsors LinkedIn – Post your job for free Express VPN – get three months free on VPN service Show Notes Biden’s claim that ‘pandemic is over’ complicates efforts to secure funding by Dan Diamond—The...

Duration:00:31:59

Why Student Debt Is So High and Why Forgiving It Doesn't Fix the Problem

9/14/2022
What are the drivers that lead to higher student loan balances? Why a one-time student loan forgiveness program doesn't solve the problem of increasing student debt. What are some more viable longer-term solutions. Topics covered include: For more information on this episode click here. Show Notes Student Debt And The Federal Budget | How Student Loans Impact The U.S. Fiscal Outlook, November 2021—Bipartisan Policy Center What the Student-Loan Debate Overlooks by Ronald Brownstein—The...

Duration:00:27:40

Why Diversifying Your Portfolio Feels So Awful

9/7/2022
Warren Buffet said, "Diversification makes very little sense for anyone that knows what they’re doing." He also said, "Diversification is a protection against ignorance..." Most of us need that protection against ignorance, yet diversification often makes us feel bad when some of our holdings don't do as well as others. We make the case why we should diversify anyway. Topics covered: For more information on this episode click here. Show Notes Warren Buffett and...

Duration:00:28:01

What If High Inflation Doesn't End? How To Invest If High Inflation Stays

8/31/2022
How economic wars, pandemics, and worker shortages could lead to years of high structural inflation. What needs to happen to avoid this dire inflation scenario. Topics covered include: For more information on this episode click here. Thanks to Policygenius for sponsoring the episode. Show Notes Monetary Policy and Price Stability, August 26, 2022, byChair Jerome H. Powell—Board of Governors of the Federal Reserve System Fed's Kashkari: 'happy' with market reaction to Powell speech by...

Duration:00:28:27

Unintended Consequences Impact Everything

8/24/2022
We explore examples of positive and negative unintended consequences, what causes them, and how to navigate a world where unanticipated things happen all of the time. Topics covered include: For more information on this episode click here. Episode Sponsors LinkedIn – Post your job for free Show Notes Large rent increases squeeze metro Phoenix tenants by Associated Press—The Journal Record Unintended Consequences by Karras Lambert and Christopher J. Coyne The Seen, the Unseen, and the...

Duration:00:27:29

When Should You Hire An Investment Advisor? Two Case Studies

8/17/2022
We analyze two listeners' portfolios. One who is close to retirement and considering hiring an outside money manager. The second is 45 and just sold a business and is trying to decide whether to fire Schwab's robo-advisor service and manage his portfolio on his own. Topics covered include: For more information on this episode click here. Sponsors Express VPN - get three months free on VPN service Masterworks - Invest in contemporary art Show Notes Schwab Subsidiaries Misled...

Duration:00:33:06

How To Invest Based on Cycles

8/10/2022
This episode edits and remasters two earlier episodes on investing based on cycles to focus on timeless investing principles. Topics covered include: For more information on this episode click here. Show Notes Weiss Research Weiss Research SEC Action Foundation For The Study of Cycles Fluke: The Math and Myth of Coincidence by Joseph Mazur A Spectral Analysis of World GDP Dynamics – Andrey V. Korotayev and Sergey V. Tsirel Howard Marks – Yet Gain? Mastering The Market Cycle by...

Duration:00:38:14

Forsage and Herbalife—How Multi-Level Marketing, Pyramid Schemes, and Ponzi Schemes Differ

8/3/2022
Why it is challenging to distinguish a legitimate multi-level marketing company from a pyramid scheme as hedge fund billionaire Bill Ackman found out in his losing campaign against Herbalife. How Forsage has taken pyramid and Ponzi schemes to a whole new level, and why the regulators can't shut it down. Topics covered include: For more information on this episode click here. Sponsors Policygenius Money For the Rest of Us Plus Show Notes Herbalife Settlement With F.T.C. Ends...

Duration:00:26:38

How Population Trends Will Impact Growth, Inflation, Investing, and Well Being

7/27/2022
How slowing population growth and an eventual population peak will lead to competition for foreign workers, potentially higher inflation, and ultimately the need to transition to a steady-state economy rather than one based on constantly producing more. Topics covered include: For more information on this episode click here. Sponsors LinkedIn Jobs - post your job for free Money For the Rest of Us Plus Show Notes World Population Prospects 2022: Summary of Results—United Nations...

Duration:00:30:48

How To Get Better At Risk Taking

7/20/2022
Five ways we can better take and manage risk. Topics covered include: For more information on this episode click here. Sponsors Masterworks - invest in modern art Real Vision Show Notes Investor Risk Profiling: An Overview by Joachim Klement, CFA—CFA Institute Research Foundation Looming Large or Seeming Small? Attitudes Towards Losses in a Representative Sample by Jonathan Chapman, et al. The Global Impacts of Climate Change on Risk Preferences by Wesley Howden and Remy Levin Does...

Duration:00:31:12

What Happens If Your Brokerage Firm Goes Bankrupt?

7/13/2022
How protected are you if the brokerage firm where you hold your stocks, bonds, and crypto assets files for bankruptcy? Why you shouldn't store your crypto assets with an online broker. Topics covered include: For more information on this episode click here. Sponsors Keeper - keep your passwords safe Policygenius Money For the Rest of Us Plus Show Notes Voyager To Acquire Circle Invest Retail Digital Asset Business From Circle Internet Financial—Cision Welcome, Circle Invest! Voyager...

Duration:00:28:27

Part 2 - What Is Money and How To Think About It

7/6/2022
David and his son Camden conclude their conversation about money. Topics covered include: For more information on this episode click here. Sponsors Policygenius Money For the Rest of Us Plus See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Duration:00:40:05

Part 1 - What Is Money and How To Think About It

6/29/2022
David and his son Camden hold a conversation about money, its attributes, how it's created, and how money differs from investments. Topics covered include: For more information on this episode click here. Show Notes Free email course and PDF on how to beat inflation Sponsors LinkedIn – Post your job for free Real Vision See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Duration:00:39:46

How to Survive a Bear Market

6/22/2022
Three things investors can do to survive this bear market and thrive in its aftermath. Topics discussed include: For more information on this episode click here. Episode Sponsors LinkedIn - Post your job for free Real Vision Show Notes US Leading Indicators, Updated: Friday, June 17, 2022—The Conference Board Investment Mentioned In this Episode The Vanguard Total World Stock Market ETF (VT) ARK Innovation ETF (ARKK) iShares Edge MSCI Intl Value Factor ETF (IVLU) Vanguard Total...

Duration:00:31:43

Why David Isn't Podcasting This Week and Our New Closed-End Fund Course

6/15/2022
This week on the show, David shares some investing lessons from fly fishing and introduces our new course on How To Invest in Closed-End Funds. Between now and the end of June get 25% off the course. You can learn more here. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Duration:00:13:47

Are BlackRock and Vanguard Too Big and Powerful?

6/8/2022
How big index fund and ETF providers have increased their sway over publicly-traded companies while potentially discouraging competition. What can be done about it? Topics covered include: For more information on this episode click here. Sponsors Policygenius - save over 50% on life insurance Wealthfront - get your first $5,000 managed for free for life Show Notes What BlackRock, Vanguard and State Street Are Doing to the Economy by Farhad Manjoo—The New York Times Investment Company...

Duration:00:27:18

Is Airbnb Intensifying the Housing Crisis?

6/1/2022
We explore whether long-term and short-term single-family home rentals are contributing to higher rents, higher home prices, and a housing shortage. What are the options for investing in this space and should we? Topics covered include: For more information on this episode click here. Sponsors Masterworks - Invest in contemporary paintings Real Vision - be one of the first to learn about Real Vision's new investing and trading education Show Notes Financialization and the World...

Duration:00:29:25

Will Quantitative Tightening Lead To Even Greater Financial Losses?

5/25/2022
How financial markets and the economy performed last time the Federal Reserve took away the punch bowl by raising its policy rate and pursuing quantitative tightening. Things worked out fine that time. Will it be different this time? Topics covered include: For more information on this episode click here. Sponsors FarmTogether - Your farmland investment manager LinkedIn - Post your job for free Show Notes Address before the New York Group of the Investment Bankers Association of...

Duration:00:33:05

Why Most Money Fails - Six Principles to Navigate the Unstable World of Money

5/18/2022
How should you approach money given most of it either collapses or loses its purchasing power due to inflation. Get our free six-day email course on how to beat inflation. Topics covered include: For more information on this episode click here. Sponsors Composer automated traded platform Wealthfront - get your first $5,000 managed for free for life Show Notes Intellabridge Power Women: Maria Eagleton, Mastercard-incubated Blockchain Company, is setting An Example For Women in...

Duration:00:28:35