Money For the Rest of Us

Why the new U.S.-based Bitcoin ETFs are a bad idea and will underperform Bitcoin. Topics covered include: Thanks to Policygenius and Justworks for sponsoring the episode. For more information on this episode click here. Show Notes SEC Set to Allow Bitcoin Futures ETFs as Deadline Looms by Katherine Greifeld, Vildana Hajric, and Benjamin Bain—Bloomberg U.S. SEC Chair Gensler calls on Congress to help rein in crypto 'Wild West' Katanga Johnson—Reuters Bitcoin Strategy...

How the economics of timeshare vacation rentals work, and why they can be a great fit for some individuals. Topics covered include: Thanks to Quartr and LinkedIn for sponsoring the episode. For more information on this episode click here. Show Notes The ABC’s of PUD’s (Part II): The Basics of Timesharing—American Bar Association Second Quarter 2021 Earnings Conference Call July 29, 2021—Marriott Vacations Worldwide Investor Presentation July 2021—Marriott Vacations...

Why the U.S. is closing in on both a debt default and a government shutdown. Topics covered include: Thanks to Alto CryptoIRA and LinkedIn for sponsoring the episode. For more information on this episode click here. Show Notes America’s debt ceiling is a disaster, though fiscal rules can help—The Economist Treasury Bulletin, September 2021—Bureau of the Fiscal Service Major Foreign Holding of Treasury Securities—Department of the Treasury/Federal Reserve Board Fed official warns of...

What is causing the shortage of goods and workers? What should we do about it? Topics covered include: Thanks to Policygenius and Masterworks for sponsoring the episode. For more information on this episode click here. Show Notes The Demise and Potential Revival of the American Chestnut by Kate Morgan—Sierra Club U.S. Imports to Increase by 20% by End of 2021—Material Handling & Logistics The largest port in the US hit a new ship-backlog record every day last week, as 65 massive...

A regulatory crackdown and ideological campaign by the Chinese government has upended the Chinese stock market, which comprises close to 40% of emerging market indices. We evaluate what is going on and what investors should do. Topics covered include: Thanks to LinkedIn and Simplify ETFs for sponsoring the episode. For more information on this episode click here. Show Notes Cathie Wood’s Ark cuts China positions ‘dramatically’ by Leo Lewis and Thomas Hale—Financial Times Beijing to...

What are the demand and supply drivers of home prices? What is the current status of those drivers and do they suggest a housing price crash is imminent, particularly given mortgage forbearance programs are ending? Topics covered include: Thanks to the Modern Finance podcast and Simplify ETFs for sponsoring the episode. For more information on this episode click here. Show Notes In a forgotten town by the Salton Sea, newcomers build a bohemian dream Rory Carroll—The guardian For One...

Why bother rebalancing your investment portfolio and what is the best method for doing so. Topics covered include: Thanks to Felix Gray glasses and Mint Mobile for sponsoring the episode. For more information on this episode click here. Show Notes Long-Horizon Stock Returns Are Positively Skewed by Adam Farago and Erik Hjalmarsson Positively Skewed Distribution—Corporate Finance Institute Prospect Theory and Stock Market Anomalies by Nicholas Barberis, Lawrence J. Jin, and Baolian...

We compare the U.S. dollar with Bitcoin on their key attributes to determine which is better for transactions and preserving wealth, which is most absurd and which has serious flaws. Topics covered include: For more information on this episode click here. Sponsors Masterworks - the premier platform for investing in blue chip art Policygenius Show Notes Federal Reserve Statistical Release: H.4.1 Factors Affecting Reserve Balances of Depository Institutions and Condition Statement of...

What are the advantages and disadvantages individual investors have relative to professional investors. How individual investors can capitalize on their advantages without being overwhelmed by too many choices. Topics covered include: Thanks to Streak CRM for sponsoring the episode. For more information on this episode click here. Show Notes Trends in the Expenses and Fees of Funds, 2020—ICI Research Perspective March 2021 // VOL. 27, NO. 3 Morningstar's Annual Fund Fee Study Finds...

How permanent life insurance can be an effective tool for retirement planning. Topics covered include: Thanks to today's sponsors: Simplify ETFs and the all-new electric MINI Cooper SE For more information on this episode click here. Show Notes Arthur L. Williams Jr.—Wikipedia, Aug 10, 2021 ACLI 2020 Life Insurers Fact Book—The American Council of Life Insurers Pros And Cons Of Life Insurance For Children by Cameron Huddleston and Amy Danise—Forbes The Four Approaches to Managing...

How owning fewer, more permanent things can lead to greater freedom and continued economic growth. Topics covered include: Thanks to Felix Gray Glasses and LinkedIn for sponsoring the episode. For more information on this episode click here. Show Notes Business & Finance: Freak Finance Back to the future with long-term bonds by Franky Leeuwerck—Franky's Scripophily BlogSpot ELMIRA AND WILLIAMSPORT RAIL ROAD COMPANY 500$ BOND, 1863—WorthPoint The Power of Gold: The History of an...

How the carbon emissions allowances and carbon offset markets are structured and how to invest in them. Topics covered include: The Money For the Rest of Us podcast is ad-supported, but you can support the show and listen to episodes ad-free by becoming a subscriber. Learn about subscribing here. Thanks to Policygenius and Mint Mobile for sponsoring the episode. For more information on this episode click here. Show Notes Vital Signs: Carbon Dioxide—Nasa Global Energy Perspective...

The risks and opportunities of investing in startups on equity crowdfunding platforms. Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month. Subscribe here. Thanks to Streak and Masterworks for sponsoring the episode. For more information on this episode click here. Show Notes Squaring Venture Capital Valuations with Reality by Will Gornall and Ilya A. Strebulaev How Do Venture Capitalists Make...

How to decide when to take out a home mortgage and whether to pay it off early. How reverse mortgages can be a helpful retirement tool. Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month. Subscribe here. Thanks to IPVanish and Raycon for sponsoring the episode. For more information on this episode click here. Show Notes Quarterly Report on Household Debt and Credit 2021 Q1—Federal Reserve Bank...

We answer over a dozen questions from listeners on investing, housing, retirement, business, podcast production, and more. Topics discussed include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month plus tax. Subscribe here. Thanks to Policygenius and Clear for sponsoring the episode. Use code David to get two months free with Clear. For more information on this episode click here. Related Episodes 211: How To...

What are the risks and opportunities of investing in frontier equity markets? Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month plus tax. Subscribe here. Thanks to Mint Mobile and LinkedIn for sponsoring the episode. For more information on this episode click here. Show Notes MSCI Market Classification MSCI 2020 Market Classification Review Kuwait’s Move from Frontier to Emerging...

What are the pros and cons of owning an electric vehicle (EV) compared with an internal combustion engine (ICE) vehicle. Are electric vehicles worth it? Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month plus tax. Subscribe here. Thanks to IPVanish and Raycon for sponsoring the episode. For more information on this episode click here. Show Notes The Gregor Letter The Greenhouse gases,...

What are ways to invest in water and is it an attractive investment? Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month plus tax. Subscribe here. Thanks to Blinkist and Policygenius for sponsoring the episode. For more information on this episode click here. Show Notes Beyond the Signing by Laura Paskus—Water Education Colorado Where the Water Goes: Life and Death Along the Colorado River by...

Half of the global financial system is made up of shadow banks. You have probably already used one. What are shadow banks and what to be wary of when using them. Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month plus tax. Subscribe here. Thanks to Mint Mobile and Clear for sponsoring the episode. Use code David to get two months of Clear for free. For more information on this episode click...

Why productivity growth is key to creating wealth. Why U.S. productivity growth is slowing, and what we can do to increase business and personal productivity. Topics covered include: Become a Subscriber and listen to the episode ad-free on Spotify or your preferred podcasting app. Only $4.99 per month plus tax. Subscribe here. Thanks to LinkedIn and Hello Fresh for sponsoring the episode. Use code david12off for 12 free meals with free shipping from Hello Fresh. For more information on...