Pillar6 Podcast

After building and selling a successful business, Andreas Dankelmann decided to share his experiences with other entrepreneurs and business owners in growth mode. Today, Andreas is a Vistage Chair at Vistage Worldwide, Inc., the world’s largest executive coaching organization for small and midsize business leaders. Andreas facilitates confidential peer advisory groups and provides one-on-one coaching to help CEOs and executives make better decisions to achieve better outcomes. With over 20 years of executive leadership experience in Fortune 500 and privately held companies, Andreas also serves as an EOS Implementer, guiding leadership teams to gain clarity and traction. In this episode… Most business owners and executives of larger organizations will periodically find themselves stuck, burned out, overwhelmed, or frustrated by slow-moving progress. Even the best-run organizations periodically experience stalling growth and loss of momentum. So what’s really holding back growth? According to Andreas Dankelmann, a seasoned coach and former entrepreneur, businesses plateau because the leaders stall. Andreas firmly believes that an organization cannot outgrow its leadership, and the first step toward transformation begins with personal growth. When leaders become clearer on their long-term vision and step out of the day-to-day operations to gain a better perspective, their entire organization benefits. Andreas shares how making time for deep reflection, asking the right questions, and co-creating alignment with teams can dramatically shift business outcomes. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Andreas Dankelmann, Vistage Chair at Vistage Worldwide, Inc., to talk about how transforming the leader first leads to sustainable business growth. They discuss the leadership mindset shift required for scaling, the importance of clarity and team alignment, and why business debt can silently slow momentum. Andreas also gives advice on creating space to think strategically. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsAndreas Dankelmann on LinkedInVistage Worldwide, Inc.Fifth AscentSync’d UpTraction: Get a Grip on Your Business by Gino Wickman

Jason France is a retired Chief Master Sergeant from the US Air Force, an avid outdoorsman, author of Five Million Steps, and the Owner of Elevate Leadership Solutions. Having spent 31 years in the US Air Force, Jason experienced invaluable lessons in leadership, team-building, and strategic alignment. Since launching Elevate Leadership Solutions, Jason has partnered with business leaders to help them navigate complex challenges and foster high-performing cultures in their respective organizations. In this episode, Jason shares personal and professional experiences that resulted in the most transformative and valuable realizations. In this episode… Is the strength you’ve built through years of leadership quietly holding you back? Many high performers push forward, driven by success, structure, and service, but rarely pause to unpack the pain they carry. How can slowing down lead to breakthroughs, deeper clarity, higher growth, and deeper successes? According to Jason France, a decorated military leader, author, and leadership coach, transformation begins when we allow ourselves to be fully present even in our most difficult moments. Compartmentalizing trauma during military service disconnected Jason from his real life and his family, but eventually asking for help marked the start of personal healing and greater growth. That moment of vulnerability became a gateway to becoming a stronger father, husband, and leader. Upon retiring, Jason solo hiked the 2,650-mile Pacific Crest Trail that led to his memoir titled Five Million Steps, where he shares meaningful moments of reflection, discoveries, and gratitude that inspired him and many of his readers. In this episode of the Pillar6 Podcast, Roman Polnar and Tove Hansen sit down with Jason France, Owner of Elevate Leadership Solutions, to talk about how presence and pain shape more powerful leaders. Jason shares why asking for help is a sign of strength, how his long-distance hike rewired his perspective, and why being in the moment matters more than chasing what's next. Jason also shares how leaders can support others through quiet, empathetic connection. Resources mentioned in this episode: Roman M. Polnar on LinkedInTove Hansen on LinkedInPillar6 AdvisorsLinkedInInstagramYouTubeElevate Leadership SolutionsFive Million Steps: Hiking the Pacific Crest Trail after Three Decades of Service to Our Nation by Jason FranceEnough: Climbing Toward a True Self on Mount Everest by Melissa Arnot Reid

Roman Polnar is the Founder and Managing Partner of Pillar6 Advisors, a multifaceted financial planning and wealth management firm geared toward serving successful individuals and families with active lifestyles. Roman is also a Partner at Pillar6 College Planning, where he helps families unlock debt-free money from the financial aid system so they can avoid loans and navigate the system with ease. Roman has over 18 years of experience in the financial services profession, working for some of the nation’s most recognized names. After 10 years in the corporate world, he left to build an independent firm that would do things differently, and that’s when Pillar6 Advisors was born. In this episode… Leadership, business growth, and personal well-being often intersect in ways that require leaders to balance values, adapt to change, and prepare for the unexpected. From building mission-driven organizations and embracing emotional complexity to leveraging digital marketing and creating essential estate plans, today’s leaders are navigating challenges that demand both heart and strategy. So what can we learn from professionals who are blending integrity, adaptability, and forward-thinking planning? Brad Stroh shares how his company’s culture of integrity, care, and advocacy empowers 3,000 team members to create meaningful impact for families facing financial hardship. Michael Koehler explores the emotional reality that all change comes with both gains and losses, encouraging leaders to approach transitions with empathy and awareness. Lael Sturm emphasizes the increasing importance of digital marketing in a world where in-person interactions are limited, urging businesses to make online engagement a central part of their growth strategy. Andy Cahill dives into the importance of expanding one’s emotional capacity to handle complexity and uncertainty without falling into reactive patterns. Finally, Rachel Dodson highlights the critical role of estate planning — especially healthcare directives — in ensuring individuals and families are prepared for unforeseen circumstances. In this episode of the Pillar6 Podcast, Roman Polnar reflects on these conversations with Brad Stroh, Michael Koehler, Lael Sturm, Andy Cahill, and Rachel Dodson. Their insights offer valuable guidance for leaders striving to align their business, personal, and financial lives with their values, even amidst an ever-changing world. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsBrad Stroh on LinkedInMichael Koehler on LinkedInLael Sturm on LinkedInAndy Cahill on LinkedInRachel Dodson on LinkedIn

John Corcoran is the Co-founder of Rise25, a company that connects B2B businesses with their ideal clients, referral partners, and strategic partners. He helps clients generate ROI through its done-for-you podcast service. Since 2012, John has hosted the Smart Business Revolution Podcast, interviewing hundreds of CEOs, founders, authors, and entrepreneurs, including Peter Diamandis, Adam Grant, Gary Vaynerchuk, and Marie Forleo. He is also a recovering attorney, an author, a former White House writer, and a speechwriter for the Governor of California. During his career, John worked in Hollywood, the heart of Silicon Valley, and ran his boutique law firm in the San Francisco Bay Area, catering to small business owners and entrepreneurs. In this episode… Launching a podcast might seem overwhelming — especially when you're already running a busy business. But what if the real value of podcasting isn’t in downloads or viral clips but in something far more powerful: building relationships? Could podcasting be the single best networking tool for B2B professionals? According to John Corcoran, a seasoned podcast host and business relationship strategist, the answer is a resounding yes. He explains that podcasting creates a unique space for meaningful conversations with clients, referral partners, and industry influencers. He highlights that the act of inviting someone to be a guest opens doors that traditional networking simply can’t. This relational approach turns interviews into trust-building moments and helps deepen connections that often lead to new business. By consistently showing up, having thoughtful conversations, and outsourcing the busywork, John argues, podcasting becomes not just a marketing channel but a strategic growth engine. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with John Corcoran, Co-founder of Rise25, to talk about how podcasting builds powerful business relationships. They explore why authenticity beats perfection, how to use interviews to deepen professional connections, and why consistency is the secret weapon for growth. John also shares advice on overcoming self-doubt and launching your podcast even if you don’t feel ready.

Matt Cohen is a Partner at Synesis Advisors, a San Francisco-based firm specializing in the sale of privately held businesses. Matt has successfully closed over 100 transactions across industries such as healthcare, manufacturing and distribution, and other services-based businesses. Known for his mastery of the sales process, meticulous attention to detail, and client-focused approach, Matt ensures his clients are correctly positioned to get their businesses sold. Matt is a Certified Business Broker (CBB) and a member of the California Association of Business Brokers (CABB) and the International Business Brokers Association (IBBA). In this episode… Selling a business is one of the most significant and emotional decisions a business owner will make. While most owners are confident operators, navigating a successful sale requires a very different mindset and a specific playbook. So what does it really take to move from wanting to sell to a closed deal? According to Matt Cohen, a business broker with over two decades of experience, the process starts with viewing the business through the buyer’s lens. He highlights that many deals fall apart because sellers underestimate the importance of terms, deal structure, valuation, and risk mitigation from the buyer’s side. Simply having a profitable business isn’t enough to maximize its sale price; it needs to be transferable and justifiable in the eyes of a cautious buyer. Matt explains how everything from handshake contracts to overreliance on the owner to mispricings can derail a deal and why the real work begins before a business is listed for sale. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Matt Cohen, Partner at Synesis Advisors, to discuss how business owners can prepare for a successful sale. They cover the biggest misconceptions about pricing and terms, how to structure your company for buyer confidence, and what to expect during due diligence. Matt also shares tips for assembling a trusted advisory team to guide the process. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsMatt Cohen on LinkedInSynesis AdvisorsMy Beloved Monster: Masha, the Half-wild Rescue Cat Who Rescued Me by Caleb Carr

Ilya Vinogradsky is the Co-founder, Chief Technology Officer, and Chief Information Officer of Astound Digital, a global digital consultancy that helps brands grow revenue by enhancing their online relationships with consumers. Founded in 2000, Astound Digital delivers personalized digital commerce experiences by combining technological expertise with creative talent. Ilya leads the company's technical teams, ensuring the quality, scalability, and cohesion necessary to provide flexible, innovative solutions that maximize customer value. With over three decades of experience, he has been instrumental in establishing Astound as a trusted partner for iconic and innovative brands worldwide. In this episode… Scaling a business from a small startup to a global enterprise is no easy feat, especially in the fast-paced world of e-commerce. How do entrepreneurs navigate market shifts, manage growing teams, and make the tough calls that lead to lasting success? And when the time comes, what does it take to prepare for a high-stakes private equity exit? According to Ilya Vinogradsky, a seasoned entrepreneur who grew a company from a living-room operation to over 1,000 employees, the key lies in continuous learning and adaptability. He emphasizes the importance of embracing risk while building a strong foundation of trust with co-founders and employees. By codifying company values and leading by example, he cultivated a resilient culture that can weather crises and scale sustainably. This intentional approach allowed the company to survive economic downturns, grow internationally, and ultimately attract private equity investment. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Ilya Vinogradsky, Co-founder, Chief Technology Officer, and Chief Information Officer of Astound Digital, to discuss how to scale e-commerce services companies from startup to private equity exit. They explore building a values-driven culture, navigating inflection points, and evolving leadership for growth. Ilya also shares lessons from surviving the Great Recession and preparing for an acquisition.

Arash Shokouh is the Founder and Managing Principal of Ophtek LLC, a company specializing in cybersecurity, managed IT security and support for small- and medium-sized businesses. With over 18 years of experience in computer technology, his background includes roles at several startups and a tenure at IBM, where he contributed to developing some of the world's fastest computer processors and holds patents in computer architecture. Beyond his professional endeavors, Arash has served as a small business development commissioner for the City of San Jose and teaches computer engineering at his alma mater, San Jose State University. In this episode… Cyberattacks are no longer just a risk for large corporations — they’re an everyday threat to individuals and small businesses alike. With phishing emails, AI-powered scams, and persistent system intrusions growing more sophisticated, what can the average person do to protect our data and avoid becoming the next target? Cybersecurity expert and IT professional Arash Shokouh outlines the essentials for fortifying digital systems, drawing from over two decades of experience. Arash emphasizes adopting a Zero Trust mindset, which means verifying every request — even those from familiar contacts — and avoiding convenience at the cost of security. With riveting anecdotes, including his recruitment by the CIA, he demonstrates the increasingly sophisticated nature of cyber adversaries and why individuals should migrate to secure platforms like Gmail and install trusted tools such as Malwarebytes. For businesses, he advocates consolidating services under platforms like Google Workspace or Microsoft 365 and hiring professionals to strengthen account security, monitor systems, and ensure compliance with best practices. In this episode of the Pillar6 Podcast, Roman Polnar interviews Arash Shokouh, Founder and Managing Principal of Ophtek, on IT security essentials for businesses and individuals. Arash shares insights into persistent cybersecurity threats, the critical shift toward Zero Trust, practical steps to secure communications, and how to vet managed service providers. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsLinkedInEmailWebsiteBlogLinkedInMalwarebytesHave I Been Pwned? 1PasswordThe Power of Habit: Why We Do What We Do in Life and Business by Charles Duhigg

David Goldman is the Founder of Ruby Peak Recruiting, a firm specializing in direct-hire recruiting for top level executive assistants nationwide. After moving to San Francisco from Colorado in 2001, he began his recruiting career and established Ruby Peak Recruiting in 2008. With over two decades of experience, David has been instrumental in connecting companies with exceptional talent, particularly in administrative and executive assistant roles. His dedication to building long-standing relationships and reducing friction points at every step of the process has made him a respected figure in the recruiting industry. In this episode… Starting and running a business doesn’t have to follow a rigid script, especially in industries built on human connection. Often, doing what simply makes sense can lead to better outcomes and better engagement from all sides. So what happens when you ditch the conventional playbook and trust your instincts instead? According to David Goldman, a recruiter with over two decades of experience, having genuine curiosity, trusting his intuition, and being adaptable have been his biggest business advantages. David highlights how traditional recruiting methods, especially ones focused on control, convention, and rigid processes, can stifle connections, slow the rate of progress, and produce subpar outcomes. David also explains why being present, letting go of “the way it’s always been done,” and truly understanding each person’s unique working style has shaped his unconventional but highly successful approach. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with David Goldman, Founder of Ruby Peak Recruiting, to talk about building a business by breaking away from convention. David explains why trusting intuition can create stronger client relationships, how curiosity unlocks better hiring decisions, and why rigid interview processes often backfire. David also shares his take on post-pandemic hiring trends and how to work best with recruiters.

Ryan Shane is the President of The Housing Guild Management Co., a property management company based in San Francisco that specializes in managing apartments, homes, and commercial spaces throughout the Bay Area. Under his leadership, the company continues the legacy established by his father, Lawrence Shane, who founded The Housing Guild in 1977 with a commitment to providing exceptional service to property investors. Ryan brings a personal perspective to property management as an owner and investor, which ensures that clients' investments are well cared for and their returns maximized. In this episode… Buying and owning investment property is one thing, but managing it successfully is another. Individual property investors can get blindsided by making emotional investment decisions or focusing solely on the bottom line. What if I told you that the key to long-term success was finding the right balance between the two? According to Ryan Shane, a seasoned real estate investor and second-generation property manager, adopting an investor and owner’s mindset is critical for maintaining a thriving real estate portfolio while maximizing returns. He highlights the importance of viewing each property decision through an ROI lens, from maintenance choices to tenant selection. By thinking beyond short-term gains and prioritizing long-term value, owners can avoid costly mistakes and increase profitability. In this episode of the Pillar6 Podcast, Roman Polnar sits down with Ryan Shane, President of The Housing Guild Management Co., to discuss why every property owner needs an investor and owner’s mindset. Ryan shares key strategies for evaluating real estate opportunities, making cost-effective property decisions, and balancing cash flow with long-term appreciation. He also explains the common pitfalls that owners face and how professional management can help you avoid them.

Michelle Lerman is an attorney specializing in estate planning, real estate law, and business law, with a focus on serving high-net-worth and ultra-high-net-worth individuals, business owners, and real estate investors. Michelle and her husband co-founded Lerman Law Partners, LLP, and joined forces with Cunningham Legal to enhance their collective expertise. She has been named a Top Attorney and received the Top Women Attorneys award in Northern California by San Francisco Magazine multiple times. In 2018, Michelle released the third edition of her book, Create Your Best Legacy: What Every Homeowner, Real Estate Investor, and Parent Must Know About Estate Planning, Living Trusts, and Probate. In this episode… Increased wealth brings increased options and opportunities — but also complexities, especially when it comes to estate planning. With recent tax law changes and potential changes on the horizon, ultra-high-net-worth individuals need proactive strategies to safeguard their assets and minimize estate taxes. What key planning techniques should affluent families consider right now to protect their wealth for future generations? According to Michelle Lerman, a renowned estate planning attorney with over 35 years of experience, ultra-high-net-worth individuals must act to give themselves options in advance of any significant estate and gift tax changes. She highlights the importance of irrevocable trusts as a powerful tool to preserve wealth while maintaining flexibility. Strategic gifting, life insurance planning, and entity structuring can also help minimize tax burdens and protect family assets. Without a proactive approach, wealthy families risk losing millions to unnecessary taxation and legal complications. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Michelle Lerman, an Attorney at Cunningham Legal, to discuss advanced estate planning strategies for ultra-high-net-worth individuals. They explore the impact of upcoming estate tax changes, why now is the time to establish irrevocable trusts, and how to protect family wealth from divorce or legal risks. Michelle also shares key liquidity strategies, including how life insurance can cover estate taxes. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsLinkedInCunningham Legal“Estate Planning for Families with Non-Taxable Estates With Rachel Dodson” on the Pillar6 PodcastThe Other Einstein: A Novel by Marie BenedictNexus by Ramez Naam

Amit grew up in a family of real estate professionals, and early on, he saw how smart investing has helped people generate wealth and help them to live the way they dreamed. Now, as a real estate professional with Fortitude Investment Group, Amit helps rental property owners and investors navigate 1031 exchanges, Delaware Statutory Trusts (DSTs), and passive real estate investment opportunities. With over 15 years of experience in real estate, Amit has worked in both domestic and international markets, including developing shopping malls in China. In this episode… Many real estate investors know that 1031 exchanges are a powerful way to defer capital gains taxes, but few have explored the Delaware Statutory Trust (DST) as an alternative to traditional 1031 exchanges. Could this lesser-known tool provide greater flexibility, diversification, and passive income for investors looking to simplify their portfolios? According to Amit Urban, a seasoned real estate expert, DSTs are highly effective tools that allow investors to reinvest their 1031 exchange proceeds into institutional-grade properties without the burden of direct management. He highlights that DSTs provide diversification across multiple asset classes, passive income, and estate planning benefits, making them an attractive option for those transitioning out of hands-on property management. Amit highlights common examples and reasons investors are turning to DSTs as a way to preserve and grow their wealth while reducing taxes and operational headaches. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Amit Urban, Registered Representative at Fortitude Investment Group, to discuss how DSTs fit into the 1031 exchange landscape. They break down who benefits most from DSTs, how they compare to direct property ownership, and why they offer a compelling tax-deferral strategy. Amit also shares key considerations, risks, and estate planning advantages of using DSTs as a long-term wealth-building tool. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsAmit Urban on LinkedInFortitude Investment GroupThe Go-Giver, Expanded Edition: A Little Story About a Powerful Business Idea by Bob Burg and John David Mann

Becky Barton is the CEO of People415, a human resources consulting firm that helps growing businesses grow faster with streamlined workflow policies, talent management, and HR compliance. With over 20 years of experience in HR strategy and operations, she specializes in aligning workforce planning with business goals. She has worked with companies across various industries, advising on hiring practices, employee classification, compensation, and compliance. Becky also speaks on HR trends and workplace regulations, providing guidance to business owners and leaders. In this episode… The landscape of HR is shifting once again with the second Trump administration, which will impact companies in different ways. Naturally, employers are left wondering: how will this administration impact my business, and what should we be doing? How can business owners and HR professionals stay ahead and ensure they’re making the right moves? According to Becky Barton, a leading HR expert and thought leader, in the short term, employers should prepare for a pro-business shift in federal labor policies, with many regulations likely being rolled back. She highlights how this could reduce compliance burdens at the national level but increase complexity for multistate employers as states like California continue to enforce stricter employment laws. With expected changes in wage laws, worker classification, workplace safety, and immigration enforcement, businesses must be proactive in auditing their HR policies to mitigate risk and adapt to new realities. In the longer term, continue to focus on best practices, building your corporate culture, and building a strong, committed, and motivated workforce. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Becky Barton, CEO of People415, to discuss what the Trump 2.0 presidency means for HR and business owners. They explore the likely rollback of federal labor regulations, key compliance risks for employers, and strategies to prepare for shifting workplace policies. Becky also shares actionable insights on worker classification, AI’s role in HR, and best practices for building a resilient workforce. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsBecky Barton on LinkedInPeople415Fisher PhillipsQuiet: The Power of Introverts in a World That Can't Stop Talking by Susan Cain

David Cranfield is the Brokerage Director at Pinney Insurance, a full-service BGA. Pinney's services help financial advisors, planners, and insurance agents expand their knowledge on insurance products and source solutions for their clients. Some of David’s areas of focus include annuities, life and disability income insurance in business planning, estate planning, and individual insurance planning. With extensive experience in the insurance and financial services industry, he also serves as the Regional Vice Chair of the National PAC Committee for NAIFA (National Association of Insurance and Financial Advisors). In this episode… Annuities are one of the most debated topics in personal finance — praised for their lifetime income guarantees yet criticized for complexity, fees, and misuse. How can people separate fact from fiction and determine if annuities are the right financial tool for their needs? According to David Cranfield, a seasoned financial professional and self-professed “insurance geek,” annuities are neither inherently good nor bad — they are simply tools that must be used properly. He highlights that many misconceptions stem from an overwhelming number of annuities marketed by unqualified insurance advisors who fail to understand and explain critical details, such as guaranteed and non-guaranteed (i.e., movable) contractual provisions, fees, and various add-on riders. However, at their core, annuities excel in providing security for retirees concerned about market volatility and outliving their assets. But improper use, such as locking too much of one's liquid assets into long-term products like annuities, can lead to financial challenges when unexpected life events arise. In this episode of the Pillar6 Podcast, Roman Polnar speaks with David Cranfield, Brokerage Director at Pinney Insurance, to discuss common misconceptions about annuities, regulatory improvements, and best practices for informed decision-making. They explore how guarantees differ between products, why understanding surrender charges is crucial, and the importance of working with educated advisors. David also shares tips on evaluating annuity options to ensure they align with your financial goals. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsDavid Cranfield on LinkedInPinney InsuranceNational Association of Insurance & Financial Advisors (NAIFA)The Cost of Discipleship by Dietrich BonhoefferWild at Heart: Discovering the Secret of a Man's Soul by John EldredgeLivy: The Early History of Rome, Books I-V by Titus LivyLife Happens

Becky Brown and Morgan Holmes are the Founders of Stride, a comprehensive tax planning, bookkeeping, and accounting firm that helps companies accelerate growth. With a combined background in bookkeeping and taxation, Morgan and Becky joined forces to help MSPs, digital agencies, and professional services achieve their business goals through better financial planning and accounting. Focusing on small to midsize companies, Becky and Morgan help streamline financial operations, strategic planning, and effective tax management. In this episode... Keeping your books in order may be a chore, but it is essential to the financial success of any business. Whether it’s setting strategy, improving profitability, minimizing expenses, managing payroll, or navigating tax laws, accurate financial records are essential to making informed decisions and achieving sustainable growth. How can you incorporate all these elements into your annual business plan? According to financial experts Becky Brown and Morgan Holmes, start with a check-up of your balance sheet and income statement. They highlight the importance of not only recording transactions accurately but also understanding the interplay between your balance sheet and income statement. Then, set cash flow projections and ensure that your “accounting team” is on the same page. A holistic approach ensures accurate record-keeping, tax filing, and improves forward-looking projections. When paired with proactive tax planning, business owners can make more strategic decisions, maximize deductions, manage liabilities, and free up cash to invest in the growth of their business or personal financial goals. With these tools, businesses can reduce friction, improve efficiency, and gain peace of mind. In this episode of the Pillar6 Podcast, Roman Polnar sits down with Becky Brown and Morgan Holmes, Founders of Stride, to discuss the essential strategies for smarter bookkeeping and tax planning. They cover the critical importance of monthly financial reviews, the benefits of aligning bookkeeping and tax services under one team, and actionable year-end tax-saving tips. Becky and Morgan also share insights on choosing the right entity structure for your business and planning for future financial changes. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsBecky Brown on LinkedInMorgan Holmes on LinkedInWebsiteEmailPilotRich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. KiyosakiToo Big to Fail: The Inside Story of How Wall Street and Washington Fought to Save the Financial System–and Themselves by Andrew Ross Sorkin“Avoiding Pitfalls of Business Entity Formation With Doug Bend” on the Pillar6 Podcast

Rachel Dodson is the Principal at Ayoub & Dodson LLP, a law firm in Oakland, California, specializing in estate planning, trust administration, and probate law. A certified specialist in estate planning by the California State Bar, she has over a decade of experience guiding families with young children and individuals with non-taxable estates to create practical and personalized estate plans. Rachel also serves as a Professor of Wills & Trusts at UCLaw SF (formerly Hastings) and has been recognized as a Northern California Rising Star each year by Super Lawyers since 2015. In this episode… Estate planning is often approached with trepidation and regarded as a complex task reserved for the wealthy. However, it’s a crucial aspect of lif, impacting everyone with assets, children, and specific wishes for the future. But why is estate planning so universally important, and how can you navigate its intricacies? Rachel Dodson, an estate planning expert, provides crystal-clear answers as she underscores the importance of foresight and professional guidance. Rachel explains that the concept of an estate extends beyond lavish properties; it includes your everyday belongings and most importantly its about the people you care about. Developing a plan for your estate can be much more manageable than you might think, and she encourages a proactive approach to organizing your assets. It’s essential to create a revocable trust so heirs can avoid the costly and lengthy probate process. A trust facilitates the management of an estate when an individual cannot make decisions due to incapacity or death. The essence of estate planning is designed to ensure the efficient transfer of assets by creating essential documents such as trusts, wills, and health-care directives. In this episode of the Pillar6 Podcast, Roman Polnar hosts Rachel Dodson, Principal at Ayoub & Dodson LLP, about creating a tailored estate plan that resonates with individual needs and circumstances. Rachel analyses the vital components of a robust estate plan, shares insights on common pitfalls, such as writing your own will, and highlights the peace of mind that comes with a structured plan. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsRachel Dodson on LinkedInAyoub & Dodson LLPFree Estate Planning Resources

David Saxe is a Co-founder and Managing Principal at Calvera Partners, a real estate investment firm that finds, acquires, and optimizes multifamily properties in high-growth markets. Under his leadership, Calvera Partners has successfully grown from investing in seven-unit buildings to acquiring 300 unit apartment complexes in different markets. David's passion for real estate is influenced by his family's history, his academic background, and professional experience working with some of the largest real estate investment firms in the nation. In this episode… Building wealth through real estate may sound simple, but navigating constantly shifting markets, interest rates, housing trends and property features to build value and generate income requires professional insight. So what are some best practices and bright spots in real estate investing? According to David Saxe, a seasoned real estate investor, multifamily properties remain one of the most stable and rewarding asset classes despite economic challenges. He highlights the importance of capitalizing on supply and demand imbalances, identifying distressed investment opportunities, and investing in growth markets. By focusing on value-add properties and leveraging innovative financing strategies, David demonstrates how thoughtful execution can transform underperforming assets into consistent income-generating investments. And how building an investment fund can provide additional flexibility, leverage and ability to take advantage of opportunities in a competitive market. In this episode of the Pillar6 Podcast, Roman Polnar sits down with David Saxe, a Co-founder and Managing Principal at Calvera Partners, to discuss building wealth through multifamily investments. David shares his journey from small-scale Bay Area properties to managing large multifamily funds, explains why out-of-state markets present unique opportunities, and offers practical advice for individual and professional investors. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsDavid Saxe on LinkedInWebsiteLinkedInEducationFannie MaeFreddie Mac

Doug Bend is the Founder of Bend Law Group, PC, a boutique law firm based in San Francisco that advises startups, entrepreneurs, and small business owners on entity formation, entity maintenance and ongoing legal requirements. Providing tailored guidance, Doug’s team is integral in forming over 50 new entities each year. With years of experience helping businesses navigate the complexities of legal entity formation, liability protection, and ongoing business operations. Doug has been featured in numerous publications, including Forbes, Time, and The Washington Post. In this episode… Starting a business can be exciting, but choosing the proper legal structure and staying compliant can often feel like navigating an overwhelming maze. With many important considerations during the formation process and with various ongoing requirements, how do you ensure that your business is set up for success without being sidelined by unexpected issues? According to Doug Bend, a seasoned business attorney and an expert in small business legal matters, the key is to assess your business’ unique needs and long-term goals before selecting an entity type. He highlights the importance of understanding factors like liability protection, tax considerations, and ongoing compliance obligations, which can vary significantly by state, like California’s high state franchise tax. Doug also stresses that maintaining your legal entity — renewing licenses and adhering to filing deadlines — is crucial for liability protection and to avoid penalties. He warns that failing to address these steps can result in expensive errors and exposure to potential liability. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Doug Bend, Founder of Bend Law Group, PC, to discuss avoiding the pitfalls in business entity formation and compliance. Doug explains when and why to transition from a sole proprietorship to a formal entity, the impact of compliance requirements like the Corporate Transparency Act, and how to manage ongoing entity maintenance. Doug also shares actionable advice for effectively dissolving inactive entities to minimize costs. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsLinkedInXEmailBend Law Group, PC”Why Should I Work With An Experienced Business Attorney Instead of Using An Online Platform To Start My Business?” by Doug BendThe Daily Dad

Bradley Solomon is an Independent Educational Consultant at Solomon College Advising, a San Francisco-based counseling service dedicated to guiding students and families through the college admissions process. Students work closely with Bradley on pre-college planning, including developing a college list, editing college essays, and completing applications. After a successful career as a trial attorney with the California Attorney General's Office, Bradley decided to focus on guiding families through the college application process. He graduated with honors from the UCLA College Counseling Certificate Program and interned at Sacred Heart Cathedral Preparatory High School and with private counselors at College Admission Coach. In this episode… The college admissions journey can be overwhelming, filled with questions about grades, extracurriculars, and essays. Families often wonder when it’s the right time to start planning and how students can position themselves for success. With acceptance rates shrinking and competition rising, how will students and parents navigate this high-stakes process without losing balance? According to Bradley Solomon, a seasoned college counselor with years of experience guiding families, the best time to start planning is the first day of high school. He highlights that every decision — from course selection to summer activities — can significantly impact a student's application acceptance. Critical strategies are building strong teacher relationships, taking on meaningful extracurriculars, and maintaining focus on a few key activities rather than overloading themselves. These choices, combined with early college visits, not only enhance applications but also inspire students to strive for their best while staying organized and focused. In this episode of the Pillar6 Podcast, Roman Polnar sits down with Bradley Solomon, Independent Educational Consultant at Solomon College Advising, to discuss how families can approach the college planning process with confidence. They explore practical advice for each high school year, strategies for creating a strong application, and the importance of a well-balanced college list. Bradley also shares tips for reducing stress, maintaining balance, and finding the best college fit for every student. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsBradley Solomon on LinkedInWebsiteFree ConsultationCollege ConfidentialThe College TourForbes America’s Top CollegesCollege KickstartCollegePlannerPro

Matt Strain is the Founder and Principal at The-Prompt.ai, a consultancy dedicated to helping businesses adopt and integrate AI tools to enhance productivity and drive innovation. With a strong background in technology, leadership, AI and a knack for making complex technology accessible, Matt works with companies across industries to adopt AI and create practical, effective solutions. He has been featured in prominent publications like The New York Times and Forbes and frequently shares insights on using AI as a strategist, educator, creative partner, and consultant. In this episode… In an era when artificial intelligence is increasingly woven into both professional and personal realms, knowing how to leverage its capabilities can make a huge difference. Can AI be more than just a tool? Can AI be a creative partner in shaping ideas, creating solutions and enhancing our productivity? According to Matt Strain, an AI strategist and consultant, AI isn’t just a faster and better search engine; it’s a dynamic partner capable of sparking new idea, unlocking capabilities and creating efficiencies with ease. Matt highlights that AI's real value shines when it’s used beyond search or summarizing data, but rather by challenging our thinking and expanding our capabilities. By treating AI like a creative collaborator, users can unlock solutions that may have otherwise gone unexplored. This approach enables professionals and everyday users alike to broaden their capabilities, saving time on routine tasks while expanding their possibilities. In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Matt Strain, Founder and Principal at The-Prompt.ai, to discuss how AI can be harnessed as a creative partner in both work and life. They explore practical applications that save time, how to integrate AI for business strategies, and ways to use it as a tool for innovation. Matt also shares advice on overcoming common AI fears and misconceptions. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsMatt Strain on LinkedInThe PromptThe Prompt Pillar6 Podcast ResourcesThe Prompt AI Fundamentals Special Mentions “Matt Strain - The Ways A.I. is Revolutionizing the Writing Process” on Five Things I've LearnedThe Upshot - The New York Times International“35 Ways Real People Are Using A.I.” by Francesca Paris and Larry Buchananon of The New York TimesChatGPTClaudeGeminiNotebookLMPerplexityThinking, Fast and Slow by Daniel KahnemanPlayer Piano by Kurt Vonnegut Quotable Moments: Action Steps:

James (Jay) O'Neil is the CEO of CTASafe, a compliance technology and consulting company focused on helping small and closely held businesses meet the Corporate Transparency Act (CTA) reporting requirements. With a background in law, Jay combines legal expertise with practical solutions for businesses facing new regulatory obligations. His experience includes guiding clients through complex compliance laws, and he works closely with accountants and business attorneys to streamline CTA compliance and ensure accuracy in reporting. In this episode… Navigating the complexities of new regulations can be daunting for small business owners, especially when the stakes are high. The Corporate Transparency Act (CTA), recently enacted, requires businesses to report detailed ownership information to avoid hefty fines. But what exactly does this mean for your business, and how can you ensure compliance? According to Jay O'Neil, a seasoned attorney and expert in compliance law, the CTA aims to create a comprehensive database to help prevent money laundering and other financial crimes. He highlights that the law applies to any small business entity registered with the Secretary of State, provided it meets specific size and revenue thresholds. While the Act’s intentions are clear, the details are complex, from identifying beneficial owners to understanding filing deadlines. Jay emphasizes that missing the January 1, 2025, deadline could result in severe financial penalties, making it crucial for business owners to understand and address these requirements now. In this episode of the Pillar6 Podcast, host Roman Polnar speaks with Jay O'Neil, CEO of CTASafe, to discuss the challenges and obligations of CTA compliance. They cover essential details on reporting requirements, potential penalties for non-compliance, and how CTASafe’s platform helps streamline the process for small businesses. Jay also shares practical advice for staying compliant in the face of evolving regulations. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsLinkedInEmailWebsiteFree ConsultationEmailPricingLaw Offices of James O'NeilCorporate Transparency Act (CTA)Financial Crimes Enforcement Network (FinCEN)Love in the Time of Cholera by Gabriel García Márquez Quotable Moments Action Steps