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Stay Wealthy Retirement Show

Business & Economics Podcasts

Stay Wealthy is a Forbes Top 10 retirement podcast delivered to you...in plain English! Award-winning host, Taylor Schulte, CFP®, was named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week, he will teach you how to reduce your taxes, invest smarter, and make work optional in retirement. He covers topic such as: roth conversions, advanced tax planning, IRA's, 401(k)'s, retirement income strategies, insurance, pensions, stocks and bonds, social security, and more. Every episode will give you the tools you need to preserve your hard-earned money and "stay wealthy" in retirement. Learn more and grab FREE retirement resources by going to https://www.youstaywealthy.com.

Stay Wealthy is a Forbes Top 10 retirement podcast delivered to you...in plain English! Award-winning host, Taylor Schulte, CFP®, was named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week, he will teach you how to reduce your taxes, invest smarter, and make work optional in retirement. He covers topic such as: roth conversions, advanced tax planning, IRA's, 401(k)'s, retirement income strategies, insurance, pensions, stocks and bonds, social security, and more. Every episode will give you the tools you need to preserve your hard-earned money and "stay wealthy" in retirement. Learn more and grab FREE retirement resources by going to https://www.youstaywealthy.com.

Location:

United States

Description:

Stay Wealthy is a Forbes Top 10 retirement podcast delivered to you...in plain English! Award-winning host, Taylor Schulte, CFP®, was named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week, he will teach you how to reduce your taxes, invest smarter, and make work optional in retirement. He covers topic such as: roth conversions, advanced tax planning, IRA's, 401(k)'s, retirement income strategies, insurance, pensions, stocks and bonds, social security, and more. Every episode will give you the tools you need to preserve your hard-earned money and "stay wealthy" in retirement. Learn more and grab FREE retirement resources by going to https://www.youstaywealthy.com.

Language:

English

Contact:

619-886-5505


Episodes

Financial Scam Alert + 3 Ways to Protect Yourself (and Your Loved Ones!)

5/4/2022
Today I’m sharing details about a (new) popular financial scam. To help you stay safe, I’m also sharing 3 ways to stay safe and protect yourself. (Hint: your "complex" password may not be as secure as you think. 😲) If you want to learn about this sophisticated financial scam + tips for protecting your family, this episode is for you. Want to learn more about our one-time retirement & tax analysis? Click here to learn more about The Define Retirement® PLAN. For the episode show notes...

Duration:00:15:54

Why You Shouldn’t “Buy the Dip”

4/19/2022
Today I’m talking about investing. Specifically, I’m joined by data scientist and author, Nick Maggiulli, and we’re talking about: If you’re ready to dive into data and get answers to some of the biggest investing questions, this episode is for you. Want to learn more about our new one-time retirement & tax planning service? Click here to learn more about The Define Retirement® PLAN. For the episode show notes and links, click here.

Duration:00:37:11

Has Inflation Peaked?

4/14/2022
Inflation jumped 8.5% through March. This is the highest reported level since 1981. 😬 It was also the biggest monthly jump in prices since 2005. However...there are some tentative signs that inflation may be slowing. I share more in this episode + provide thoughts on how retirement savers might respond. Want to learn more about our new one-time retirement & tax planning service? Click here to learn more about The Define Retirement® PLAN. For the episode show notes and links, click...

Duration:00:06:39

Roth Conversions Part 2: A Five-Step Process to Determine if a Roth Conversion Makes Sense for You

4/5/2022
Today I'm tackling part two of our series on Roth conversions. Specifically, I'm sharing: How to determine if a Roth conversion makes sense A Roth conversion case study Common mistakes + pitfalls to avoid If you're ready to master Roth conversions and take control of your tax bill, you're going to love today's episode. Want to learn more about our new one-time retirement & tax planning service? Click here to learn more about The Define Retirement® PLAN. For the episode show notes and...

Duration:00:24:41

Roth Conversions Part 1: What, How, and Why

3/23/2022
Today I’m kicking off a 2-part series on Roth conversions. Specifically, here in part one, I’m breaking down: If you’re ready to master the basics of Roth conversions, today’s episode is for you. Want to learn more about our new one-time retirement & tax planning service? Click here to learn more about The Define Retirement® PLAN. For the episode show notes and links, click here.

Duration:00:14:23

Why I Was Wrong About Inflation + The Probability of a Recession

3/15/2022
Today I'm addressing inflation (again), war, and the risk of a recession. Specifically, I'm sharing: recent inflation reportprobability of a recession If like most investors, you’re nervous about the current environment and looking for guidance, today’s episode is for you. Want to learn more about our new one-time retirement & tax planning service? Click here to learn more about The Define Retirement® PLAN. For the episode show notes and links, click here.

Duration:00:14:28

5 Reasons NOT to Do a Roth Conversion in 2022

3/1/2022
Today I’m talking about Roth conversions. But instead of talking about why they’re so great... ...I'm sharing 5 reasons why you might NOT do them. To help, Steven Jarvis, CPA, joins me. Together, we share a handful of often-overlooked reasons that might make you pause. If you’re ready to learn why you might pass on Roth conversions (today or in the future!), today’s episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode

Duration:00:25:32

Inflation Part 2: How Inflation Will Affect Your Tax Bill

2/22/2022
Today I’m sharing what the recent spike in inflation will do to your tax bill. Why? Because the higher inflation is, the more uneven its impact is on taxes owed by retirement savers. And nobody likes it when Uncle Sam catches them off guard! If you want to know the 6 ways inflation might impact your taxes this year, you're going to love this episode. 👉 Click Here to Access Show Notes and Links for This Episode

Duration:00:16:53

Inflation Part 1: Five Things Retirement Savers Need to Know

2/9/2022
Today I’m talking about inflation. In 2021, consumer prices rose 7%...the largest increase in 39 years. I’m answering these questions and more! If you’re ready to address common inflation myths + learn how to take action, today’s episode is for you. 👉 Access the Show Notes for This Episode

Duration:00:13:25

Why the Stock Market Is Falling (And How to Respond!)

2/1/2022
Today I’m discussing the current stock market volatility. As of a couple days ago, U.S. stocks were off to their worst start since 2016. Bonds are also in negative territory. And inflation is at its highest level in 39 years. Many retirement investors are [understandably] worried about the current state of the financial markets. If you want to learn why + how to respond as a smart investor, you'll love today's episode. 👉 Click Here to Access Show Notes for This Episode

Duration:00:17:17

Life Insurance Part 2: Academic Use Cases, Evaluating Old Policies, Helpful Resources, and More!

1/25/2022
Today I'm tackling part 2 of our life insurance in retirement series. To help, friend and fellow financial planner, Stephanie McCullough stops by. Together, we cover three main things: academic use caseevaluating an existing policyTips and resourcesconflict-free We also break down 1035 exchanges + how you can help family members with old insurance policies. If you're ready to get into the technical weeds today and tie a bow on permanent insurance in retirement, this episode is for...

Duration:00:27:44

Life Insurance (in Retirement) Part 1: The Most Common Use Cases + A 3-Step Process for Managing Risks

1/18/2022
Today I'm kicking off our two-part series on life insurance. Specifically, I'll be tailoring these episodes to those who are in retirement or close to it. Here are a handful of the things I'll be covering: different types of life insurance(+ pros and cons)tax considerationsWhere to buy life insurance If you're FINALLY ready to understand life insurance in retirement (in plain English!), you're going to love this series. 👉 Click Here to Access Show Notes and Links for This Episode

Duration:00:21:50

How to Prepare for Tech Bubble 2.0

1/11/2022
A near-record number of tech stocks have fallen by 50% or more from their one-year highs. Is this the beginning of tech bubble 2.0? If so, how will other asset classes behave? How should retirement savers prepare? One of our listeners, John H., recently reached out with these (great) questions. If, like John, some of the recent headlines around tech & growth stocks have you concerned, you'll enjoy this listener mailbag episode.

Duration:00:06:59

Why You Should Pay Attention to Stock Market Forecasts

1/5/2022
Today I'm talking about market forecasts and predictions. Why? Unlike the core principles that create a successful investment outcome, the financial + economic environment is always changing. And the current environment drives a lot of our assumptions and decisions about the future. While I think investors should ignore most pundits, I do believe thoughtful forecasts are valuable. If you want to learn more about how to approach stock market forecasts (which there is no shortage of right...

Duration:00:09:45

Stay Wealthy Giveaway + What You Need to Ask Your Insurance Company (ASAP!)

12/21/2021
Two weeks ago, my wife and I came home to a major water leak. We’ve been bouncing around between Airbnb’s with three kids and a dog since then. Fortunately, the $50,0000 (and counting!) in damages are being covered by insurance. But I learned that’s not always the case. I learned that some VERY large insurance companies have recently stopped covering this type of loss. If you want to learn more about my current situation + how you can ensure your home is properly protected, this episode...

Duration:00:12:02

Should You Include Social Security in Your Retirement Plan?

12/7/2021
The Social Security program currently pays more in benefits than it collects in revenue. If no changes are made, Social Security will become insolvent by the year 2034... ...and all beneficiaries (regardless of age or income) will face a sudden 22% benefit cut. Even more, some proposals to fix Social Security include stripping 100% of benefits from high-income retirees. This has led a lot of retirement savers to ask: "Should I include Social Security in my retirement planning...

Duration:00:09:36

Investing in Real Estate: Key Findings from a Comprehensive 22-Year Study

11/30/2021
Today I’m sharing key findings from a 22-year study on investing in real estate. In general, there are three primary ways you can invest in real estate: Most investors agree that allocating to real estate is prudent. But they don't always agree on the best investment vehicle to use. If you continue to wrestle with how to invest in real estate, you’ll enjoy the recent results I’m sharing from a 22-year study on this popular asset class. 👉 Click Here to Access Show Notes and Links for...

Duration:00:09:33

11 Surprising Facts About Tax Planning, Investing, and Retirement

11/23/2021
Today I’m sharing 11 surprising facts about tax planning, investing, and retirement. For example, if you: ...you would have been out of money by 2018! If you want to learn how that could be + have some educational fun with retirement/investing statistics, today’s episode is for you. 👉 Click Here to Access Show Notes and Links for This Episode

Duration:00:17:32

I Made a Mistake + Equity Compensation Part 2

11/16/2021
Today I'm clearing up some confusion from a prior episode. I'm also tackling part 2 of our equity compensation series. Specifically, I'm sharing: Lookback PeriodsOffsetting an RSU Tax Bill If you want to better understand the tax implications of equity compensation, you're going to love today's episode. 👉 Click Here to Access Show Notes and Links for This Episode

Duration:00:21:37

Equity Compensation Part 1: RSU's, ESPP's, and Little-Known Risks

11/2/2021
In 2018, GE stock traded at $7/share—an 85% drop from its all-time high. Who was hit the hardest? Company retirees...including former factory workers who used equity compensation packages to save for retirement. In part one of our equity comp series, I'm breaking down: Friend and fellow planner, Odaro Aisueni, also drops by to share his wisdom and expertise. If you want to better understand equity compensation + learn about the overlooked risks of company stock, you’re going to love...

Duration:00:23:12