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Stay Wealthy Retirement Show

Business & Economics Podcasts

An award-winning retirement podcast dedicated to helping you: Lower Taxes • Invest smarter • Make Work Optional Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income? Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week, I'll answer BIG financial questions and help you "stay wealthy" in retirement.

Location:

United States

Description:

An award-winning retirement podcast dedicated to helping you: Lower Taxes • Invest smarter • Make Work Optional Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income? Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week, I'll answer BIG financial questions and help you "stay wealthy" in retirement.

Language:

English

Contact:

619-886-5505


Episodes

The Behavior Gap: How Retirement Investors Can Avoid It

9/14/2023
Year after year, investors underperform the funds they invest in by almost 2%. 🤯 Not because of fees or taxes...but because of poorly-timed investing decisions. In today's episode, I'm sharing the results of this year's "Mind the Gap" study from Morningstar. I'm also sharing: ‣ The asset classes with the highest and lowest behavior gap over the last 10 years ‣ The relationship between volatility and investing returns ‣ Three things retirement investors can do to earn more of the returns generated by their investments --- WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. --- EPISODE RESOURCES: 📊 Get Your Free Retirement and Tax Analysis ✏️ Grab the Episode Show Notes 📘 Check Out My New Book: More Than Money

Duration:00:14:17

3 Financial Scams to Watch Out For in 2023

9/6/2023
Consumers reported losing nearly $9 billion to fraud in 2022 — a 30% increase from the year prior. And those are just the incidents that are reported. In fact, some reports suggest that the ACTUAL amount is closer to $40 billion! One thing every report seems to agree on is that scams are becoming more prevalent and more sophisticated. So to help protect retirement investors from becoming victims, today I'm sharing the three financial scams to watch out for. I'm also sharing how you can protect yourself (and your loved ones) from each scam. --- WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. --- EPISODE RESOURCES: 📊 Get Your Free Retirement and Tax Analysis ✏️ Grab the Episode Show Notes 📘 Check Out My New Book: More Than Money

Duration:00:20:36

Listener Q&A: Early Retirement Pitfalls, Best Index Funds to Invest In, and More!

8/30/2023
In this episode, we're answering listener questions! Specifically, guest host Jeremy Schneider is answering questions like: Jeremy also shares important tips on transferring money from old investment accounts. If you want to get answers to these great questions (and hear from a surprise guest who snuck their way in!), this episode is for you. --- WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. --- EPISODE RESOURCES: 👉 Follow Jeremy Schneider on Instagram ✏️ Grab the Episode Show Notes 📘 Check Out My New Book: More Than Money 📊 Get Your Free Retirement and Tax Analysis

Duration:00:32:17

Why You Shouldn't Care About Your Credit Score

8/23/2023
Almost every day, I (guest host Jeremy Schneider) hear someone mention their credit score. After being in school our entire young lives, we must all crave for someone to give us another grade. And when the ol’ FICO corporation is slapping a big number on all of us... ...we excitedly spend every waking moment trying to improve (or maintain) it. But here’s the problem: Focusing on your credit score is a TERRIBLE way to win with money. You’re putting your energy towards precisely the wrong thing. In today's episode, I'm sharing why you shouldn't care about your credit score + what you should be focusing on instead! WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners around the country and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 👉 Follow Jeremy Schneider on Instagram ✏️ Grab the Episode Show Notes 📘 Check Out My New Book: More Than Money 📊 Get Your Free Retirement and Tax Analysis

Duration:00:20:51

Backdoor Roth IRA: What It Is, Pros + Cons, and How to Execute

8/16/2023
Today we're talking about the Backdoor Roth IRA. Specifically, guest host Jeremy Schneider is sharing: If you're interested in learning more about this unique strategy for getting more money into a Roth IRA, this episode is for you. *** WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 👉 Follow Jeremy Schneider on Instagram ✏️ Grab the Episode Show Notes 📘 Check Out My New Book: More Than Money 📊 Get Your Free Retirement and Tax Analysis

Duration:00:09:27

How to Prepare Loved Ones for When You Die

8/9/2023
If YOU were to unexpectedly die tomorrow, would your loved ones know how to access your information? Your bank accounts? Insurance policies? Debts? Access to your home and car? Your devices? Approximately 2/3 of Americans don't have any estate planning documents! To help you avoid leaving a financial mess behind, guest host Jeremy Schneider is sharing how he's PERSONALLY prepared his family for an untimely death. Specifically, he's sharing: ➡ What information and documents he has gathered ➡ Where and how he (securely) stores it ➡ His process for keeping everything updated If you need actionable ideas (and motivation!) to tackle this critical planning task, today's episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 👉 Follow Jeremy Schneider on Instagram ✏️ Grab the Episode Show Notes 📘 Check Out My New Book: More Than Money 📊 Get Your Free Retirement and Tax Analysis

Duration:00:17:04

A New (and Simple!) Strategy to Boost Retirement Income

8/2/2023
Today I'm discussing a new retirement withdrawal strategy. The strategy is simple + allows retirees to (safely) spend more money than the 4% rule. It also protects against one of the biggest threats to retirement—Sequence Risk! If you want to avoid leaving behind a mattress full of money and learn about a simpler approach to boosting retirement income, you'll enjoy today's episode. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out My New Book: More Than Money ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:19:02

The Best Investment

7/26/2023
What separates a good investment from a bad one? How do you evaluate different investment options? Why are some very well-known metrics flawed and problematic? I'm answering these questions + sharing a personal story that caused me to change my approach when giving opinions about different asset classes. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out My New Book: More Than Money ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:14:28

3 (More) Reasons NOT to Do Roth Conversions

7/12/2023
Last year, I published an episode titled, 5 Reasons Not to Do a Roth Conversion. The 5 reasons shared were: 1️⃣ - Shadow taxes 2️⃣ - No undo button 3️⃣ - Lack of cash flow to pay the tax bill 4️⃣ - You just don’t want to :) 5️⃣ - Future charitable giving goals Today I'm sharing three (more) reasons not to convert + why it might be ok to leave money in your pre-tax IRA. Roth conversions can be a wildly beneficial tax planning move for the right person... ...but they aren't a "no-brainer" for everyone. If you want to learn more about situations when converting money to a Roth IRA does NOT make sense, today's episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out My New Book: More Than Money ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:19:45

Why Cash Is Not a Great Investment (Even With a 5% Yield!)

6/21/2023
"Cash is king." But is it a great investment? Historically, investors have built up dry powder to fund emergencies or survive market downturns. But with cash now yielding close to 5%... ...many investors are viewing cash as a way to make money. Today I'm sharing why cash — even at today's rates — is a bad investment. I'm also sharing how much cash a retirement investor should consider holding. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out My New Book: More Than Money ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:12:33

International Stocks: 3 Reasons Why Retirement Investors Should Own Them

6/7/2023
For the last 53 years, U.S. stocks have significantly outperformed international stocks. (It's not even close.) As a result, many retirement investors are left wondering if they should own this asset class. Today I'm sharing why owning international stocks over the last 5 decades -- despite the disappointing track record -- was actually a smart decision. I’m also sharing why owning international stocks for the next 50 years and beyond is likely a wise decision, too. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out My New Book: More Than Money ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:19:23

Phil-in the Gaps: Why Alternative Investments Belong in Your Retirement Portfolio

5/3/2023
Today I'm joined by Phil Huber, Chief Investment Officer at Savant Wealth Management. Phil joins me to take the other side of the alternative investment debate and shares three big insights: 1.) What exactly defines an "alternative investment" 2.) Why traditional stock/bond portfolios will be challenged in the years ahead 3.) How alternatives can help to reduce risk and improve investment returns He also addresses common misconceptions about this complex asset class. If you're looking to expand your investment knowledge and learn how alternatives might enhance your retirement portfolio, this episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out My New Book: More Than Money ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:51:11

The Bond Market is Flashing a Recession Warning

4/26/2023
Today I'm talking about the bond market. Specifically, what it's currently telling us about where the economy might be headed. In fact, we've never seen bond yields sound the recession alarm this loudly. 🚨 But, how reliable is the bond market? What does this "recession warning" mean for retirement savers? And how might the current environment impact investment decisions? I'm answering these questions (and more) in this episode! WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Check Out the More Than Money Book ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:15:37

Why You Shouldn't Be Surprised By Your Investment Returns

4/5/2023
Today we're talking about expectations vs reality. To help, I’m joined by Rubin Miller, founder and CIO of Peltoma Capital. Rubin and I talk about three BIG things: We also talk about "risk-free" investments, the hidden dangers of an investor's time horizon, and growth vs value stocks. If you want to learn how to be a successful investor + how we can use evidence to make informed retirement planning decisions, today’s episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Grab Your Copy of the More Than Money Book ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:51:23

The Banking Crisis: 3 Things Retirement Investors Need to Know

3/29/2023
Today I'm talking about the current banking crisis. Why? Silicon Valley Bank and Signature Bank were the 2nd and 3rd largest bank failures in history. In addition to explaining how we got here + why these banks collapsed... ...I'm answering three (3) important questions that retirement investors are asking. If you're ready to understand what this banking debacle means and what to do in response, today's episode is for you! WANT MORE RETIREMENT PLANNING TIPS? Join 2,000+ retirement savers and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 More Than Money is Available Everywhere!

Duration:00:13:54

Two (Real Life) Retirement Planning Case Studies

3/22/2023
*** More Than Money is officially out! Click here to grab your copy now. *** (All net proceeds being donated to non-profit organizations dedicated to improving financial literacy and diversity in the profession.) --- Today I’m sharing my recent conversation with Joe Saul-Sehy from Stacking Benjamins. Together, Joe and I break down two real-life case studies from my (just released!) book, More Than Money. We cover: We also talk about retirement planning misconceptions, how my wife and I track our expenses (😲), and more! WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: 📘 Grab Your Copy of the More Than Money Book ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis

Duration:00:33:49

The Biggest Risk

3/15/2023
Today I'm discussing risk. Specifically, a type of risk known as "tail risk." As Morgan Housel puts it, it's the hardest for people to understand... ...and it's the only one that really matters. If you want to learn what tail risk is, why it's important, and how to mitigate it, today's episode is for you. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Duration:00:09:49

Alternative Investments: Should You Invest in Them?

3/1/2023
Today I'm talking about alternative investments. An "alternative" is an asset that doesn't fall into one of the three traditional investment categories (stocks, bonds, and cash). For example, private equity, venture capital, and managed futures. These complex strategies often claim to reduce risk + deliver "uncorrelated" returns. But do they live up to the hype? Do they provide compelling risk-adjusted returns? Should retirement savers include alternative investments in their portfolio? I'm answering those questions (and more) in this episode. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Duration:00:17:37

January Inflation: Why Prices Are Rising Again

2/15/2023
Today I’m addressing the January inflation report. In fact, contrary to expectations, inflation increased last month. Specifically, the Consumer Price Index (CPI) jumped 0.5% after increasing by only 0.1% in December. I’m answering these questions + we have a special guest that drops by to share his thoughts. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Duration:00:08:39

How to Invest for Retirement in an Uncertain Market

2/8/2023
Today I’m talking about investing and planning for retirement during uncertain times. In fact, I was recently invited to discuss this topic with Caleb Silver, Editor-in-Chief at Investopedia. Caleb hosts the Investopedia Express Podcast and has had conversations with everyone from Ray Dalio & Liz-Ann Sonders to Eli Manning & David Rubenstein. Needless to say, it was an honor to be on his show and share: I also shared my “hottest” 2023 investing take, my favorite financial term, and what the future of financial planning looks like. WANT MORE RETIREMENT PLANNING TIPS? Join thousands of listeners and subscribe to the Stay Wealthy Retirement Newsletter. As a thank you, you'll receive a copy of my 2023 Tax Planning Cheatsheet. 👉 Click here to subscribe and grab your cheatsheet. *** EPISODE RESOURCES: ✏️ Grab the Episode Show Notes 📊 Get Your Free Retirement and Tax Analysis 📘 Pre-Order the More Than Money Book

Duration:00:17:21