The Joney Talks Podcast

Announcement: I will take a break from the podcast, so there will not be any more episodes for an undefined period. I will publish a few more articles this month on the blog but will keep it quieter after that. Joney Talks! is not going anywhere (like Paris I do not want to keep it one hundred 😉), I simply want to rethink how I can serve you better to help you on your financial journey: Should I start a Youtube channel? Have video interviews? Launch a financial coaching practice? Focus on Luxembourg and Belgium only,...I'll brainstorm ideas for myself but feedback and suggestions are welcome 😀. In today’s episode, we will speak to my friend Paris from The Millenial to Millionaire Podcast. Paris is a 26-year-old millennial on an ambitious mission to become a millionaire before age 30! Let me reassure you he did not start yesterday but 5 years ago. We will discuss his personal finance adventure so far, how and why he wants to become a millionaire and then we will move on to the financial issues millennials face today and how they can be overcome. This episode is for you if you want to achieve your big financial goals and live the lifestyle you want. Show notes: https://joneytalks.com/2022/04/07/millenialtomillionaire/ If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Kyle from The Impact Investor. Impact investing along with ESG investing and Social Responsibility Investing are terms you may have heard of lately, but what do these different terms mean and how can you contribute to a positive impact through investing? Together with Kyle, we will discuss how we can have a positive impact through investing,(and if this way of investing is profitable at all), how we can manage our daily purchase decisions and Kyle will give us tips to reduce your carbon footprint when traveling (his other passion). This episode is for you if you want to make a positive impact through investing and/or if you want to understand the basics of impact investing. Show notes: https://joneytalks.com/2022/03/17/theimpactinvestor/ If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Anna, who is an Investor Relations Specialist at Robocash, a P2P lending investing platform. Online peer-to-peer lending platforms are gaining popularity as they are giving investors an alternative form of investing their money. But they also get a bad reputation due to scams, and there is the ethical dilemma one can face when investing in them. So what is peer-to-peer lending all about? And is it safe at all to invest in those platforms? Anna will explain the concepts in a very digestible way and we will discuss the pros and cons of peer-to-peer lending, what you should look out for and we will also tackle the delicate question about the ethics behind it. This episode is for you if you are new to investing in peer-to-peer lending platforms, if you have heard of them and want to know more, or simply because you are not yet sure if it is for you or not. Show notes: https://joneytalks.com/2022/02/17/robocash/ Youtube interview: https://youtu.be/uvDKUT3Tarw If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast! * I am not a financial advisor, this episode is for education and entertainment purposes only. * This episode is not sponsored by Robocash.

In today’s episode, we will speak to my friend Yoran co-founder of Curvo.eu a Belgian investing platform. While there is a lot of information out there on investing in general, ETFs, brokers, and individual stocks, it still takes a lot of effort and commitment to get started. And then if you live in an amazingly complex and surrealistic country like Belgium things are even more tricky 😅! These are some of the issues we will talk about with Yoran. He actually struggled a lot to compile the information and to find his way when he first wanted to create a better future for himself by investing in the stock markets. We will go through both his personal journey and the Curvo journey so far. This episode is for you if you are convinced investing in the stock markets is the way to go for making the most out of your savings, but you are still stuck due to the overwhelm of information and possibilities. The episode will be particularly well-suited for millennials and Belgians as we will also talk about Branch 21, 23 and how they compare to investing in a simple ETF for example. Show notes: https://joneytalks.com/2022/01/13/curvoeu/ If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my good friends Dragon Gal and Dragon Guy from the Dragons on FIRE. We recorded an episode 2 years ago (time flies!) as Dragon Guy was about to retire early from his career while Dragon Gal already was retired. I thought it would be interesting to follow-up with them on how they experienced their early retirement especially with the pandemic that hit just a couple of months into this early retirement! We will also talk briefly about the Minimalism challenge that Dragon gal is going through at the moment and she has some great tips to reduce your clutter as well. This episode is for you if you want to hear about a real-life story of how to handle a crisis during early retirement but as well how to handle it in general. Show notes: https://joneytalks.com/2021/11/25/dragonsonfire/ If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Hrish, Co-founder and CEO of SuperWorld. With the recent popularity of Non-Fungible Tokens (NFT), I was looking for someone very knowledgeable to guide us through this new "phenomenon". I was very fortunate to be put in contact with Hrish as he will explain what NFTs are, what the potential use cases are, and how for example NFTs play a role in SuperWorld. Superworld is a virtual real estate platform where you can buy any piece of land with the help of NFTs. (Spoiler alert: It can get tricky at first to grasp 😅!) This episode is for you if like me you want to know more about NFTs: Is it all just hype, a fad, or the next big thing? Let's find out! Show notes: https://joneytalks.com/2021/11/11/superworld/ If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Siyana from Before & After. As a child, Siyana already enjoyed decluttering her books and toys. This passion has stayed with her up to this day and this eventually lead her to launch her professional organizing business here in Luxembourg. We will discuss how she helps her clients organize their belongings, what the benefits of organizing your stuff can mean to you, and of we will of course make the parallel with managing our finances. This episode is for you if in a way or another you feel overwhelmed in life and might need a little I would say "unconventional" but practical boost. Show notes: https://joneytalks.com/2021/11/05/beforeafterlux/ If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Mr. Wealthster from The Wealthster. He is a London-based personal finance blogger and started his journey to Financial Independence 3 years ago. His journey to FI started by being fed up with his job, but was that reason enough to wish to retire, or did he simply need a new job? We will talk about how he changed his mindset about his career, his finances and we will go into the detail of his newfound plan to reach financial independence (despite living in a high cost of living city). This episode is for you if you are at a crossroads in your career and this will be particularly interesting if you live in an expensive city and want to reach FI. Show notes: https://joneytalks.com/2021/10/28/thewealthster If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Giovanna or "Gigi" from The First Gen Mentor. Gigi is a first-generation American who recently left her 9-5 job to launch her Personal Finance business. Her goal is to empower first-gen Americans through financial literacy. Gigi will share with us how she came to launch her business thanks to TikTok in only a couple of months. And secondly, we will as well have a very eye-opening discussion on the financial struggles of first-generation people and how we can all support each other. This episode is for you if you are looking to leverage/launch your business thanks to social media and this is as well for you if you are a first-gen person struggling with finances, we got you 😉! Show notes: https://joneytalks.com/2021/10/21/Thefirstgenmentor If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Mathias from The Financial Independence Europe Podcast. I am a regular listener to his podcast and if you live in Europe, I highly recommend it to you as well. He was recently featured in a documentary on Financial Independence on Arte. In this documentary, he opens the doors to his house and to his journey to financial independence. We will reflect back on the documentary and Mathias will share his views and his way to reach financial independence in Europe. We will go into detail on his daily expenses (even his rent and mobility budget) and of course his investment strategy 😀! (Spoiler alert: it is not the "usual" buy ETFs and chill method) This episode is for you if you are curious about reaching financial independence in Europe and you want to hear a real story of how a german family of four is working on it. Show notes: https://joneytalks.com/2021/10/14/FIEurope Documentary: Retraite à 40 ans? | ARTE RegardsRente mit 40? | ARTE Re: If you liked this episode please leave a review on Apple Podcasts, or share the episode with a friend 🙏 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Liz from Kitchen Table Finances. I have known Liz for a while and met her 2 years ago at Fincon in Washington D.C. She is passionate about personal finance and wants to make it something that you could discuss simply at the kitchen table. Next to that, ever since she was young she has always had the entrepreneurial fiber and so side hustling became a natural part of her life. While there is no real need for it, she really enjoys it and, this is the key to the interview, she has some unique views about it which she will share with us. This episode is for you if you are interested in making extra money but are overwhelmed by the number of possibilities. I hope that Liz's unique approach will help you get started. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/10/07/kitchentablefinances If you liked this episode you can leave a review on Apple Podcasts, or share the episode with a friend 🙏 . 🌐 Check out: joneytalks.com 🔗 Social Links: https://linktr.ee/joneytalks ⚖️ Learn about dividend stock investing: Simply Investing 👨‍🎓Learn about Blockchain Technology: joneytalks.com/ivanontech 💳 Get your Crypto.com card and earn crypto-cash backs! https://crypto.com/app/aavardmmcj 🎥 Grow and Master your Youtube channel: Mastering Youtube 💰 Free Stocks: Bux Zero 🍷 Support the Show: buymeacoffee.com/joneytalks Some links may be affiliate links. That means I may make a small commission (at no cost to you) if you make a purchase. This will help to support the podcast!

In today’s episode, we will speak to my friend Mike Cavaggioni from Average Joe Finances. Although he leads a busy life, he is a pro side hustler! He runs a podcast, is a finance coach, holds a real estate license, and is a father of 2 next to his career in the Navy. After discussing his background and setting the scene, we will tackle the topic of side hustling: Why he started these side activities, what some of the non-monetary benefits are, how Mike manages himself around time (yes, I did not write "manages his time" on purpose 😉) and finally we will talk about skills and opportunities side hustles can bring along with them. This episode is for you if you are currently looking at making side income through a side hustle or for those who are currently side hustling, and want to get more out of it! Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/10/01/averagejoefinances If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Chris Mamula from Can I Retire Yet?. Chris is a physical therapist who retired at the young age of 41 (!). Yes, that is indeed about 25 years before the traditional age for retirement but contrary to popular belief, this does not mean he lived a life of deprivation in order to save and invest aggressively. Chris will share his unconventional journey to this early retirement, the excellent financial decisions he made along the way but as well, the serious mistakes (so you can avoid them). This conversation is to meant to show you one way of achieving financial independence, it may not be your ideal path but it is important to show that it is possible 😀! This episode is for you if you are curious about financial independence/early retirement and want to know what it takes to achieve it. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/09/23/caniretireyet If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Jesse from The Best interest. When I heard him speak on Michelle is Money Hungry's Podcast I thought, I want this guy here too. Jesse has a talent for explaining complex matters in simple terms especially when it comes to investing as you will hear. We will talk about how to overcome the mental barriers to start investing in the stock market: How to start from what you know and move to better investing decisions, why you should invest in the first place and we will also discuss the pretty cool concept of loss aversion (which you are actually already familiar with). This episode is for you if you know investing is the right move for your finances but there is still something holding you back. That is absolutely normal but I hope this conversation can help you overcome that blocking point and help you get started with investing 🙌. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/09/16/thebestinterest/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

Hola amigos, Quick episode to announce that the podcast is starting again from this Thursday the 16th of September. Can't believe it's already been 2 years since the first episode, time flies right? Anyway, for this season 3, you can expect new fresh episodes with amazing guests delivered straight to your favorite podcast app! We will talk investing, personal finance, money mindset, career tips, Financial independence, cryptocurrency, you name it. And of course, do not hesitate to ask for specific topics, this show is for you after all! Thanks again for listening and taking the time to spend it listening to the podcast it really means a lot to me 🙏. So stay tuned, stay safe, and talk to you on Thursday... ...It's Thursday then, then Friday, Saturday (oops that's not the one 😅) All the best, Jonathan

ANNOUNCEMENT: Today is this season’s last podcast episode. Like last year, I am taking a break from podcasting for the summer and the show will be back in September with new fresh interviews. I will nevertheless remain active on social media and will publish a couple of articles on the blog throughout the summer. Thank you all 🙏 for spending your valuable time listening to the show, sending in questions and topic requests, and sharing episodes around you! It all means a lot to me! -- Today's episode is a two-part episode tackling the topic of spending money guilt-free. In the first part, we will speak to a "regular" guest as usual and for the second part, I have asked a couple of friends (past guests) to send in their "Pro Tip" on spending money guilt-free on the things they love. Today's main guest is my friend Lawrence "Larry" from Mitlin Financial. He is a CFP and wealth advisor with 20+ years in the financial industry. Saving and investing your hard-earned money is important but spending is important as well! And this is what we will talk about: How you can spending money on things/experiences you value without negative feelings! This episode is for you if you know what you want to spend your money on but you sometimes second-guess yourself and even feel guilty about it. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/07/02/guiltfreespending/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Jessie from Metalhead Money. Although by normal standards she has a full-time job and performs music on the side, She is a full-time artist (this will make sense throughout the episode). Jessie will share her money lessons from her many years of experience as an artist. We will deal with how to organize your finances and monetize your art, how you can stand out as an artist today, and finally how you should consider your day job and identity as an artist. This episode is for you if you are already a creator looking at improving your finances and as well if you are looking at developing your art and monetize it. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/06/24/Metalheadmoney If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Emanuel who founded a Crypto Facebook group back in March (2021) We have all seen the recent headlines and impressive run-up of Bitcoin and other cryptocurrencies since the end of last year. It certainly got people interested again since the highs of December 2017, and I was looking for someone to shed some light on the recent events. The crypto space is not only about the Bitcoin price and the headlines, as you will hear many things are also happening behind the scenes that will have an impact on our finances in the coming years. So even if you do not plan to invest, it is definitely a space you want to understand! This episode is for you if you want to learn more about crypto (i.e. go beyond the mass media headlines), want to know what is going on and where the crypto space is headed. Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/06/18/cryptospace2021/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Alisa. She is a brilliant career coach and excels at illustrating how she helps her clients as you will hear. If you work in a corporate job, you have probably been there: Performing and delivering beyond expectations and even hinting to your manager that you look for a move up but somehow when the time came you were passed over for that next promotion. This is exactly what we will tackle today: How you can position yourself for that next career move in ways you may not have heard of before (Spoiler alert: It is not about preparing a salary review meeting 2 weeks before said meeting). Alisa will give some precious advice that you can start applying today. This episode is for you if you keep applying for relevant jobs or hope for that next promotion but somehow get passed over! Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/06/10/careerprotips/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!

In today’s episode, we will speak to my friend Steve from The Frugal Expat. Steve is a personal finance blogger. As the name of his blog implies we will talk about frugality: What that means, the difference between frugality and being cheap, the benefits of frugality, and how you can embrace a frugal lifestyle. This is a lifestyle I have adopted myself for a long time now (but it was not always the case 😅) and I think more of us should too. So yes, I am very excited to share this conversation with you! This episode is for you if are curious about frugality, or perhaps you already started to embrace this lifestyle but most importantly if you want to live a life more true to yourself (and not the life others want from you). Enjoy and share with a friend if you liked it 😀🙏! Jonathan Show notes: https://joneytalks.com/2021/06/03/thefrugalexpat/ If you liked this episode you can buy me a drink, leave a review on Apple Podcasts, or share the episode with a friend 🙏 . Make sure you follow us on social media as well for more great content, check our Facebook, Instagram, Twitter, and join our e-mail list. I would love to connect with you!