The Martin Lewis Podcast

Martin Lewis records the podcast from Lords to share his money saving tips while watching the cricket. An explanation of your statutory return rights with a focus on what the law explicitly outlines as the timeframe you have to return online purchases. We also run through the top 10 companies to haggle with in the UK, with haggling tips and how to make big savings from service firms in mature markets, such as mobiles, where everyone already has the product so companies need to retain existing customers. He gives an update on the potential payouts for mis-sold car finance. Martin makes a suggestion on how to get young people investing WITHOUT cutting the £20,000 tax-free cash ISA limit, as reports suggest Chancellor Rachel Reeves may be about to do. Tell Us is about your longest financial innings and includes advice on the best bank current accounts that are currently available. And Mastermind is swapped for Test Martin Special, or TMS for short, Eleanor Oldroyd and former England player Steven Finn help Adrian answer a cricket-themed question about what counts as legal tender.

Martin looks at Lifetime ISAs, after a report was published by the Treasury Committee on the future of the first time buyers savings account, he explains the basics of them and answers questions on who they are good for, who they don’t work for and when is the best time to open one. Energy bills dropped 7% this week, Martin explains what people should be doing, and most importantly what happens next. Martin reacts to reports the Chancellor is to drop cash ISA allowance in her Mansion House Speech on 15 July. Mastermind tests if Adrian knows when you are covered by Section 75 Consumer protection. And there’s a new top savings account that’s a bit different isn’t there?

With £31 billion in lost or unclaimed pensions in the UK, Martin tells you how to find your old pensions - which could be worth £10,000s! Plus, Martin’s top holiday money need-to-knows to help you stop paying when you spend abroad and get the most bang for your (Vietnamese) dong. And you tell us the worst financial advice you were given by your parents and grandparents.

Martin goes through his four easy steps to help you reduce your mobile bill. Plus, with energy bills likely to rise due to conflict in the Middle East, should you fix now? What do the Warm Home discount changes mean? And you tell us your children’s financial tips.

The Winter Fuel Payment will again be a universal payment in England and Wales for state pensioners this winter, yet it’ll be clawed back via the tax system where someone earns over £35,000. How will this work in practice? What counts as £35,000 earnings, and what if there are two, three or more pensioners in a house. Martin also answers questions on saving for a pension, who should opt out of receiving winter fuel payment and how to avoid being scammed. Pint rights: we also look at how to make sure you get the pint you paid for.

Martin goes through step by step everything you need to know about Council Tax. He explains: - How to check you are in the right band. - How to challenge your Council Tax band. - The Council Tax deductions you may be entitled to. - How to collect and claim if you are owed Council Tax credit Martin also gives his response to this week’s Winter Fuel Payment news from the Chancellor Rachel Reeves. And Mastermind is on how many different cash ISAs can you contribute to in this the current tax year?

Martin reacts to the latest Energy Price Cap announcement from the regulator Ofgem. The new cap coms into force from July, and applies to households in England, Scotland and Wales on variable tariffs. But what should you do now? With fixes on the market well below the cap rate, Martin explains how to get the best deals on your energy.

Martin Lewis looks at the Energy Price Cap and what your best options are for your bills. He gives his view on the recent announcement that the Winter Fuel Payment will be expanded. A guide on how to get paid to switch bank accounts. Tell Us this week is all about when have you saved a fortune by pure accident? Mastermind explains the difference between annual and compound interest.

Education Secretary Bridget Phillipson joins Martin Lewis to answers your questions about the cost of childcare. They cover topics such as are there enough funds for 30hrs funded childcare? Why 800,000 miss out on Tax Free Childcare? Child Benefit cliff-edge problems & more.

Why locking in savings can be a winner. Should you fix your mortgage now or wait? How to get accepted for a mortgage, and more. Martin reacts as the Bank of England cuts UK base interest rates again from 4.5% to 4.25%, we recorded this literally minutes after it happened and focus on answering your questions about the impact on savings and borrowing (especially mortgages) For savers there’s a warning to act quick if you want to fix. Mortgage holders big questions was fix now or wait – we cover that, but also a fascinating discussion with our mortgage broker guest on what it takes to get accepted for a mortgage whether for a new one or remortgaging, lots of eye opening facts there. In the Tell Us, with summer coming what’s far cheaper to buy abroad (things that you can then bring home that is) And in the Mastermind we find out if Adrian knows why it’s always important to turn your suncream around.

It’s the credit and debit plastic fantastic masterclass you’ve been waiting for… Martin answers all your questions on how to manage your credit card debt, which are the top cards to use abroad and the myths around your ‘credit score’. Plus find out which are the best 0% deals and how to ooze with stooze. Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

The main topic is all about how you could potentially get money back from your energy firm. If you pay by monthly direct debit then Martin explains why you should be checking now if you’re owed serious cash. The Tell Us is about shrinkflation. Where can you find provable evidence of groceries, cleaning productions or cosmetics that are no longer as big as they were. Plus, if you're aged 20 to 25, Martin explains a trick that can get you a free four-year railcard worth £100 via the bank Santander. Get in touch… email martinlewispodcast@bbc.co.uk

Full best buys – and everything you ever wanted to know about cash ISAs but were afraid to ask. With the realistic prospect of the cash ISA limit being reduced in the near future, Martin explains what to do right now to get the most out of your savings. Get in touch… email martinlewispodcast@bbc.co.uk

You ask, Martin answers. A must-listen at this crucial time of year. Martin and Adrian go through the big questions from you as a number of big changes come into force. Plus you tell us about customer service done well, and Adrian tackles a mastermind on credit scores. You can email the podcast team via martinlewispodcast@bbc.co.uk.

Martin Lewis puts YOUR questions to Greg Jackson, the boss of Britain’s biggest energy retailer Octopus. Smart meters, profits, standing charges & will prices EVER drop? Plus with energy prices going up by 6.4% next week, is now the time to fix? To get in touch, email martinlewispodcast@bbc.co.uk.

ISA ISA baby! Martin joins Adrian to answer all your questions on savings tax, Cash ISAs, Junior ISAs and more before the fast approaching deadline in April. Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs. You tell us about your financial ‘light bulb’ moments. Plus Martin shares his thoughts on back-billing with MPs… find out why you might not have to pay for energy usage if its more than a year old. Get in touch with the podcast by emailing martinlewispodcast@bbc.co.uk

Martin’s poorly, but he’s battled through the coughs and splutters because he’s adamant that YOU need to hear how you could boost your state pension by TENS of THOUSANDS of pounds. If you’re aged between 40 and 73 – it’s a must listen. It’s all about missing National Insurance years. Martin brings you a step-by-step guide and a full Q&A. It’s everything you need to know.

Martin answers a huge number of questions on savings, on how ISA’s work, where is a safe place to keep your money, the pros and cons of investing, should you be saving or paying off debt and far more. The podcast also covers lots of other subjects such as getting travel insurance for holidays booked a long time ahead, how credit cards really work, what to do if a car finance firm hasn’t replied to your reclaim complaint and more. This week’s Mastermind is all about if borrowing more means you actually pay less?

The energy price cap, which determines prices for two-thirds of homes will rise by 6.4% in April… yet some people will see rises of up to 9%. In this pod Martin Lewis looks at what it means for you, and how do you beat it. Former head of strategy at BP, Professor Nick Butler - who is now visiting professor at the policy institute at Kings College London - explains why UK energy prices are so much higher than Europe, the problems with the way the price cap is set, and the impact of green energy on our bills. Plus, a warning on pay-by-app, a pension-themed Mastermind, and the Tell Us is about the most shocking, horrifying, unexpected bill you’ve ever received. And there are tips on childcare costs and the scourge of council tax debt collection. There’s also urgent advice on how to cut the cost of train tickets, and what Martin told MPs this week about Lifetime ISAs.

A special podcast all about starting and saving in a pension, including the two pension superpowers that instantly double your investment. Martin is joined by Charlotte Jackson from Money Helper, the free and impartial service giving help with money and pensions. They explain how pensions actually work, and whether you should stay opted not your work place pension. Should you consolidate your pensions? How to start your first pension? Should you start a pension for your child? How to get totally impartial free guidance. Stakeholder pensions versus nest versus SIPPs? How much to save in your pension? If you want to hear more on pensions, then look check out our special ‘Not The Martin Lewis Podcast’ episodes from July 2024 on this feed.