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What do you get when you combine a talented CFP® PROFESSIONAL with a well-informed COLLEGE FINANCE INSTRUCTOR and a well respected Estate and Tax Planning Attorney? If you mix in relevant financial information and a healthy dose of humor for two hours on Saturday mornings you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients and residents of Northern Colorado, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, and PETER SCOTT, Esq., an estate and tax planning attorney with Coan, Payton and Payne, LLC offer real-world knowledge on a diverse range of topics including Social Security planning, Colorado PERA, investing for your retirement, the fundamentals of 401(k) and IRA accounts and estate planning. Jim, Chris and Peter make learning about your retirement, estate planning and even your taxes both educational and entertaining! Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: AZ, CO, MA, MD, TX and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning through Jim Saulnier and Associates, LLC. Cambridge and Jim Saulnier & Associates are not affiliated.

What do you get when you combine a talented CFP® PROFESSIONAL with a well-informed COLLEGE FINANCE INSTRUCTOR and a well respected Estate and Tax Planning Attorney? If you mix in relevant financial information and a healthy dose of humor for two hours on Saturday mornings you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients and residents of Northern Colorado, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, and PETER SCOTT, Esq., an estate and tax planning attorney with Coan, Payton and Payne, LLC offer real-world knowledge on a diverse range of topics including Social Security planning, Colorado PERA, investing for your retirement, the fundamentals of 401(k) and IRA accounts and estate planning. Jim, Chris and Peter make learning about your retirement, estate planning and even your taxes both educational and entertaining! Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: AZ, CO, MA, MD, TX and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning through Jim Saulnier and Associates, LLC. Cambridge and Jim Saulnier & Associates are not affiliated.
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Location:

United States

Description:

What do you get when you combine a talented CFP® PROFESSIONAL with a well-informed COLLEGE FINANCE INSTRUCTOR and a well respected Estate and Tax Planning Attorney? If you mix in relevant financial information and a healthy dose of humor for two hours on Saturday mornings you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients and residents of Northern Colorado, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNER™ Professional, and PETER SCOTT, Esq., an estate and tax planning attorney with Coan, Payton and Payne, LLC offer real-world knowledge on a diverse range of topics including Social Security planning, Colorado PERA, investing for your retirement, the fundamentals of 401(k) and IRA accounts and estate planning. Jim, Chris and Peter make learning about your retirement, estate planning and even your taxes both educational and entertaining! Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: AZ, CO, MA, MD, TX and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning through Jim Saulnier and Associates, LLC. Cambridge and Jim Saulnier & Associates are not affiliated.

Language:

English


Episodes

TSP vs 401k : EDU #1937

10/16/2019
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Now that the new withdrawal options for the Thrift Savings Plan (TSP) have gone into effect, Jim and Chris take a look at those changes and TSP vs 401k options. The post TSP vs 401k : EDU #1937 appeared first on The Retirement and IRA Show.

Duration:01:04:42

Reducing Income Taxes, ACA Tax Credit, and SS Retirement Date: Q&A #1939

10/12/2019
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Jo Madonna joins Jim and Chris this week to help answer tax questions related to reducing income taxes and ACA tax credit. Then the guys address a Social Security quandary. 4:55 A Connecticut caller wants to know how to reduce income taxes on a large severance check. 29:36 A listener from Massachusetts looks for clarification […] The post Reducing Income Taxes, ACA Tax Credit, and SS Retirement Date: Q&A #1939 appeared first on The Retirement and IRA Show.

Duration:01:19:43

Adviser Fees, Part 3: Edu #1936

10/9/2019
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Jim and Chris finish their Edu series on Adviser fees. The post Adviser Fees, Part 3: Edu #1936 appeared first on The Retirement and IRA Show.

Duration:01:18:07

Conversion Cons, Social Security Benefit Reduction, Appeals, and Disability: Q&A #1938

10/5/2019
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This week Jim and Chris address listener questions on the potential downsides to Roth Conversions and several Social Security topics, including the 2035 Social Security benefit reduction, appealing a temporary benefit reduction, and the possibility of additional assistance from Social Security. 9:30 Chris weighs in on a Florida listener’s question regarding appealing a skipped benefit […] The post Conversion Cons, Social Security Benefit Reduction, Appeals, and Disability: Q&A #1938...

Duration:01:19:22

Survivor Benefits, 1031 Exchange, Cost Basis Step Up, Capital Gains: Q&A #1937

9/28/2019
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Jim and Chris offer their insights on questions about Social Security survivor benefits, then Tax Professional, Jo Madonna helps answer questions on the 1031 exchange, cost basis, and capital gains. 3:15 Chris answers a caller’s questions about and Social Security Delayed Retirement Credits and Survivor Benefits. 12:17 Jo Madonna helps answer an Idaho/Washington listener’s question […] The post Survivor Benefits, 1031 Exchange, Cost Basis Step Up, Capital Gains: Q&A #1937 appeared first on...

Duration:01:05:20

401k Plan Options: EDU #1935

9/25/2019
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Did you know that your company may not allow some of the 401k plan options that Congress does allow? Jim and Chris take a deeper look at some of the more common examples of these options. The post 401k Plan Options: EDU #1935 appeared first on The Retirement and IRA Show.

Duration:01:02:36

Legacy Act, Grace Year, SEP, Dividends as Secure Income: Q&A #1936

9/21/2019
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Jim and Chris discuss the Legacy Act then address questions about Social Security, using a SEP for backdoor Roth contributions, and using dividends as a secure income stream. 6:01 Jim and Chris discuss the ‘Legacy Act’ for IRAs that is might be enacted soon. 18:44 An email question from a Connecticut listener about Social Security […] The post Legacy Act, Grace Year, SEP, Dividends as Secure Income: Q&A #1936 appeared first on The Retirement and IRA Show.

Duration:01:15:23

Financial Adviser Fees, Part 2: EDU #1934

9/18/2019
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Jim and Chris continue their discussion on Financial Adviser fee structures; this week they focus on Investment Adviser fees. The post Financial Adviser Fees, Part 2: EDU #1934 appeared first on The Retirement and IRA Show.

Duration:01:32:42

Claiming Spousal Benefits, Deferred Income Plan, Early Retirement Strategies: Q&A #1935

9/14/2019
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This week Jim and Chris answer questions about claiming spousal benefits, deferred income plan, and planning for early retirement. 9:06 A listener wants to know if his wife can claim Social Security Spousal Benefits prior to him claiming his benefits. 17:26 A live caller from Texas has some questions about his employer’s Non-qualified Deferred Income […] The post Claiming Spousal Benefits, Deferred Income Plan, Early Retirement Strategies: Q&A #1935 appeared first on The Retirement and IRA...

Duration:01:19:31

Financial Adviser Fees, Part 1: EDU #1933

9/11/2019
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Can Jim and Chris really spend more than one episode on Financial Adviser Fees? (You might be thinking the real question might be “Should they?”.) According to the guys, the answer to both questions is a resounding “Yes!”. Join Jim and Chris as they begin to explain the many types of fee structures that Advisers […] The post Financial Adviser Fees, Part 1: EDU #1933 appeared first on The Retirement and IRA Show.

Duration:01:12:12

Child-in-Care Spousal Benefits, Trusts, Benchmarking – Q&A #1934

9/7/2019
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This week Jim and Chris answer questions on Child-in-Care Spousal Benefits, types of Trusts and how to protect assets from long-term care costs, and their benchmarking recommendations. 8:30 Chris answers a Virginia listener’s question regarding Social Security Child-in-Care Spousal Benefits. 15:00 A listener asks about types of Trusts and the best way to protect assets […] The post Child-in-Care Spousal Benefits, Trusts, Benchmarking – Q&A #1934 appeared first on The Retirement and IRA Show.

Duration:01:00:29

How Retirement Planning is Different – EDU #1932

9/4/2019
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When you retire your life changes, so you need to look at your assets differently. In this “The Opposite Episode”, Jim and Chris explain how retirement planning is different than the financial planning you use to get to retirement. The post How Retirement Planning is Different – EDU #1932 appeared first on The Retirement and IRA Show.

Duration:01:05:14

ACA Premium Tax Credit, Social Security Scam, Backdoor Roth Contributions, Inherited Pre 1987 401k – Q&A #1933

8/31/2019
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Laila Dillsi, CPA and Jo Madonna, E.A. join Jim and Chris to answer a question about the ACA Premium Tax Credit. Then the guys address questions about accessing your Social Security account, backdoor Roth contributions, and an Inherited 401k from pre 1987. 8:57 Laila offers some clarifications for a listener with a question about her […] The post ACA Premium Tax Credit, Social Security Scam, Backdoor Roth Contributions, Inherited Pre 1987 401k – Q&A #1933 appeared first on The Retirement...

Duration:01:27:16

IRA Transfer Rules, Colorado Taxes, QLACs – Q&A #1932

8/24/2019
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Join Jim and Chris as they answer listener questions on IRA transfer rules, state tax laws, and QLACs. 5:24 A live caller from North Carolina asks a few IRA questions including if you can consolidate IRAs, do partial Roth conversions, and whether you can do more than one 401k rollover per year. 19:39 A listener […] The post IRA Transfer Rules, Colorado Taxes, QLACs – Q&A #1932 appeared first on The Retirement and IRA Show.

Duration:01:05:10

Indemnity vs Reimbursement Long-Term Care Insurance – Edu #1931

8/21/2019
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What’s Indemnity vs Reimbursement Long-term Care Insurance and what other important factors should you consider when shopping for a policy? Jim and Chris answer these questions in this week’s EDU edition of the show. The post Indemnity vs Reimbursement Long-Term Care Insurance – Edu #1931 appeared first on The Retirement and IRA Show.

Duration:01:08:57

Retirement Planning with Age Gap, Inherited IRAs, and Minimum Dignity Floor -Q&A #1931

8/17/2019
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Join us for another week of retirement planning related questions answered by Jim and Chris. Topics include things to consider with retirement planning when there is a large age gap within a marriage, Inherited IRA RMDs, and the ‘Minimum Dignity Floor’ 10:51 A live caller from Virginia asks about things to consider with retirement […] The post Retirement Planning with Age Gap, Inherited IRAs, and Minimum Dignity Floor -Q&A #1931 appeared first on The Retirement and IRA Show.

Duration:01:04:48

Retirement Spending Strategy – EDU #1930

8/14/2019
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Jim and Chris address some constructive criticism from a long-time listener and take a detailed look at their “no-go, slow-go, go-go” retirement spending strategy. First they discuss their stance on mental decline with age and how that affects their planning methods. Then Jim and Chris turn to why they encourage people to spend more during […] The post Retirement Spending Strategy – EDU #1930 appeared first on The Retirement and IRA Show.

Duration:01:08:19

Wages, Monthly Earnings Test, and First Year Rule – Q&A #1930

8/10/2019
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Join Chris as he tackles a wide array of listener questions solo while Jim is out on a fishing trip; subjects about working after retirement, accessing Social Security accounts online, the earnings test and more. 3:07 An Alabama listener asks about working wages after retirement. 7:44 An Illinois listener asks about the possibility of Social […] The post Wages, Monthly Earnings Test, and First Year Rule – Q&A #1930 appeared first on The Retirement and IRA Show.

Duration:00:35:02

How to Split an IRA – EDU #1929

8/7/2019
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REPLAY: With Jim out of the office, we are replaying a helpful episode from last year on how to split an IRA after a divorce. Jim and Chris will be back next week with an all-new Edu edition! The post How to Split an IRA – EDU #1929 appeared first on The Retirement and IRA Show.

Duration:00:30:53

GPO, IRA CDs, Transitioning to a Distribution Portfolio, and MYGAs – Q&A #1929

8/3/2019
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As Jim and Chris continue working through the pile of listener questions they address a wide range of subjects; from setting up your online Social Account, transitioning to a Distribution Portfolio, Multi-Year Guaranteed Annuities, and more. 4:05 A Pennsylvania listener seeks help setting up an online Social Security account. 8:20 An Ohio listener and wants […] The post GPO, IRA CDs, Transitioning to a Distribution Portfolio, and MYGAs – Q&A #1929 appeared first on The Retirement and IRA...

Duration:01:13:34