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Beau Humphreys, Personal Finance Coach

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Location:

Canada

Language:

English


Episodes

Episode 36 with Gordon Stein

6/14/2018
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Before I introduce this week’s guest, I want to tell you about the new book giveaway. Last month I gave away a copy of Sean Cooper’s Burn Your Mortgage. Congrats to Allison from Manitoba as the winner of a signed copy of the book! From June 15th to July 31st, 2018, I’ll be running a new giveaway for 5 signed copies of the new book Cashflow Cookbook, written by today’s guest, Gord Stein. Thank you Gord for donating 5 copies and signing them all. So if you like the episode and want a copy of...

Duration:00:58:11

Episode 35 with Barry Choi

6/7/2018
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Barry Choi wasn't always a personal finance expert. Back in his 20s he didn't know anything about investment fees or what he should be investing in. But when someone suggested that he might be paying more than he needed to, he quickly found that it was even worse than he thought. That incident from 10 years ago kicked Barry into high gear and created the personal finance expert we know him to be today. Barry is also one of Canada’s leading travel experts and blogs about his travels, and...

Duration:00:56:40

Episode 34 - The Small Business Episode with Jeff Cates

5/31/2018
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There are 13 guests on this episode! Here are the times they all appear if you’re looking for someone specific: 4:55 - Jeff Cates, President and CEO of Intuit Canada (http://www.intuit.ca) 25:34 - Claire Niburski from Knit Technologies (https://www.knitapps.com/) 26:50 - Rhys Mohun from FundThrough (https://www.fundthrough.com/) 27:50 - Christian Ali from Dream Payments (http://www.dreampayments.com/) 29:43 - Brendan Woods from AutoEntry (https://www.autoentry.com/) 31:01 - Paul Abrams...

Duration:00:42:24

Episode 33 with Raj Lala

5/24/2018
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Before I get started with this week’s episode, I have a special announcement about next week’s episode that I want you to hear. Next week will be a special small business episode of The Personal Finance Show. You might be aware that I’m a Personal Finance Coach but did you know that I’m also a Bookkeeping Coach and a QuickBooks Online ProAdvisor? I help people learn how to do their own basic bookkeeping with QuickBooks Online. Beau’s ProAdvisor Profile:...

Duration:00:51:03

Episode 32 with Laurie Campbell

5/17/2018
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Laurie Campbell is very passionate about improving financial literacy. When I saw her speak at the Financial Wellness and Retirement Readiness Conference in February of 2018, I was impressed by her devotion to helping people solve debt problems. Getting out of debt is hard and involves a lot of sacrifice. But for some people it’s even harder to not get into debt in the first place. There are people, like myself, who had mental health and addiction issues in the past, and that led to an...

Duration:00:57:38

Episode 31 with Matthew Jarvis

5/9/2018
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Matthew Jarvis is not a magician. Yet there are those that come to him when they are about to retire and expect him to make a small amount of retirement savings last for 30 years. Matthew is a Certified Financial Planner who’s clients are exclusively retired, or within 5 years of doing so, with at least $500,000 saved up. Depending on your current lifestyle, half a million dollars might seems like either a lot of money, or very little, to last for 30 years. And that’s the thing about...

Duration:00:57:24

Episode 30 with Hamza Khan

5/3/2018
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“If a budget for your money is a reflection of your priorities, then your calendar is a reflection of your most valuable resource, which is time.” - Hamza Khan Hamza Khan had a toxic relationship with money. Obsessing about saving and spending caused a lot of stress in his family when he was young, so when he started making his own money, he just didn’t want to go there at all. But when you’re not paying attention to your finances, things can get out of hand, even if you’re making good...

Duration:01:21:57

Episode 29 with John Kalos

4/26/2018
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John Kalos worked in a bank for a long time. Over the years he realized that the bank’s mandate was to sell products first and helping people took a back seat to this mandate. He found himself in a situation where he was being told he had to sell investment products that weren’t right for his clients. John had enough and decided he could be a financial planner on his own, without the bank forcing sales quotas on him. He could offer his clients the right products for them, based on their...

Duration:00:44:33

Episode 28 with Shannon Lee Simmons

4/19/2018
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Shannon Lee Simmons wants everyone to have access to unbiased and affordable financial advice. In late 2010, frustrated that Bay street was only interested in clients that have tons of money, she left her high paying job to start the Barter Babes project. Shannon would offer her financial services in exchange for any good or service that she needed. Over one year Shannon helped over 300 women and never once accepted cash for her services. Unable to go back to Bay street after that, Shannon...

Duration:01:11:32

Episode 27 with Brendan Lee Young and Brendan Wood

4/12/2018
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There are two main types of investing, active and passive. Active investing is typically for people who have a deep understanding of the investments they are working with. They are trying to time the market by buying an investment when it is low, and growing it to the point where it's grown enough to achieve whatever profit goals they set, then selling that product for a profit. The classic buy low sell high strategy. You have to be paying attention to what's going on in the world and be...

Duration:00:47:46

Episode 26 with Matt Matheson

4/5/2018
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By day, Matt Matheson is a teacher and assistant principal, but when the day is done he takes on his role of Canada's newest personal finance blogger. Matt started writing at https://methodtoyourmoney.ca in October 2017 and since then has gotten the attention of some major personal finance publications. In January 2018 he was published in MoneySense magazine and just recently he was a guest blogger on the popular personal finance site https://getrichslowly.org. Matt joined me from...

Duration:01:19:59

Episode 25 with Eric Brotman

3/29/2018
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Eric Brotman understands that a relationship with a financial planner is a multi-generational thing. I talk about this a lot on the show, but it’s all about a holistic plan that takes into account all the financial aspects of your life, and it’s about reviewing the plan once or twice a year and changing it to match your goals and objectives as they change throughout the course of your life. This is an ongoing thing. It’s not a one-time plan or a transactional thing. This is a lifetime...

Duration:01:12:55

Episode 24 with Cait Flanders

3/22/2018
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In 2011, Cait Flanders had credit card debt of $30,000, no more available credit, $100 in the bank, and had to move back in with her parents. Cait decided to reboot the blog she had previously deleted, called Blonde on a Budget, hoping that writing about it would help with her debt repayment and struggles with overspending. Since that first post in June 2011, on what has now become https://caitflanders.com, Cait paid off her $30,000 in full, got a job offer because of her blog, and came up...

Duration:01:10:33

Episode 23 with Megan Nobrega of Carrot Rewards

3/15/2018
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What if I told you that you would get a reward every time you went for a walk? Ok, sometimes I'll reward myself by walking to the donut shop, but I'm not talking about that kind of reward. Carrot Rewards (www.carrotrewards.ca) is a free app for your smartphone or Fitbit that helps you earn your favourite reward points by making healthy lifestyle choices. My favourite part of the app is the steps section. It tracks the steps I take every day to come up with my average daily steps and then...

Duration:00:39:28

Episode 22 with Richard Peddie

3/8/2018
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Since he was 20 years old, Richard Peddie dreamed about being president of an NBA basketball team. In November of 1996 his dream became reality when he was offered the job of president of the Toronto Raptors. In 1998, the Toronto Maple Leafs bought the Raptors and Richard became President and CEO of Maple Leaf Sports and Entertainment or MLSE. Richard ran MLSE for 14 years and for 6 of those years, I worked there as Event Accountant in the Live Entertainment department, or as we liked to...

Duration:01:11:06

Interview with Allison Suter of SimpleTax

2/14/2018
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(Sign up for SimpleTax here: https://simpletax.ca/?refCode=investwisely) When someone mentions income taxes, do you get excited or are you filled with dread? Do you wait until the last possible moment to file your taxes? When you finally start the process, are you so on edge that if the slightest thing goes wrong you want to throw your laptop across the room? And when it’s over, are you 100% sure that you messed it up somehow? If this sounds like you, you should probably check out...

Duration:00:58:51

Payments Race Follow-up with Amélie Arras

2/8/2018
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Imagine you’re visiting Europe for the first time. For some reason you didn’t think to buy any Euros before you left home. You are Canadian, so all you have is Canadian dollars on you. You find out that things have changed recently in Europe and there is no longer a way to exchange your Canadian dollars for Euros. Your only option is to try to find businesses and people who will accept your Canadian dollars. You’ll need food so you start by asking at various restaurants, and each one says,...

Duration:00:47:00

Payments Race Follow-up Interview with Jessica Moorhouse

2/1/2018
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It’s October 2017 and I’m at the SIBOS global financial services conference in Toronto. I post something about the conference on Facebook and my friend Jessica Moorhouse comments that she’ll be at the conference tomorrow. I had just found out that she would be participating in this payments race - think of it as the amazing race for money nerds. It turned out the race was going to start the next day from the conference that I was already attending. I was able to get an interview with all 5...

Duration:00:35:31

Interview with Stephen Weyman

1/24/2018
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In my opinion, credit cards should only be used in one way. I think you should only buy something with a credit card if that money is sitting in your bank account right now. Credit cards are not for borrowing. Please don't use credit cards for borrowing. There are times in our lives when we need to borrow money. But credit cards are one of the worst tools for borrowing. The interest rate is way too high. So just promise me that if you ever really need money, right now, and you're thinking...

Duration:00:42:05

Interview with Randy Cass

1/17/2018
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“Over a period of time it’s become incredibly difficult for any individual to stand in front of the data or the facts, and say that there is a defensible edge that I have in picking stocks, or creating strategies in this market that will outperform the passive indices.” - Randy Cass Randy Cass is a professional investor. After speaking to him for just a few minutes, it’s clear he knows investing. Randy spent years as an active portfolio manager making big money for big pension plans and...

Duration:00:52:19