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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.

Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
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Location:

United States

Description:

Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.

Language:

English


Episodes

Politics, Finance & Retirement

10/19/2019
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This show is about money and politics. Lately politics is a very emotional topic and emotions do not mix very well with investing. However, this show doesn't focus on the politic drama surrounding our President, but instead shines the spotlight on certain financial issues this country faces. Special guest, Matt Becker, is running for US congress to represent most of the people in Pinellas County, FL. In keeping with the theme of this podcast, we will discuss retirement and financial topics....

Duration:00:36:14

Retire Early To Live Longer?

10/12/2019
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Does retiring early lead to a longer life? If you wait too long to retire, will you die sooner? In this episode Dan and Tony address an sensational headline that has been making its way around social media again- Retire at 55 and live to 80; work to until 65 and die at 67. Is this a game changer or fake news?

Duration:00:23:22

Oktoberfest Money, Stats, & Fun Facts

10/5/2019
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Taking a break from our usual retirement chat, in this episode we discuss Oktoberfest. We talk about some interesting facts about the festival in Germany and in the U.S. We even share a few tips on saving some money during this massive celebration. Prost!

Duration:00:26:32

Retirees Going Back To College?

9/28/2019
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We know that it is never too late to learn something new, but what about moving back onto a college campus at age 65? There is quite a lot of higher education opportunities for the 55 and older crowd. In this show we explore the why and how of retirees going back to school.

Duration:00:24:54

A Cracked Pot Retirement

9/21/2019
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What retirement planning lesson can be learned from the old story about the woman carrying water with a cracked pot? Tune in this week as we use an old tale to discuss the topic of building your retirement income over time.

Duration:00:20:58

Social Security: Marriage, Divorce, & Death Benefits

9/14/2019
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What happens to my Social Security when: I lose my spouse? I get divorced? My ex-spouse dies? I get remarried? How much will I get? Can I claim against an ex-spouse? We will answer all of these questions and more in this special Social Security podcast focused on common questions. If you are dealing with the loss of a spouse due to death or divorce, you don't want to miss this episode.

Duration:00:27:55

Retirement & Low Interest Rates

9/7/2019
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We've been in a low interest rate environment for a long while. CDs rates have been low and the Federal Reserve just lowered the benchmark rate recently. So what are those looking for retirement income to do? We'll talk about how to deal with these low rates if you are planning to retire any time soon.

Duration:00:26:11

Top Cities To Retire Early Includes Tampa?

8/31/2019
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If you planned to retire early (by age 40), which cities would be best to live in? In this show we discuss a recent article which listed "The 6 U.S. Cities Where You Can Retire By Age 40." Spoiler Alert - it's much more difficult than it sounds.

Duration:00:33:05

Top 5 Retirement Decisions

8/24/2019
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There are decisions that need to be made as you approach retirement. These decisions can make or break retirement dreams. Many of the decisions will revolve around topics you never had to deal with before. It will be new, it can be scary, but you don't need to go in unprepared. In this show we talk about the important decisions that must be made around retirement. SPECIAL GUEST: Richard Lange of Paramount Financial Advisors in Fort Myers.

Duration:00:21:37

Spend more EARLY in retirement

8/17/2019
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Do retirees spend more as they age? Do expenses go up in a straight line with inflation? The answer is no. In reality, many retirees actually spend much more early in retirement. In today's show we talk about the reality of early spending in retirement and how it can be done without running out of money. We'll address the battle many new retirees face - Fear of running out of money vs. Fear of missing out on life.

Duration:00:30:14

How Much Money Do You Need To Retire?

8/10/2019
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Can I retire with $1 million in savings? Do I need $2 million? Is $5 million the number to reach? In this show, we will answer this common question. How much do you need saved for retirement? How much is enough?

Duration:00:21:28

Needy Family Can Destroy Retirement

8/3/2019
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Part 3 of 3: Needy Family Members In Part Two of this three part series, we explore how family members can actually become one of the top threats to a successful retirement plan. This "punch to the mouth" is really "close to home." When an aging parent or an adult child comes to you in a time of need, it is natural to want to help. But what if helping results in a financial drain which collapses your own retirement? Can you say no to family request for financial support? In each part of this...

Duration:00:25:30

Part 2 of 3: Negative Health Events

7/27/2019
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Health Care Costs Destroy Retirement Plans - "Everybody's got a plan until they get punched in the mouth." - Mike Tyson In Part Two of this three part series, we explore how a negative health event is one of the top threats to a successful retirement plan. This "punch to the mouth" is something no one wants to deal with, plan for, or even talk about. The costs are extremely high for a major health problem, a chronic condition, or the need for professional nursing care. Any retirement income...

Duration:00:20:03

Biggest Retirement Threats Part 1 of 3: Market Crashes

7/20/2019
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In Part One of this three part series, we explore how market crashes are one of the top threats to a successful retirement plan. In each part of this series, we will identify the retirement planning threat, provide examples, and offer solutions. This first "punch to the mouth" is perhaps the most widely known and easiest to prevent. Tune in to learn how to dodge the punches that come your way in retirement.

Duration:00:18:05

Retirees Are Overconfident With Financial Decisions

7/13/2019
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Do we make worse financial decisions as we get older? Does knowledge of basic financial concepts decline after age 60? The short answer is "yes." In today's show we will review the results of a study on this issue and explore what people can do about their decline in financial literacy.

Duration:00:29:14

Paying Debts With Retirement Funds

7/6/2019
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Should you use your 401k or IRA money to pay off your debts? Many financial advisers will say "no way!" But, perhaps it isn't a bad solution after all. In this show we discuss the situations in which raiding your retirement funds to pay down your debts makes sense. If you are struggling with debt and want to know what to do, listen in to hear our take.

Duration:00:25:10

Healthcare Costs How Much?!

6/29/2019
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Everyone knows that healthcare is expensive. But exact pricing still tends to be a mystery, at least up until the point where you get the bill in the mail. Recently President Trump issued an executive order aimed at increasing the transparency of healthcare pricing. Beyond a price list on a hospital website, it seems the President is trying to pull back the curtain on the private deals between hospitals and insurance companies. In today's show we will talk about whether this executive order...

Duration:00:40:01

Stress During Retirement

6/22/2019
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Successful retirement is about increasing income and decreasing stress. Are retirees stressed? What stresses will those entering retirement face? In this episode we discuss the new and challenging stresses that retirement brings about. We'll talk about not only financial stress, but also about the stress brought about by health issues, social changes, and the experience of retiring itself. What's the best way to reduce your stress as you begin retirement? Tune in to find out.

Duration:00:28:13

Working in Retirement - Is That An Oxymoron?

6/15/2019
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More and more people are working in retirement. Is that what they want? Is that what you want? Do you have to? Is there any way to avoid it? In this episode Dan explores this topic and goes over why this is important to you and how planning can help.

Duration:00:27:12

Are 401(k)s Better Than Pensions?

6/8/2019
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Which is better - a 401(k) plan or a Pension plan? As the traditional pension plans (defined benefit) have quickly been replaced by the 401(k) plans (defined contribution), we have seen more people struggling with retirement. Could it be that pensions are actually better than 401(k) plans? Is the guaranteed income from a pension a better option than the flexibility of a lump sum from a 401(k)? Join us as we discuss these option in detail and determine which is better - perhaps the answer is...

Duration:00:35:06