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GradCentric

Education Podcasts

GradCentric is a podcast hosted by Gradmetrics to help families plan and prepare for college and manage student loan debt. Every week we share tips on college topics including student loans, financial aid, FAFSA, CSS Profile, merit aid, scholarships, exploring majors, finding a career, and school selection.

GradCentric is a podcast hosted by Gradmetrics to help families plan and prepare for college and manage student loan debt. Every week we share tips on college topics including student loans, financial aid, FAFSA, CSS Profile, merit aid, scholarships, exploring majors, finding a career, and school selection.

Location:

United States

Description:

GradCentric is a podcast hosted by Gradmetrics to help families plan and prepare for college and manage student loan debt. Every week we share tips on college topics including student loans, financial aid, FAFSA, CSS Profile, merit aid, scholarships, exploring majors, finding a career, and school selection.

Twitter:

@gradmetrics

Language:

English

Contact:

8166012002


Episodes

Teacher Loan vs. Public Servant Loan Forgiveness

6/1/2022
Teacher Loan Forgiveness is a program designed for teachers with federal student loans. Public Service Loan Forgiveness (commonly shortened to PSLF) is the more commonly recognized of the two programs. According to the Department of Education, borrowers cannot pursue both of these programs simultaneously. Under the new PSLF waiver program, the double-counting restriction is temporarily waived, as are many other normal PSLF requirements. Check out the full blog post here:...

Duration:00:06:29

Blanket Loan Forgiveness Update

5/18/2022
Will the Biden administration offer blanket loan forgiveness? Hear my thoughts in this most recent episode of the Gradcentric podcast.

Duration:00:05:15

Managing Student Loans: Nursing Loan Forgiveness

3/31/2022
If you are going to take out student loan debt, it is best to do so for a field with good earning potential and high demand. Nursing is one of those fields. The Bureau of Labor Statistics Occupational Outlook Handbook reports nurses had a median pay of $75,330/year and the field was growing at 9% in 2020. Not bad at all. In addition to great earning potential and career opportunities, nursing has lucrative loan forgiveness programs available to those willing to meet the requirements. Check...

Duration:00:04:44

Managing Student Loans: Doctors

3/9/2022
As you might imagine, doctors exit their education with a lot of student loan debt. This debt load is exacerbated with the elongated timeframe between graduation and becoming a practicing physician. These intervening years are extremely important for managing debt over the long haul. Doctors will generally take one of two pathways in dealing with their student loan debt. The first is payoff outright. The second is loan forgiveness in its many forms, most notably Public Service Loan...

Duration:00:09:35

Q&A: Establishing Residency for In-State Tuition

2/22/2022
A common question I get from families is: can my student can gain residency and qualify for in-state tuition? The answer is, unfortunately, it depends. The rules vary state-to-state and college-to-college. Some states make this an easier process whereas some make it near impossible. Also, keep in mind that state (i.e. public) colleges are primarily concerned with serving the residents in their state so typically make it hard for out-of-state students to qualify for in-state tuition rates....

Duration:00:07:50

Managing Student Loans: Parent PLUS Loans

12/5/2021
Lately, I’ve had an increasing amount of student loan consultations with Parent PLUS loan borrowers. More parents are looking toward retirement with a significant amount of debt from financing their children’s educations. This dynamic can be stressful for parents hoping for a peaceful retirement after many decades of hard work. Parent PLUS loans can throw off even the best-laid plans for retirement.

Duration:00:04:16

Managing Student Loans: Dentists

10/25/2021
Dentists have to make huge sacrifices to practice their trade. One of those sacrifices is the duration of education: surviving a bachelor's degree + dental school + specialized training and residencies takes a long time. Another sacrifice is the amount of student loan debt. According to a recent article published by the American Dental Education Association, the average new dentist comes out with $304,824 in student loan debt, with private school graduates coming out even worse at $349,730!

Duration:00:04:24

Managing Student Loans: Public Service Loan Forgiveness (PSLF) Changes

10/18/2021
If you haven’t been tracking recent changes in the Public Service Loan Forgiveness (PSLF) program, I’m glad you’re reading this post. The Department of Education recently released a bombshell update that could be a great help to many borrowers. For some, this could mean hundreds of thousands in loan forgiveness.

Duration:00:05:11

Managing Student Loans: Adjusted Gross Income

10/10/2021
Adjusted Gross Income, or AGI, is the all-important line item on your tax return. According to the IRS, AGI represents your total income minus certain adjustments given by Uncle Sam. But we don't have to get too technical at this point; basically what you need to know is you can find your AGI on your most recent tax return. plays a huge role in the calculation of your monthly payment for federal student loans if you are in an income-driven repayment plan (PAYE, REPAYE, IBR, ICR). AGI isn't...

Duration:00:05:28

Success in College: Plagiarism and Cheating

8/9/2021
Let’s be honest; in today’s technologically driven society, it’s easier than ever to cheat on assignments, tests, and projects. Online learning has made cheating commonplace. Even so, plagiarism is no joke. It has real and severe consequences. Summary: do not cheat. Your future career could depend on it.

Duration:00:05:07

Success in College: Using a Textbook and Taking Notes

8/4/2021
Textbooks are ubiquitous in college. They are also extremely expensive, especially in certain disciplines like business, engineering, and nursing. Considering how much money you spent to get it in your hands, shouldn’t you know how to best use this resource? What’s the best way to learn from a college textbook? In this video I will teach you how to use this very important learning medium with which you will become quite familiar in the coming years.

Duration:00:05:53

Success in College: Public Speaking

7/26/2021
Public speaking is hard. In fact, research shows 75% of the population struggles with a fear of public speaking. However, there is no easy way around the fact that public speaking is an important life skill, both in college (you will likely have a required class on the topic) and life in general (most of us have to communicate our ideas to an audience on a regular basis). Luckily, with a few strategies the pain of speaking in front of others an be minimized.

Duration:00:06:33

Success in College: The Research Paper

7/20/2021
The research paper is truly an art form. Hopefully, your high school training up until this point has prepared you for the college research paper. It is a conduit to express your insights, defend your believes, and extend the light of logical reasoning into the expanse of the unknown. In most high school settings, you would have already written several research papers before leaping to college. If this is the case for you, congratulations! If not, here is a quick lesson.

Duration:00:06:02

Success in College: Time Management

7/12/2021
Time management is something we all struggle with, and something that is a lifelong process. New students should understand that college requires you gain significant advancements in this area, or you will struggle to keep up.

Duration:00:04:13

Success in College: Living on Campus

7/7/2021
I highly recommend you stay on or near campus. However, your decision should be made looking through two lenses. The first is to look at it through the lens of cost. The second lens is student success. Learn more in this podcast episode.

Duration:00:05:34

Success in College: Working with Your Advisor and the University Catalog

7/3/2021
The university catalog is an indispensable resource for you as a student. It includes university polices and procedures, as well as full details on degree plans and what you need to do to graduate. Your advisor is a staff member assigned to you for the purpose of encouraging your timely progress toward a degree. Your advisor is your friend and can help you keep track of graduation requirements, make career plans, and plug you into necessary university resources.

Duration:00:05:53

Navigating High School: Senior Year

5/19/2021
The main college planning focuses of a high school senior are gaining admission to a student’s school(s) of choice, applying for financial aid and scholarships, tackling the Free Application for Federal Student Aid (a.k.a the FAFSA) and potentially the CSS Profile, and preparing to pay for college using financial aid letters. For scholarships, a lot rides on the “big three”: GPA, class rank, and testing scores. View the blog post and download the checklist at...

Duration:00:05:28

Navigating High School: Junior Year

5/12/2021
Juniors in high school need to focus on three tasks to keep on track with college planning. In other words, things get busy! The main college planning focus of a high school junior is building a solid school list. Once the school list is set, juniors create a deadlines calendar across all institutions. A deadlines calendar should include three date types: testing, admissions, and financial aid. Finally, juniors should focus on test preparation for the SAT and ACT. View the blog post and...

Duration:00:07:28

Navigating High School: Sophomore Year

5/7/2021
Sophomores in high school need to focus on learning about their personality and defining a career pathway. The first step in this process is to take a personality assessment. There are quite a few out there. I generally ask families to take a free personality assessment. After short-listing a handful of careers, students should look up these careers in the U.S. Bureau of Labor Statistics Occupational Outlook Handbook (now online). View the blog post and download the checklist at...

Duration:00:08:25

Navigating High School: Freshman Year (free checklist)

4/28/2021
One of the most common requests I get from families is to give them a clear and definitive college roadmap to the middle school and high school years. After all, many families feel overwhelmed by the college admissions and financial aid landscape and worry they will be left behind or lose out on opportunities in these areas. No doubt there are to-do items, best practices, and activities to complete sequentially while your child makes his or her way through the educational system. This will...

Duration:00:05:21