Education Podcasts

GradCentric is a podcast hosted by Gradmetrics to help families plan and prepare for college and manage student loan debt. Every week we share tips on college topics including student loans, financial aid, FAFSA, CSS Profile, merit aid, scholarships, exploring majors, finding a career, and school selection.


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GradCentric is a podcast hosted by Gradmetrics to help families plan and prepare for college and manage student loan debt. Every week we share tips on college topics including student loans, financial aid, FAFSA, CSS Profile, merit aid, scholarships, exploring majors, finding a career, and school selection.








Biden’s Debt Relief Part 3

This is the third of a three-part series explaining Biden’s student loan debt relief announcement.


Biden’s Debt Relief Part 2

This is the second of a three-part segment explaining Biden’s student loan debt relief announcement.


Biden’s Debt Relief Part 1

This is the first of a three-part segment explaining Biden’s student loan debt relief announcement.


Urgent PSA! Clergy and PSLF

Clergy now qualify for Public Service Loan Forgiveness (PSLF), so they might need to take action under the new PSLF waiver program. Forward this episode long to any clergy you know when your life, and let them know that they can reach out to me at if they have any questions.

Just Announced: Federal Student Loan Forgiveness from the Biden-Harrison Administration

Yesterday, the Biden-Harris administration announced sweeping loan forgiveness for federal student loan borrowers. This unprecedented program will allow up to $20,000 of loan forgiveness based on income levels and financial need. Specifically, households with an individual income of less than $125,000 or a household income of $250,000 will get $10,000 in debt cancellation. Borrowers who received Pell Grants while in college will get $20,000 in loan forgiveness.

Teacher Loan vs. Public Servant Loan Forgiveness

Teacher Loan Forgiveness is a program designed for teachers with federal student loans. Public Service Loan Forgiveness (commonly shortened to PSLF) is the more commonly recognized of the two programs. According to the Department of Education, borrowers cannot pursue both of these programs simultaneously. Under the new PSLF waiver program, the double-counting restriction is temporarily waived, as are many other normal PSLF requirements. Check out the full blog post here:...


Blanket Loan Forgiveness Update

Will the Biden administration offer blanket loan forgiveness? Hear my thoughts in this most recent episode of the Gradcentric podcast.


Managing Student Loans: Nursing Loan Forgiveness

If you are going to take out student loan debt, it is best to do so for a field with good earning potential and high demand. Nursing is one of those fields. The Bureau of Labor Statistics Occupational Outlook Handbook reports nurses had a median pay of $75,330/year and the field was growing at 9% in 2020. Not bad at all. In addition to great earning potential and career opportunities, nursing has lucrative loan forgiveness programs available to those willing to meet the requirements. Check...


Managing Student Loans: Doctors

As you might imagine, doctors exit their education with a lot of student loan debt. This debt load is exacerbated with the elongated timeframe between graduation and becoming a practicing physician. These intervening years are extremely important for managing debt over the long haul. Doctors will generally take one of two pathways in dealing with their student loan debt. The first is payoff outright. The second is loan forgiveness in its many forms, most notably Public Service Loan...


Q&A: Establishing Residency for In-State Tuition

A common question I get from families is: can my student can gain residency and qualify for in-state tuition? The answer is, unfortunately, it depends. The rules vary state-to-state and college-to-college. Some states make this an easier process whereas some make it near impossible. Also, keep in mind that state (i.e. public) colleges are primarily concerned with serving the residents in their state so typically make it hard for out-of-state students to qualify for in-state tuition rates....


Managing Student Loans: Parent PLUS Loans

Lately, I’ve had an increasing amount of student loan consultations with Parent PLUS loan borrowers. More parents are looking toward retirement with a significant amount of debt from financing their children’s educations. This dynamic can be stressful for parents hoping for a peaceful retirement after many decades of hard work. Parent PLUS loans can throw off even the best-laid plans for retirement.


Managing Student Loans: Dentists

Dentists have to make huge sacrifices to practice their trade. One of those sacrifices is the duration of education: surviving a bachelor's degree + dental school + specialized training and residencies takes a long time. Another sacrifice is the amount of student loan debt. According to a recent article published by the American Dental Education Association, the average new dentist comes out with $304,824 in student loan debt, with private school graduates coming out even worse at $349,730!


Managing Student Loans: Public Service Loan Forgiveness (PSLF) Changes

If you haven’t been tracking recent changes in the Public Service Loan Forgiveness (PSLF) program, I’m glad you’re reading this post. The Department of Education recently released a bombshell update that could be a great help to many borrowers. For some, this could mean hundreds of thousands in loan forgiveness.


Managing Student Loans: Adjusted Gross Income

Adjusted Gross Income, or AGI, is the all-important line item on your tax return. According to the IRS, AGI represents your total income minus certain adjustments given by Uncle Sam. But we don't have to get too technical at this point; basically what you need to know is you can find your AGI on your most recent tax return. plays a huge role in the calculation of your monthly payment for federal student loans if you are in an income-driven repayment plan (PAYE, REPAYE, IBR, ICR). AGI isn't...


Success in College: Plagiarism and Cheating

Let’s be honest; in today’s technologically driven society, it’s easier than ever to cheat on assignments, tests, and projects. Online learning has made cheating commonplace. Even so, plagiarism is no joke. It has real and severe consequences. Summary: do not cheat. Your future career could depend on it.


Success in College: Using a Textbook and Taking Notes

Textbooks are ubiquitous in college. They are also extremely expensive, especially in certain disciplines like business, engineering, and nursing. Considering how much money you spent to get it in your hands, shouldn’t you know how to best use this resource? What’s the best way to learn from a college textbook? In this video I will teach you how to use this very important learning medium with which you will become quite familiar in the coming years.


Success in College: Public Speaking

Public speaking is hard. In fact, research shows 75% of the population struggles with a fear of public speaking. However, there is no easy way around the fact that public speaking is an important life skill, both in college (you will likely have a required class on the topic) and life in general (most of us have to communicate our ideas to an audience on a regular basis). Luckily, with a few strategies the pain of speaking in front of others an be minimized.


Success in College: The Research Paper

The research paper is truly an art form. Hopefully, your high school training up until this point has prepared you for the college research paper. It is a conduit to express your insights, defend your believes, and extend the light of logical reasoning into the expanse of the unknown. In most high school settings, you would have already written several research papers before leaping to college. If this is the case for you, congratulations! If not, here is a quick lesson.


Success in College: Time Management

Time management is something we all struggle with, and something that is a lifelong process. New students should understand that college requires you gain significant advancements in this area, or you will struggle to keep up.


Success in College: Living on Campus

I highly recommend you stay on or near campus. However, your decision should be made looking through two lenses. The first is to look at it through the lens of cost. The second lens is student success. Learn more in this podcast episode.