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Episode 93 - What You Wish You Learned in High School

One of the reasons I started the podcast was every time I talked about personal finance with my friends people often remarked "I wish they taught this in school". We pulled together a list of the things every body should learn about personal finance before graduating high school in this weeks episode.


Episode 92 - Content Creators

In a world with so much free content how will the payment system change in the future? Patreon has done a lot to help smaller creators make a living but at the same time that passes the burden onto the listeners to support their favorite producers. It’s a fast-changing industry so on this weeks episode we talk about the various models and discuss why we personally haven’t tried to monetize just yet.


Episode 91 - Guilt-Free Spending

In this weeks episode we chat about the things we actually spend money on and when we do spend money we don’t have any guilt about it! We chatted last week about how we don’t follow a strict budget so while we don’t go overboard in any of these categories we’ve learned to be at peace with our spending levels.


Episode 90 - The No-Budget Budget

Join us as we chat about how we try to optimize each financial decision we make in lieu of a super formal budget. It’s worked well for us for many years so we wanted to share our thought process!


Episode 89 - How Much Should You Save for College?

A large goal for many of our listeners is to help pay for their childs college education. With college costs increasing by 4% each year this can quickly inflate to a large amount. In this episode we tackle how much you need to save per month if you want to pitch in $20k each year for your childs education, this information can be found in the table below. We also chat about how to offset that cost with scholarships, community college programs and even exploring other options to education.


Episode 88 - Thinking Outside of the Box

In this weeks episode we continue the discussion on thinking outside of the box and being willing to try to approach life differently. By changing up simple quirks here and there you can start to save more money.


Episode 87 - Regretting Your Home Purchase

Buyers remorse is more common in home purchases than we thought! From feeling pressured into buying the wrong home to not realizing just how expensive homes can be people have various regrets. Tune in this week to hear about some common regrets and how to avoid them!


Episode 86 - Challenge your Thinking

Probably one of our weirdest episodes yet...these week we force you to challenge your thinking about any fixed routines you have to see if you can break away from the norm and challenge yourself to try new things or end old habits.


Episode 85 - How to Trim your Grocery Bill

Today is the day, while we've talked about food quite a few times on the podcast we're dedicating a whole episode to it today! Tune in to hear how we were able to keep our grocery bill to a reasonable amount while eating delicious things!


Episode 84 - Being Rich versus Being Wealthy

When you look at the average person down the street you probably would never think they are the millionaire right? Surely that’s the person driving a fancy car and living in the bigger house right? Well typically that’s wrong! Usually it’s the frugal badasses that make less but save better than become wealthy while those that make a large income but spend it all on appearing rich never see their net worth grow. *I was thinking of Jay Leno by the way but the car example was the wrong one...


Episode 83 - Student Loans on a Budget

What happens when you graduate and you don’t land the job of your dreams but you still have to start making payments on those pesky student loans. We walk through how to set a low budget to still get those paid off faster than the standard 10 years.


Episode 82 - The Financial Diet

We all know that the best diets in life are the ones that are sustainable for the long run, that make us feel good about ourselves, and that work for our needs and wants to make it easier to stick with it. When you apply that same practice to your finances it actually makes a lot of sense! Whenever you create a budget you need to make sure it includes indulgences every once it a while so that you can stick with it. You also will realize that at some point when you’re in the middle of your...


Episode 81 - The Magic of Compound Interest

I saw a statistic recently that well over half of the population doesn’t know what compound interest in. Join is as we break it down and explain it so the everyday person can understand it and understand how to harness the magic to build wealth!


Episode 80 - Our Best and Worst Financial Decisions

In this weeks episode we discuss our best and worst financial decisions over our lifetime and dive into what things set us up for future success and what areas we had some lessons learned.


Episode 79 - How Much Does Driving Really Cost?

How many of us actually take the time to figure out how much we’re paying per mile? The answer is typically very few. In this weeks episode we break down how much your car is really costing you per mile and look at various examples to illustrate the point. What if I told you you could be $100k richer in 10 years just by driving a different car? If we think about it that way it almost feels like a no-brainer to pick the economical choice! Plus, what’s the deal with Teslas? We chat about all...


Episode 78 - Where Opportunity Meets Preparation

The definition of luck is where opportunity meets preparation. Join us in a laid back episode where we chat about various business ideas we’ve tried and lessons learned along the way. We also discuss how having self-control can help you save money and various ways we incorporate that into our daily lives.


Episode 77 - How to get an Auto Loan

While we’ve talked a lot about reducing vehicle expenses or using alternative forms of transportation we know that the reality is most people will eventually need an auto loan. In this weeks episode we sit down and chat about what terms you should look for, how you should get an auto loan, and how much you should spend. Once you decide to buy a car here’s the steps you should take: Figure out how much you can spend using a financial calculator like this one for example. If you enter 5% for...


Episode 76 - Stoicism: Voluntary Discomfort

Join us for the second episode for our special series on Stoicism. This week we jump in and chat about voluntary discomfort and how it can improve your life by making you more confident, more resilient, and more frugal! I know it will sound counter-intuitive but listen to this weeks episode to understand how you can actually be happier by making yourself uncomfortable.


Episode 75 - What Debt Should you Tackle First?

Join us this week as we dive into the world of being in debt. It sucks, it’s not fun, but with consumer debt rising year after year it’s a reality for most of us. We’ll talk about “good debt” versus “bad debt” and everything in between. Then we’ll break down a plan to get you started on your debt payoff journey and even talk about which debts to prioritize paying off!


Episode 74 - Stoicism - Hedonic Adaption

What if I told you I knew the secret to a happy life? A life full of peace and tranquility? Most people assume that money buys happiness and luxury is the secret to eternal bliss. In fact, that’s almost the opposite of the truth. As a famous philosopher said: “Mo money, mo problems” - oh wait that was Biggie… but he wasn’t really wrong! In fact there are some simple exercises you can do to trick your brain into valuing what you have even more and realizing that upgrading your life is not the...