Mortgage Mom Radio - Podcast

Today's CPI - Consumer Price Index Report was released and it was higher than expected. For the 2nd month in a row, inflation has increased rather than decreased. What does this mean to you and what can you do to help reduce inflation? Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Recently there has been some very bad press around real estate agents, how much they earn, and how hard they work. Today we are crushing that thought process and bringing you the reality of a real estate agent's job and life! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Been reading those headlines about the National Association of Realtors and the lawsuit settlement? We're diving in today with all kinds of great information and incite! What was it about? How will it change how you buy and sell real estate? Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

The Fed meeting is over for March 2024. What did they say? Is there a light at the end of the tunnel for lower rates in our future? Been reading those headlines about the National Association of Realtors and the lawsuit settlement and changes coming to real estate commissions? We're diving in today with all kinds of great information and incite! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Your neighbors, your parents, and many other's believe myth's to be fact. Today we talk about those common misconceptions correct the information with facts! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Does it make sense to wait for interest rates to come down to help with affordability? Not necessarily. Tune into today's show to learn more about purchasing a home in 2024 while we are in a higher rate environment. Should you consider refinancing to get the cash out that you need? It could also make sense to do something today. Get the education that you need from today's show if you are considering a new mortgage. On March 6, 2024 @ 5PM we will be streaming our Homebuyer Workshop LIVE! You will have the opportunity to ask your questions and get your answers right in the chat feed! Do you want to buy a home but need help getting started? We have been delivering successful homebuyer workshops since 2015. Our goal with this workshop is to educate you about the process of purchasing a home. The more prepared and educated you are, the less stressful the experience will be. This should be an exciting time, not an emotional and upsetting transaction. We will be covering the following: Real Estate and Mortgage Buzz Words – the most utilized words and their definitions within a real estate transaction Loan Programs and their guidelines – FHA/USDA/VA/CONVENTIONAL Closing Costs Credit Repair Escrow Getting Pre-Approved Locking in your interest rate Signing your disclosures Ordering your appraisal Conditional Loan Approval Final Loan Approval Signing Loan Documents Funding and Closing Text "RSVP" to 844-935-3634 - We will text you a link to join before we get started! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID-MLO 2080237926 IL-031.0058339, MO, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

On March 6, 2024 @ 5PM we will be streaming our Homebuyer Workshop LIVE! You will have the opportunity to ask your questions and get your answers right in the chat feed! Do you want to buy a home but need help getting started? We have been delivering successful homebuyer workshops since 2015. Our goal with this workshop is to educate you about the process of purchasing a home. The more prepared and educated you are, the less stressful the experience will be. This should be an exciting time, not an emotional and upsetting transaction. We will be covering the following: Real Estate and Mortgage Buzz Words – the most utilized words and their definitions within a real estate transaction Loan Programs and their guidelines – FHA/USDA/VA/CONVENTIONAL Closing Costs Credit Repair Escrow Getting Pre-Approved Locking in your interest rate Signing your disclosures Ordering your appraisal Conditional Loan Approval Final Loan Approval Signing Loan Documents Funding and Closing Text "RSVP" to 844-935-3634 - We will text you a link to join before we get started! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, ID-MLO 2080237926 IL-031.0058339, MO, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Everything that you need to know about locking in your interest rate. When should you lock it, when can you lock it, once you are locked what are your options if interest rates improve. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

CALHFA down payment assistance is available to many first-time buyers who didn't know that they could qualify! Learn more in today's episode. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

The Federal Reserve left rates unchanged once again. What did he say during his conference and when do we anticipate to see future rate cuts? For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

In this episode we discuss the most important details behind your credit report and how to achieve the highest credit score possible. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

In this episode we discuss what brought about the issues with current homeowners insurance and what your options are if your policy has been dropped or you are having a difficult time securing a new policy for your new home purchase. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Mortgage Rates below 5%, is that possible in today's market? YES! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

What's To Come In 2024. Review of 2023 and forecast for 2024! I also gave great tips for buyers and sellers in today's current housing market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Fed announced today they are holding rates again. 6th consecutive week of improved rates. Refi app's up 19%. I also gave great tips for buyers and sellers in today's current housing market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Where are interest rates today, get your thumb on the market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Housing Predictions for 2024! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Today we took a break from Mortgage and had fun with Turkey! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926

Buy Now Refinance Later? 2 deals for the price of one, is it real? We also talked about today's Fed Announcement to not increase interest rates! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, IL-031.0058339, NC, NV-57237, MO, OR, TN-184373, TX, WA-MLO-237926