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Mortgage Mom Radio - Podcast

Education Podcasts

Mortgage Mom Radio is a mortgage and real estate advice show. We help all those who are navigating the real estate, home buying, and mortgage process. You are encouraged to call us with all of your questions 844-935-3634! Our phones are answered 24 hours to help you. Want to be a guest on our next show? Call in Saturday mornings between 7AM and 8AM.

Mortgage Mom Radio is a mortgage and real estate advice show. We help all those who are navigating the real estate, home buying, and mortgage process. You are encouraged to call us with all of your questions 844-935-3634! Our phones are answered 24 hours to help you. Want to be a guest on our next show? Call in Saturday mornings between 7AM and 8AM.

Location:

United States

Description:

Mortgage Mom Radio is a mortgage and real estate advice show. We help all those who are navigating the real estate, home buying, and mortgage process. You are encouraged to call us with all of your questions 844-935-3634! Our phones are answered 24 hours to help you. Want to be a guest on our next show? Call in Saturday mornings between 7AM and 8AM.

Language:

English

Contact:

844-935-3634


Episodes

Holiday Debt?

1/13/2022
Have you looked at your credit card statement's recently? Many American's do not look at their credit card statements. As a matter of fact, most don't have any idea how much that they are paying in interest or what the interest rate is for the balances that they carry. Have you looked at yours? What are the options available to pay those debts off ? Do you own a home? The answer is different for those who do not own homes and for those who do? There are options for both homeowners with...

Duration:00:34:08

Home Solar – Lease or Buy?

1/11/2022
Do you have solar on your home now? Are you hoping to get solar added to your home? Did you know that you can lease or buy your solar equipment just like you would a car? What are the differences between each? Is one better than another when you decide to sell your home? What about a refinance or financing for the new buyer, does it matter if it is a lease or a buy? What is the benefit to each option? Tune in as I answer these questions for you on today's episode! Check out the Mortgage Mom...

Duration:00:13:56

Appraisal Waiver or Waiving your Appraisal, what is the difference?

1/9/2022
The broad mention of "Appraisal Waiver" during a home purchase can mean two different things. Are you trying to get the attention of a seller by waiving your appraisal or did your lender tell you that they received an appraisal waiver from the system? These are two very different things and you could get caught in a very bad situation if you don't understand the difference between the two. Learn more with today's episode! Check out the Mortgage Mom Radio online merch store! The beer mugs are...

Duration:00:05:08

Do You Have Student Loan Debt?

1/7/2022
Do you have student loan debt? Are you ready for the monthly payments that have been in deferment to come due? Have you budgeted for those payments that you haven't had to make it almost two years? What can you do to get those under control if your not a homeowner? Do you own a home with equity? There are many options available to both homeowners and those who do not own. Listen to today's episode to learn more! Check out the Mortgage Mom Radio online merch store! The beer mugs are insane!...

Duration:00:07:32

Fed Rate Hikes 2022/2023

1/5/2022
The Fed announced on December 15th that they plan to increase interest rates three times in 2022 and three more times in 2023. What does this mean to you? Do you have debt that is tied to the prime rate such as a credit card or a home equity line of credit? Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your...

Duration:00:37:16

Final Show of 2021

12/29/2021
Thank you so much for all of our listeners, students, and clients for being part of the Mortgage Mom Radio Family in 2021! We send off 2021 in this episode and we'll see on the next one in 2022! Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments or call in and you will be...

Duration:00:15:01

Do you pay mortgage insurance and want to remove it?

12/27/2021
The title of this show says it all. Do you have an FHA loan and pay mortgage insurance? Do you have a conventional loan and pay monthly mortgage insurance. Get all of the scoop you need on how about how to remove your monthly mortgage insurance and reduce your total monthly payment! Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE...

Duration:00:13:57

Why did your fixed rate mortgage payment change?

12/22/2021
Did your lender tell you that you were signing for a 30 YR fixed rate? Did you expect that your monthly payment would never change and always be the same? Why is it changing? Can it change again? Tune in as we explain your taxes and insurance. Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions...

Duration:00:20:32

Remove PMI, Build an ADU (Accessory Dwelling Unit), Impound (Escrows) – why did your payment go up?

12/20/2021
Wednesday, December 15th, 2021 This episode was full of information on multiple topics. In the first segment, Debbie and Heidi start by discussing FHAs in relation to Mortgage Insurance (MI) and how to get rid of that MI. Debbie says the best way to get out of the MI is to refinance, and that it should be done immediately due to interest rates currently being low and property values being high. They go on to discuss Conventional Loans and what the various options to choose from when wanting...

Duration:00:57:03

Holiday Shopping. Should you buy now pay later?

12/9/2021
Wednesday, December 8th, 2021 On today’s segment, Debbie and Heather discuss important trending topics in the Mortgage and Lending industry. At the top of the show, Debbie mentions how the format of the show will be changing a bit, including more of her team coming onto the show. She will be hosting 3 live stream's per week on YouTube, Monday, Tuesday, and Wednesday. Rather than one, one hour stream per week, they will be shorter 20 minute or less segments. This should provide easier to...

Duration:00:56:43

2022 Loan Limits

12/2/2021
Wednesday, December 1st, 2021 On today’s show, Debbie and Heidi reflect on their uneventful yet very relaxing long-needed weekend. They then jump right into the trending hot topics of the Mortgage and Real-Estate Industry. Debbie makes a big announcement of the “new” changes on Loan Limits in the states/counties that her radio show is airing in. Those are: San Antonio, Texas (Bexar County) - $647,200.00 Los Angeles, California (LA County) - $970,800.00 Savannah, Georgia (entire state) -...

Duration:00:40:19

Can you take cash out to purchase another home?

11/21/2021
Wednesday, November 10th, 2021 Today’s show brought on quite a few viewer questions. We answered questions regarding the topics listed below: Land Loans AKA Lot Loans and Construction Loans Occupancy Refinancing to purchase another home Refinancing to remove mortgage insurance Will property values appreciate in 2022 “The Great Migration” from big cities to small towns Hourly income vs Salary Loss of work due Covid and how it will affect you loan qualifications Check out the Mortgage Mom...

Duration:00:56:58

How to buy your home with crypto!

11/20/2021
Wednesday, November 3rd, 2021 – Buying your home with Crypto Assets “Can you use your Bitcoin for down payment or for reserves?” Debbie answers this question by saying, “Yes, maybe.” Sourcing the funds is the hardest piece for Crypto, not the asset itself. Mortgage loans require a paper trail and that’s where things get difficult. Debbie mentions how it’s hard to show a transaction history, when the money sits in a virtual “wallet.” Debbie and Heather discuss Robin Hood accounts and how...

Duration:00:47:03

HOA’s – The Good, The Bad, The Ugly

11/19/2021
Wednesday, November 17th, 2021 Homeowners Associations! The good, the bad, and the ugly :-) Debbie and Heidi had fantastic audience questions this week that ranged in topic from buying a second home to obtaining an appraisal waiver for your loan application. They also jumped into Homeowners Associations and what they feel are the positives and negatives of living in a subdivision with an HOA. Even the Mortgage Mom can get in trouble if the rules aren’t followed! Check out the Mortgage Mom...

Duration:00:56:56

Q&A with our listeners!

11/2/2021
November 2, 2021 Our show this week was fantastic! Carrie Margulies, Mortgage Educator and Loan Officer with Mortgage Mom Radio, and Mom (Debbie Marcoux) spent the entire hour answering questions from our listeners. We receive questions by email, live chat, website, and phone. We absolutely love it when you get interactive. Our best shows are those with tons of questions. Please submit your question to not only get the answers that you are looking for, but to help answer the same questions...

Duration:00:56:51

How To Remove Your Mortgage Insurance

11/1/2021
Wednesday, October 27th, 2021 – Do you have MORTGAGE INSURANCE? Have you thought about how you get rid of it? You might have mortgage insurance if you have a conventional loan, and you certainly have mortgage insurance if you have an FHA loan. If you bought your home anytime before April 2021 and you have not investigated refinancing your loan to remove it, now is the time to call or book an appointment on our website! Property values are up, and rates are still very low, refinancing your...

Duration:00:56:58

Refinance While Values Are High

10/18/2021
Wednesday, October 13th, 2021 This week, Debbie brings in Loan Officer Larry Ehrlich aka “Mortgage Dad,” to talk about the current climate of Mortgage and Real-Estate. Below are the topics that they hit on in this episode: Debbie starts off the show by urging her audience to check out her YouTube videos which contains free information, especially with the latest video/segment of the Home Buying Workshop. Debbie and Larry discuss Loan Limits and guidelines constantly changing. Debbie says...

Duration:00:36:23

The stress of buying and selling your home concurrently!

10/18/2021
Wednesday, October 6th, 2021 Debbie brings in Loan Officer and Real-Estate Veteran Heather Barkley-Kilpatrick to talk everything Mortgage and Real-Estate. Debbie starts off the show by giving a shout out to all her new radio markets: San Antonio, Savanna, Lake Havasu, and Las Vegas. Debbie and Heather bring up the subject of what it’s like to “stage” a house so it’s ready to be sold, especially because Debbie is currently in the middle of selling her home. Debbie talks about her fear of...

Duration:00:56:53

Should you buy in today’s market or wait?

10/6/2021
Wednesday, September 29th, 2021 On today’s show, Debbie brings in Team Members, Larry Ehrlich aka “The Mortgage Dad,” Cindy Russon, and Heather Barkley-Kilpatrick, to talk about the infamous question, should buy now or wait? Larry points out that the rates are for sure going to rise according to the Feds. He also suggests that people should investigate buying if they are renting at this time. Debbie then explains what “tapering” means in the world of finance while Larry explains inflation in...

Duration:00:57:05

Understanding your Credit Score & Tips to Improve It

9/27/2021
Mortgage Mom Radio Workshop - Understanding your credit score and tips and tricks to increase it. Check out the new Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Clients and audience members must text the word “mom” to the phone number 844-935-3634 (We Lend 4 You) in order to get updates and links. So do that TODAY! How do you schedule a phone consultation with mom? BOOK NOW Get your free consultation today! We are LIVE on YOUTUBE every Wednesday. Watch us record...

Duration:00:57:02