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Reduce Debt Increase Wealth

Education Podcasts

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

Location:

United States

Description:

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

Language:

English

Contact:

16142862197


Episodes

Benefits of Budgeting

7/10/2022
People do not like thinking about making and maintaining a budget. The B word is almost like a bad word to most, but the benefits out weight the time and effort to get a budget set up. Maintaining a budget will prevent the problems that are common with most households. The too much debt problem and the lack of money to reduce the debt. Article Links: https://www.cabotfinancial.co.uk/money-management/money-management/what-are-the-benefits-of-budgeting By Kay...

Duration:00:29:15

Inflation

7/3/2022
What causes inflation and how to reduce the effects of inflation on personal budget. Knowing the causes of inflation will help in dealing with this problem. It not a short-term problem but will be a long-term problem. Article Link: https://www.investopedia.com/terms/i/inflation.asp By Jason Fernando Comments, Questions, Requests contact by email below Reducedebtincreasewealth at gmail . com How to contact Misterchuck , for questions, comments, requests use this email address....

Duration:00:26:29

How to Save Money

6/26/2022
How to reduce the spending and save more money to reduce debt or increase savings. First must identify that there is a spending problem. Then find ways to solve this problem. Article Links: https://www.nerdwallet.com/article/finance/how-to-save-money By Courtney Neidel Comments, Questions, Requests, contact by email below Reducedebtincreasewealth at gmail . com How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com

Duration:00:28:22

Credit

6/19/2022
What the difference between credit and debt, then how does each affect your financial life. Debt can be good and bad, but all credit must be good to have a healthy financial life. This episode is about good debt vs bad debt and having good credit. Article...

Duration:00:23:37

Financial Freedom

6/12/2022
Still working on getting credit cards debt reduced. Now the time to start tracking net worth. This will help in determining the progress made in debt reduction. W hat is financial freedom, is it worth the effort? Treat all credit cards as cash, only charge what can be payoff every month. Put extra money into emergency fund, once have 6 months expenses the remaining into investments. Article Link: https://www.spaceship.com.au/learn/the-seven-stages-of-financial-freedom/ By Nicole...

Duration:00:29:02

Saving Vs Investing

6/5/2022
Having an emergency fund is essential in keeping on track with any goals and plans. Increasing the emergency fund is important as the debt reduced this will help keep the debt under control in the future. Once the emergency fund is large enough then start investing first in a high yield saving, then in the market. Article Links: https://www.investopedia.com/articles/basics/06/invest1000.asp By Chad...

Duration:00:32:41

Debt Reduction

5/29/2022
How to get started in reducing debt no matter what type of debt. Credit cards, student loans, Line of Credit, personal loans, and payday loans getting out of debt can be difficult to get started. It can be done without any outside help if you know how and what to do. Quit using Credit Make minimum payment on debt Start or Increase Emergency Fund Apply excess emergencies fund money to debt Article Links: https://www.investopedia.com/best-debt-reduction-software-4844305 By Holly...

Duration:00:29:59

Budgeting

5/22/2022
How to budget, the basics using the tracking software to get reports and grouping. How to reduce overall spending on items. Review the budget to remove items not using or no longer needed. Article Links: https://studentaid.gov/resources/prepare-for-college/students/budgeting https://www.consumer.gov/articles/1002-making-budget#!what-to-do Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm in... Listen on: Apple Podcasts...

Duration:00:28:44

Spending Tracking

5/15/2022
Why tracking is important both to know how much debt is owe, and when due. Tracking checking, credit cards, savings knowing what is due when and the amount in emergency fund. Article Links: https://www.nerdwallet.com/article/finance/tracking-monthly-expenses By Courtney Neidel https://files.consumerfinance.gov/f/documents/cfpb_your-money-your-goals_spending_tracker_2018-11_ADA.pdf Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new...

Duration:00:29:25

Retirement Planning

5/8/2022
Why plan for retirement social security will be enough to live on, I hope. Don’t plan on having someone else to take care of you, plan on taking care of yourself. Article Links: https://www.investopedia.com/articles/retirement/11/5-steps-to-retirement-plan.asp By Julia Kagan https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/top-10-ways-to-prepare-for-retirement.pdf Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting...

Duration:00:24:56

Financial Planning

5/1/2022
Take the time to look ahead in life, then plan for whatever is coming. This is what most people fail to do, failing to plan is planning to fail. Article Link: https://www.themuse.com/advice/50-personal-finance-tips-that-will-change-the-way-you-think-about-money By Alden Wicker Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm in... Listen on: Apple Podcasts Spotify How to contact Misterchuck , for questions, comments,...

Duration:00:24:50

Pawn Shop

4/24/2022
Is it a good place to get a loan, it depends on what the use of the loan is going to be. Be careful and know the interest rates and all fees before accepting this type of loan. Article Links: https://www.policygenius.com/loans/news/5-risky-loans-to-avoid-at-all-costs/ By Paul Sisolak https://www.investopedia.com/articles/personal-finance/111815/8-possible-risks-unsecured-personal-loans.asp By Tim Parker Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting edge...

Duration:00:26:07

Living Paycheck to Paycheck

4/17/2022
Feeling overwhelmed with bills, it seems there never enough money to pay all. How to get out of this cycle and have money to save. The first thing to do in this process is to review… Article Links: https://www.gobankingrates.com/money/jobs/10-reasons-living-paycheck/ By Christina Lavingia Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm in... Listen on: Apple Podcasts Spotify How to contact Misterchuck , for questions,...

Duration:00:31:59

Debt Management Plan

4/10/2022
What is a debt management plan, is it the same as a debt reduction plan what is the difference between these plans. Should a debt management plan be something in place before borrowing money. Article Links: https://www.bankrate.com/personal-finance/debt/what-is-debt-management/ By Raychelle Heath https://www.moneymanagement.org/debt-management/what-is-a-debt-management-plan Cosmic Scene with Jill Jardine Cosmic Scene with Jill Jardine, a cutting edge podcast, bringing in a new paradigm...

Duration:00:27:43

Credit Card Debt Consolidation

4/3/2022
Before getting a debt consolidation loan the first thing to do is to have a debt reduction plan. This way getting that loan will be easier and perhaps not even required. There are many apps that help with getting finances under control. They may not help until the user has a better understanding of getting spending under control. Article Links: https://www.nerdwallet.com/article/loans/personal-loans/consolidate-credit-card-debt-personal-loan By Steve Nicastro, Jackie Veling Cosmic Scene...

Duration:00:27:03

How to Budget

3/27/2022
This is a quick and easy way to get started with a budget. Knowing categories and the percentages of each is key in keeping a successful budget. Article Links: https://www.quicken.com/blog/budget-categories By John Worley https://familybudgetexpert.com/budget-categories/ By Rob Bertman CFA, CFP How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com

Duration:00:30:47

Tax Refund

3/20/2022
How to use your tax refund to reduce your debt. Many people think by using tax refunds to pay down debt is the best thing to do. This may not be the best way to use a tax refund. Article Links: https://www.cnbc.com/2021/04/13/here-are-some-smart-and-also-fun-things-to-do-with-that-tax-refund.html https://www.thebalance.com/ways-not-to-spend-tax-refunds-4126876 How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com

Duration:00:26:45

Paying off Credit Card Debt

3/13/2022
Bye now the Christmas spending is showing up on credit card statements. Now the time to start planning to avoid the same debt problems next year. How to quit using credit cards to pay for Christmas. Article Links: https://www.cnbc.com/2021/11/29/holiday-shopping-2021-more-than-half-of-americans-are-going-into-debt.html By Jessica Dickler How to contact Misterchuck , for questions, comments, requests use this email address. Reducedebtincreasewealth@gmai.com

Duration:00:22:20

Percentage of Americans living paycheck to paycheck

3/6/2022
Many Americans are living paycheck to paycheck don’t feel alone. This is a common problem among middle income and high earners making over $ 100,000 per year. So, it not the income that the problem perhaps spending too much with too much debt. Article Links: https://www.investopedia.com/articles/personal-finance/091015/why-high-earners-still-live-paychecktopaycheck.asp By Rebecca Lake https://www.investopedia.com/articles/pf/10/budgeting-when-broke.asp By Reyna Gobel How to contact...

Duration:00:31:19

F I R E Retire

2/27/2022
Retirement is not an age but should be when finances allow retirement to happen. Retire early is only limited to income, debt owed, and the ability to pay all the bills. Having wealth in abundance at an early age solves this long-time problem. Article Links: https://www.ramseysolutions.com/retirement/what-is-the-fire-movement https://www.cnbc.com/select/lessons-from-people-who-retired-in-their-30s/ How to contact Misterchuck , for questions, comments, requests use this email address....

Duration:00:30:01