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Reduce Debt Increase Wealth

Education Podcasts

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

Location:

United States

Description:

Debt reduction to achieve financial freedom takes commitment, confidence, determination.

Language:

English

Contact:

16142862197


Episodes

Financial Plan Reviewed

11/28/2021
Planning is an ongoing process that must be review and updated every year. It only takes a few minutes to do this but is important as things may have change over time. Article Links: https://www.nerdwallet.com/article/investing/what-is-a-financial-plan By Kevin Voigt, Alana Benson The 5 Times When You Should Review Your Financial Plan | Kiplinger by: Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com...

Duration:00:30:18

Plan Ahead Using A Budget

11/21/2021
Once the budget is set and perfected than it can be used to plan for a new loan, retirement, investing or saving for that new home, wedding, child or automobile. Article Links: A Better Way to Budget: The Fiscal Fitness Plan Ahead Method (fiscalfitnessphx.com) All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.

Duration:00:28:52

Line of Credit

11/14/2021
Should you use a Home Equity line of credit HELOC what are the benefits and disadvantages. Maybe an Equity loan is a better way to improve the home. Personal loan line of credit is another option maybe but will cost more interest. Article Links: https://learn.financestrategists.com/finance-terms/loc/equity-line-of-credit/ by True Tamplin, BSc, CEPF® https://www.experian.com/blogs/ask-experian/best-and-worst-ways-to-use-heloc/ by Karen Axelton All episodes are now on Facebook go to...

Duration:00:31:02

Retire Early

11/7/2021
The FIRE movement is strong with the younger generation wanting to retire early. Maybe at age 35 to 40 is this possible and how is it done. Then what will a person do in retirement, most likely work of some kind. Article Links: https://www.playingwithfire.co/whatisfire https://www.businessinsider.com/personal-finance/why-ditched-traditional-fire-movement-2021-6 By Michelle Jackson All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.

Duration:00:26:34

Saving for a House

10/31/2021
What to buy that first home or move up into another home? The first thing you need to do is save up a down payment. But that still not enough, so MisterChuck expands on things to do to get into that home. Article Links: https://www.rocketmortgage.com/learn/how-to-save-for-a-house By PATRICK CHISM https://time.com/nextadvisor/banking/savings/how-to-save-for-a-house/ By Kendall Little,Raina He All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the...

Duration:00:28:47

Is Credit Good

10/24/2021
Having credit is good but having too much debt can be bad. How to manage credit so you do not have to manage debt. Article Links: https://pocketsense.com/advantages-disadvantages-consumer-credit-8063.html By Cam Merritt https://www.nerdwallet.com/article/credit-cards/credit-card-tips-everyone-should-know By Lindsay Konsko https://www.marketplacefairness.org/blog/personal-finance-statistics/ https://mint.intuit.com/blog/financial-literacy/financial-statistics/ All episodes are now on...

Duration:00:27:33

Investing in Stocks

10/17/2021
How to increase your net worth, investing into stock for the long term is one way. The other is to reduce your debt. Doing both at the same time may increase your net worth faster. This episode is the basic on investing in stocks and the benefits. Article Links: https://www.investopedia.com/articles/basics/06/invest1000.asp By Chad Langager https://www.investor.gov/introduction-investing/investing-basics/investment-products/stocks All episodes are now on Facebook go to...

Duration:00:29:38

Budget Categories

10/10/2021
What are budget categories, and the percentages should be when determining how much to spend. MisterChuck goes over this information and much more. Article Links: https://www.chime.com/blog/recommended-budget-category-percentages/ By Chonce Maddox https://www.credit.com/blog/12-top-budget-categories-you-need-in-your-plan/ All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.

Duration:00:32:03

Debt Reduction

10/3/2021
What does it take to reduce debt? MisterChuck goes over the method to get debt under control and over time get out of debt. Articles Links: No articles used All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.

Duration:00:31:51

Debt Relief Programs

9/26/2021
How to avoid using debt relief programs and determine what was the cause of getting too much debt. Before using any debt relief program you must understand why your debt is a problem. MisterChuck talks about these plus other things people do that are personal finance mistakes. Articles Links: https://www.bankrate.com/uk/current-accounts/personal-finance-mistakes/ By Marianne Curphey https://www.forbes.com/advisor/personal-finance/tips-to-avoid-common-budget-mistakes/ By E Napoletano,...

Duration:00:32:47

Holiday Budget

9/19/2021
Christmas is not far off, now the time to set aside money for your Christmas shopping. Article Links: https://www.moneycrashers.com/create-holiday-budget/ By Amy Livingston All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.

Duration:00:22:16

Job Interview Questions

9/12/2021
When your income is too low the need for a new job is required. What are the job interview questions and how to handle is covered in the episode. Article Links: https://www.indeed.com/career-advice/interviewing/top-interview-questions-and-answers By: Indeed Editorial Team https://www.themuse.com/advice/51-interview-questions-you-should-be-asking By The Muse Editor All episodes are now on Facebook go to ReduceDebtIncreaseWealth.com in Facebook and look to the podcast tab.

Duration:00:26:05

Investing in stock market

9/5/2021
What to know before investing in the stock market, the basics that are important. 1.Assets Classes 2.Diversification Article Links: https://corporatefinanceinstitute.com/resources/knowledge/trading-investing/asset-class/ https://www.nerdwallet.com/article/investing/diversification By Tiffany Lam-Balfour, James Royal, Ph.D., Elizabeth Ayoola

Duration:00:27:29

Habits

8/29/2021
Spending habits some are good, but most are bad. Mister Chuck discuss this topic and how to break these bad habits. A. Good Habits B. Avoiding Bad habits Article Links: https://www.mentalfloss.com/article/532663/9-good-money-habits-you-can-form https://www.developgoodhabits.com/good-financial-habits/ https://www.frugalconfessions.com/spend-less/list-of-spending-habits/ By Amanda L Grossman Support the show (https://secure.countabout.com/Referral#a_aid=60140c0bc4ca0)

Duration:00:33:39

Budget self-employed

8/22/2021
If you are self-employed or thinking about starting your own business here how you should do a budget. Included are the percentages for each category to consider when reviewing your monthly budget. Article Links: https://www.gobankingrates.com/saving-money/budgeting/recommended-budget-percentages/ By Kathy Evans https://www.thebalance.com/how-to-figure-out-budget-percentages-for-money-goals-4171689 BY REBECCA LAKE Support the show...

Duration:00:24:02

Personal Finance

8/15/2021
What is personal finance? Why personal finance is important, and how does it affect everyone's life. This episode Mister Chuck goes over the basic things that personal finance includes. Article Links: https://www.investopedia.com/terms/p/personalfinance.asp By WILL KENTON

Duration:00:26:34

Budgeting Tips

8/8/2021
Budgeting is not all that hard; it is easy after understanding the basic concept. It is a plan for your money nothing else. Failing to plan is planning to fail. Budget Categories 1.Housing 2.Transportation 3.Food & Dinning 4.Entertainment 5.Cloths 6.Savings Article Links: https://mint.intuit.com/blog/budgeting/tips/ https://bethebudget.com/budgeting-tips/

Duration:00:27:36

Debt Reduction Service

8/1/2021
A plan is needed to reduce debt. No matter how much is owed or the number of credit cards or loans. A plan will help organize all debt and determine the order of payment. 1.Create Budget 2.List All Debt 3.Stop Creating New Debt 4.Put money into Emergency Fund (Saving Account) Article Links: https://www.investopedia.com/best-debt-reduction-software-4844305 By HOLLY JOHNSON https://dfi.wa.gov/documents/financial-education/budgeting/debt-reduction-plan.pdf

Duration:00:22:11

Financial Plan

7/25/2021
A simple approach to getting a financial plan in place. Financial plan will help track goals, set spending limits and get an emergency fund into place. Financial plan help identify your short comings with finances and directs movement to a better place. Article Links: https://www.schwab.com/resource-center/insights/content/10-steps-to-diy-financial-plan By Carrie Schwab-Pomerantz https://savology.com/6-benefits-of-financial-planning By Sam Jones AFC

Duration:00:27:19

Bankruptcy

7/18/2021
Types of bankruptcy and what the requirements may be to file and get bankruptcy relief. Note I am not an attorney, and this is not legal advice .Articles Links: https://www.credit.com/debt/filing-for-bankruptcy-difference-between-chapters-7-11-13/ by Gerri Detweiler https://www.creditkarma.com/advice/i/chapter-7-bankruptcy-means-test By Lance Cothern, CPA

Duration:00:26:32