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How to pay off your home on average of 5-7 years on your current income. It’s math not magic.

How to pay off your home on average of 5-7 years on your current income. It’s math not magic.
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How to pay off your home on average of 5-7 years on your current income. It’s math not magic.




HELOC's And The 2018 Tax Code - What You Should Know EP010

Hands down one of the biggest questions we get is can you still write off interest with HELOC's with the new tax code. In this episode, we cover this topic. Also, if you have questions about your personal situation, you can book a free call here.


We Help Edmund And Stephanie Fontana Pay Their Home Off Faster And Buy A Vacation Home In Mexico EP009

Edmund is an assistant Principal and his wife Stephanie is an emergency room nurse. In this episode, we talk about how they came to Replace Your Mortgage and what their biggest fears were when replacing their mortgage with a HELOC. We also talk about how fast they are paying their home down as well as how they just bought their vacation home in Mexico. Exciting interview! Lastly, if you would like to book a free discover call and get your questions answered, click the link...


We Help Kim And Dayron To Pay Their Homes Off Quicker EP008

Kim and Dayron had a HELOC 10 years ago but didn't know about our strategy. They booked a free discover call with Randy to figure out what they should do on their multiple properties. Tune in and find out what happened next. Also, if you would like to book a free discover call and get your questions answered, click the link below.


Don't Get A HELOC Until You Listen To This Episode EP007

In this short but important episode, David Dutton talks about the process of getting a heloc with Matt Workman. Matt has originated hundreds of mortgages in his career and now helps Michael Lush on the support side with our Replace Your Mortgage clients. He talks about some of the issues people go through when trying to get a HELOC. Don't even think about getting a HELOC until you listen to this episode. Also, feel free to reach out to us to schedule a free discover call so we can run...


The Truth About Mortgage Interest Rates And Total Interest Paid EP006

In this episode, we cover one of the most popular topics that we get asked about which is interest rates. It makes people nervous...but should it really? We cover that today. Some of the other topics we cover are: - What you don't know about mortgage interest and what banks rather you do not look at on your loan paperwork. - Why you are missing out on opportunity cost and how David Dutton bought a $167,000 property thats worth $230,000 now. - We go into 3 different scenarios comparing...


We Help Major Michael Robinson Go From A 25 Year Mortgage To Just 98 Payments EP005

In this episode, we listen in as our consultant Randy helps Major Michael Robinson and his family get a plan to replace his mortgage with a heloc to allow him to go from a 25 year pay off date to just have 98 payments left. If you have rental properties or are thinking about acquiring them, this would be a great episode to listen in on. We obviously bleep out the personal information. If you are considering getting a heloc and you would like to have your numbers ran, please visit...


Should You Get A HELOC Instead Of A Mortgage To Pay Your Home Off Faster? EP004

In this episode David and Michael discuss who should consider using a HELOC instead of a 15-30 year mortgage. Like most things, it isn't for everyone. If you are wanting to pay your home off faster and are considering a HELOC to do so, don't miss this episode. Be sure and subscribe so you don't miss an episode.


We Help Erik And Emmy Go From A 24 Year Mortgage To Only 64 Payments With A HELOC EP003

In this episode, we help a couple named Erik and Emmy who had a typical fixed rate mortgage replace that mortgage with a HELOC so they can pay off their home faster. Randy, one of our trained consultants walks Erik through his numbers and shows him a better way to finance his home to pay it off quicker as well as pay less interest. We of course bleep out the personal number of our client for obvious reasons but you can get a glimpse in what it is like when you schedule a free discover...


How To Pay Off Your Home On Average of 5-7 Years EP002

In this episode, David Dutton talks with Michael Lush on the overview of replacing your traditional mortgage with a home equity line of credit and why you would do that in the first place. If you are tired of looking at your mortgage balance and seeing each month that it is barely creeping down, you will want to listen to this episode. Be sure and subscribe to this podcast as we have some success story episodes coming soon and we would hate if you missed them.


Our HELOC Story - Michael Lush and David Dutton Discuss Their Journey EP001

Before you can believe its even possible to pay your home off in 5-7 years, you might be curious about the two guys behind the movement. In this short episode David Dutton and Michael Lush go into detail on how all this came about by sharing their story of using a heloc to pay off their home faster. A fascinating episode into two guys who are changing how the middle class finance real estate and pay it off faster. Make sure you subscribe so you don't miss an episode.


Replace Your Mortgage Podcast Trailer - What You Can Expect EP000

Welcome to the Replace Your Mortgage podcast. This is our short trailer sharing with you what the Replace your Mortgage podcast is all about and what you can expect. David Dutton who is the co-founder of, the #1 online resource for using a home equity line of credit to pay off your home on average of 5-7 years will be with you on this journey. The show will feature discussions with heloc expert, Michael Lush as well as feature success stories of people paying off...