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Kevin Knauss discusses health insurance in California including Covered California, Medi-Cal, Medicare, Small Group, and individual and family plans. Kevin also talks about history and hiking.

Kevin Knauss discusses health insurance in California including Covered California, Medi-Cal, Medicare, Small Group, and individual and family plans. Kevin also talks about history and hiking.
More Information

Location:

United States

Description:

Kevin Knauss discusses health insurance in California including Covered California, Medi-Cal, Medicare, Small Group, and individual and family plans. Kevin also talks about history and hiking.

Language:

English

Contact:

916-521-7216


Episodes

Covered California Keeps Rates Low by Increasing Silver Plan Deductibles

9/18/2019
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Covered California has touted that the average state wide rate increase for 2020 is a low 0.8%. What they failed to mention was that the deductibles for the Silver 70 and Enhanced Silver plans 73, and 87 were increased between 60% to 115% over 2019 plans. In addition, the maximum-out-of-pocket annual amount increased by a minimum of 3% on most metal tier plans. Original blog post: Covered California Keeps Rates Low by Increasing Silver Plan Deductibles

Duration:00:07:07

Federally Guaranteed Basic Monthly Income, Happening Now at Covered California

9/11/2019
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While many presidential candidates are kicking around the concept of a federally guaranteed monthly income for U. S. citizens, it is already happening now at Covered California. That’s correct, when and individual or household enrolls in health insurance through Covered California, and is determined eligible for the Advanced Premium Tax Credit subsidy, a cash payment is sent to the health insurance plan on their behalf every month, guaranteed. Link to original post: Federally Guaranteed...

Duration:00:13:08

How Much Do Health Insurance Agents Earn?

8/20/2019
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My total gross revenue was $66,230 for 2018. Of that amount, $62,460 was directly from commissions on health and life insurance enrollments. The remaining amount was split between book sales and advertising revenue generated by my website. My expenses were $11,400 for a net taxable income amount of $51,060. Of the expenses, I spent $2,000 on marketing such as sponsorships for an LGBT Senior Expo and advertising in a LGBT Sacramento newspaper, Outword. Original blog post, How Much Do Health...

Duration:00:14:20

Health Care Sharing Plans For Short Term Medical Coverage

8/19/2019
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California has banned short term medical plans in the state beginning in 2019. This leaves many individuals who have lost their health insurance - or have no health plan - without an option for major medical coverage. In some circumstances health care sharing plans may meet the minimum need to at least have some coverage for major medical hospital treatments. But consumers need to read the fine print before signing up. Health Care Sharing plans are not insurance. Link to original blog post...

Duration:00:09:31

Dental Insurance That Covers Dental Implants With No Waiting Periods

8/19/2019
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A couple of the big gripes about dental insurance is that you have to wait to get coverage for major restorative services - and - dental implants are almost never covered. Morgan White Group has released a dental plan underwritten by Delta Dental that has no waiting periods and covers the increasingly popular dental implants. The premiums are also reasonable compared to other dental PPO plans. Link to blog post Dental Insurance That Covers Dental Implants With No Waiting Periods.

Duration:00:06:47

Small Covered California Errors Can Trigger Cancellation

8/16/2019
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Small errors or requests from Covered California for additional information or verification can trigger the cancellation of a consumer's health insurance. If you have any questions, always call you agent. Most items can be quickly explained by your agent or Covered California. One family lost their health insurance because they thought Covered California was issuing a new invoice through the carrier, that never happened. From the blog post Need Help With Covered California, Call Your Agent.

Duration:00:08:14

Why Single Payer Health Insurance Won't Work In California

8/15/2019
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Hospitals and medical groups have budgets based on reimbursement rates from public and private medical insurance. A Single Payer system would have reimbursement rates far lower than private insurance. This will destroy the budgets of hospitals and doctor groups who have fixed expenses they cannot change such as construction loans, union labor contracts, and administrative costs. From the blog post Why Single Payer Won't Happen in California in 2019.

Duration:00:13:40

The Biography of B. N. Bugbey, Sacramento '49er, Pioneer, and Champagne King

8/14/2019
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Author Kevin Knauss explores the life of B. N. Bugbey in his book Benjamin Norton Bugbey, Sacramento's Champagne King. Bugbey came to California in 1849 and fell in love with Folsom and Sacramento. He was elected a constable, then Sacramento County Sheriff. He developed the celebrated Natoma Vineyard which produced grapes, raisins, wine, brandy, and sparkling wine. He suffered a financial crash that sent him into bankruptcy and destroyed his second marriage. In a drunken frenzy, he tried to...

Duration:00:09:43

Medicare For All Is Poor Health Insurance

8/13/2019
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Original Medicare leaves beneficiaries exposed to high medical costs because there is no maximum out-of-pocket caps. Plus, there is no prescription drug coverage with Original Medicare. Silly politicians throw around promises with out the details of how Original Medicare would be modified to look like real Affordable Care Act health plans. Blog post images and links Medicare For All Is Poor Health Insurance.

Duration:00:08:24

Casting Off Gender Identities, Affirming Transgender Rights

8/8/2019
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We are all transgender when it comes to breaking stereotypes from our politics, religion, or occupation. Our government should not attempt to limit the rights of people who want to transform from one gender to another. Transgender individuals should have the right and independence to pursue life, liberty, and happiness. Blog post: Casting Off Gender Identities, Affirming Transgender Rights

Duration:00:05:57

Williams College Experience From A Parent's Perspective

8/7/2019
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I realized the benefits of a small liberal arts education after my son graduated from Williams College in Massachusetts. He had more interaction with professors, opportunities for research, and an environment that support his studies, while providing lots of fun and friendship. Blog post with additional images: Williams College Experience From A Parent's Perspective

Duration:00:07:32

Explaining Medi-Cal & Covered California Federal Poverty Level Income Amounts

8/6/2019
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Discussion of the Federal Poverty Level income amounts and how they can be different for Medi-Cal and Covered California at the same. Blog post with additional downloads and graphs: Explaining Medi-Cal and Covered California Federal Poverty Level Income Amounts

Duration:00:08:25