Retire With Integrity Podcast with Brian Bowen-logo

Retire With Integrity Podcast with Brian Bowen

Markets and Investing

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Location:

United States

Description:

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Language:

English

Contact:

9193781410


Episodes

What is Your Freak Out Factor?

9/16/2021
Will you panic sell if the market tanks? How can you balance your investments against your risk tolerance as well as possible inflation? Today, Brian is going to talk about preparing for these situations. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-is-your-freak-out-factor What we discuss on this episode: 0:12 - Will you freak out if the stock market falls? 2:51 - Let’s compare to real estate investments. 5:39 - How long will...

Duration:00:11:13

What is Your Maximum Drawdown?

9/9/2021
How can you determine your risk tolerance and set up your investments in a way that will result in success? Today, Brian explains the maximum drawdown and how that relates to your financial plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-is-your-maximum-drawdown/(opens in a new tab) What we discuss on this episode: 0:13 - Do you have a short memory when it comes to the recession? 2:26 - What is maximum drawdown? 6:26 - The...

Duration:00:09:41

What’s Happening with the Real Estate Market?

9/2/2021
Are you considering making a move with your home or investment property? Brian talks through what decisions you may need to make if you choose to sell your home. Read more and get additional financial resources here: https://financialplanningva.com/uncategorized/whats-happening-with-the-real-estate-market/ What we discuss on this episode: 0:12 - Is now the time to downsize your home? 6:29 - What should you think about with real estate timing? 9:56 - Inventory changes over time.

Duration:00:10:59

Investment Strategy and 401k Fees

8/26/2021
Think you want to “set it and forget it” when it comes to retirement planning? Consider the difference it would it make financially if you had a strategic plan instead. Read more and get additional financial resources here: https://financialplanningva.com/podcast/investment-strategy-and-401k-fees/ What we discuss on this episode: 0:12 - What can we do about 401(k) fees? 5:57 - Should you set it and forget it with your retirement?

Duration:00:10:59

What Do You Need To Do About Long-Term Care?

8/19/2021
Do you really need to save for long-term care? If so, how much? Or is it better to get a long-term care insurance plan? Find out in today’s podcast. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-do-you-need-to-do-about-long-term-care/ What we discuss on this episode: 0:12 - What do you do about long-term care? 5:02 - When should you take your RMDs? 7:08 - How do we make up for a lack of Social Security?

Duration:00:09:32

Finding the Leaks in Your Financial Plan

8/12/2021
Is your financial plan robust and thorough? Or is it full of leaks and problems that you don’t even know about? Brian talks about benchmarks for retirement, and what makes a plan a good one. Read more and get additional financial resources here: https://financialplanningva.com/podcast/do-you-have-a-leaky-financial-plan/ What we discuss on this episode: 0:13 - Are your savings on track for retirement? 3:13 - Know what your budget is. 4:15 - A financial plan is like building a...

Duration:00:10:03

Are the Roth Conversion Benefits Worth It?

8/5/2021
What does Brian think about Roth conversions? A Marketwatch columnist recently stated that the benefits of a Roth are relatively small and take a long time to pay off. Should you actually do a Roth conversion? Read more and get additional financial resources here: https://financialplanningva.com/podcast/are-the-roth-conversion-benefits-worth-it/ What we discuss on this episode: 0:23 - Is the financial benefit for a Roth relatively small? 2:38 - Brian shares a client example...

Duration:00:10:47

Panic Selling When The Market Goes Down

7/29/2021
How can you avoid panic selling when the market gets scary? Do you have a plan that addresses what to do when the market crashes? Read more and get additional financial resources here: https://financialplanningva.com/podcast/panic-selling-when-the-market-goes-down/ What we discuss on this episode: 0:13 - Is there any lesson we can learn from the pandemic? 3:12 - What’s panic selling? 5:18 - Will our Social Security trust fund run out in 2035?

Duration:00:08:22

Easy 401K Management

7/22/2021
Is easy savings a good thing or a bad thing? Brian talks through what to consider about the ease of a 401(k) as well as what you need to be aware of when it comes to your overall retirement plan. Read more and get additional resources here: https://financialplanningva.com/podcast/easy-401k-management/ What we discuss on this episode: 0:12 - How can you manage your 401(k) easily? 3:58 - What else goes into a retirement plan? 5:22 - Is the current inflation temporary? 8:07 - Are you...

Duration:00:10:47

Why Having A Financial Plan Is Better Than Being Asset Rich

7/15/2021
Having a lot of assets might feel nice, but don’t assume that means you don’t need a financial plan. Brian talks through the importance of a balanced plan and budget in retirement. Read more and get additional resources here: https://financialplanningva.com/podcast/ What we discuss on this episode: 0:12 - What does it mean to be asset rich? 2:57 - What do you need in retirement? 5:12 - How does your plan meet your specific needs? 7:10 - What kind of advice does Brian have for someone 60...

Duration:00:12:27

Retirement Income, Inflation, and Bobby Bonilla

7/8/2021
Do you have a reliable retirement income stream? How do you deal with inflation? Brian talks through your options when it comes to income streams in retirement. Read more and get additional resources here: https://financialplanningva.com/podcast/retirement-income-inflation-and-bobby-bonilla/ What we discuss on this episode: 0:12 - Bobby Bonilla cashed another check, despite being retired for years. 2:09 - What income streams could you have in retirement? 3:53 - Could a rising...

Duration:00:09:54

Should You Move States for the Tax Benefits?

7/1/2021
When is it worth it to make a big move based on your finances or taxes? Do you need to have it all figured out before meeting with an advisor? Read more and get additional financial resources here: https://financialplanningva.com/podcast/should-you-move-states-for-the-tax-benefits/ What we discuss on this episode: 0:12 - To save money, some are moving to another state. 4:55 - Congress is considering a lost-and-found database for retirement accounts. 9:05 - Does Brian have to clean...

Duration:00:10:49

Does Your Net Worth Matter?

6/24/2021
Is net worth just a number or an indicator of something more? Brian talks through what’s important to focus on when considering your money. He also shares a client story of someone selling their business and the tax implications of that. Read more and get additional financial resources here: https://financialplanningva.com/podcast/does-your-net-worth-matter/ What we discuss on this episode: 0:13 - Does your net worth even matter? 3:26 - What percentage should you have as an emergency...

Duration:00:11:54

Retiring With Mediocre Returns

6/17/2021
What happens if we have mediocre returns in the future? Brian shares what you need to do to prepare your financial plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/market-booms-and-busts/ What we discuss on this episode: 0:12 - How long can a bull market last? 2:54 - How much money do you need in retirement income? 4:44 - Are we in uncharted territory when it comes to inflation?

Duration:00:09:21

The Uncle Sam Effect

6/10/2021
How do we handle the Uncle Sam effect? We talk today about what taxes can really look like today as well as under the new possible tax plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/the-uncle-sam-effect/ What we discuss on this episode: 0:12 - What exciting things are happening in Brian’s life? 3:08 - What’s the Uncle Sam Effect? 7:19 - What kind of tax planning do you need to consider?

Duration:00:10:23

What is a Safe Withdrawal Rate in Retirement?

6/3/2021
What does your retirement plan include when it comes to withdrawing from your accounts? Is there a magic number? Brian sheds some light on the strategy behind your withdrawal rate. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-is-a-safe-withdrawal-rate-in-retirement/ What we discuss on this episode: 0:12 - What kind of retirement withdrawals can you take? 3:27 - You shouldn’t have the same portfolio in all of your accounts. 6:39...

Duration:00:10:30

Nervous About The Market?

5/27/2021
Do you ever feel like you should proceed with caution? If you’re fearing a market crash or huge inflation in the future, what can you do now to prepare? On today’s episode of the podcast, we discuss what you should and should not do when it comes to your financial plan and these risks. Read more and get additional financial resources here: https://financialplanningva.com/podcast/nervous-about-the-market/ What we discuss on this episode: 0:13 - Should we be paying more attention to...

Duration:00:10:48

Retiring Early with a Pension

5/20/2021
Can you retire early? What do you need to know about retiring with a pension? Read more and get additional financial resources here: https://financialplanningva.com/podcast/retiring-early-with-a-pension/ What we discuss on this episode: 0:12 - Do you need a pension to retire early? 3:48 - What options do you have with a pension? 6:18 - What does Brian think about a minimum wage increase?

Duration:00:10:52

Is Congress Coming After Your Retirement Accounts?

5/13/2021
What do you need to know when it comes to the latest proposals in Congress? Are your retirement accounts actually at risk? Are your accounts appropriately invested? Read more and get additional financial resources here: https://financialplanningva.com/podcast/is-congress-coming-after-your-retirement-accounts/ What we discuss on this episode: 0:12 - Is Congress coming after our retirement accounts? 3:17 - What is an after-tax contribution? 6:42 - How do you stay even keel regardless...

Duration:00:11:10

What’s the Value of an Advisor?

5/6/2021
On today’s episode of the podcast, Brian talks through the different ways an advisor can help guide you through your plan. Are you getting the advice and strategy you deserve? What kind of fees should you expect? Read more and get additional financial resources here: https://financialplanningva.com/podcast/whats-the-value-of-an-advisor/ What we discuss on this episode: 0:12 - New publication requires RMDs with inherited IRAs. 4:56 - What can you get out of an advisor meeting? 6:10...

Duration:00:10:36