Retire With Integrity Podcast with Brian Bowen-logo

Retire With Integrity Podcast with Brian Bowen

Markets and Investing

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Location:

United States

Description:

Brian discusses various topics regarding retirement including income, taxes and wealth preservation. This podcast is for anyone who wants to be prepared when they are ready to retire.

Language:

English

Contact:

9193781410


Episodes

Are You Worried About Market Volatility?

10/28/2021
How can you protect your financial investments from market volatility? We talk about whether you should worry about it and what wise decisions you can make now that will pay off in the long run. Get additional information: https://financialplanningva.com/podcast/are-you-worried-about-market-volatility/ Today's show schedule: 0:13 - Should you be concerned about market volatility? 3:59 - What should a financial advisor help you consider? 6:19 - Are Roth IRAs on their way out?

Duration:00:11:00

Consider the Taxes Before Making the Investment

10/21/2021
When you make an investment, are you considering the long-game and tax implications in the future? On today’s show, we are discussing tax consequences you should keep in mind when investing. Get additional information: https://financialplanningva.com/podcast/consider-the-taxes-before-making-the-investment/ Today's show schedule: 0:12 - Are there any tax moves that can help with our investment strategy? 2:52 - What should you do with a real estate investment? 5:52 - What are the...

Duration:00:10:52

Long-Term Care Investment Vehicles

10/14/2021
What options do you have when it comes to paying for long-term care expenses? Today, we’ll discuss if you should invest in long-term care insurance or seek out other solutions. Get additional information: https://financialplanningva.com/podcast/long-term-care-investment-vehicles/ Today's show schedule: 0:12 - Long-term care costs are significant. Should you have long-term care insurance? 2:35 - What’s the internal rate of return? 5:27 - What’s your projected return on an...

Duration:00:08:29

And It's Gone! Financial Lessons From South Park

10/7/2021
Worried that as soon as you invest in something you’ll turn around only to hear, “And…it’s gone!” There’s risk in any investment, but it’s important to understand what kind of risk you are taking on when it comes to your money. Read more and get additional financial resources here: https://financialplanningva.com/podcast/understanding-risk-and-protecting-your-investments-2/ Today's show schedule: 0:16 - “And it’s gone…” lesson from tv show South Park. 2:29 - People feel frustrated...

Duration:00:08:24

Bonds and Annuities: Trash or Treasure?

9/30/2021
One man’s trash is another man’s treasure. So, which is it when it comes to bonds and annuities? Brain discusses some key things to know about both on today’s episode. Read more and get additional financial information: https://financialplanningva.com/podcast/bonds-and-annuities-trash-or-treasure/ What we discuss: 0:12 - What are the pros and cons of an annuity? 4:18 - The “Bond King” recently said bonds are trash. Are they?

Duration:00:07:50

Winning Financially With A Good Defense

9/23/2021
Similar to a football team, you want your financial plan to have a winning strategy. Are your investments and estate set up for success? Today, Brian is going to discuss having a defensive strategy for your retirement plan. Read more and get additional financial information: https://financialplanningva.com/podcast/winning-financially-with-a-good-defense/ What we discuss: 0:12 - Football is back! Which is better: a high score or a good defense? 4:54 - What happens if things go...

Duration:00:10:52

What is Your Freak Out Factor?

9/16/2021
Will you panic sell if the market tanks? How can you balance your investments against your risk tolerance as well as possible inflation? Today, Brian is going to talk about preparing for these situations. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-is-your-freak-out-factor What we discuss on this episode: 0:12 - Will you freak out if the stock market falls? 2:51 - Let’s compare to real estate investments. 5:39 - How long will...

Duration:00:11:13

What is Your Maximum Drawdown?

9/9/2021
How can you determine your risk tolerance and set up your investments in a way that will result in success? Today, Brian explains the maximum drawdown and how that relates to your financial plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-is-your-maximum-drawdown/(opens in a new tab) What we discuss on this episode: 0:13 - Do you have a short memory when it comes to the recession? 2:26 - What is maximum drawdown? 6:26 - The...

Duration:00:09:41

What’s Happening with the Real Estate Market?

9/2/2021
Are you considering making a move with your home or investment property? Brian talks through what decisions you may need to make if you choose to sell your home. Read more and get additional financial resources here: https://financialplanningva.com/uncategorized/whats-happening-with-the-real-estate-market/ What we discuss on this episode: 0:12 - Is now the time to downsize your home? 6:29 - What should you think about with real estate timing? 9:56 - Inventory changes over time.

Duration:00:10:59

Investment Strategy and 401k Fees

8/26/2021
Think you want to “set it and forget it” when it comes to retirement planning? Consider the difference it would it make financially if you had a strategic plan instead. Read more and get additional financial resources here: https://financialplanningva.com/podcast/investment-strategy-and-401k-fees/ What we discuss on this episode: 0:12 - What can we do about 401(k) fees? 5:57 - Should you set it and forget it with your retirement?

Duration:00:10:59

What Do You Need To Do About Long-Term Care?

8/19/2021
Do you really need to save for long-term care? If so, how much? Or is it better to get a long-term care insurance plan? Find out in today’s podcast. Read more and get additional financial resources here: https://financialplanningva.com/podcast/what-do-you-need-to-do-about-long-term-care/ What we discuss on this episode: 0:12 - What do you do about long-term care? 5:02 - When should you take your RMDs? 7:08 - How do we make up for a lack of Social Security?

Duration:00:09:32

Finding the Leaks in Your Financial Plan

8/12/2021
Is your financial plan robust and thorough? Or is it full of leaks and problems that you don’t even know about? Brian talks about benchmarks for retirement, and what makes a plan a good one. Read more and get additional financial resources here: https://financialplanningva.com/podcast/do-you-have-a-leaky-financial-plan/ What we discuss on this episode: 0:13 - Are your savings on track for retirement? 3:13 - Know what your budget is. 4:15 - A financial plan is like building a...

Duration:00:10:03

Are the Roth Conversion Benefits Worth It?

8/5/2021
What does Brian think about Roth conversions? A Marketwatch columnist recently stated that the benefits of a Roth are relatively small and take a long time to pay off. Should you actually do a Roth conversion? Read more and get additional financial resources here: https://financialplanningva.com/podcast/are-the-roth-conversion-benefits-worth-it/ What we discuss on this episode: 0:23 - Is the financial benefit for a Roth relatively small? 2:38 - Brian shares a client example...

Duration:00:10:47

Panic Selling When The Market Goes Down

7/29/2021
How can you avoid panic selling when the market gets scary? Do you have a plan that addresses what to do when the market crashes? Read more and get additional financial resources here: https://financialplanningva.com/podcast/panic-selling-when-the-market-goes-down/ What we discuss on this episode: 0:13 - Is there any lesson we can learn from the pandemic? 3:12 - What’s panic selling? 5:18 - Will our Social Security trust fund run out in 2035?

Duration:00:08:22

Easy 401K Management

7/22/2021
Is easy savings a good thing or a bad thing? Brian talks through what to consider about the ease of a 401(k) as well as what you need to be aware of when it comes to your overall retirement plan. Read more and get additional resources here: https://financialplanningva.com/podcast/easy-401k-management/ What we discuss on this episode: 0:12 - How can you manage your 401(k) easily? 3:58 - What else goes into a retirement plan? 5:22 - Is the current inflation temporary? 8:07 - Are you...

Duration:00:10:47

Why Having A Financial Plan Is Better Than Being Asset Rich

7/15/2021
Having a lot of assets might feel nice, but don’t assume that means you don’t need a financial plan. Brian talks through the importance of a balanced plan and budget in retirement. Read more and get additional resources here: https://financialplanningva.com/podcast/ What we discuss on this episode: 0:12 - What does it mean to be asset rich? 2:57 - What do you need in retirement? 5:12 - How does your plan meet your specific needs? 7:10 - What kind of advice does Brian have for someone 60...

Duration:00:12:27

Retirement Income, Inflation, and Bobby Bonilla

7/8/2021
Do you have a reliable retirement income stream? How do you deal with inflation? Brian talks through your options when it comes to income streams in retirement. Read more and get additional resources here: https://financialplanningva.com/podcast/retirement-income-inflation-and-bobby-bonilla/ What we discuss on this episode: 0:12 - Bobby Bonilla cashed another check, despite being retired for years. 2:09 - What income streams could you have in retirement? 3:53 - Could a rising...

Duration:00:09:54

Should You Move States for the Tax Benefits?

7/1/2021
When is it worth it to make a big move based on your finances or taxes? Do you need to have it all figured out before meeting with an advisor? Read more and get additional financial resources here: https://financialplanningva.com/podcast/should-you-move-states-for-the-tax-benefits/ What we discuss on this episode: 0:12 - To save money, some are moving to another state. 4:55 - Congress is considering a lost-and-found database for retirement accounts. 9:05 - Does Brian have to clean...

Duration:00:10:49

Does Your Net Worth Matter?

6/24/2021
Is net worth just a number or an indicator of something more? Brian talks through what’s important to focus on when considering your money. He also shares a client story of someone selling their business and the tax implications of that. Read more and get additional financial resources here: https://financialplanningva.com/podcast/does-your-net-worth-matter/ What we discuss on this episode: 0:13 - Does your net worth even matter? 3:26 - What percentage should you have as an emergency...

Duration:00:11:54

Retiring With Mediocre Returns

6/17/2021
What happens if we have mediocre returns in the future? Brian shares what you need to do to prepare your financial plan. Read more and get additional financial resources here: https://financialplanningva.com/podcast/market-booms-and-busts/ What we discuss on this episode: 0:12 - How long can a bull market last? 2:54 - How much money do you need in retirement income? 4:44 - Are we in uncharted territory when it comes to inflation?

Duration:00:09:21