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The Retirement Rescue Podcast

Markets and Investing

Join Certified Financial Planners Nikki Earley and Dan Cuprill each month on the Retirement Rescue Podcast. They’ll discuss some of the most essential issues facing retirees, break down important financial planning ideas, and provide their reactions and insights on various retirement planning articles and commentary from across the financial world. It’s all to help you get a little smarter when it comes to spending your time, money and energy on preparing for retirement. You can find out more about Dan & Nikki and their firm, Money & Clarity, by visiting https://www.moneyandclarity.com/ or by calling 513-563-7526.

Join Certified Financial Planners Nikki Earley and Dan Cuprill each month on the Retirement Rescue Podcast. They’ll discuss some of the most essential issues facing retirees, break down important financial planning ideas, and provide their reactions and insights on various retirement planning articles and commentary from across the financial world. It’s all to help you get a little smarter when it comes to spending your time, money and energy on preparing for retirement. You can find out more about Dan & Nikki and their firm, Money & Clarity, by visiting https://www.moneyandclarity.com/ or by calling 513-563-7526.

Location:

United States

Description:

Join Certified Financial Planners Nikki Earley and Dan Cuprill each month on the Retirement Rescue Podcast. They’ll discuss some of the most essential issues facing retirees, break down important financial planning ideas, and provide their reactions and insights on various retirement planning articles and commentary from across the financial world. It’s all to help you get a little smarter when it comes to spending your time, money and energy on preparing for retirement. You can find out more about Dan & Nikki and their firm, Money & Clarity, by visiting https://www.moneyandclarity.com/ or by calling 513-563-7526.

Language:

English

Contact:

9193781410


Episodes

Ep. 172: 9 Ways to Use Your Extra Cash

7/12/2022
Many Americans were able to build up their savings accounts during COVID and now have extra cash at their disposal. With inflation on the rise, sitting on cash isn’t the best long-term strategy so what should you do with this extra money? Dan Cuprill will share nine different ways to use your cash and explain the pros and cons for each. Key points on this episode: 2:26 – Spend it 3:24 – Put it in the bank 5:02 – Buy annuities 6:03 – Address an exposure you have in your plan 8:13 –...

Duration:00:12:52

Ep 171: Is It Time to Panic?

6/1/2022
No matter where you look, there’s very little positive financial news right now. Inflation is soaring. Markets are tumbling. Supply chain issues continue. You’re probably wondering if this time is different. Let’s take a look at this current investing environment and share a few of the things we’re telling our clients. Get additional financial tools here: https://www.moneyandclarity.com/podcasts/ What we discuss in this episode: 2:15 – Markets dropping isn’t a bad thing 4:10 –...

Duration:00:12:27

Ep 170: Why Soaring Home Prices are a Great Thing

5/1/2022
Real estate prices have been soaring over the past few years and that has plenty of people worrying about a bubble coming. Rather than stressing over something that may or may not happen, take time to enjoy the rising home values. Let’s talk about how you can do that and why we think this is a great thing. Read more and get additional financial resources here: https://www.moneyandclarity.com/podcasts/ Today's Key Points: 2:02 – Not happy about high prices? 3:40 – Is this a...

Duration:00:12:29

Ep 169: How Do Markets React to Major Events?

4/1/2022
We’ve all been keeping an eye on the events happening in Ukraine and many people have been asking us what it might mean to the economy in the near term and the long term. Today we’ll share an article we came across recently that looked at some of the biggest news events over the past few decades and how markets reached right after. Read the article: https://www.thinkadvisor.com/2022/02/24/how-stocks-performed-after-11-global-shocks/ Read more and get additional financial resources...

Duration:00:16:18

Ep 168: Making Planned Gifts Before Death

3/4/2022
Having to handle the estate of a loved one can be a difficult time because of the emotional ramifications that come along with making these financial decisions. We found an interesting article that explored the author’s personal experience with having to oversee his mother’s estate and everything that came along with that. Read more and get additional financial resources here: https://www.moneyandclarity.com/podcasts/ What we discuss in this episode: 0:56 – Conflict in Ukraine 2:08 –...

Duration:00:15:19

Ep 167: The Inflation Impact on Planning

2/1/2022
It’s impossible to ignore the rising costs in everyday expenses right now and it’s clear that inflation will need to be incorporated into planning moving forward. Today we’ll explore the impact inflation is having on retirees and pre-retirees and discuss the things you should be considering with your financial plan. Read more and get additional financial resources: https://www.moneyandclarity.com/podcasts/ What we discuss in this episode: 0:35 – Why we rebranded the podcast 1:28 –...

Duration:00:24:16

Ep 166: Secure Act 2.0 - What You Need to Know

7/29/2021
The SECURE Act, when rolled out in 2020, was some of the most significant retirement legislation in years, but the government is already discussing further changes. Let’s run through the list of proposals and find out how they might impact planning in the future. Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/07/ep-166-secure-act-2-0-what-you-need-to-know/ What we discuss on this episode: 1:02 – Summer update 2:55 – Background on the...

Duration:00:14:56

Ep 165: Learning Through Uncommon Sense

6/17/2021
The statements we’ll run though on the show today are basic common sense that nearly everyone would agree with, but our behave often doesn’t line up. Today look at these straight-forward approaches and explain what keeps us from following them. Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/06/ep-165-learning-through-uncommon-sense/ What we discuss on this episode: 0:55 – Life without masks 4:22 – Buy Low and Sell High 6:59 – Don’t pay...

Duration:00:19:19

Ep 164: Financial Planning in Biden’s America

5/20/2021
On today’s show, we’re going to be talking about financial planning in President Biden’s America. We’re past his 100th day in office, so let’s take a look at the impacts in financial planning and the markets. Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/05/ep-164-financial-planning-in-bidens-america/ What we discuss on this episode: 3:17 – Taxes 7:50 – Infrastructure 14:15 – Capital gains 17:37 – Climate

Duration:00:24:03

Ep 163: Flirting with Financial Disaster

4/8/2021
Comprehensive planning takes care of every aspect of retirement, but without it there are areas that could quickly become a calamity. Today we’ll identify five key areas where people don’t pay enough attention and end up flirting with disaster. Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/04/ep-163-flirting-with-financial-disaster/ What we discuss on this episode: 2:24 – Out of date legal documents 7:21 – Incorrect beneficiaries 10:15 –...

Duration:00:23:43

Ep 162: Tax Tips for 2021

2/25/2021
If you’re getting prepared to file your 2020 taxes and looking ahead to the changes that might be coming this year and beyond, we’ll run through some of the key items from a very unique and challenging last 12 months. Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/02/ep-162-tax-tips-for-2021/ What we discuss on this episode: 1:45 – Stimulus payments 5:31 – Tax brackets 7:55 – Extra deductions for charity 10:36 – Required Minimum...

Duration:00:21:28

Ep 161: 5 Important Retirement Statistics Worth Your Time

1/14/2021
As we kick of the new year, let’s talk about what statistics tell us about retirement. We found five specific stats that will surprise you and make you realize that financial planning needs to be a priority in 2021. Read more and get additional financial resources here: https://www.moneyandclarity.com/2021/01/ep-161-5-important-retirement-statistics-worth-your-time/ What we discuss on this show: 1:51 – Have clients been nervous about the start to 2021? 3:10 – Breaking down five...

Duration:00:26:44

Ep 160: Special Election Review

12/3/2020
Dan Cuprill is back on the show today to help us sort out the economic impact the election will have as we move into a new year. With talk of the Green New Deal, student debt forgiveness, and tax changes, we’ve gotten a lot of questions about what’s next for investors. Today we’ll try to ease your mind and provide some clarity. Read more and get additional financial planning resources: https://www.moneyandclarity.com/2020/12/ep-160-economic-outlook-following-the-election/ What we...

Duration:00:30:22

Ep 159: Obsolete Retirement Planning Ideas

9/24/2020
Much like technology becomes outdated each year, retirement planning strategies begin to lose their effectiveness over time. Today we’ll look at five different planning ideas that have been used quite a bit before but might not have the same impact in today’s economy and market conditions. Read more and get additional financial resources here: https://www.moneyandclarity.com/2020/09/ep-159-obsolete-retirement-planning-ideas/ What we discuss on this show: 3:09 – Let’s start with the 4%...

Duration:00:18:48

Ep 158: What Financial Challenges Do Women Face More Often?

8/20/2020
Like it or not, there are certain financial challenges that women are more prone to face. Why is that? What can you do about it? Read more and get additional financial resources here: https://www.moneyandclarity.com/2020/08/ep-158-what-financial-challenges-do-women-face-more-often/ On today's show: 1:06 - What financial issues are particularly challenging for women? 1:47 - What level of engagement do most women have in their financial plan? 4:06 - Why do so many retired women find...

Duration:00:13:23

Ep 157: Retirement Ready – Are You Clinging to False Hope?

7/16/2020
We often find that people are clinging to certain ideas or beliefs that end up giving them a sense of false hope about their retirement. It’s a dangerous position to be in. Let’s explore some of the faulty thinking that ultimately leaves people underprepared for retirement. Read more and get additional financial resources here: https://www.moneyandclarity.com/2020/07/ep-157-retirement-ready-are-you-clinging-to-false-hope/ Today's show schedule: 0:56 – How’s life in Ohio right...

Duration:00:21:43

Ep 156: Choosing Between A Traditional Or Roth IRA

6/10/2020
Maybe you know you need to contribute somewhere or you’ve always contributed to a traditional IRA but have been wondering about the Roth. Nikki explains the similarities and differences between the two and explains the long-term benefits. Show Notes & Resources: https://www.moneyandclarity.com/?p=27798 Timestamps: 1:11 - Nikki shares what her family is up to. 2:39 - There are a lot of differences between the traditional and Roth IRA. 4:00 - When you pay taxes on the Roth IRA and why...

Duration:00:16:50

Ep 155: Are You Paying Enough Attention to Your Largest Assets?

5/11/2020
As investors, we’re always looking out ahead towards our goals in retirement so we’re constantly striving to move forward. But doing that can lead to us forgetting about the importance of managing what we already have. Let’s look at the important assets in our portfolio that might get overlooked and why it’s important to be evaluating your positions. Read more and get additional financial resources here:...

Duration:00:19:42

Ep 154: Is The Market Response To Coronavirus Normal?

4/7/2020
Over the past month, we’ve seen financial markets react to potential economic fallout from the coronavirus pandemic and it’s happened at an unprecedented pace. But how surprised should we be by this significant reaction? Dan Cuprill joins the show as we talk about the lessons we’ve learned from history, what this latest crash has taught us, and where we might go from here financially. Read more and get additional resources here: http://moneyandclarity.com Today's rundown: 0:46 – We’re...

Duration:00:23:30

Ep 153: Coronavirus and Solid Financial Truths

3/16/2020
No one could predict how much of an impact the coronavirus would have on the market, but it’s been a rough month for everyone. Nikki will share her thoughts on this unprecedented time and talk about the conversations they’re having around the office. With all the speculation and uncertainty, now is a great time to revisit the financial truths that should be guiding your financial planning. Read more and get additional resources here:...

Duration:00:27:25