Your Retirement Solution Podcast

If you are nearing retirement you can start to get anxious about whether or not you can maintain your current lifestyle. But don't worry, there is a solution! In this episode, Shane Perry explains the top 3 decisions to make now regarding your retirement. He explores why resetting your clock is one of the best ways to move into retirement. Shane discusses: Connect With Shane Perry: shane@trsfamily.com Connect With The Retirement Solution: The Retirement Solution About Shane Perry: At...

Social Security is a huge decision we make in retirement that requires you to know when to do it, how to do it, and understanding these things can relieve stress and anxiety. In this episode, Tyler Lively walks you through understanding how to file for Social Security, and how to best approach it. Tyler shares the four retirement benefits, how people qualify, along with tips and tricks for filing for Social Security. Tyler discusses: Connect With Tyler Lively: tyler@trsfamily.com...

How are you preparing your finances in 2022? In this episode, Cindy Mueller discusses the top 5 suggestions for preparing your finances in 2022. Cindy covers budgeting, estate planning, and how inflation affects your finances. Plus, Cindy talks about the proposed tax law changes from Congress. Cindy discusses: Connect With Cindy Mueller: cindy@trsfamily.com The Retirement SolutionCindy Mueller on LinkedIn Connect With The Retirement Solution: The Retirement Solution About Cindy...

There is plenty of financial and retirement planning that needs to be done before the end of the year, and in the new year. In this episode, Mike Whitemore provides us with an overview of what The Retirement Solution helps clients with at the end of the year, and in Q1 of the new year. Mike explains the penalty given if you do not take your required minimum distribution, and why right from the beginning of the year it’s good to start having your RMD in place. Mike discusses: Connect With...

It’s a difficult situation for anyone when your spouse passes away, and you're suddenly on a deadline with the IRS to make plenty of financial decisions right away. In this episode, Travis Johnson is here to speak about why it’s important to talk about death and taxes. Travis explains the tax deadline an individual is subjected to when their partner passes away, and how to deal with the deadline. Plus, key ways The Retirement Solution helps clients deal with organizing their particular...

According to the IRS, about 75% of taxpayers take the standard deduction, but could be missing out on valuable tax deductions if they can itemize. In this episode, Shane Perry is here to share with you all the key details about year-end tax planning. Shane shares basic things you can do to help yourself from a tax standpoint, how you can help offset your income at the end of the year and more. Time Critical Items for End of Year Tax Planning: Connect With Shane...

The end of the year means it’s time for clients’ portfolio reviews. That means it’s time to ensure that you’re still meeting your goals, and checking your risk tolerance. In this episode, join Cindy Mueller as she explains her analysis of portfolio reviews. Cindy walks us through what a balanced portfolio is, the biggest red flags she spots in portfolios, and how taxes are affected in an investment portfolio. Cindy discusses: Connect With Cindy Mueller: The Retirement...

Potential Medicare changes may soon happen. It’s important to know what those changes will mean for you and your healthcare coverage. In this episode, Tom Black considers some of the possible changes to Medicare that may happen in the future and what that would mean. Tom talks about how people who jumped into Medicare and have now gone back to the workforce and are receiving benefits can manage their situation. Tom discusses: Connect With The Retirement Solution: The Retirement Solution...

In the current economic situation, excitement can build with the thought of the availability of investing opportunities. However, some opportunities could lead to great risk. Talking about boring investing could really be a valuable conversation. In this episode, Mike talks about the exciting part of boring investing. When it comes to cryptos and stocks, it can be exciting to invest in riskier stocks in hopes to get rich quick but it is never that simple. Having individual stocks could be a...

When should you start your social security benefit? In this episode, Cindy Mueller is here to break down all things social security. From the basics of how you become eligible for social security, to the more complex dynamics of taxes, this episode will answer the questions you have about social security. Cindy discusses: Connect With Cindy Mueller cindy@trsfamily.comThe Retirement SolutionCindy on LinkedIn Connect With The Retirement Solution: The Retirement Solution About Cindy...

As you transition into retirement, your monthly spending changes significantly, especially your discretionary expenses. So, how do you account for your expenses and ensure they are taken care of? In this episode, Matt helps you figure out your basic retirement expenses so you can become financially confident in your spending habits and live your dream retirement. Matt discusses: Connect With Matt Perrone: Matt@trsfamily.com Connect With The Retirement Solution: The Retirement Solution...

No one wants to have a conversation about end of life assistance after a loved one has passed on. Start having those conversations today. In this episode, Tyler Lively talks about spousal assistance and how you can ensure your loved ones are protected if you were to pass away abruptly. Tyler explains how spouses can be successful in planning survivorship, and what some of the biggest worries people like you have. Tyler discusses: Connect With Tyler Lively tyler@trsfamily.com Connect With...

To all parents out there, do you talk about money with your children? If so, what’s your approach? In this week’s episode, The Retirement Solution’s Mike Whitmore quickly breaks down how to start, introduce, and maintain financial and money-related conversations with kids depending on their stage as pre-teenagers, teenagers, and adult children. Mike discusses: Resources: Uniform Gifts to Minors Act (UGMA)LinkedIn: Jim BlackBankrateInvesting For Dummies by Eric Tyson on Amazondummies -...

Non-retirement investments are “non-qualified,” meaning that you're investing with after-tax dollars and are not subject to any special tax treatment. In this episode, The Retirement Solution’s Tyler Lively navigates the path of investing with non-retirement funds. All this while highlighting the role of retirement, taxes, ETFs, and mutual funds within the investment arena. Tyler discusses: Resources: Fund Fact SheetMorningstar Connect with Tyler Lively: About: Tyler Lively...

While bereavement means losing something significantly meaningful, like a job or connections pre-retirement, bereavement also means losing and facing the passing of a loved one. In this episode, The Retirement Solution’s Cindy Mueller breaks down everything you need to know about the financial component of bereavement. All this to help you understand how financial planning (and professionals) can help you reduce and mitigate the stress following the passing of a spouse or family...

What does fatherhood mean to you? How do you envision your retirement years as a father, grandad, or father figure? In this Father’s Day special, The Retirement Solution’s Matt Perrone explains financial and life coaching considerations you must know as you address and approach retirement as a parent, grandparent, or father figure to someone. Matt discusses: Resources: The National Eagle South Association Connect With Matt Perrone: LinkedIn: Matt Perrone Connect with The Retirement...

In simple words, a charitable Required Minimum Distribution is still an RMD but the only difference is that you are also directing it to a charity. In this episode, The Retirement Solution’s associate planner, Shane Perry sheds some light on all things charitable RMDs and gifting to help you understand its different financial components before you pass it down to your heirs and beneficiaries. You will learn: Listen today and discover everything you need to know about charitable RMDs and...

A fulfilling retirement requires two things: A financial strategy you are comfortable with and a bucket list of things you can do. Would you agree? Today, The Retirement Solution’s president and lead financial planner, Tom Black, discusses everything you need to know about retirement and its components surrounding finances, emotions, and productivity. All this so that you can prepare ahead, fulfill your wishes, and most importantly, retire in retirement. In this episode, you will...

Estate planning is not only for the wealthy. Instead, it’s for anyone who wants their assets and finances to be taken care of (according to their wishes) when they pass away. One way to do this is through estate planning documents, and that’s exactly what Shane Perry discusses in this episode of Your Retirement Solution. Shane not only introduces the different records you may need but also sheds some light on techniques you can incorporate within your planning to easily pass assets to...

How do you envision your overall health and wellness in retirement? Well, believe it or not, there are six related components you MUST be aware of. In this episode of Your Retirement Solution, Cindy Mueller explains why physical (and intellectual), mental, emotional, social, environmental, and spiritual health are so important when thinking, envisioning, and planning for your retirement years. In this episode, you will learn: Tune in today and discover what our clients at The Retirement...