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QTT | Know Your Credit Score

Your credit score is going to be one of the foundational pieces of information a traditional mortgage lender will consider when deciding to approve or reject your application. Make sure you know where you stand, and how to stand higher! SOCIAL MEDIA Website: Free E-Book:...


What is the Minimum Downpayment I Can Make?

For homes with a purchase price less than or equal to $500,000 the minimum down payment is 5% to purchase a home in Ontario, subject to maximum price restrictions. In addition to the 5% you must be able to confirm that you can cover costs incurred to close your mortgage. These costs may include legal fees, appraisal fees, survey certificates etc. Subject to qualification, the 5% down payment can be borrowed with an additional default insurance premium added to the mortgage (an extra 0.15% if...


Should I Rent or Buy My Next Home?

This is an age old question in the real estate industry, and the answer really is simple: It depends on you. Generally, the longer you plan to stay in an area and the more money you have saved up, the better off you may be making a home purchase. And on the opposite end of the spectrum, if you like to move around and change scenery every couple of years, and you only have enough money saved for deposits, renting may be best. This doesn't consider investment properties, however, which we will...


QTT | Free Home Evaluations

"Free Home Evaluations!" We see these signs all over the streets of the Greater Toronto Area, and you may see them in your own city too! In this episode I give you a quick little secret about this added value that realtors are throwing in for you. SOCIAL MEDIA Website: Free E-Book:...


FAF | What Do Entrepreneurs Need to Apply for Mortgages?

Traditionally, mortgage brokers will require T4s, proof of employment, and a few other forms of documentation to provide mortgage financing to a buyer. But what if you are self employed and don't have traditional documentation? Here are a few items that will help entrepreneurs apply, and get approved, for their mortgage! SOCIAL...


Best Way To Get a Lower Purchase Price? Be Flexible!

All buyers have at least one thing in common: They all want the best deal for their investment! In this episode we'll explore the best way to save thousands of dollars on your next home purchase! Trust me, it's more simple than you might think. SOCIAL MEDIA Website: Free E-Book:...


QTT | Longer Amortization, Higher Cashflow

When deciding to dive into the world of investment property, you will decide whether owning the investment property out right, by paying off the mortgage quickly, or extending the debt repayment period and getting more monthly cashflow is more important for you. This episode makes a case for the latter! SOCIAL...


FAF | How Do You Find A Good Mortgage Broker?

Finding a good mortgage broker resource is like finding a good, well, anything in the real estate industry. Start your search with a good realtor, and they can connect you with the rest. Learn more in this episode! SOCIAL MEDIA Website: Free E-Book:...


New Realtors! Here's What To Expect in Your First Year! (Webinar)

Welcome to the Real Estate Industry! Nothing can fully prepare you for what you'll experience as a newly licensed Realtor, but my goal in this webinar is to share with you some things you should keep in mind in order to progress well! E-Book: SOCIAL...


QTT | Get Your Mortgage Set Before the Search!

You've found the home of your dreams. You're pretty sure you make enough money to afford it, so you sign the paperwork. The excitement builds when your offer is accepted! But wait... the mortgage broker said you don't qualify for financing at this time. And now the rabbit hole of a failed contract looms. Avoid this potential pain by connecting with a mortgage broker before searching! SOCIAL...


How You Can Hit Your Financial Goals at Any Age | Influencers Network with Andre Kerr

In this first episode of Influencers Network we chat with Andre Kerr, your Financial Educator as he shares his personal journey to success. Stay tuned in for his insights on how you can hit your financial goals at any age! Check out Andre Kerr on social: Facebook:… Instagram:


FAF | How Quickly Can I Pay Off My Mortgage?

Home ownership is an exciting goal for a lot of people; even more so, owning a home free and clear! In this quick episode we talk about how quickly this can traditionally be done! SOCIAL MEDIA Website: Free E-Book:


The Best Renovations to Add Value to Your Home!

Home renos can be a lot of fun, especially with the potential of adding real value to your home (if you intend to sell it for more in the near future). But not all renovations are created equal, and not all will add the value you may expect. In this episode we'll go over which renovations make the most sense for those wanting to add resale value to their home. SOCIAL...


QTT | The Ins and Outs of Property Managers

Last week we touched on investing in real estate outside of the GTA. When it comes to managing these long-distance properties, a property manager is going to be a great asset for you. Learn about what they do right here! SOCIAL MEDIA Website: Free E-Book:...


Frequently Asked Friday | What Should I Know About Cap Rates?

What is a cap rate? How does it effect my investment returns? Find out in this quick episode! SOCIAL MEDIA Website: Free E-Book:


Don't Get Stuck At The Closing Table!

Congratulations on saving up for that downpayment! You've budgeted your expenses, found a home you like, and stacked 20% of that total expected price like I taught you to. But what about closing costs? Watch this video to learn what other expenses will come up before getting the keys to your brand new home! SOCIAL...


Quick Tip Tuesday | Investing Outside of the GTA

Get some great insights into investing in real estate outside of the GTA, where prices (and ROI) have huge potential! SOCIAL MEDIA Website: Free E-Book:


Frequently Asked Friday | Considerations Before Listing?

When working with an experienced realtor, your listing process can be the most seamless process you ever experience. Ideally, you'll sign the listing agreement, put the home on the market, get it sold, and transition to the next phase of your life without a hitch. But what should you consider before signing the listing agreement? In this episode we cover three important points of the listing agreement that you should consider and understand fully. SOCIAL...


Discover if Private Lending is for You!

The mortgage lending landscape has changed over the last few years. Mortgage rule changes, interest rate increases, and many buyers generally having a tougher time qualifying for mortgages. Many of them have asked me if they would stand a better chance qualifying for private loans and the answer is, maybe. Like everything else in the Real Estate Game, it really depends on your circumstances. In this episode, we go into some detail around the pros and cons of private lending, and which...


Quick Tip Tuesday | Remember Your Closing Costs!

Purchasing a home can be an exciting time, and there's a lot to prepare for. The most important consideration is saving up and budgeting for the home purchase, but remember, don't just save enough for the downpayment! In this quick tip, we review a few of the other important, and necessary, expenses that will come up toward the end of the purchase process. Remember to save up for the closing costs! SOCIAL...