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HisandHerFI Season 2 Returns August 21st 2018

We are back! After upgrading just about everything on the podcast we are ready to return with not just ourselves as usual, but with some amazing guests. That’s right, we have changed up the format and as promised, will be interviewing others in the personal finance community. This won’t be like other interviews, we want to learn about the person, their story, and the defining moments in their lives so we all benefit. Practical tips have their place, but without a story, the meaning can...


12: Changing Daily Habits for More Time and Money

We are wrapping up season 1 with a collection of the habits we have changed this past year. As a result of these changed habits, you guessed it, we gained more freedom, time, and money. We are taking a quick break between seasons and will announce a date in the future for season 2! We cover a lot in this episode. We have been making little changes here and there. Looking back our whole lives have changed. In a kind of strange turn of events it has become harder to relate to people in...


11: Is Google Really Giving you the Answers you Need?

We are in an age of unparalleled Googling. Google is becoming the collective consciousness of the world and critical thinking is dropping off by the wayside. Have you ever stopped and thought about how much you rely on the answers to your search results? Well we did just that in this week’s episode. We are encapsulated in a highly curated world of content just for us. This means we see only the information we want, or do we? I recently became frustrated with seeing the same information...


10: Why These Two Millennial’s Aren’t Married Yet and Don’t Want Kids

What does marriage mean to you? Depending on who you ask, in what society, in what culture, in what place you ask the answer will most likely be different. For most, the first concepts, ideas, and notions of marriage you get are from your parents. Oversimplifying things a bit, you could say if your parents had a good marriage, then you would be more inclined to get married. Parents had a bad marriage? Well the opposite would be more true. Bethany and Charles didn’t see great marriages...


09: Top 10 Cheap Travel Tips to Feed Your Wanderlust on a Budget

Travel feeds our souls. We make it a priority to go on a big trip every summer. Last year we spent 2 weeks in Ireland touring the whole country. This summer we are going to Peru for 2 weeks to see Macchu Picchu, the Amazon jungle, and some good eats in Lima. Sprinkled in-between these big trips we try to take advantage of any other travel we can squeeze in. While they may not be big international trips, they still feed our wanderlust. With all this travel we still want to save money, so...


08: Expectations of Society and the Labels we Apply to Ourselves

What is your role in life? We all want to play a role in this play we call life. The stage has been set and all that’s left is to say our lines and perform as instructed. Society expects something from us, people expect things from us, family expects things from us. No, it doesn’t necessarily come from a bad place. It’s simply the understanding that we grew up with. We are sold the idea that we need to go along with social norms and be an “upstanding” citizen and if you want to be unique,...


07: Personal Growth and the Upper Limits to Success

We have had to overcome a lot of personal limits to begin this personal growth journey. Financial Independence was one of the catalysts that made us start thinking differently and choosing to live a life by our own design. We have had some personal growth wins already and it always feels good to know you are making positive steps in the right direction. That doesn’t mean there weren’t challenges along the way. There are 4 upper limits that The Big Leap by Gay Hendricks talks about that you...


06: Should you Combine Finances in a Relationship? An Honest Talk

The money talk every couple needs to have. Should you combine finances in a relationship when previously you have kept everything seperate? What if one of the partners has a large amount of debt? What if one person makes more than the other? These are the very same questions we talk about in this episode. What makes matters worse is each of our own ingrained ideas about money growing up and how that upbringing has caused some emotional money issues. Join us for this raw and vulnerable...


04 - What it Actually Takes to Achieve your Goals. Staying Productive and Accountable.

Setting a goal is easy, actually putting in the work to achieve that goal? A whole different story. This episode almost didn’t happen because we waited until a Sunday night to record and weren’t feeling very motivated. Nevertheless we persisted and it gave us even more motivation to talk about today’s episode. What does balance look like for us creating a blog and podcast while still working our jobs and living life? We share some of our strategies into how we stay productive and some of...


03 - Are College Degrees Really Needed for your Career? Job Skills for the New Workforce.

This is a continuation of a talk we had with friends at the dinner table. The question was, do you think college is needed to do your job? I won’t give our answers here, you’ll have to listen to find out! I’ll give you some hints though. We go through our personal backgrounds with Charles having a bachelors in Electrical Engineering and Bethany with her Masters in Art and Teaching. With a large difference in our degrees we naturally have differing opinions on the topic. We go deeper still...


02 - Adopting a Life of Minimalism and Simple Living. The Perfect Partner to Financial Independence?

Is minimalism the ultimate side-kick to financial independence and retiring early? In our case it was the catalyst that helped Bethany get on this path to FI. This thought helped us evaluate what “things” actually brought us happiness. This meant for Charles having to overcome his impulse spending habits and for Bethany to tame her one-click Amazon shopping trigger finger. We explore how value can be perceived differently between Men and Women. What we saw each other buying didn’t always...


01 - Our 3 Roadblocks to Pursuing Financial Independence

We are starting off the season with our beginning. This is a look into how we discovered FI for Her and Him. What started as a way to try and save money by learning about travel hacking morphed into this complete lifestyle change into a pursuit to FI. We had a rough start on this path as we had to overcome relationship hurdles first. We never really talked about finances together and my first attempt to bring it up didn’t go so well. For more information and referenced links visit the...


00 - One Couples Journey to Financial Independence

Welcome to HisandHerFI, a podcast by Charles and Bethany. We are two Pacific Northwest natives who live life a little bit differently. What started with a discovery of financial independence and FIRE (Financial Independence Retire Early) lead to a complete lifestyle change. We get into deep conversations ranging from is college still worth the cost to can money really bring you happiness. Our talks are sometimes hard and most importantly real, we aren’t afraid to share our struggles and...