The Daily Churn

Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more! If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Finale of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com Japanese Jail series - Part 1 Part 2 Part 3 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Part 3 of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com Japanese Jail series - Part 1 Part 2 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it? We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business. 🙏 Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person! 📍 Sat August 17 - New York with Point.me NY Telegram 📍 Sat August 24 - Los Angeles with Churning LAX Telegram 📍 Sat August 31 - San Francisco with Bay Area Churning Discord 📍 Sat September 14 - St Louis with STL Butter Telegram For more information, check out the full events page ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Part 2 of the Japanese Jail saga. In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com Japanese Jail series - Part 1 Part 3 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. For photos, view the full shownotes online at thedailychurnpodcast.com Japanese Jail series - Part 2 Part 3 Part 4 ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less. ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more! ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process. ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more! ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking. ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more! ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement! ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe to our private Discord community ------------------ ♡ Enjoy this episode? 💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏 ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️