Tearsheet Podcast: The Business of Finance-logo

Tearsheet Podcast: The Business of Finance

Technology Podcasts

Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.

Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.

Location:

New York, NY

Description:

Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.

Twitter:

@tearsheetco

Language:

English


Episodes

Acquire Podcast Ep9: Oxygen's new debit loyalty program Elements is winning rebels & change makers

5/17/2022
Today’s episode is about Oxygen’s campaign for mobile banking provider Elements. Elements is Oxygen’s multi-tier debit card loyalty program, and its campaign brought about a new face to Oxygen at large. To delve into the thinking and execution behind Elements, I have with me today Oxygen’s SVP, head of business development and strategic partnerships Ryan Conway, and creative director Sani Gad.

Duration:00:20:48

Case study: How Intuit’s newest upgrade of Mint helps consumers save on bills and subscriptions

5/16/2022
In our latest case study, we spoke with Intuit Mint and ApexEdge about their enabling better money decisions, and financial wellness. Listen to our conversation with Steven McKean, co-founder and CEO at ApexEdge, and Varun Krisha, SVP and head of consumer finance at Intuit Mint about building and launching a partnership that takes PFM further.

Duration:00:10:36

Banking Podcast Ep. 18: Will financial super-apps-in-the-making revert to what they’re good at?

5/15/2022
Welcome to episode 18 of Tearsheet’s Banking Podcast). Zack Miller, Tearsheet’s editor in chief, and Josh Liggett, investment team principal at OurCrowd, are your hosts. In this episode, we’ll discuss: How a bad market might impact fintechs: Stock prices are down massively, for both newly minted public fintechs and for those operating in the market for years. Zack posits that the rebundling trend – that had monoline operators expand into adjacent markets and products – would end and...

Duration:00:25:27

The challenges and opportunities for stablecoins in traditional finance with Paxos’ Mike Coscetta

5/11/2022
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. As the industry looks at what’s happening in crypto, there’s emerged an idea that the way the financial industry bridges the old world with the new one is via stablecoins – crypto tied to the US dollar, for example. Is that true? To explore this idea i sat with Mike Coscetta, head of revenue at Paxos. As an infrastructure player, his firm works with many of the top brands with crypto offerings, like PayPal, for...

Duration:00:26:44

Acquire Podcast Ep8: Billboards, donuts, and QR codes: Flexbase is building awareness

5/10/2022
In today's episode, I'm joined by Flexbase’s Zaid Rahman, founder and CEO, and Joey Randazzo, head of growth. Flexbase is a payments platform for construction companies. We’ll be diving into their standout approach to brand awareness – from blanketing one city at a time, putting up billboards off highways, and shipping mysterious donut boxes to roll out the Flexbase card, a credit card that meets the unique needs of the construction industry.

Duration:00:24:04

What's Happening in Payments Ep. 6: Quontic's payment ring, Visa and NFTs, and the new Square Stand

5/5/2022
Welcome back to What’s Happening in Payments. I’m your host Ismail Umar, and in today’s episode, we discuss why Quontic Bank decided to launch a contactless payment ring, what Visa’s Creator Program tells us about its interest in NFTs, and what Block offers merchants with its upgraded Square Stand point of sale system.

Duration:00:12:58

Identity proofing in the Metaverse and Web3: David Milligan

4/28/2022
The following was produced by Tearsheet Studios. We worked with consulting firm Ulysses Partners to create a four-part series on identity proofing and the importance of user experience in its emerging landscape. The series is based on our co-created guide, The Identity Proofing Guide: A practical hands-on review of user experience in leading solutions (https://bit.ly/3EUU3NR). In this fourth and final session we’re joined by David Milligan, managing partner at Ulysses Partners. We’ll be...

Duration:00:12:22

Acquire Podcast Ep7: ‘Founders not meeting with customers are doing it wrong': Conduit's CEO

4/26/2022
In today's episode, I'm speaking with Kirill Gertman, co-founder and CEO of Conduit -- a B2B fintech providing infrastructure for DeFi payments -- about building one API for DeFi, going to market in unlikely geographies, crafting a reliable, trustworthy brand that stands out in the sci-fi aesthetic of the crypto world, and much more.

Duration:00:30:42

What's Happening in Payments Ep. 5: Extend's CEO on virtual cards and spend management

4/21/2022
Welcome back to What’s Happening in Payments. I’m your host Ismail Umar, and in today’s episode, I’m joined by Andrew Jamison, co-founder and CEO of Extend. Extend provides digital payment infrastructure for financial firms and allows them to modernize their payment experiences through the use of virtual cards. The firm’s offerings include virtual card APIs, a digital corporate card app, and a card tokenization service. Extend has partnered and integrated with major card networks including...

Duration:00:21:49

‘We don't care about being the first, we care about being the best’: Helix’s Ahon Sarkar

4/20/2022
Q2’s rebranded its platform business earlier this year as part of revisioning embedded finance. Helix’s GM Ahon Sarkar joins us on the Tearsheet Podcast to discuss what he’s learned servicing big brand clients and millions of users. We talk about the deep rooted aspiration to ‘make finance human', the changing face of the fintech space and specifically Banking as a Service over time , what’s next for embedded finance: deeper focus, simplification, and better automation, and much more.

Duration:00:39:29

The digital ID verification landscape and why biometrics are crucial: David Milligan & Graham Seel

4/14/2022
The following was produced by Tearsheet Studios. We worked with consulting firm Ulysses Partners to create a four-part series on identity proofing and the importance of user experience in its emerging landscape. The series is based on our co-created guide, The Identity Proofing Guide: A practical hands-on review of user experience in leading solutions (https://bit.ly/3EUU3NR). In this session we’re joined by David Milligan, managing partner at Ulysses Partners, and Graham Seel, strategic...

Duration:00:20:37

Acquire Podcast Ep6: Ice cream, puppies, and financial ease with Intuit Mint’s brand campaign

4/12/2022
Welcome to Acquire, Tearsheet’s Marketing Podcast. I’m your host, Rebecca Cohen, Head of Tearsheet Studios. On today's episode, I'll be speaking with Jack Rubin, VP of Marketing, Partnerships & Advertising Operations at Intuit Mint, who most recently spearheaded their latest major brand campaign, It's Time to Mint.

Duration:00:19:47

What's Happening in Payments Ep4: Americans can't pay their bills on time & Stax becomes a unicorn

4/7/2022
Welcome back to What’s Happening in Payments. I’m your host Ismail Umar, and in today’s episode, we discuss why so many Americans are struggling to pay their bills on time, and we also talk about Florida-based payments startup Stax, which recently became a unicorn and wants to go head-to-head with Stripe.

Duration:00:13:34

Acquire Podcast Ep5: BNY Mellon’s flipping the script on the ultra rich

4/5/2022
On today's episode, I'm speaking with Kirti Naik, Head of Marketing and Communications at BNY Mellon Wealth Management. BNY Mellon is one of the oldest FIs in the world, which makes Kirti’s job leading their brand a serious undertaking, requiring a lot of creative thinking, doing, and vision to pivot the direction of 230 years of legacy. She’s here to talk to me today about BNY Mellon’s recent campaign, Do Well Better.

Duration:00:26:26

The Banking Podcast Ep17: The story of Dave going public and BNPL as the new challenger bank

4/4/2022
Welcome to episode 17 of Tearsheet's Banking Podcast (fka The Challengers Podcast). I'm your co-host, Zack Miller, Tearsheet's Editor in Chief. Joining me is Josh Liggett, investment team principal at OurCrowd. In this episode, we'll discuss: *Dave: The challenger bank significantly revised its revenue projections now that it's public. We'll explore unit economics, the pressures on fintechs once they go public and how some models are inherently hard to monetize *BNPL as the new neobank: BNPL...

Duration:00:30:24

How FIs measure success in ID proofing and why we need biometrics: David Milligan & Ashim Banerjee

3/31/2022
The following was produced by Tearsheet Studios. We worked with consulting firm Ulysses Partners to create a four-part series on identity proofing and the importance of user experience in its emerging landscape. The series is based on our co-created guide, The Identity Proofing Guide: A practical hands-on review of user experience in leading solutions (https://bit.ly/3EUU3NR)....

Duration:00:18:33

Behind the scenes of Affirm's proprietary risk stack with Karthik Ramkumar

3/30/2022
Welcome to the Tearsheet Podcast. I’m Tearsheet’s editor in chief, Zack Miller. We’ve been talking a lot about Buy Now, Pay Later and its role in payments, lending, and banking. Today we’re going behind the scenes in BNPL to see how the sausage is made. I’m joined by Affirm’s head of risk, Karthik Ramkumar. He leads a team of dozens of people as he manages all aspects of financial risk, including consumer credit, consumer fraud, merchant credit and merchant fraud. Our discussion is pretty...

Duration:00:18:31

Acquire Podcast Ep4: Niching down with TreviPay’s community playbook

3/29/2022
On today’s episode I’m speaking with Michelle Faul, VP of Global Marketing at TreviPay. TreviPay is a global fintech that offers embedded payments in the digital B2B commerce space. Fun fact: TreviPay won Best New Product – for its B2B mobile payments app – at our Embedded Awards last November at the Big Bank Theory Conference. Check out Tearsheet.co to see all the awards we’ll be giving out for brands, campaigns, and products in 2022. Today, Michelle’s here to give our listeners a little...

Duration:00:17:07

What's Happening in Payments Ep3: Veem's Marwan Forzley on the role of blockchain in B2B payments

3/24/2022
Welcome back to What’s Happening in Payments. I’m your host Ismail Umar, and for today’s episode, I’m joined by Marwan Forzley, co-founder and CEO of Veem. Veem is a San Francisco-based global payments platform built for businesses. It aims to simplify international money transfers and improve the way companies pay and get paid around the world. The company uses blockchain as a payment rail to eliminate the need for intermediary banks and reduce payment costs for SMBs. Marwan is an advocate...

Duration:00:13:46

How JPMorgan Chase's recent C-suite changes are enabling more, new, and quicker product launches

3/24/2022
Welcome to the Tearsheet Podcast. I'm Tearsheet editor in chief, Zack Miller. When startups come on the podcast, we talk a lot about the need and the challenge to deliver digital financial services at scale. There’s probably no better example of that in the US market today than JPMorgan Chase. The firm has 60 million clients that access Chase products and services through digital channels. When it comes to scale, you don’t need to look solely to big tech – Chase is already there. On this...

Duration:00:38:09