On this episode, Vikas sits down with Patrick Lynch, Founder and CEO of First Circle. First Circle uses an all-digital process to lend at scale to small businesses in the Philippines that have historically been ignored by banks. Patrick explains how technology is allowing him to lower the cost of servicing his clients, and how he is building a scalable and impactful business where “every dollar of revenue made is a function of their clients winning.”
On this episode, Vikas sits down with Zaydoon Munir, Founder and CEO of RevolutionCredit. RevolutionCredit helps consumers who might otherwise be denied access to loan products prove their creditworthiness to lending institutions by using tutorial videos and simple financial quizzes. Zaydoon shares how RevolutionCredit’s unique model allows financial institutions to look beyond past performance to gauge someone’s likelihood to pay a loan in the future.
On this episode, Vikas sits down with Ken Kinyua, CEO of Kopo Kopo. Kopo Kopo was the world’s first platform for helping small businesses accept mobile payments, and has since expanded its offering to include an unsecured merchant cash advance product called Grow. Ken tells Vikas all about the FinTech environment in Kenya, the evolution of Kopo Kopo and how the startup world has changed his life.