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Missed Fortune Radio

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Glendale, CA




6340 S. 3000 East, Suite 280, Salt Lake City, Utah 84121 801-262-8900


The Importance of Stress-Testing Your Financial Plans

After 4 and a half decades in the financial industry, Doug Andrew has developed what he refers to as the LASER Test to help his clients determine whether their portfolio is on solid ground. LASER is an acronym for Liquid Assets Safely Earning Returns. Any time Doug looks at a potential investment, he wants to know if it is liquid, if it is safe and if it can be counted on to earn predictable rates of return. If a particular savings vehicle can't pass the LASER test, that's a strong incentive...

Duration: 00:19:17

Solid Solutions for Your 401(k)/IRA Dilemma

Over the past 4 decades, one of the more common questions that Doug encounters from his clients and students is this one: What should I do about my 401(k) or IRA dilemma? In most cases, what they're asking is whether or not they should continue to participate in this type of savings plan. Considering that, for many people, their retirement is riding on that question, you can understand why this is a fairly weighty decision. It this episode, Doug outlines the challenges posed by saving for...

Duration: 00:21:24

The LASER Test Can Tell You How Well You’re Prepared for the Future

One of the big questions on a lot of people's minds today is what we can expect from our financial markets in the days ahead. Doug is often asked about this by various news journals. He explains that it's possible to stress-test a person's portfolio--the vehicles in which their are accumulating their wealth--by using what he calls the LASER test. In a nutshell, this acronym refers to Liquid Assets Safely Earning predictable rates of Return. If you haven't applied this test to how you're...

Duration: 00:19:17

Optimizing, Minimizing and Empowering Your Way to the Future

If you're serious about optimizing your financial assets, minimizing unnecessary taxes and empowering your authentic wealth, you're in luck. In today's broadcast, Doug reveals a few of his preferred financial instruments or vehicles by which you can safely arrive at the brighter future you're planning for and working towards. One of the biggest takeaways from today's show is that your finances are just one aspect of your authentic wealth. Once you understand this, you're a lot less likely...

Duration: 00:19:24

Whether Tax Reform Happens or Not, Here’s What You Should Be Doing

There's a lot of talk right now about the president's proposed tax reform measures. Whether all of these proposals, just a portion or none of them are eventually enacted, there are some things you should understand. Tax reform can be very difficult to get through Congress and even when it is enacted, it's not a permanent fixture. We saw this with Reagan's Tax Reform Act back in 1986. This means that you need to be setting up your serious money for the future in such a way that its...

Duration: 00:20:34

Choosing the Right Financial Vehicle to Carry You to Retirement

Over the past 45 years, some of the common desires of the people with whom Doug Andrew has interacted have been optimizing their financial assets, minimizing unnecessary taxes and empowering their authentic wealth. In today's episode, Doug shares some of his favorite financial instruments or vehicles by which a person can safely arrive at the brighter future for which they're planning. If you've been thinking about your serious cash, in other words, the money you're setting aside for very...

Duration: 00:19:24

5 Ways to Make the Most of Opportunity

Whether his audience consists of young people or adults, Doug Andrew has spent a lot of time teaching others about how to organize their lives to where their opportunities outweigh their capabilities. Sometimes, we miss out on a good thing simple because we didn't fully recognize the opportunity that was before us. It's essential that each of us have the ability to filter the opportunities in our lives. Just because it's an opportunity doesn't necessarily mean that it's a good one. Some of...

Duration: 00:19:36

Why Deferring Taxes Isn’t the Advantage Many People Think It Is

During a recent event in Chicago with some of the brightest minds in the financial industry, Doug Andrew had an interesting conversation with a highly respected CPA. He and this accountant discussed the myth that a vast majority of Americans cling to as they prepare for retirement. This is the myth that saving their retirement funds in a tax-deferred vehicle like an IRA or 401(k) is optimal because they anticipate being in a lower tax bracket at retirement. Unfortunately, this hasn't been...

Duration: 00:19:31

Making the Most of Whatever Opportunity Comes Your Way

Learning how to filter the opportunities that come before us is among the most useful strategies a person can learn. Of course, this isn't always so each since opportunity tends to come in any number of different forms. Sometimes, we miss out on a good thing for no reason other than we didn't fully recognize the opportunity that was before us. There's also the risk that comes from having to be wary of potentially questionable tactics that are peddled by individuals who are out to take...

Duration: 00:19:21

Get to Where You Want to Go By Knowing Where You Are

For better than 4 decades, Doug Andrew has been helping his clients and students get to where they want to go. The most important thing they must know, before they can proceed, is where they currently stand. Once they have a clear understanding of where they are in their lives, then they can move with confidence in the direction they wish to go. It's a principle express by success coach Dan Sullivan when he states, "All progress begins with telling the truth." Nowhere is this more...

Duration: 00:17:42

Creating the Right Kind of Opportunities In Abundance

Doug Andrew has many opportunities to write articles for a variety of publications. He recently had an article titled "Prioritize Your Opportunities With This Checklist" published in the Harvard Business Review. It offers solid advice for business owners all over the world. It also has application to you and me. Experience has taught Doug that it's entirely possible to create more opportunities in the world than a person has time to seize. The problem is that most people go through life...

Duration: 00:19:36

Learning to Filter Opportunity to Live and Retire More Fully

Among the many strategies Doug Andrew has been teaching over the decades, one of the most powerful has to do with learning to filter the opportunities we encounter. Opportunity can take a lot of different forms. There are also many ways we can miss out on it when we don't fully understand the opportunity before us. Another factor that can add to the difficulty is when others are peddling snake oil in an attempt to get us to do things that can potentially hurt us further down the road. This...

Duration: 00:19:21

Timely Advice for Anyone Facing the IRA/401(k) Dilemma

There's no shortage of news and financial periodicals seeking out Doug Andrew for his advice. This is particularly true when it comes to ways to save for retirement, abolishing the entitlement mentality and teaching personal accountability for families and businesses. One of the common themes that Doug has touched on is what he calls "the IRA/401(k) dilemma." Because so many people use these savings vehicles to save for retirement, it's tempting to simply run with the crowd. However, if...

Duration: 00:18:47

Getting Your Ducks In a Row, Timing is Everything

If you're looking at the calendar and shaking your head at how quickly the year's end is approaching, you're not alone. This is the time of year when timing is everything, especially as it pertains to making certain that your financial ducks are in a row. If it's time to reposition assets, you don't want to be kicking yourself for letting the opportunity to make a move come and go without making it happen. In today's broadcast, Doug shares some of his proven strategies to get predictable...

Duration: 00:19:15

Are You Seizing the Right Opportunities?

The opportunities that come to us throughout our lives can take many different forms. Sometimes they're not easily recognized. Other times we recognize them but still prioritize them incorrectly. Nowhere is this more critical than in the way we save for retirement. What many may believe is a terrific saving opportunity might turn out to be the equivalent of a financial snake oil. This can be especially easy to fall prey to when the snake oil is being peddled by members of Congress or other...

Duration: 00:19:21

Caught Up In the IRA and 401(k) Dilemma

Because of his decades of experience as a financial advisor and consumer advocate, Doug Andrew is often sought out for many different types of advice. He regularly has articles published on how to eliminate entitlement mentality, taking personal responsibility and the best ways to save for retirement. In today's episode, Doug takes a deeper look at the dilemma faced by those whose savings for the future are being kept in an IRA or a 401(k). Conventional wisdom has driven a lot people into...

Duration: 00:18:47

How You Save For Retirement Can Make All the Difference

One of the more common questions that Doug hears on a regular basis is whether or not the person asking should save for retirement in a particular manner. Specifically, this question often takes the form of something like, "Should I have a standard 401(k) or IRA or a Roth IRA?" Sometimes they'll ask about different types of savings accounts and which bank might pay more interest. How we approach saving for our long term goals is more important than many realize. Understanding the benefits...

Duration: 00:18:53

Why is the Wealth Management Industry On the Brink of Disruptions?

Would it surprise you to learn that the wealth management industry is ripe for disruption? Here's the kicker, disruption can actually be a very positive thing that leads to refinement and improvement. In today's episode, Doug goes over some of the reasons he believes the wealth management industry is due for a shakeup that could leave it better off in terms of helping its clients enjoy greater liquidity, safety of principle, and rates of return. This, in turn, could spell out a brighter,...

Duration: 00:18:42

Personal Responsibility Makes Us Free

A great deal of Doug Andrew's focus in life is on strengthening his family. This includes not only his children and grandchildren but also his employees and his clients that he thinks of as family. In today's episode, Doug talks about the necessity for attaining personal responsibility at as early an age as possible. He shares examples from when he was a young man as well as how he helps his own family and clients teach responsibility to their children. If you are looking for solid ideas...

Duration: 00:19:38

What You Can Do About Ever-rising Taxes

One of the biggest differences between the wealthiest, most successful people this country and everyone else has less to do with privilege or luck and more to do with the fact that they understand how they're affected by taxes. For instance, the vast majority of authentically wealthy people don't save for retirement in tax-deferred vehicles like IRAs or 401(k)s. They didn't build their success and wealth by keeping their money in traditional accounts in the market either. Instead, they...

Duration: 00:19:33

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