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Money Box

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Location:

London, United Kingdom

Networks:

BBC

Description:

News of savings and investments, credit cards and loans, pensions, banking, benefits and giving to charity. The UK’s premier weekly round-up of personal finance with Paul Lewis.

Language:

English


Episodes

The Role of the Private Pension Industry

8/19/2017
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Governments are struggling to raise the taxes to pay for a generous State Pension while employers are less and less willing to fund generous pension schemes. Can we invest our own savings to fill the gap? The pension industry has come in for a lot of criticism for high fees, poor performance, and a lack of transparency. But there are signs that the industry and the government are determined that things will change for the better so can we rely on the pensions industry to help us attain the...

Duration: 00:24:47


The Retreat of Employers

8/12/2017
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For many people, the workplace pension has been the crux of a decent income in retirement - a guaranteed sum paid for the whole of your non-working life. Stockmarket fluctuations, our increasing longevity and well-meaning changes to pensions policy by successive governments have helped make these sorts of schemes unaffordable. At the same time, something equally fundamental has been happening to the structure of the workplace as well as the nature of the relationship and expectations...

Duration: 00:28:29


Will the State Pay for Our Retirement?

8/5/2017
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The current State Pension system - guarantees anyone with requisite NI contributions a pension of £150ish a week (in real terms. It is protected by the "triple lock" and guarantees a minimum income on reaching State retirement age. But....it's not enough to live on - it's only it's only remotely enough for those with no housing costs and no-one believes the triple lock is affordable for much longer. How much can we rely on the State to fund a retirement. Presenter:Paul Lewis Producer: Ben...

Duration: 00:28:44


Money Box Live: The Death of Retirement?

8/2/2017
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Louise Cooper and guests explore the challenges facing young people as they save for retirement. Call 03700 100 444 between 1pm and 3.30pm on Wednesday 2 August or email moneybox@bbc.co.uk with your questions and stories. By the time today's millennials reach retirement, they are predicted to live longer, work longer and earn less from their pensions. Saving for retirement can be a daunting prospect, especially when you are trying to get on the housing ladder or pay off student debt. We...

Duration: 00:28:36


Can We Afford Retirement?

7/29/2017
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In this first programme in a seven part series that explores what retirement might look like in the future, Brooke Elias, a 23 year old just starting out in the world of work asks three pension experts about the challenges she's likely to face in providing for her retirement and what the solutions might be. The population is getting older and the number of pensioners supported by each 1000 people in work is getting bigger. It will need steady rises in state pension age to keep it around...

Duration: 00:24:49


Money Box Live: What happened next to listeners?

7/26/2017
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We've featured some sensitive financial stories on Money Box this year, bank fraud, interest only mortgages, British Airways flight cancellations and more, but how did our listeners get on when the microphones were switched off? In this programme, Adam Shaw catches up with some of the listeners who've shared their tricky money problems to ask what happened next. We won't be able to include your calls in this programme but please do let us know your views, ideas and experiences. Call 03700...

Duration: 00:28:39


Travel money

7/22/2017
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It's been a difficult few days for sterling and many holidaymakers may find themselves paying the price. This week the foreign exchange rate at Cardiff airport hit a low of 88 euro cent to the pound. James Daley, founder of the consumer group Fairer Finance outlines what people should think about when buying and using their travel money. The government has announced its decision to phase in the state pension age rise to 68 between 2037 and 2039, seven years earlier than planned. The law...

Duration: 00:24:24


Money Box Live: Your Money Problems

7/19/2017
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Money Box listeners set the agenda this week as Louise Cooper and guests tackle some of the money problems you've raised with us in recent weeks. We often receive e-mails from you full of difficult questions but we don't explore them as much as we'd like, so we're dedicating this programme to your financial dilemmas. Leaseholder rights, Pensions post Brexit, your ideas to make energy pricing more transparent and how to make sure you get what you're owed if you go into a care home are all...

Duration: 00:28:11


Money Box Live: Buy to Let

6/28/2017
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Louise Cooper would like to hear your views, experiences and questions about being a buy to let landlord. Call 03700 100 444 between 1pm and 3.30pm on Wednesday 28 June or e-mail moneybox@bbc.co.uk now. Standard geographic charges from landlines and mobiles will apply. The end of mortgage interest relief, the loss of the so called wear and tear allowance and additional stamp duty charges on new property purchases may mean that landlords have to rethink their financial plans. Some landlords...

Duration: 00:28:20


Flight compensation - where do the stranded stand?

6/3/2017
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Around 75,000 travellers were left facing long delays and cancellations after a British Airways computer system failed over the Bank Holiday weekend. Helen Dewdney, founder of the Complaining Cow consumer advice blog outlines how affected passengers should approach the compensation process. Ahead of next week's general election Chris Philp from the Conservative Party and SNP spokesperson for work and pensions Ian Blackford set out their personal finance manifestos. What might the policies...

Duration: 00:24:32


Tax changes blocked by the election, millions of 'smart' meters may have to be replaced, plus ethical banking

4/29/2017
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More than half the clauses in the original Finance Bill (which enacts the Budget measures) have been dropped to ensure its passage through parliament before the snap general election. Anything contentious disappeared so that important measures - like raising Insurance Premium Tax from 1 June - could be passed into law before the April 27 deadline. Making Tax Digital, cutting the tax free dividend allowance, reducing the amount that can be paid into a pension, and a lot of anti-tax...

Duration: 00:24:17


Thousands face current accounts shut down

2/4/2017
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Around 100,000 current account customers with Norwich and Peterborough Building Society have until the end of August to move their money elsewhere. It follows the decision by its owner, Yorkshire Building Society, to exit the current account market in order to focus on its savings and mortgage products. Guest: Mike Regnier, Chief Executive of Yorkshire Building Society. The growth of automatic enrolment workplace pension schemes reached a milestone this week. For the first time the number...

Duration: 00:24:21


Cheaper energy when it rains

1/7/2017
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Paul Lewis hears from a listener who built up savings of £180,000 over more than ten years in business, only to have it all stolen from her account in 24 hours by online scammers. Should her bank have noticed and stepped in? We also hear from the Payments Systems Regulator on one safety measure - confirmation of payee - being considered for 2018. And retail banking consultant Richard Emery, who specialises in investigating credit and debit card and online banking fraud, reveals the six...

Duration: 00:24:11


GB Energy collapses, An investment fund based on gambling, Banking fraud

12/3/2016
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Now that GB Energy has gone bust, what does it mean for its 160,000 customers? We hear what lies ahead for them at Co-operative Energy which has been appointed by the regulator Ofgem to take over GB Energy's business. We also ask if Co-operative Energy will be able to cope with such a sudden huge influx of new clients, especially given the criticism they have received for poor customer service in the past. And does this put a chill on competition in the energy supply market? Is it worth...

Duration: 00:24:14


Energy savings that disappear

11/19/2016
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The savings that energy companies promise customers are in many cases fictional and never will materialise. Those are the findings of a Money Box investigation. We found that the savings energy companies have been quoting to urge large numbers of customers to switch tariffs are phantom and can never be achieved. We have discovered that this is down to the way that Ofgem makes suppliers and comparison websites work out potential savings using the standard variable tariff as a basis for...

Duration: 00:24:29


Money Box Live: A hazardous year for UK holidaymakers.

7/27/2016
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This has been a hazardous year for British holidaymakers, who've had to endure terror attacks, a failed coup in Turkey and the recent collapse of travel firm Low Cost Holidays. To make matters worse, the pound has fallen against most major currencies, meaning your break abroad will cost you more than you first budgeted for. What are your rights if your break goes wrong? What will your insurance pay out for and what's not covered? And will you be avoiding popular summer getaway destinations...

Duration: 00:27:54


Money Box Live: The Summer Childcare Conundrum

7/20/2016
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School may be out for the summer but now the headache for working parents really begins. The Family and Childcare Trust's latest report into holiday childcare shows that formal out of school care is in short supply and costs are high. Lesley Curwen and an expert panel discuss the obligations on the Government to help out, as well as forthcoming changes to free child care provision for children aged 2-4 and how this could affect your family finances. Whatever you want to know call us on 03700...

Duration: 00:28:03


Money Box Live: Benefits - is the system too complex?

7/8/2016
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Is our welfare benefit system too complex? Billions of pounds go unclaimed every year by millions of people. So what can be done to improve benefit take-up so that the money reaches those who need it? And as the roll out of Universal Credit progresses, we find out how it's helping to simplify the system. To share your views, suggestions and experiences. with Paul and guests, call 03700 100 444 from 1pm to 3.30pm or e-mail moneybox@bbc.co.uk Standard geographic charges from landlines and...

Duration: 00:28:21


Money Box Live: Brexit - what does it mean for your finances?

6/29/2016
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What would you like to know about Brexit and your personal finances? Paul Lewis and guests will be ready to answer your questions about investments; savings; pensions; EU citizenship application issues; and the housing market. On the expert panel are: Russ Mould, Investment Director AJ Bell; Michelle Cracknell, chief executive, TPAS; David Hollingworth, Associate Director, London and Country mortgage brokers; and Rose Carey, Head of immigration at solicitors Charles Russell Speechlys. Let us...

Duration: 00:28:15


Money Box Live: The complexities and consequences of financial abuse

6/22/2016
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Financial abuse happens in situations where someone you know has excessive control over your money. Examples include using your credit or debit cards without your permission, being asked to justify everything you spend, being encouraged to make changes to your will or a misuse of funds via a lasting power of attorney. The nature of financial abuse means it can affect people of all ages and genders. Friends, families and carers can be involved which makes it difficult for some victims to...

Duration: 00:27:31

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