Mind Your Money with Bradshaw Rogers Financial Partners
Business & Economics Podcasts
The Mind Your Money Podcast is an extension of the great education and conversation the Bradshaw Rogers Financial Partners team has always believed in. This show will extend the kinds of financial and retirement planning topics we've covered over the years in our video series and blogs with the added ability to highlight and elevate some of the top business owners and leaders in and around Salisbury, NC. Your hosts are Trent Bradshaw and Brandon Rogers of Bradshaw Rogers Financial Partners. If you would like to be a guest or ask Trent and Brandon a question, please reach out. Email office@bradshawfp.com or call 704-216-2260. Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change. All investing involves risk, including the potential for loss of principal. Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC. Bradshaw Rogers Financial Partners and United Planners are not affiliated. United Planners and its representatives do not offer tax or legal advice.
Location:
United States
Description:
The Mind Your Money Podcast is an extension of the great education and conversation the Bradshaw Rogers Financial Partners team has always believed in. This show will extend the kinds of financial and retirement planning topics we've covered over the years in our video series and blogs with the added ability to highlight and elevate some of the top business owners and leaders in and around Salisbury, NC. Your hosts are Trent Bradshaw and Brandon Rogers of Bradshaw Rogers Financial Partners. If you would like to be a guest or ask Trent and Brandon a question, please reach out. Email office@bradshawfp.com or call 704-216-2260. Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change. All investing involves risk, including the potential for loss of principal. Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC. Bradshaw Rogers Financial Partners and United Planners are not affiliated. United Planners and its representatives do not offer tax or legal advice.
Language:
English
Episodes
Retired But Not Done: Fun, Flexible Ways to Earn and Stay Engaged
6/19/2025
Retirement isn’t a full stop- it’s a new chapter! For many, it’s not about doing nothing; it’s about doing something different. Whether it’s boredom after the first six months, the desire to stay active, or a financial nudge to earn a little extra, more retirees are choosing to “unretire” with purpose. In this episode, Trent and Brandon share creative and meaningful ways retirees can stay active, engaged, and fulfilled during their retirement years.
This conversation explores the wide world of second-act opportunities, from consulting and tutoring to dog-walking, antique dealing, car detailing, and part-time retail gigs. You’ll hear real stories of retirees turning hobbies into income and using their expertise in flexible, fulfilling ways. If you’re wondering what comes after retirement, this episode may just open the door to your next great chapter.
Here’s some of what we discuss in this episode:
🧠 Why keeping your mind engaged matters after retirement
🎸Creative outlets that pay- from guitar lessons to antique dealing
🛍️ The perks of part-time, flexible work
👶 Grandkids, gig work, and giving back
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:12:07
Key Things Parents & Grandparents Should Teach New Graduates
6/5/2025
Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Trent and Brandon share practical ways you can help your graduate make smart financial decisions early, along with actions that could have a lasting impact on their future.
From the power of compounding and Roth IRAs to budgeting basics, emergency funds, and debt traps, they outline the conversations that can help shape a graduate’s financial mindset for years to come. You’ll also hear meaningful gift ideas that aren’t just a check in an envelope. Whether you're a parent, grandparent, or mentor, this is a chance to inspire confident financial habits before your grad steps into their next chapter of life!
Here’s some of what we discuss in this episode:
📈 Why compounding beats cramming- so start early!
💳 Debt traps and how to help graduates dodge them
🏠 Should you rent or buy after graduation?
🛟 Building an emergency fund
🎁 Creative graduation gifts that build wealth
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:14:15
Mother’s Day Special: The Gift of Financial Security
5/15/2025
Mother’s Day may have passed, but there’s still time to give a gift that truly matters- helping ensure the important women in your life are financially strong for years to come. While money conversations can feel uncomfortable or even taboo, they’re essential for creating peace of mind and avoiding confusion down the road. From overlooked life insurance policies to disorganized accounts, too many families are left scrambling simply because no one had “the talk.”
In this episode, Trent and Brandon break down how to have meaningful financial conversations with moms at every life stage: retired, young, or caring for both kids and aging parents. They discuss why getting organized matters, what documents and policies often go unnoticed, how to prepare for long-term care needs, and the overlooked value of digital literacy and cybersecurity. If you’re looking to give a gift that truly matters this year, start here, with the tools and questions that can bring clarity, confidence, and comfort to your loved ones.
Here’s some of what we discuss in this episode:
💐Why a "money talk" might be the most valuable Mother’s Day gift
⚠️The hidden risks of letting one partner handle all the finances
🔒 Protecting aging parents from online fraud
🤝 Building your financial dream team: CPAs, attorneys, and advisors
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:13:35
What the Greats Say About Market Crashes
5/1/2025
When the market is crashing, it's easy to feel like you're the only one who's ever felt this anxious. But the truth is, some of the greatest investors in history have lived through chaos, and they left behind wisdom that still applies today. In this episode, we turn to voices like Warren Buffett, Benjamin Graham, and Jack Bogle to remind us how to think, act, and stay grounded when everything feels uncertain.
Tune in for timeless lessons about controlling your emotions, staying the course, and avoiding costly mistakes like panic selling or trying to time the market. You'll hear why staying disciplined during downturns has always been the key to long-term success, and why the "this time is different" mindset can be one of the biggest traps for investors.
Here are the quotes we discuss in this episode:
💬 “Be fearful when others are greedy, and greedy when others are fearful.”
💬 “The investor’s chief problem - and even his worst enemy - is likely to be himself.”
💬 “Stay the course. No matter what happens, stick to your program…”
💬 “The four most dangerous words in investing are: ‘This time it’s different.’”
💬 “Far more money has been lost by investors preparing for corrections… than has been lost in the corrections themselves.”
💬 “Risk is what’s left over when you think you’ve thought of everything.”
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:14:39
Retirement Lessons From The Masters
4/17/2025
The Masters is a beautiful reminder of how much strategy, patience, and long-term focus go into a great round of golf. Turns out, retirement planning works the same way. In this episode, Trent and Brandon tee up five key lessons from the Augusta National and show how they translate into smarter financial decision-making. They explore why chasing a “hole-in-one” stock rarely works, why a single financial tool isn’t enough, and how to prepare for the unexpected risks that show up later in life.
You’ll also hear why the last phase of retirement planning can be just as important as the early years and how working with a trusted advisor can help you avoid the costly mistakes that sideline so many investors. Whether you're still saving or already drawing from your accounts, this episode will help you think more clearly about how to stay steady, avoid hazards, and finish your financial game strong.
Here’s some of what we discuss in this episode:
⛳ A hole-in-one won’t win retirement
📊 Why you need a full “bag” of financial tools
⚠️ Hazards like inflation and taxes can derail your plan
📉 The final stretch of retirement may be the riskiest
🤝 Why every pro needs a caddy (aka an advisor)
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:11:15
Retirement Assassins: The Silent Killers of Your Financial Future
4/3/2025
The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. And the assassins in the retirement planning world are exactly the same way. Let’s talk about some of the retirement assassins that can destroy your retirement if you’re not on guard.
From stock market crashes to unexpected costs, many factors can derail your plans without warning. Whether it’s the rise of inflation, increased healthcare costs, or the loss of a spouse’s income, we’ll discuss how you can proactively combat some of these silent threats.
Here’s some of what we discuss in this episode:
Having an income plan to help mitigate losses during market correctionsThe high costs of nursing homes and assisted livingThe financial implications of losing a spousePlanning for a longer life expectancy to ensure your savings last Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:13:50
If You’re a Smart Investor, Do You Really Need a Financial Advisor?
3/6/2025
If you’ve spent years successfully managing your own investments, do you really need a financial advisor? That’s the question Bob, one of our listeners, sent in. He’s got an MBA, knows the markets well, and has always handled his portfolio solo.
So, is working with an advisor just an extra expense, or could it actually add real value? In this episode, we break down when and why even experienced investors might benefit from professional guidance and when they’re probably fine on their own.
Here’s some of what we discuss in this episode:
Where financial advisors add value that DIY investors might not considerCommon financial blind spots or mistakes that smart DIY investors tend to overlookWhat happens when life changes?What Trent and Brandon would say to investors who are skeptical that an advisor could improve their financial situation Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:16:25
5 Financial Mistakes to Avoid in Your 60s
2/20/2025
Financial mistakes can happen at any age, but they can have a particularly significant impact in your 60s. In today’s episode, Trent and Brandon discuss 5 common financial blunders to avoid during this pivotal decade.
They’ll break down the missteps that could derail your retirement plans, from claiming Social Security without a plan to failing to protect your assets as you move into retirement. They’ll also share practical strategies to help you stay on track and make informed financial decisions. Tune in to ensure you’re not making these 5 financial mistakes!
Here’s some of what we discuss in this episode:
The impact of unnecessary spending on retirement plansOverlooking healthcare costs and insurance planningFailing to protect your assets as you move into retirementTaking or delaying Social Security benefits without a planOmitting an estate plan Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:13:33
The New Retirement: Why Many Are Choosing Work Over Leisure
2/6/2025
A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire.
Join us as we explore this growing trend on today’s show. Trent and Brandon have seen firsthand how important it is to have a plan for how you’ll spend your time in retirement. Could staying in the workforce be the right choice for you?
Here’s some of what we discuss in this episode:
The importance of knowing what you’re retiring toThe loss of purpose and loneliness that some retirees can feelSome considerations to keep in mind if you’re planning to work part-time or as a contractorThe shifting attitudes toward work and retirement in younger generations Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:08:50
New Year, New Me: How To Change Your Money Attitude In 2025
1/30/2025
As we kick off 2025, a lot of people consider what they want the year to look like and how to put their best foot forward, especially financially. Think: “new year, new me!” To figure out what the new “you” is all about, sometimes it helps to reflect first on what you’ve done in the past and what you want to change moving forward.
In this episode, we’ll dive into some common financial pitfalls- like overspending, neglecting investments, or not having a clear financial plan- and explore practical ways to shift toward smarter money management in 2025. Whether it’s creating a budget that actually works, making informed investment decisions, or simply getting a better handle on your overall financial picture, tune in for helpful changes you can make this year to embrace the new you.
Here’s some of what we discuss in this episode:
Prioritizing what you spend onMaking room in your financial plan for enjoymentTaking the time to list out your accounts and the amounts in themGetting your investments back on trackMaking a plan that is specific to your goals and your needs Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:09:17
401(k)s, Social Security, & Spousal Finances: Answering Your Top Money Questions
1/2/2025
Kick off the New Year by gaining valuable financial insights. In this episode of the Mind Your Money podcast, Trent and Brandon dive deep into listener questions covering a wide range of topics.
Join them as they break down questions around maximizing 401(k)s, when you should be looking at taking your Social Security benefit, how spouses can get on the same page financially, and the fear of a future market crash.
Here’s some of what we discuss in this episode:
Spousal Financial Harmony: Discover practical strategies to bridge the gap between spouses' financial perspectives and achieve shared goals.401(k) Optimization: Learn how to maximize your 401(k) contributions and investment choices to build a strong retirement foundation.Social Security Timing: Explore the complexities of Social Security benefits and determine the optimal age to start claiming to maximize your lifetime income.Conquering Market Crash Anxiety: Address the fear of market downturns and develop a robust investment strategy that can weather economic storms.
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:15:08
Unlikely Wisdom: Financial Advice From Your Favorite Celebrities
12/19/2024
You wouldn’t necessarily expect Mike Tyson, Kim Kardashian, and Snooki to dispense valuable insights about financial planning matters. In fact, you’d probably expect the opposite. But with a little bit of creativity, we can get some financial planning pearls of wisdom from even the most unlikely of sources.
Listen in to today’s show as we break down quotes from some of your favorite celebrities to see what financial lessons we can learn from them. Trent and Brandon will discuss attacking financial challenges head-on, why a plan is crucial to helping you stay on track, taking charge of your finances, and much more. Whether you’re a fan of celebrity and entertainment culture, or you’re looking for some financial guidance, there’s something for you in today’s episode.
Here’s some of what we discuss in this episode:
Tackling your financial problems head-onThe importance of planning so you’re ready for the unexpectedTaking charge of your financesFocusing on solutions Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:11:33
Is Living Off Dividends A Solid Retirement Income Strategy?
12/5/2024
In this episode of Mind Your Money, Trent and Brandon cover a few different topics. First, they explore the pros and cons of using dividend-paying stocks as a retirement income strategy. They’ll also dive into the impact of market crashes and how your stage in life influences your approach to risk management.
Finally, they explore the key differences in retirement planning for Baby Boomers and Gen Xers. This episode covers a lot of ground, so be sure to reach out to Trent and Brandon if you have any questions. They’re here to help!
Here’s some of what we discuss in this episode:
Some pros and cons of dividend stocks + taking a balanced approach to investingThe impact of market crashes on different age groupsThe differences in retirement planning for Gen X and Baby Boomers Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:16:24
The Future Of Social Security: What To Expect
11/21/2024
Congressman Brendan Boyle recently asked the Congressional Budget Office to study the potential impact of raising the full retirement age for Social Security from 67 to 69. While this change is purely hypothetical for now, it highlights an important issue for the future of Social Security.
Social Security will likely be around in some form for the foreseeable future, but it’s unlikely to stay exactly as it is today. Listen in as Trent and Brandon break down the proposal from Congressman Boyle and discuss why they believe long-term fixes to Social Security are needed.
Here’s some of what we discuss in this episode:
A recent proposal to raise the retirement age from age 67 to age 69Making Social Security more sustainable in the long termThe pros and cons of increasing the full retirement ageCutting your own path for your retirement Resources for this episode
Learn more about this proposal here:
https://www.cbo.gov/publication/60516
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:14:04
The Fed Rate Cuts: What You Need To Know
11/7/2024
We talk a lot about the Fed on this show- and for good reason. While elections can have an impact on your investments, what the Fed does next might matter even more. In today’s episode, we’re diving into how the Fed’s recent and potential rate cuts will affect retirees, pre-retirees, and anyone focused on growing and protecting their savings.
We’ll break down the Fed’s actions over 2024, from early-year uncertainty to the real possibility of a full 1% rate cut by year-end. We’ll also look ahead to 2025, when even bigger rate cuts could be on the table. If you’re curious about the impact of these Fed decisions and how to stay proactive, this episode is packed with timely insights!
Here’s some of what we discuss in this episode:
The Fed’s 2024 rate cuts + potential cuts coming in 2025How falling rates impact money market yieldsUsing CDs and fixed-income options to lock in favorable ratesHow rate cuts could impact overall market performance and economic growth
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:10:06
The Magic 8 Ball’s Guide to Retirement Planning
10/3/2024
Remember the thrill of shaking a Magic 8 Ball to get answers to your childhood questions? Would we ace that math test? Would we be famous someday? Well, today, we're bringing a bit of that magic back. But instead of asking about pop quizzes and playground crushes, we’re turning to the Magic 8 Ball for advice on something much more important: your retirement planning!
What would the Magic 8 Ball have to say about these common retirement questions if it had the wisdom of a financial advisor?
Here’s some of what we discuss in this episode:
“Should I start saving for retirement now?”“Is 1 million dollars enough to retire?”“Will my retirement plan be affected by future changes in tax laws?”“Should I consider working with a financial professional as I near retirement?”
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:10:39
Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning
9/19/2024
Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement.
Today, we’re digging into the 'How Do You Knows' of retirement planning. How do you know how much income you’ll need when you retire? How do you know if an advisor is a good fit for you or not? Tune in as Trent and Brandon answer these questions and more on this week’s episode of Mind Your Money!
Here’s some of what we discuss in this episode:
How do you know how much income you’ll need when you retire?How do you know how much money you should have in your savings account?How do you know how much risk you should be taking with your investments?How do you know if an advisor is a good fit for you or not?How do you know how long your retirement savings need to last?
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:16:08
The Personal Side of Trent and Brandon
9/5/2024
We’re going to do something a little different on this episode of the podcast. Instead of diving into important financial planning topics, Trent and Brandon and are going to take a personal approach. This episode is all about getting to know the personalities behind the financial expertise, and it’s filled with fun and candid conversations that will make you feel like you’re chatting with old friends.
Let’s have some fun talking about our favorite seasons, the best local breakfast spots, the great debate between the beach or the mountains, and more. We hope this episode gives you a glimpse into our lives and interests beyond the everyday work we do as financial planners. If you have any opinions to share, let us know!
Here’s some of what we discuss in this episode:
Trent and Brandon’s favorite seasons.A deep dive into some food takes, from the best breakfast places to their favorite things to cook.The great beach vs. mountains debate.Passions outside of financial planning.
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:10:51
How Kids and Grandkids Impact Our Finances and Retirement
8/15/2024
Children and grandchildren are a gift to many but they also introduce a unique set of financial responsibilities and questions that you may not have otherwise faced. In today’s episode, we explore how these family dynamics impact your financial planning, especially when it comes to legacy and long-term care.
Join Trent and Brandon as they dive into the most common scenarios where future generations influence retirement planning. They’ll cover topics such as managing finances in a blended family, creating lasting legacies, and finding the right balance between retirement goals and family needs. Don’t miss these valuable insights from the Mind Your Money podcast!
Here’s some of what we discuss in this episode:
Life insurance as a means to transition assets from one generation to the nextAging parents counting on their children to take care of them later in lifeHandling the finances of blended familiesLending money to children
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:14:52
Saving For Your Child’s Education
8/1/2024
Saving for your child’s college education is a major financial undertaking, and it can be hard to know exactly where to start. With costs rising faster than regular inflation, early planning is crucial. Luckily, Trent and Brandon are here to help guide you and explain the options you may have to start saving up for your child’s future.
Listen in as the duo explores the current costs of college tuition, when you should start saving for your child’s education, and what plans exist to help put you on the right path. They’ll also share some common questions they receive from parents and grandparents about college planning. If you have any additional questions about this process, don’t hesitate to reach out to Trent or Brandon for professional insights!
Here’s some of what we discuss in this episode:
Tuition costs in 2024How early you should start saving for your child’s college education529 plans and alternative savings optionsReducing the cost of college
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:17:14