SeedTime Money (Christian living & Personal Finances)

Money advice is everywhere. But not all of it sticks. In this episode, Linda and I unpack seven pieces of financial wisdom a friend of mine shared that literally changed his life. Some came from mentors, some from experience, some from mistakes—but all of them can save you years of stress and struggle. By the end of this episode, you’ll walk away with practical steps and timeless wisdom to reframe how you see money—so you can stop stressing and start stewarding. Resources & Mentions: https://www.becomingminimalist.comhttps://seedtime.com/rmmMission Driven Millionairehttps://seedtime.com/mission-driven-millionaire 👉 Now it’s your turn: what’s the best piece of financial advice you’ve ever received? Drop it in the comments—we’d love to hear! Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/KpOeTnM25fg)! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

We thought our story was set. For 13 years, we gave our age as a percentage of our income. It became who we were. People knew us as that couple. Our mortgage was paid off in 10 months. We wrote books about it. We spoke on stages about it. We shared the miracle everywhere. And then—God asked us to stop. This episode is not about numbers. It’s about obedience. About what happens when the thing God once asked you to do becomes an idol. About the courage it takes to release your identity and follow Him into a new season. Here’s what we cover: This isn’t a “how-to.” It’s an invitation. Ask God: What do you have for me now? Resources mentioned in this episode: Simple Money, Rich LifeSimple Money, Rich Life (The Book)True Financial Freedom | Christian financial class for churchesMission Driven Millionaire Bible Gateway passage: 2 Corinthians 8-9 - New International Version BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/k_AjnAwFzl4)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home. Linda and I went through the list together and realized that many of us are quietly wasting thousands of dollars every single year without even realizing it. In this episode, we break down 10 money wasters that sneak into your life: If you take just one or two of these seriously, you could literally save hundreds of thousands of dollars over the next decade. Resources Mentioned in this Episode: Simple Money, Rich Lifehttps://seedtime.com/freehttps://www.visible.comhttps://www.ebay.comhttps://www.facebook.com/marketplacehttps://www.irs.gov/publications/p969 We’d love to hear from you! Email us at bob@seedtime.com or linda@seedtime.com with the money wasters you’ve spotted in your own life. Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/gxz9X4MuJSc)! BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if being “too good” at saving and stewarding money is actually holding you back from obedience to God? In this episode, we share the story of friends who, in their leanest financial season, felt God ask them to spend way beyond what made sense. Every financial expert would’ve called it foolish—but their “irresponsible obedience” led to one of the most important divine encounters of their lives. We’ll unpack: spend moreyour wisdomyour obedience If you’ve ever wrestled with the tension between “wise stewardship” and radical obedience, this conversation is for you. Resources Mentioned: Simple Money, Rich Lifehttp://seedtime.com/freehttps://www.schylling.com/brand/needoh/ 👉Share this with someone who needs the reminder that obedience always outweighs “responsible” stewardship. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

We almost missed out on an $8,000 furniture set for just $1,000 — because of one dangerous mindset: “You get what you pay for.” This episode isn’t really about chairs — it’s about how this deeply ingrained belief system can keep us from receiving what God wants to lavish on us. Grace, provision, salvation — none of them came because we “paid enough.” And if we don’t learn to think differently, we may keep scrolling right past the blessings God has for us. We dive into: The Restoration Hardware deal that exposed this limiting belief Why the Kingdom of God doesn’t follow “earthly” formulas How to discern between scams and supernatural provision The mindset shift that could unlock the next level of your life How curiosity (not fear) positions you to receive And yes, we get real about marriage, furniture, and being shrewd with money — all while staying Kingdom-focused. 👇Resources we mentioned: Our book: Simple Money, Rich Life — Get a free copy (just cover shipping): http://seedtime.com/free Facebook Marketplace — Yes, really. This episode proves it’s worth another look. Bible reference about being “wise as serpents, innocent as doves” — Matthew 10:16 Join us as we tear down the limiting beliefs that hold back abundance — not just financial, but spiritual, emotional, and relational. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (LINK NEEDED)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In today’s episode, we’re telling the full, raw, and unfiltered story of how one joking sentence I said over a decade ago blocked something we'd been praying, fasting, and believing for: a child. After 9 years of waiting, trying, and wondering, the Holy Spirit revealed something that shifted everything — not only for our family, but also for how we see our words, faith, and even finances. Here’s what we cover: The exact prayer that broke a 9-year block (and how quickly God moved after) Why your words matter more than you think — especially in areas like money, health, and family How we unknowingly came into agreement with lies — and what the Bible says about this Why asking God what you've agreed with might be the most important thing you do today How this idea translates to your financial situation and mindset Whether you’re struggling with finances, waiting for a promise, or wondering why certain things never seem to break through — this episode is for you. Try This: After listening, ask the Holy Spirit: “Is there anything I’ve come into agreement with that I need to come out of?” Mentioned Resources: Our book: Simple Money, Rich Life — Get your free copy here: http://seedtime.com/free Scripture References: Proverbs 18:21 Mark 11:23 James 4:3 John 15:7 Romans 10: Ezekiel 17 1 John 5:14-15 Philippians 4:6 Want to go deeper? Join our newsletter & get weekly encouragements on faith + finances: http://seedtime.com/newsletter BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/hBp9kr-ShPg)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it? A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got diagnosed with a tumor and went to heaven just four months after that. And here's what I discovered - while you're focused on what's not happening, you're missing what God is actually doing in the situation. Because I used to think grief was just sadness, but it's actually more like a circle that never shrinks - your life just grows bigger around it. So today I'm sharing five specific lessons that completely changed how I see God, community, prayer, and relationships. Because if you're walking through loss, struggling with finances, dealing with marriage issues, or facing any kind of difficulty, these insights could transform how you experience God's presence in the middle of it all. This is one of the most personal, emotional episodes we’ve ever recorded. And if you’re grieving, or have someone in your life who is, I hope this encourages you like only God can. Resources Mentioned: https://www.biblegateway.com/passage/?search=Psalm+91https://youtu.be/tMrM3xcg5MMhttp://seedtime.com/freehttps://www.tiktok.com/@linda.lotich 🎧 Subscribe + share with someone walking through loss. You never know how deeply it might hit them. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/dOCvyYiKyMo)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if I told you the same ounce of gold that could buy 400 loaves of bread today… could’ve done the same 2,000 years ago? In this episode, we break down the ONE chart that completely shifted how I think about saving, inflation, and long-term wealth. I’ve spent over 17 years investing—and I pretty much ignored gold… until this blew my mind. You’ll learn: Why I now see gold as a defensive asset in our portfolio How inflation has quietly destroyed the purchasing power of your dollars The story of bread, gold, and a century of financial erosion My favorite tool to buy gold automatically with as little as $10 Why I think gold might be the most biblical investment on earth What we’re doing to protect our family’s future If you're sitting on too much cash or wondering how to hedge against chaos—you’ll want to hear this. Resources Mentioned: OneGold App (Automated Gold Investing) Simple Money, Rich Life – Free Copy 10X Investing Course Mission Driven Millionaire BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/DegCJN91unA)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What do you do when life punches you so hard, you don’t think you’ll ever get up? That’s what we talked about in this raw, holy, and surprisingly hope-filled conversation with pastor and author Levi Lusko. After losing his 5-year-old daughter and recently his father, Levi brings more than theology—he brings lived truth. This episode is a deep dive into what it actually means to move forward when it feels impossible. We covered: Statue of Davidinvitationangry at Godangry with Godmanage a panic attack This conversation hit hard. Whether you’re grieving, feeling stuck, or wondering how to walk through something that just broke your heart—you’re not alone, and there’s a way forward. Resources Mentioned: Blessed Are the Spiralinghttps://amzn.to/3WYTqDWhttps://freshlife.church/https://www.instagram.com/levilusko/https://www.jamiewinship.com/https://seedtime.com/programsSimple Money, Rich Lifehttps://amzn.to/3VCYBxz 🎧 Subscribe + share with someone walking through loss. You never know how deeply it might hit them. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (LINKhttps://youtu.be/tMrM3xcg5MM)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this final episode of our “Prosperity Gospel, Poverty Gospel, and The Gospel” series, we’re diving into the forgotten commands of scripture that every Christian should know when it comes to money. We’re not just talking about how to make more or give more — we’re talking about how to think biblically about money, handle it with eternity in mind, and why most believers are stuck in financial cycles that don’t reflect the heart of God. We break down 1 Timothy 6:17–19 and show how Paul gives us a framework for wealth that isn’t about prosperity or poverty — it’s about purpose. In this episode, we cover: flow through 🔍 This is for the Christian who’s tired of hearing two bad takes on money — and is ready to discover what the Bible actually says. — 📚 Resources Mentioned: SeedTime Book:https://seedtime.com/freeTrue Financial Freedom Class:https://seedtime.com/tffBible verses discussed:Books:The Treasure Principlehttps://amzn.to/3KXYZ4dHeavenhttps://amzn.to/3XNJrsQJoin our community + newsletter:https://seedtime.com/ 🛠️ Connect with us on socials: https://instagram.com/seedtimehttps://youtube.com/seedtime 🎯 Your challenge this week: Write a family wealth purpose statement. Ask yourself — what are we called to do with the money God has entrusted us with? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if I told you that nothing you own is actually yours—and that this truth could radically change how you think about money, stress less, and give more? In this episode, we dig into one of the most transformational shifts in our Christian financial journey: moving from ownership to stewardship. This isn’t just a spiritual concept—it’s the antidote to both the prosperity gospel and the poverty gospel. We break down: multiplication This one gets real. Real personal, real biblical, and real practical. 🎁 Free Resource Mentioned: 👉 Get our book Simple Money, Rich Life FREE (just cover shipping): http://seedtime.com/free 💡 Resources Mentioned: Simple Money, Rich LifeThe Real Money Method CourseJamie Winship on Embracing the MysteryRandy Alcorn on Eternal RewardsParable of the Talents BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

In this episode, we’re going deep on a topic the Church either glamorizes or demonizes—but rarely handles biblically: money. We’re unpacking Exodus, Jesus, and even Tesla stock (yep)—to wrestle through a question that’s been tripping up believers for decades: “Is wealth inherently evil… or is it just a tool?” Here’s what we found: golden calfgolden lampstandOldNew Testamentgenerosity This isn’t financial advice—it’s soul-searching. If you've ever felt tension about having too much… or too little… this episode will give you clarity. 📚 Resources Mentioned: Exodus 12:35–36Exodus 32Exodus 35Matthew 6:21Philippians 4Galatians 5:22-23Simple Money, Rich Life 🔗 Grab your free book here:http://seedtime.com/free 📩 If this message stirred something in you, share it with a friend. The Church needs a better theology of money—and it starts with conversations like this. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

In Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus’ most controversial teachings on wealth. You’ve heard “sell everything,” “camel through the eye of a needle,” and “blessed are the poor,” but what if we’ve been misunderstanding who He was talking to and why? In this episode, we unpack: Resources Mentioned: Simple Money, Rich Lifehttp://seedtime.com/freeThe Chosenhttps://watch.thechosen.tv 👉 Subscribe, share, and don’t miss the next episode in this series—we’re going to talk about gold, the golden calf, and what it really means for how we use our money. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This might be the most important conversation we’ve had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: What the Prosperity Gospel gets right—and dangerously wrong How the Poverty Gospel subtly creeps in as "humility" The parable that changed everything for us The biblical third way no one talks about enough How prayer can shift false teachers more than criticism ever could Why stewardship (not ownership) is the core financial principle of Scripture How even Mother Teresa modeled biblical abundance through simplicity If you’ve ever struggled to reconcile your faith with your finances… this episode is for you. Resources Mentioned: Simple Money, Rich Lifehttp://seedtime.com/freeBusiness Secrets from the Bible BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally. We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer. We get into the nitty gritty: The custom GPT we built for flipping items on eBay The podcast producer GPT that writes our show notes How AI helps with planning RV trips and killing poison ivy Why we believe AI may become humanity’s greatest idol—and how to stay grounded in God’s Word Plus, Linda’s surprisingly useful fashion hacks (involving NASCAR outfits) We talk faith, tech, and real life with all its messiness and nuance. And yes, we still believe God’s revelation always beats information. If you’ve been wondering what does this actually look like in daily life?, this is the episode. Resources Mentioned: ChatGPT by OpenAI Claude by Anthropic Great AI debate between Christian leaders: https://overcast.fm/+ABHd1mRWhAI BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Ra0lk-nOt0g)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy. We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth. We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart. In this episode, you’ll learn: biologicaspiritualtrust Mentioned Resources: Whole Heart Financeshttp://wholeheartfinances.comCommunicating for a Changehttp://amzn.to/3JF0L0R BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was “good.” Wait, what? Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Money wasn’t cursed. It was created by God and called "good". We dive into: 8 Resources Mentioned: Genesis 2:12Myron GoldenThe BibleSubscribe to the show 👉 Got questions or thoughts? Hit us up—we’re always listening. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/zCvSDN8qKV4)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This episode is the one you’ve been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you’ve never touched ChatGPT in your life). What we cover: We also talk about how this intersects with parenting, homeschooling, and staying grounded in a tech-driven world. This isn’t just about learning a tool — this is about stewardship of opportunity. Resources Mentioned: Simple Money, Rich Lifehttp://seedtime.com/freebookhttps://chat.openai.comhttps://claude.ai “I am a [insert job or role]. What are 3 repetitive tasks AI could help with, and how could that improve income or free time?” AI Series: AI and the Bible - Part 1: Is Artificial Intelligence Replacing Our Faith? https://seedtime.libsyn.com/ai-and-the-bible-part-1-is-artificial-intelligence-replacing-our-faith (or watch this episode on YouTube: https://youtu.be/BoYjvHvyzFA) AI and Money - Part 2: Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About It https://seedtime.libsyn.com/ai-and-money-part-2-why-40-of-jobs-might-be-gone-in-10-years-and-what-to-do-about-it (or watch this episode on YouTube: https://youtu.be/pcsUkL2In9A) And if you're curious about how we’re using AI in our biz or want a deep-dive on tools/workflows, shoot me an email: bob@seedtime.com Let’s not sit back and get swept away by this wave. Let’s learn to surf it — with God at the center. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/HA6T66ZTLdQ)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You ever watch the movie WALL-E and think, “No way that could be real”? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence — and it’s probably the most important thing you’ll hear all year. We dive deep into where AI is headed, how fast it’s moving, and why this isn’t just another tech shift... it's a total civilization shift. Here’s what we talk about: This isn’t doom and gloom. It’s preparation. And it’s faith-forward. Let’s run toward this like David ran toward Goliath. 💥 Resources Mentioned: search his newsletterhttp://seedtime.com/investing Start here firstYouTube Stay encouraged. Stay aware. And stay close to the One who holds it all together. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/pcsUkL2In9A)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.