Property Investment Podcast Network

With the current cost of living, how is the Australian property market actually tracking? A leading figure in real estate weighs in. Real Estate Institute of Australia (REIA) president Hayden Groves sits down with Smart Property Investment’s Grace Ormsby to give a helicopter view of the Australian property market in real-time. Lending his thoughts on the latest RBA decision, the president unpacks the current state of housing affordability across the country. Comparing the situation facing renters and mortgage-holders, he dishes on which cohort is being most impacted by the current economic climate. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the Reserve Bank (RBA) announcing its policy decision for June, borrowers are bracing for another rocky month marked with more mortgage pain. In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, talk about the central bank’s move to take another swipe at inflation, how mortgage holders are being caught in the crossfire and why they think borrowers are not completely “out of the woods” just yet. While the duo acknowledge it will take a longer time for the rate rise cycle to reach its last stop, they explore the different ways borrowers can find reprieve amid the rising mortgage squeeze — including a modified serviceability assessment rate offered to those who have a good track record among lenders. Lastly, they advise property owners to focus on “longevity”, explain why one’s borrowing capacity is “just one aspect” of the equation, and discuss the importance of “stress testing” your personal cash flow.

When it comes to property investing, this investor says that geographical boundaries hold no sway when it comes to unlocking profitable opportunities. Smart Property Investment’s Phil Tarrant is joined by Tim Biason, an aviation professional who kicked off his investment journey in 2010 with one goal in mind: attaining financial freedom through real estate investing. With his job taking him to different parts of the world, the now Dubai-based investor talks about the inner workings of cross-country property investing and shares why he still believes Australian real estate holds strong potential for long-term profitability and growth. Lastly, they talk about Tim’s plan for his growing portfolio, unpacking the investment strategies that work for his “unique” situation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

If you talk to a lot of investors, as co-hosts Phil Tarrant and Scott O’Neill do, you’ll hear them often say they’re not building portfolios so much for their own benefit as that of the next generation — their kids. Joined by Rethink Investing’s Michael McIntosh, Phil and Scott delve into the topic of leveraging your existing assets to create a fair and equitable succession plan for your next of kin. Michael, who specialises in helping rural families invest in commercial real estate, explains the unique position that many Australian farmers occupy when it comes to equity. The land they sit on is valuable but not very liquid. In considering how to pass on their assets to their family, it can become complicated when everything is tied up in a single entity, and they have some children who want to continue in the family business and some who don’t. The trio also look at how diversifying a portfolio can bring stability to assets such as farms that are often at the mercy of elements out of human control.

Unlocking property ownership may be challenging for couples with a partner with visa restrictions, but according to this mortgage expert, there are several doors to help them secure the financing they need. Smart Property Investment’s Phil Tarrant is joined by Eva Loisance, the manager for Finni Mortgages’ broker division, and her client, Kithmini Gunasekara, who talks about how he kicked off his property investment journey in late 2021 before explaining his property buys over the years, reflecting on the growth of his portfolio and the challenges he encountered. Determined to continue expanding his portfolio with his partner, Kithmini unpacks the limitations they encountered due to temporary visa limitations, including strict borrowing requirements and limited access to mainstream lenders. Finally, Eva delves into the diverse range of alternative financing options they explored and the process of creating a customised strategy that suited Kithmini and his partner’s unique situation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Smart Property Investment Show, Phil Tarrant sits down with Arjun Paliwal, director and head of research at InvestorKit, following the firm’s win in the category of Buyer’s Agent of the Year at the 2023 REB Awards. In this episode of the Smart Property Investment Show, Phil Tarrant sits down with Arjun Paliwal, director and head of research at InvestorKit, following the firm’s win in the category of Buyer’s Agent of the Year at the 2023 REB Awards. The duo discuss the myopia of current conversations around house prices and why the recovery of the market rests less on interest rates than you might think. Arjun explains why you can already see a national turnaround from the downward trajectory of mid-2022. He credits the complex combination of a number of factors for kicking off a return of buyers, including: undersupply in properties for rent, rate rises mostly in the rear view, policy changes, population uptick and the perception of prices still being depressed. Of course, the pair discuss why it’s also imperative to look at the micro-trends in any market you’re investing in and why for better or worse, the national trajectory may have little impact in your corner of the country. The duo discuss the myopia of current conversations around house prices and why the recovery of the market rests less on interest rates than you might think. Arjun explains why you can already see a national turnaround from the downward trajectory of mid-2022. He credits the complex combination of a number of factors for kicking off a return of buyers, including: undersupply in properties for rent, rate rises mostly in the rear view, policy changes, population uptick and the perception of prices still being depressed. Of course, the pair discuss why it’s also imperative to look at the micro-trends in any market you’re investing in and why for better or worse, the national trajectory may have little impact in your corner of the country. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

There’s still plenty to like about property in 2023, and there are two cities in particular that are offering value for investors. In this episode of the Smart Property Investment Show, Phil Tarrant sits down with the managing director of Momentum Wealth, Damian Collins, to chat through Momentum Wealth’s annual Property Sentiment Survey. Relaying how property has retained its appeal despite new challenges entering the market, Phil and Damian unpack current investor sentiment, share where investors are looking to park their money in 2023, and run through the building blocks of a successful property portfolio and investment plan. Find out more about Momentum Wealth here.

With the RBA delivering another blow to mortgage holders’ borrowing capacity in May, data nerds Arjun Paliwal and Leigh Paliwal offer insights into how mortgage holders can improve their financial positions. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, take a closer look at how the lending landscape has shifted in the wake of 11 interest rate hikes, including banks scrapping cashback offers, adjustments to fixed rates, and tightening in serviceability requirements. Amid the challenging high-interest rate environment, the duo explore strategies for borrowers to find flexibility in their mortgages. Lastly, they unpack the investment opportunities available to property buyers in Queensland who are working within a budget of $500,000 and below.

There’s no use in getting the inside scoop if you don’t have a plan of attack. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to stress the importance of strategy — and why savvy operators don’t act without one. While the goalposts can (and oftentimes do) move, Phil and Paul chat through the key considerations would-be buyers should run through when they are looking to buy property, whether it is their first property or their 50. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024.

Just because they didn’t make the Fast 50 doesn’t mean there aren’t other suburbs out there offering plenty of value for savvy investors. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to talk through the suburbs that didn’t quite make the cut — and why. With thousands of suburbs across Australia, Paul and Phil give their personal insight into which suburbs could still see growth over the coming 12 months and where there may be future potential. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

How do you double down on growth? Go where your money can do the heavy lifting. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to pick up on the regional versus metro debate, lending their thoughts to the well-worn question of which is a better option for investment. Chatting through a number of Fast 50 fringe suburbs and regional locations, the pair agreed that at the end of the day, property investing all comes back to planning and goal setting. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The person with the most property doesn’t necessarily win the game. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to consider how cash and cash flow can play into a property portfolio, highlighting how properties at different price points can play into a strong strategy. The pair deep dive on strategic patience, sharing how it’s oftentimes the investors with the least number of moving parts and the best cash flow they need to support their strategy that are oftentimes better off. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The most effective people in property are the ones that take action. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to look at the various ways investors can interpret and analyse the Fast 50 2024 to make more informed property decisions. Paul and Phil give the low-down on timing the market before providing some reassuring insight into the benefits of long-term investing strategies. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Every investor wants the inside word on which suburb is poised for growth — here’s your chance. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to unpack the five Ws: the who, what, where, when and why of the Smart Property Investment Fast 50 report. The duo goes behind the scenes of the report, giving an in-depth explanation of the methodology used to generate the list of 50 suburbs across the country predicted to experience significant capital growth over the coming 12 months. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With interest rates rising across the country, the common refrain has been to compare today’s single digits to the late 1980s, when mortgage holders were paying 17 per cent. But if you thought that interest rate pain was worse in those days than now, you might be mistaken. On this episode of the Smart Property Investment Show, host Grace Ormsby sits down with Shane Oliver, the head of investment strategy and chief economist at AMP, who examines the full scope of what the RBA’s cash rate calls are doing to Australia’s economy and outlines why a 6 per cent mortgage rate today might feel the same as the 17 per cent rate of 1989, given the average Australian’s financial situation. The duo also discusses the deluge of information coming from the RBA and why it can be hard to understand for the everyday borrower. Shane dives into the data to spell out what could be in store for the year ahead. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Tired of being held back by high-interest debt while trying to enter the property market? One mortgage expert recommends leveraging the power of equity to take control of your finances and achieve your investment property dreams. Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages’ broker division, to discuss a real-life scenario faced by her clients — a couple in their 40s who were trapped by their high-interest debts and unable to invest in a second property. The duo unpacks common borrowing mistakes, stresses the significance of financial education to establish a strong financial foundation prior to taking on debt, and explores how tapping into equity through debt consolidation can be beneficial. Finally, they discuss the debt consolidation solution that Eva provided to her clients, which helped them become debt-free and secure their second property. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

For commercial investors looking to enter the Queensland market, co-hosts Phil Tarrant and Scott O’Neill bring in the big guns to provide insider knowledge of the region’s inner workings, particularly in the key areas of Toowoomba and Townsville. In this episode, Colliers International’s managing director in Toowoomba, Dan Dwan, and executive for sales and leasing in Townsville, Shaun McLaren, explore the advantages of working with a knowledgeable buyer’s agent, discuss their critical role in connecting the right buyer and why commercial transactions are not all about “getting the deal done”. They also explain the nuances of the commercial market in regional areas, how it compares to the larger city markets, discuss buying and leasing trends in the last few years, and explore how off-market deals operate on trust between involved parties. Lastly, they unpack the growth prospects in Toowoomba and Townsville and how it can offer opportunities for commercial investors.

There’s still more gas in the Reserve Bank of Australia’s (RBA) rate tank if economic indicators continue the way they are going. So where to from here for Aussie borrowers? Peter White AM, the managing director of Finance Brokers Association of Australia (FBAA), sits down with host Grace Ormsby to run through the “real” impacts of the current rising rate environment, expressing his disappointment in the RBA’s lag and lack of current data indicators. Peter reflects on the resilience of Australia’s investors over the past 18 months before pointing out the potential for more pain in 2023 before rates begin to subside and optimism returns to the property market.

With the Reserve Bank (RBA) delivering a shock rate decision for May, mortgage holders are left reeling on what steps to take to minimise the impact on their finances. So in this episode, Smart Property Investments’ Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, talk about the central bank’s surprising move to resume rate hikes after a month-long pause to check the economy’s pulse and unpack the data points that influenced the latest decision. And while the duo acknowledged the latest cash rate increase will be the “nail in the coffin” for some borrowers due to higher repayments, they encouraged mortgage holders to reassess their current strategy and create a plan that can help them weather the latest rate hike storm. They also unpack the various options available to borrowers, which include mortgage restructuring, refinancing to a fixed or variable rate, or switching to a different lender that offers a more competitive product.

On this episode of the Smart Property Investment Show, Jim Hall, director of real estate at Momentum Media, sits down with host Phil Tarrant to provide a property portfolio update and shares whether he’s enjoyed the last few challenging property investment years. The pair discusses how nothing is ever guaranteed in the investment journey and why it’s always important to look on the bright side. Jim details his troubles getting a duplex development off the ground in Sydney’s south west before the pair enlightens listeners on the frustrations of dealing with local councils. In this episode, you will also hear: If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.