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Real Estate Radio LIVE

Real Estate

Real Estate Radio LIVE is a podcast covering the world of Anything and Everything Real Estate™. Hosts Joe Cucchiara and Bobbi Decker are a team of full-time, real estate and finance industry professionals who believe that knowledge is power. With current market experience and honest, insightful perspectives - the guidance they bring to the air waves is an un-matched consumer & professional resource.

Location:

San Jose, CA

Description:

Real Estate Radio LIVE is a podcast covering the world of Anything and Everything Real Estate™. Hosts Joe Cucchiara and Bobbi Decker are a team of full-time, real estate and finance industry professionals who believe that knowledge is power. With current market experience and honest, insightful perspectives - the guidance they bring to the air waves is an un-matched consumer & professional resource.

Twitter:

@reradiolive

Language:

English


Episodes
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RERL-1785 – The best time to purchase & refinance is now… why?

4/3/2024
Interest rates are too high! Don’t make any moves with your real estate! If those statements sounded like complete garbage to you, then you know that those are just things the media will say to scare consumers. Longtime listeners of RERL and real estate professionals are aware that there is no wrong or correct time to buy. As host Joe Cucchiara has always said, as long as you have a good team of professionals to help you through the process, the right time to buy is when the time is right for you! Look at the bigger picture and you’ll see that the lack of inventory in the Bay Area is keeping prices high. It’s likely that when rates dip, buyers and sellers will rush back to the market and home prices will go up again. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:22:13

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RERL-1784 – Managing investment properties for increased profits!

3/25/2024
Anyone who has tried their hand at becoming a landlord knows that managing rental properties without stress and landing a profit is next to impossible. Fortunately, there’s a new program on the market that could change the way landlords handle their properties. Whether you’ve got single dwelling homes in North Carolina or multi-unit investment properties in California, Next Level Property Management Academy can teach both new landlords and seasoned investors how to be more effective investors while gaining [more] profit. Today host Joe Cucchiara chats with Next Level founder, McGhie Allan to learn why more landlords don’t regret ditching their property manager when they take on the “stress” of managing their investment properties. https://nextlevelpma.com/ To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:25:31

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RERL-1783 – Financial Planning – Our guest Jeff Yoakum

3/23/2024
Big corporations have little in common with small businesses when it comes to how they handle money, and an individual’s financial plan couldn’t be further away from that of a business. Having worked for both small and large financial institutions has given today’s guest, Jeff Yoakum, ample understanding of the many financial situations people may find themselves in since he created his own individual wealth planning business 12 years ago. As a CFP, Jeff handles the wealth of anyone who is past the DIY phase of saving from doctors to teachers and even CPAs. Listen in as host Joe Cucchiara has Jeff Yoakum explain the importance of saving and investing from an early age. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:31:52

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RERL-1782 – NAR lawsuit – What does it mean for the real estate industry?

3/18/2024
The National Association of Realtors found themselves on the wrong end of a landmark decision today. High commissions have long been a point of contention for consumers already paying top dollar for their new home and now future buyers and sellers will finally get a win. Not only will the NAR be forced to pay out millions for artificially inflating commissions, but they will also be forced to make a number of systemic changes that will benefit consumers. Will this class action lawsuit be the springboard that streamlines the home buying process by integrating technology? Today host Joe Cucchiara and Jack Russo discuss what impact the NAR’s big loss may have on the real estate industry. https://www.wsj.com/real-estate/realtors-settlement-change-buy-sell-homes-da45eb23 To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:24:47

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RERL-1781 – Market Update Q2 - Real Estate and Lending

3/13/2024
Q2 is fast approaching, but just one month ago a sudden spike in interest rates froze consumers just as they were getting pumped up to start the season. Of course, the market wasn’t going to stay stagnant for long. Inventory is trickling in and while it is still a sellers’ market, only specific areas are attracting the same hand over fist draw that consumers are used to seeing. So, what are the best home seller strategies when buyers are shackled by higher interest rates? Host Joe Cucchiara explains how to buy down the interest rate with the sellers’ credit and other clever approaches to get your house sold while inventory is still low. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:27:46

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RERL-1780 – Reverse Mortgages & Alternative Financing

2/28/2024
Years ago, people got in trouble for taking advantage of the elderly by abusing reverse mortgages. Today the reverse mortgage still carries around a lot of that stigma, but that ends now! With interest rates still solidly in the 7% range, a reverse mortgage can be a tremendous benefit to any homeowner aged 62 or older who would describe themselves as house rich and cash poor. Don’t run from the reverse mortgage thinking it's the same product that hurt your grandparents. Host Joe Cucchiara explains why you should treat the reverse mortgage as just another alternative financing option to increase your cashflow. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:27:23

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RERL-1779 – When will rates improve enough to make a difference?

2/22/2024
How low do rates need to go to make a difference in the marketplace? Just a couple years ago consumers could get 30-year fixed loans with interest as low as 3%. This spurred a huge boom in refinances and home purchases. To no one’s surprise, interest rates jumped up to 8%. The sudden spike paralyzed the consumer and the economy making last year one of the worst years for real estate transactions. Will the market start to turn around now that interest rates have begun to settle in the 6-7% range? Today host Joe Cucchiara put his nearly 25 years in the real estate business to the test with these bold market predictions. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:27:09

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RERL-1778 – Will AI Fully Automate Residential Real Estate?

12/20/2023
Way back in the early 2000’s, everyone in the mortgage company panicked when a single company decided they would go all in and become the first online mortgage company. It didn’t take long for professionals to figure out how archaic the system was and today, going online for any part of your home buying experience is just part of the process. Now AI is making its big debut in real estate as Zillow announces it will utilize AI in the products for both consumers and professionals. Looking to go beyond the Zestimate, Zillow plans to dive deeper into the home buying process by providing buyers with personalized home recommendations and acting like an assistant in negotiations. Today Joe Cucchiara and Jack Russo look at the future of real estate through our computers. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:45:46

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RERL-1777 – Will Real Estate Brokerage Industry Survive Antitrust Litigation?

11/3/2023
Despite the recent ups and downs we’ve seen in the market, sellers around the US have been happy with their transactions over the last 10 years; but have they gotten the short end of the stick? The National Association of Realtors and a few major brokers have been found guilty of inflating their commissions in Missouri, Kansas, and Illinois. Though this only pertains to a few states for now, the rest of the US will likely follow and potentially bankrupt the whole industry or force mass consolidation. Today Joe Cucchiara and Jack Russo look at the significant blow the NAR just took and how things like automation and blockchain technology will further disrupt the industry. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:42:05

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RERL-1776 – Is Money Changing the Culture of Silicon Valley?

7/17/2023
When the housing market was strong, nearly everyone either had a part time gig in real estate or they fully switched career paths for easy money. Now that the market has slowed, nearly 40% of loan officers declined the option to renew their license this year. It’s an unfortunate, but necessary cycle that weeds out those who dabbled in the market and leaves only those who are truly committed. Of course, this cycle is not limited to only real estate, all businesses need to experience the same process of burn and regrowth to become stronger. While closing the sale of Twitter to current Owner Elon Musk, the law firm Wachtell Lipton Rosen & Katz racked up a massive bill to the social media company in a less than ethical manner by committing to astronomical hourly and success fees. Today Joe Cucchiara and Jack Russo look at the shocking way money is changing Silicon Valley ethics. Click here to read more about Elon Musk's lawsuit against Twitter's lawyers: https://www.law360.com/pulse/articles/1697344/attachments/0 To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:55:32

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RERL-1775 – Will ChatGPT Become A New "Employer" Due Diligence Tool?

4/28/2023
The real estate market is slowly leaking air, and it’s not just in residential. The construction of Google’s downtown San Jose mega-campus was put on hold, and it might not be completely due to workers refusing to head back to the office. Google’s campus was expected to create thousands of new jobs and provide housing for several thousand as well, but that was before ChatGPT changed what is possible in the workforce. AI is all set to slash an incredible amount of middle tier jobs from the workforce by replacing hours of human done research with a quick search done with a few key phrases. Today Joe Cucchiara and Jack Russo discuss ChatGPT’s probable place in the workforce. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:48:21

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RERL-1774 –Why right now is the best time to buy!

4/12/2023
Rolling into a new quarter means new changes are happening in the real estate market. Interest rates are finally starting to trend down after 2-3 years of rate hikes and it’s likely that this summer the Bay Area will see more transactions now that the worst of covid seems to be over. Listen in as host Joe Cucchiara explains why the second quarter might be your best opportunity to buy despite economic concerns. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:17:22

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RERL-1773 – California First Time Home Buyer Program and More!

3/28/2023
First time homebuyers finally have a new option to help them achieve the dream of buying their very own place. The Dream For All program which launched Monday will assist first time home buyers in California for the first time by providing 100% financing! Dream For All is a shared appreciation financing program where borrowers will have to meet some incredibly generous qualifications regarding income, repayment appreciation & more. So what other requirements do potential borrowers need to meet to qualify for this new loan? Listen in as host Joe Cucchiara breaks down California’s newest program to aid homebuyers along the journey of homeownership. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:34:07

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RERL-1772 – Will the Failure of Silicon Valley Bank Have Broader Ramifications?

3/10/2023
It’s been quite a day for Silicon Valley. Stock prices for Silicon Valley Bank plunged from a hearty 260 to a meager 26, a whopping 90% reduction, over the course of just a few days! Solvency and liquidity have become an urgent issue for Silicon Valley bank as it has backed many FinTech startups over the years, many of which were crypto firms that have been going under. First Republic Bank also took a solid hit today signaling that this situation could have national and global ramifications. Joe Cucchiara and Jack Russo discuss the big effects we will see following the failure of Silicon Valley Bank. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:30:19

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RERL-1771 – Housing Market – Will We Repeat 2008 & 2009?

3/2/2023
While California and New York have always been expensive places to live, the middle US has historically been a reliable area to purchase affordable housing. Unfortunately, that is no longer the case today and the housing market is essentially broken. One of the reasons why housing prices continue to skyrocket across the country is the increasing cost of labor which is something consumers will just have to accept – or will they? The inevitable has happened and computer-based automation is now set to take its place in home development. Host Joe Cucchiara asks Jack Russo if a more stable housing market can be created by printing 3D homes. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:36:28

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RERL-1770- The Housing Market Just Took A Turn!

2/28/2023
Not too long ago the silicon valley lifestyle of the constant hustle was something to be glorified. Who didn’t come to California dreaming about being the startup CEO who bikes to work at 4 am and spends 12+ hours building a successful business? Well, it seems the luster of a luxurious workplace has finally started to wear off and having a plethora of creature comforts at the office is no longer attractive enough to supplant an improved quality of life. For the first time in several years, segments of the housing market are starting to slow, but are they the areas our host Joe Cucchiara predicted in previous podcasts? Joe discusses reasons for the newest turn in the housing market with RERL’s good friend, Jack Russo. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:42:36

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RERL-1769- Technology and its impact of lending and real estate

7/11/2022
Covid and the lockdown did very little in the way of shutting down technology. In fact, it did quite the opposite. The pace at which professionals have come to use technology was forcibly accelerated – unless you work in real estate or lending. Two years have gone by and there has been virtually no progress in assisting consumers with the lending or real estate transaction. Joe Cucchiara and Jack Russo discuss the stagnated transaction process of buying and selling a home and where advancements need to begin. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:30:27

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RERL-1768- Mental Health Awareness Month: Guest - My Daughter Rachel Cucchiara

5/20/2022
Most of us would be surprised to learn how many people around us are dealing with mental health issues. May is mental health awareness month and even if you are not fighting a mental illness yourself, it’s a good time to learn about the people around us who are. Joining Joe Cucchiara to discuss the importance of mental health is none other than his daughter, Rachel Cucchiara, an advocate of mental wellness for all who started fighting her own mental health battles 14 years ago. The pandemic brought up a whole slew of new mental illnesses and elevated a lot of existing ones, but if you find the confidence to share your story, you may find you’ve had a positive and profound impact on someone who needs help around you. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:40:07

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RERL-1767- Market Update – Joe’s Back!

5/18/2022
We’re back! The world may seem like it’s getting back to normal, but the real estate market is still changing rapidly. In about a month, interest rates jumped from 3% to 6% and ending the years of all-time low interest rates. Living in Silicon Valley, it’s hard to believe that anything could touch our real estate when its inimitable uniqueness keeps the job market strong – but is Silicon Valley invincible to levels of inflation we have never seen before? Joe Cucchiara explains what drove interest rates up so quickly and what homebuyers and sellers can expect going forward. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:22:46

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RERL-1766- Zillow’s Big Flop!

11/8/2021
Zillow quickly became the first step for buyers and sellers due to their instant connection to tons of real estate information. However, the disruptor ran into some big issues when it tried to add buying and selling to its repertoire. The issue? Not enough hands to make the purchase and selling process as seamless as they wanted. As a result, the iBuyer program was paused then abandoned shortly after. Joe Cucchiara and Jack Russo discuss if digital buying programs still have promise in our future and how much longer traditional broker relationships can survive automated home sales. To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Duration:00:40:50