The Ramsey Show
The Lampo Group
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Location:
Brentwood, TN
Networks:
The Lampo Group
Description:
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Twitter:
@DaveRamsey
Language:
English
Contact:
1749 Mallory Lane Suite 100 Brentwood, TN 37027 888.825.5225
Website:
http://www.daveramsey.com
Email:
daveonair@daveramsey.com
Listen on a live station
Episodes
Debt Steals Your Freedom - Fight For Financial Peace
12/10/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and George Kamel answer your questions and discuss: "My fiancé still has his ex on the lease for his home, I feel gross about moving in before he fixes this" "How do we start the Baby Steps when we are behind on our bills and have $120,000 of debt?" "I'm worried about lowering my savings to $1,000 in Baby Step 1" "My parents are tenants in my rental and they don't pay rent on time" "Why should I pay off my house when my investments earn more than the interest I'm paying on my mortgage?" "How do I pay off my debt while in college?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 💵 Start your free budget today by downloading the EveryDollar app 🤓 File your taxes with 100% accurate software that’s less than half of the price 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:19:34
“I Want To Trust My Husband, But He Wants To Get Rich Quick"
12/9/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Jade Warshaw answer your questions and discuss: "My husband keeps digging us into a deeper financial hole and I am terrified" "I have $115,000 of consumer debt but I'd rather pay off my house first because I'm terrified of being homeless" "The IRS says I owe them $180,000 because my old employer used my Social Security number for their online store" "I'm 47 and living with my sister and have nothing saved for retirement. How do I get back on track financially?" "Should I file for bankruptcy? " "Is it better financially to use an inheritance to pay off my home or should I invest it?" "Should I put a budget on how much my wife can spend on furniture for our new home?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items 💵 Start your free budget today by downloading the EveryDollar app 🏠 Get organized and prepared to buy or sell a home Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:20:39
Stop Being Sick And Tired—Decide to Change!
12/8/2025
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Jade Warshaw answer your questions and discuss: "How intense should I be with paying off $156,000 of debt?" "We're $180,000 in debt. How can we start the Baby Steps?" "How do we teach our 15-year-old how to manage money?" "Should I give up on my trade and switch careers?" "My father-in-law stated in his will that we cannot sell his home. Should we still sell it?" "Should I leave my partner of 4 years because he doesn’t want to marry me?" "I make $3,000 a month in cash back on my credit cards. Would you still advise me to cut them up?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 💵 Start your free budget today by downloading the EveryDollar app 💻 Find out where you stand with your money and get a free plan 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:20:19
"Should I Open Up A Secret Bank Account to Protect Myself?"
12/5/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Rachel Cruze answer your questions and discuss: "Should I open a secret bank account?" "We feel unsafe in our home but moving seems like it will be impossible. How do we get ourselves out of this situation?" "How do you know when it's time to leave your full-time job and make your side job full-time?" "I have $3.5 million in retirement but I'm still scared to retire" "Should I sell my home?" "I took a higher paying job but the practices at the company worries me. Should I stay at this job?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 💵 Start your free budget today by downloading the EveryDollar app 💻 Find out where you stand with your money and get a free plan ❤️🩹 Get trusted insurance coverage that fits your budget 🛒 Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:19:48
Get Out of Survival Mode So You Can Finally Move Forward
12/4/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and George Kamel answer your questions and discuss: "I'm $35,000 in debt and I'm behind on my bills. How do I get ahead while in this situation?" "My son is getting into using sports gambling apps. How do I get him to stop gambling and short-term trade instead?" "Should I use my savings to pay down my debt?" "Should I stay in my state for my church even though I don't have many career options here?" "Do we need to be "gazelle intense" when paying off our rental properties?" "My husband has spent almost 4 years building our retirement home himself. Can we pull from retirement to finish it off?" "How do I pay off my student loans when it's growing at a faster pace than I am paying it off?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🤓 File your taxes with 100% accurate software that’s less than half of the price 🎁 Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99! 💵 Start your free budget today by downloading the EveryDollar app 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:19:10
"My Dad Wants Me To Give Him My $300,000 Trust"
12/3/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Ken Coleman answer your questions and discuss: "My father is trying to bribe me into signing a document that alters the trust my grandfather left" "I got laid off and I have $100,000 of debt. Can I lose my house if I can't pay?" "How do I negotiate on debt that's in collections?" "Should I continue investing while saving for school?" "How do we combine finances after we get married?" "I owe $30,000 in state taxes. My tax settlement company wants me to pay $6,500 to negotiate on my behalf" "Should I let my dad move into my home even though he is bad with "Should we pause investing to pay down our mortgage so we can refinance to a 15-year fixed mortgage?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 💵 Start your free budget today by downloading the EveryDollar app 🎁 Lowest prices of the year—don’t miss Cyber Monday gifts as low as $3.99! 💻 Find out where you stand with your money and get a free plan ❤️🩹 Get trusted insurance coverage that fits your budget 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:49
You Can’t Fix People by Funding Their Bad Decisions
12/2/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Dr. John Delony answer your questions and discuss: “How do we guide our daughter to make better choices?” “My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?” “I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?” “How do I go from being intense to intentional in baby step 6?” “Do I need to buy flood insurance?” “Should we do what our parents recommend and live together before marriage?” “Do we need long-term care insurance?” “Should I get a reverse mortgage to help my daughter?” “Should I invest in my 4th Airbnb?” “My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college” “We have a good income but are still living paycheck-to-paycheck. How do we get ahead?” “Should we pull from our emergency fund to buy a car?” “How do I talk to my client about paying me more?” “Should I move out of my parents’ house?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 💵 Start your free budget today by downloading the EveryDollar app 📈 Free Tools & Resources to Help You With Investing and Retirement 🛒 Lowest prices of the year—24 hours only. Don’t miss Cyber Monday gifts as low as $3.99! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:34
The Hard Road Is The One That Moves You Forward
12/1/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Rachel Cruze answer your questions and discuss: "When is a person financially secure enough to quit a job they hate?" "Can we buy a house and a car while we are in Baby Step 2?" "Am I being unfair to my wife by leaving only one of my insurance policies in her name?" "How do I get my wife to be more gazelle intense?" "My daughter wants us to pay for her destination wedding but they have already been married for two years". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💵 Start your free budget today by downloading the EveryDollar app 🛒 Lowest prices of the year—24 hours only. Don’t miss Cyber Monday gifts as low as $3.99! 🤓 File your taxes with 100% accurate software that’s less than half of the price 💻 Find out where you stand with your money and get a free plan. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:17:54
Nothing Destroys Your Finances Faster Than Broken Trust
11/28/2025
🤔 Think you’re good with money? Take our Money in America quiz! While we are out for Thanksgiving weekend, we've compiled some of our favorite George and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday! George Kamel & Jade Warshaw answer your questions and discuss: How do I tell my girlfriend that I lied about my finances? My husband says we can't afford a new car Is my son obligated to give his dad money? How do I make enough money to take care of my mom? I owe $65k on a car that just broke down How do I begin to trust my husband after his financial infidelity? Should I sell my house to pay off credit cards? Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💵 Start your free budget today by downloading the EveryDollar app ❤️🩹 Get trusted insurance coverage that fits your budget 🛒 Black Friday deals won't last, get gifts for as low as $6.99 💻 Find out where you stand with your money and get a free plan Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:17:09
Stop Letting Fear Drive Your Money
11/27/2025
🤔 Think you’re good with money? Take our Money in America quiz! While we are out for Thanksgiving weekend, we've compiled some of our favorite Ken and Jade calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday! Ken Coleman & Jade Warshaw answer your questions and discuss: We're $200k in debt, should we file for bankruptcy? My parents are mad about me using my tuition refund to pay off my debt Which credit card should I get for my son? The woman I'm dating borrowed $1,700 from me and hasn't paid me back My dad wants me to take out a business loan I'm afraid that AI and robots will take my job House has been on the market for six months Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 🛒 Black Friday deals won't last, get gifts for as low as $6.99 💻 Find out where you stand with your money and get a free plan 💵 Start your free budget today by downloading the EveryDollar app Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:16:55
“We’re in Way Over Our Heads With $1.5 Million in Debt”
11/26/2025
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Jade Warshaw answer your questions and discuss: "How do we get out of $1,500,000 of debt?" "Can I take out a car loan?" "Can I take out a small car loan and pay it down aggressively instead of draining my savings?" "I make $120,000 but my bills are so high I can't afford groceries" "How do I help my girlfriend with her finances without enabling her?" "How do I get out of the cycle of taking out payday loans?" "How do I talk to my fiancée about my wealth and establishing a prenup?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💻 Find out where you stand with your money and get a free plan. ❤️🩹 Get trusted insurance coverage that fits your budget 🛒 Black Friday deals won't last, get gifts for as low as $6.99 💵 Start your free budget today by downloading the EveryDollar app Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:28
“My Husband Has Been Cheating On Me For 30 Years”
11/25/2025
🤔 Think you’re good with money? Take our Money in America quiz! Rachel Cruze and Dr. John Delony answer your questions and discuss: "Should I leave my husband who cheats on me and won't contribute to our family's finances?" "We keep blowing through our emergency fund and now we're back in debt. How do we stop this?" "Should we stop tithing in Baby Step 2?" "Should I pay cash for my next semester or can I keep some money in order to live a little?" "Should my parents use $800,000 of their investments to get my sister out of her financial situation?" "I'm in $60,000 of debt, how do I get out of this?" "Should I do my Roth conversion all at once?" "Can we afford to travel to Spain for a wedding?" "I feel like my career that I love is not enough for me to provide for my family. What should I do to increase my income?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🛒 Black Friday deals won't last, get gifts for as low as $6.99 💵 Start your free budget today by downloading the EveryDollar app 🏠 Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:19:32
“Was I Right To Break Off My Engagement Because of Bad Money Habits?”
11/24/2025
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Jade Warshaw answer your questions and discuss: "Was I right to break off my engagement because of bad money habits?" "My wife and I keep fighting about how much I spend" "How should I split bills with my parents?" "Should I build a buffer in my account to not have to borrow and payback my emergency fund between paychecks?" "Should we go into debt for me to go back to school?" "Should I keep a job that I hate so my husband can find a job in another field?" "How do I deposit $100k in cash without raising red flags?" "Should I surrender my car back to the lender?" "Should I move to another state to start a business?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 💵 Start your free budget today by downloading the EveryDollar app 🛒 Black Friday deals won't last—get gifts for as low as $6.99 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:05
“My Financial Advisor Told Us To Take Out A HELOC For A Tax Write-Off”
11/21/2025
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Rachel Cruze answer your questions and discuss: "My financial advisor is telling me to take out a HELOC" "My kids keep breaking things and it's getting expensive, should I start making them pay for it?" "How do we navigate our family going from 2 to 7 people while juggling debt?" "My parents don't want me to go to my preferred college" "Should we setup a 529 account for my wife?" "Is it too late for me to buy a house?" "We are about to get $6,000,000. How do we best manage this money?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💵 Start your free budget today. Download the EveryDollar app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:26
“I’m $147k In Debt And Only Make $1,500 A Month”
11/20/2025
🤔 Think you’re good with money? Take our Money in America quiz! Rachel Cruze and Jade Warshaw answer your questions and discuss: "I'm in $147,000 of debt, should I sell my business to clear it?" "My wife has no interest in paying off our debt and it's putting a strain on our marriage" "I'm 17 and I am paying $1,100 for my car payment and insurance" "Should I take a semester to study abroad or should I grow my business?" "Should I sell off my investment property to pay off my primary home?" "My mom keeps asking me for money. How do I help her so she can support herself?" "I want to build a tiny home but it doesn't qualify for a mortgage, how do I finance this?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 💵 Start your free budget today. Download the EveryDollar app 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:01
Focused Intensity Is The Only Way To Make Financial Progress
11/19/2025
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Dr. John Delony answer your questions and discuss: "How do I set a realistic budget around Christmas when I want to give everything to my kids?" "I'm house poor and my debt is overwhelming me. How do I get out of this situation?" "We are $100,000 in consumer debt and we have been spending more than we make. Is a HELOC the only way out?" "Should we refinance a student loan in deferment?" "If I file for divorce, what should be my financial priorities?" "Who can I hire to help me manage my elderly parents finances?" "How do I plan for my future when most of my income is used to help my mom with expenses? "Should I sell my home in order to buy my son a house?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 🤓 File your taxes with 100% accurate software that’s less than half of the price 💵 Start your free budget today. Download the EveryDollar app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:47
You Can’t Control the Past, But You CAN Control the Path Forward
11/18/2025
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Jade Warshaw answer your questions and discuss: "My mom took student loans out in my name that I didn't know about. Should I let those loans go into default?" "How do we stay financially secure after we were in a car accident?" "My brother backed into my car and wrecked it. Now he is avoiding my husband and I. What should we do?" "We are in the negative every month on our rental income. What should we do?" "I live with, and work for my boyfriend. I feel like I don't have anything for myself. What should I do?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💵 Start your free budget today. Download the EveryDollar app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 🏠 Get organized and prepared to buy or sell a home 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:20:07
You Still Have Time To Change Your Financial Situation
11/17/2025
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and George Kamel answer your questions and discuss: "My boyfriend doesn’t want to marry me until I pay off my son's Parent PLUS Loan" "How can I get out of debt on a low income?" "Are rent-to-own plans a good way to grow my business?" "Our house burned down in the LA fires and insurance didn’t cover it. Should we pull from retirement to rebuild?" "My husband handles all of the finances. Is wanting to be included asking too much?" "Am I obligated to share my inheritance with my sisters?" "My husband and I exceed the income limits for retirement contributions. What other strategies should we consider?" "Should I sell my house or continue renting it to my in-laws?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🛒 Black Friday deals won't last. Get gifts for as low as $6.99! 🤓 File your taxes with 100% accurate software that’s less than half of the price ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:18:20
"I'm 49 With Nothing Saved For Retirement"
11/14/2025
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and George Kamel answer your questions and discuss: "I don't have anything saved for retirement. Is it too late for me to start investing?" "I keep having to dip into my investments to pay my taxes. How do I stop this cycle?" "When I turn 18 I will gain access to a $100,000 stock portfolio. How do I best grow this money?" "My wife wants us to pay off our house but it doesn't make sense to me" "I have been on social security for 25 years. How do I change my life and stop living in poverty?" "Should I refinance my home to pay off my debt and HELOC?" "Should we be saving money in an HSA when we are in Baby Step 2?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items 🤓 File your taxes with 100% accurate software that’s less than half of the price 💵 Start your free budget today. Download the EveryDollar app! ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:19:02
He's Behind On His Bills and Wanting to File For Bankruptcy
11/13/2025
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Jade Warshaw answer your questions and discuss: "We are $30,000 in debt and we're behind on our bills. Should we file bankruptcy?" "How can I pay off debt when I have nothing left over after paying all of my bills?" "My wife's friends told her that I am being financially controlling. Are they right?" "Can I use my kids' 529 plans to pay down my debt?" "Are my girlfriend and I building too much house?" "Should I hold off on paying my student loans and let the military pay them off?" "How do we figure out if it's worth it to move to a different state for a better quality of life?" "What's the best way to invest $1 million from a business deal?" "I caught my husband lying to me about our finances. How do I begin to rebuild trust in him?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🤓 File your taxes with 100% accurate software that’s less than half of the price. 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. 💵 Start your free budget today. Download the EveryDollar app! ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Duration:02:17:45