America's Wealth Management Show

Resources: Meet with us: https://bit.ly/4tfEV6e Education center: https://bit.ly/4vKzaPE Retirement Plan Checklist: https://bit.ly/3QkPmXp Retiring as a single individual in 2026 is mathematically more challenging than for married couples because single filers reach the 22% ordinary income tax bracket at roughly half the income level of those filing married-jointly ($100,000 vs. $200,000) . Without a "built-in" support system or caregiver, single retirees must prioritize a "Power Package" of legal documents—specifically Financial and Medical Powers of Attorney—to ensure their healthcare and financial wishes are executed should they become incapacitated. Video Chapters 0:00 Introduction: Why Financial Planning for Singles is Different 1:06 Personal Story: Navigating Independence After Loss 3:37 The Independence Factor: Building Your Own Support System 5:33 Tax Headwinds: Single vs. Married Filing Jointly 7:04 The Widow's Penalty: Transitioning to a Single Tax Filer 8:58 The Planning Window: RMDs at Age 75 and Roth Conversions 10:01 Capital Gains Levers: Capturing the 0% Tax Bracket 11:55 Long-Term Care for Singles: Stress-Testing "Solo Aging" 14:19 Modern Housing: Remodeling for Forever vs. Community Living 16:15 Legacy and End-of-Life Planning Without Heirs 17:41 DON'T DO THAT: The Single Person's Power of Attorney Mistake 20:12 Starting the Journey: The Freedom of the Planning Process Sources: https://youtu.be/Cd3As3HjCMg https://youtu.be/N8MiXAKTbmc https://youtu.be/C7_GdgN502Q https://youtu.be/lSy5ggQWmn8 https://www.modwm.com/catch-up-contributions-for-your-retirement-plan/ __________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

In this episode, Logan DeGraeve, CFP®, and Corey Hulstein, CPA, distinguish between reactive tax preparation and proactive forward-looking tax planning . We analyze the IRC §408 implications of the SECURE Act's 10-year rule, which requires non-spouse beneficiaries to liquidate inherited IRAs within a decade, often creating a significant tax burden for heirs in their peak earning years. The discussion covers the "Silo Effect"—the financial danger that occurs when a CPA, attorney, and advisor fail to coordinate—exemplified by families who draft complex trusts but fail to properly title and fund them, leading to unnecessary probate. _____________________ Educational Tool: Access the Retirement Plan Checklist to benchmark your current 401(k) and Social Security strategy against 2026 inflation. Topical Deep-Dive: Visit the Modern Wealth Education Center for informative content on withdrawal strategies and tax-efficient retirement planning. Fiduciary Consultation: To move from education to a personalized financial plan, you can schedule a meeting with our CFP® and CPA team._____________________ Chapters: 00:00 Proactive Tax Planning vs. Reactive Tax Prep 2:40 Relocation and Asset Access in Financial Planning 4:07 2026 Estate Tax Limits: $15M and $30M Exemptions 5:07 The Emotional Side of Inheritance: Helping Heirs Now vs. Later 6:15 Generational Wealth Accounts: Brokerage, Roth IRAs, and 529s 8:00 The Airplane Analogy: Putting Your Own Oxygen Mask On First 11:23 2026 Annual Gift Exclusion Rules: How to Gift Correctly 13:23 Strategic Gifting: How to Transfer $300k+ Annually Tax-Free 17:03 Gifting In-Kind: Leveraging 0% Capital Gains for Grandkids 19:26 Step-up in Basis: The Best Wealth Transfer Strategy? 21:54 The SECURE Act 10-Year Rule and Roth Conversions 23:24 Why Charitable Heirs Should Avoid Roth Conversions 26:11 The Silo Effect: Why Your Professionals Must Coordinate 28:12 Trust Funding Failure: Avoiding the Probate Trap ____________________ Sources: Presented by Corey Holstein, CPA, and Logan DeGraeve of Modern Wealth Management®. https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill https://www.irs.gov/taxtopics/tc703 https://youtu.be/YiI7qjR0fXQ?si=c46LfHzc-cEhGe8b https://www.americanbar.org/groups/real_property_trust_estate/resources/estate-planning/revocable-trusts/ https://youtu.be/bubZLJUdIlI?si=SEZYhTN5iaI_EmR- https://youtu.be/ze1sYnh_VR8?si=Xjvd2ycXS-dO0IUp https://youtu.be/B4mTbCUuFGE?si=tC2B0j6HZggOk45r https://youtu.be/BdM-15mxEDM?si=0jFMRTao3Gbg1dG_ https://youtu.be/n_uePPhiZPE?si=25LMA21TmUe0UyFH https://youtu.be/RmiJyyuhmj0?si=ovZe-AWqhyBjx9yp ______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Educational Tool: Access the Retirement Plan Checklist to benchmark your current 401(k) and Social Security strategy against 2026 inflation. Topical Deep-Dive: Visit the Modern Wealth Education Center for informative content on withdrawal strategies and tax-efficient retirement planning. Fiduciary Consultation: To move from education to a personalized financial plan, you can schedule a meeting with our CFP® and CPA team. The 2026 conflict in Iran and the closure of the Straits of Hormuz—a chokepoint for approximately 40% of the world's oil—have pushed energy prices above $100 per barrel, leading the Nasdaq and S&P 500 into correction territory. While the U.S. remains net energy independent, global pricing interconnectedness has triggered a 10% market pullback, requiring retirees to focus on portfolio rebalancing rather than emotional liquidations. This analysis features Dean Barber, Managing Director at Modern Wealth Management and David Mitchell, Managing Director at AllianceBernstein. We examine potential outcomes of the Iranian conflict, noting that Iran's population of 92 million and its control over global commodity inputs like helium and fertilizer make this vastly different from previous Middle Eastern conflicts. We also discuss the 2026 bear market in tech, citing Microsoft's 27% decline despite stable earnings, and the emergence of tax-exempt municipal bonds with taxable equivalent yields reaching the 7% range. Sources: Insights provided by David Mitchell of AllianceBernstein and Dean Barber of Modern Wealth Management. This session emphasizes the fiduciary duty to manage portfolios based on stick-to-itiveness and mathematical probability. https://www.gspublishing.com/content/research/en/reports/2023/09/05/d33a1656-f37e-4661-9111-f6fe593ffa8a.html https://en.wikipedia.org/wiki/Demographics_of_Iran https://www.eia.gov/outlooks/steo/ https://www.investopedia.com/terms/c/correction.asp https://www.eia.gov/international/analysis/special-topics/World_Oil_Transit_Chokepoints https://www.marketwatch.com/investing/index/dxy https://www.morganstanley.com/im/en-us/institutional-investor/insights/articles/potential-gains-in-2026.html https://www.marketplace.org/story/2026/03/30/oil-passed-100-a-barrel-prices-are-expected-to-keep-rising https://www.macrotrends.net/1369/crude-oil-price-history-chart https://www.cnbc.com/2026/03/30/powell-sees-inflation-outlook-in-check-no-wider-crisis-yet-in-private-credit.html https://youtu.be/c7t_H6k2GW8?si=aGiID1fgUpzQ97wl https://www.nasdaq.com/articles/1970s-flashback%3A-history-is-starting-to-rhyme-offering-a-road-map-of-how-to-profit https://finance.yahoo.com/markets/stocks/articles/microsoft-just-had-worst-quarter-113000733.html?guccounter=1 https://www.pewresearch.org/politics/2026/03/25/americans-broadly-disapprove-of-u-s-military-action-in-iran/ https://www.wsj.com/world/middle-east/trump-iran-war-strait-of-hormuz-ee950ad4 https://www.youtube.com/watch?v=y3M7jdSxNY8 https://finance.yahoo.com/news/consumer-spending-has-powered-us-economic-growth-the-iran-war-is-testing-its-resilience-090043647.html?guccounter=1 ______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Educational Tool: Access the Retirement Plan Checklist to benchmark your current 401(k) and Social Security strategy against 2026 inflation. Topical Deep-Dive: Visit the Modern Wealth Education Center for peer-reviewed instructional content on withdrawal strategies and tax-efficient portfolio design. Fiduciary Consultation: To move from education to a personalized Financial Independence plan, you can Schedule a Meeting with our CFP® and CPA team. A sustainable retirement income strategy for 2026 involves calculating the "post-retirement cash flow" deficit—the difference between total desired spending and guaranteed income sources like Social Security or pensions . To bridge this gap, retirees should consider utilizing a "three-bucket" framework that organizes assets into safe (1–2 years), moderate (3–7 years), and growth (10+ years) categories to ensure immediate liquidity while protecting against sequence of return risk. This analysis, featuring Dean Barber and Neal Falkenberry, CFA, details the shift from the near-zero interest rate environment of the previous decade to the 2026 landscape where taxable bonds yield 4–5% and tax-free municipal bonds offer approximately 3.5%. We explore the impact of the One Big Beautiful Bill Act, specifically the senior deduction that allows married couples over 65 with a gross income of $140,000 to qualify for a 0% capital gains rate. Furthermore, we address Medicare IRMAA (Income Related Monthly Adjustment Amount) surcharges, which increase premiums for those with a Modified Adjusted Gross Income (MAGI) exceeding $210,000. Sources: Presented by Dean Barber and Neal Falkenberry, a Chartered Financial Analyst (CFA) and Managing Director at Modern Wealth Management. This presentation emphasizes the fiduciary standard, providing objective education to combat high-commission financial sales tactics. This content was reviewed by internally to ensure compliance with tax law changes and fiduciary standards. How Americans are feeling about their finances as they age https://www.pewresearch.org/social-trends/2025/11/06/how-americans-are-feeling-about-their-finances-as-they-age/ Three Major U.S. Stock Indices (1990 -2000): https://www.researchgate.net/figure/Three-Major-US-Stock-Indices-1990-2000_fig2_272661669 Sequence of Returns Risk and Why Timing Matters: https://www.modwm.com/sequence-of-returns-risk-and-why-timing-matters/ 2026 Tax Brackets: https://taxfoundation.org/data/all/federal/2026-tax-brackets/ The Great Recession - December 2007-June 2009 https://www.federalreservehistory.org/essays/great-recession-of-200709

Education center: https://bit.ly/4boCDv9 Retirement Plan Checklist: https://bit.ly/47JolTm Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/KN5tIHSo3sY?si=I8fyj_cp_uz8sw_o Sources: https://www.irs.gov/forms-pubs/about-schedule-c-form-1040 https://www.modwm.com/how-filing-for-a-tax-extension-works/ https://www.irs.gov/payments/failure-to-file-penalty https://www.irs.gov/payments/underpayment-of-estimated-tax-by-individuals-penalty https://www.fidelity.com/learning-center/smart-money/hsa-contribution-limits https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmds #retirementplanning #taxplanning _______________ Investment advisory services offered through Modern Wealth Management, LLC, a registered investment adviser. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education center: https://bit.ly/4sVDeu9 Retirement Plan Checklist: https://bit.ly/4rEy3O9 Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/ze1sYnh_VR8?si=rss9H5ct9zwmE8Zo https://youtu.be/KN5tIHSo3sY?si=N7w_n2iERZyl-FPy https://youtu.be/sACQi2RIEvQ?si=rL90bf2mKSr4cA00 Sources: https://www.irs.gov/newsroom/check-your-eligibility-for-the-new-enhanced-deduction-for-seniors https://v/learn/story/using-tax-brackets-to-manage-your-taxable-income https://www.irs.gov/newsroom/questions-and-answers-on-the-net-investment-income-tax https://bipartisanpolicy.org/issue-brief/how-the-new-charitable-deduction-floors-work/ https://www.irs.gov/newsroom/irs-marks-70th-anniversary-of-april-15-tax-filing-deadline https://www.modwm.com/how-filing-for-a-tax-extension-works/ #retirementplanning #taxplanning _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4plMZjr Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/pHV0kG9xOdc?si=U-p06vNu8QyS1MO1 https://youtu.be/JVOnl_AKQoQ?si=LP8rD2UezYFbjHim https://youtu.be/N8MiXAKTbmc?si=TQSl1xktZ7aHAvLT https://youtu.be/bubZLJUdIlI?si=DEpuC8Hgv-ilMIJh https://youtu.be/pFH4T8TA8WI?si=rYGAB7sPMYuWY9Sj https://youtu.be/SJJGFC-0vkA?si=CYS5fLvCGzHNzhkn https://youtu.be/KN5tIHSo3sY?si=F3l_olMQr9kREH6q https://youtu.be/eEKbnn8svQ8?si=amJI8ppOjB-Jyjls https://youtu.be/ze1sYnh_VR8?si=PN1z6EzJ1HLEU4a- Sources: How much do I need to retire? https://www.fidelity.com/viewpoints/retirement/how-much-do-i-need-to-retire Rightsizing vs. Downsizing: What Are the Differences? https://www.modwm.com/rightsizing-vs-downsizing/ How does medical inflation compare to inflation in the rest of the economy? https://www.healthsystemtracker.org/brief/how-does-medical-inflation-compare-to-inflation-in-the-rest-of-the-economy/ #retirementplanning #retirementgoals _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education center: https://bit.ly/3ONy04K Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/SJJGFC-0vkA?si=BYerfilxAOPKkmJc Sources: https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-research/womens-initiative/cfp-board_win_web.pdf https://www.cfp.net/-/media/files/cfp-board/knowledge/reports-and-rese arch/advancing-women-in-financial-planning-cfp-board-2025.pdf https://www.cfp.net/industry-insights/reports-and-statistics/professional-demographics #womeninfinance #financialplanning #jobopportunities _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Meet with us: https://bit.ly/4rpVwU1 Education center: https://bit.ly/4aDBfDb Retirement Plan Checklist: https://bit.ly/40jmYGQ Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/RkUQah73S_Q?si=-TVrmVdsQyKDTeax https://youtu.be/bubZLJUdIlI?si=iCwt6KFZ9IFLruMa https://youtu.be/Ll3G37cCZMI?si=wwmst7BNE2UGSlyi https://youtu.be/uUL3Q1VbkRc?si=qJSM4Cv2keUmcvwm https://youtu.be/6UcLAmM6wtI?si=AmkJSYPLLMlqoPhL Sources: https://www.modwm.com/gray-divorce-and-its-financial-impact/ https://pmc.ncbi.nlm.nih.gov/articles/PMC5279946/ https://newsroom.fidelity.com/pressreleases/love---money--most-couples-give-themselves-high-marks-in-communication--yet-fidelity-study-reveals-h/s/c15df94d-f289-4d2d-bb10-85424c803f8e https://www.bgsu.edu/ncfmr/resources/data/family-profiles/allred-gray-divorce-rate-geo-var-2017-fp-19-20.html https://www.modwm.com/retirement-plan-checklist/ #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Meet with us: https://bit.ly/4tjvl2m Ed center: https://bit.ly/4rxbQlt Retirement checklist: https://bit.ly/46vMaNM Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/3Yn_m-k9Rk0 https://youtu.be/lSy5ggQWmn8 https://youtu.be/2eU3mv_rmr0 https://youtu.be/hN42aRqv-1g Sources: https://www.ada.gov/topics/intro-to-ada/ https://www.westernsouthern.com/life-insurance/what-is-a-critical-illness-rider https://www.cancer.gov/publications/dictionaries/cancer-terms/def/medical-power-of-attorney https://www.aarp.org/caregiving/basics/memory-care-alzheimers-dementia/ https://www.investopedia.com/terms/s/sequence-risk.asp https://www.modwm.com/sequence-of-returns-risk-and-why-timing-matters/ #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4aQZv6x Meet with Us: https://bit.ly/3LDIMtb Retirement Checklist: https://bit.ly/3NadURD Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 5 Stealth Taxes To Watch Out For https://youtu.be/RCr6BLuG3qY What Are The Tax Benefits of Charitable Donations? https://youtu.be/RmiJyyuhmj0 Roth Conversion Strategies Under the Big Beautiful Bill https://youtu.be/hQRWwtbY_dE IRA RMD Requirements https://youtu.be/DF13FV4EhCU The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8 Sources: https://www.modwm.com/catch-up-contributions-for-your-retirement-plan/ https://www.modwm.com/2026-401k-and-ira-contribution-limits/ https://www.ssa.gov/forms/ssa-44.pdf https://www.modwm.com/donor-advised-funds/ https://www.modwm.com/2026-tax-brackets/ _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/3LccpSl Meet with Us: https://bit.ly/49krWIZ Retirement Checklist: https://bit.ly/4b1DoKR Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/5CHb7BAAI2Q?si=iCDymwGcVQAMlwI5 https://youtu.be/N8MiXAKTbmc?si=-e8KTbg4aTDHFPJ7 https://youtu.be/ZmYxM_xBmmw?si=DwdU_5ElW_VCiuRy https://youtu.be/uUL3Q1VbkRc?si=VuzAFZ4m6iA8ip7V https://youtu.be/ze1sYnh_VR8?si=HZ1KHcxeOfhLbTey https://youtu.be/uUL3Q1VbkRc?si=FThlCk2GzO4QUzO8 https://youtu.be/bubZLJUdIlI?si=tTZBHWt9rNeBf_7V https://youtu.be/C7_GdgN502Q?si=VEGqXcL3tbePwobW Sources: https://youtu.be/5CHb7BAAI2Q https://youtu.be/N8MiXAKTbmc https://youtu.be/ZmYxM_xBmmw https://youtu.be/uUL3Q1VbkRc https://www.modwm.com/donor-advised-funds/ https://youtu.be/C7_GdgN502Q #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4qdzVgk Meet with Us: https://bit.ly/4s0Znrf Retirement Checklist: https://bit.ly/3MIzooe Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/PmfNAwK6B9s https://youtu.be/oPanexiISYE https://youtu.be/RCr6BLuG3qY Sources: https://www.modwm.com/2026-tax-brackets/. https://www.modwm.com/new-tax-provisions-one-big-beautiful-bill-act/ https://www.modwm.com/2026-401k-and-ira-contribution-limits/ https://www.modwm.com/social-security-cola-increase-for-2026/ https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles https://www.whitehouse.gov/articles/2025/12/landmark-dell-gift-supercharges-trump-accounts-for-americas-kids/ #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Tax Tips in 10 Ep 50 Education Center: https://bit.ly/48Outta Meet with Us: https://bit.ly/48S9F5D Retirement Checklist: https://bit.ly/4j1cFzP Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/ze1sYnh_VR8 https://youtu.be/KifcDu_6UAI Sources: https://www.irs.gov/newsroom/historical-highlights-of-the-irs https://files.taxfoundation.org/legacy/docs/fed_individual_rate_history_nominal.pdf #TaxTips #Income #Tax Planning _______________________________________________________________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4qccGTM Meet with Us: https://bit.ly/4q8ISri Retirement Checklist: https://bit.ly/4shrp1U Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://youtu.be/C7_GdgN502Q?si=GU3T-nIemsTmh8K1 https://youtu.be/ze1sYnh_VR8?si=nRvqUbJbtNiL6onU https://youtu.be/ze1sYnh_VR8 https://youtu.be/V23VSDjDkYw https://youtube.com/shorts/PcYSYF9SZeA https://youtube.com/shorts/p9wub7m2TI8 https://youtube.com/shorts/jcG6tmi8Epc https://youtu.be/uUL3Q1VbkRc https://youtu.be/2eU3mv_rmr0?si=HbiLmB1mqwxl-aTL Sources: Goldman Sachs, Morgan Stanley warn of a market correction: 'Things run and then they pull back' https://www.cnbc.com/2025/11/04/goldman-sachs-morgan-stanley-warn-of-a-market-correction.html #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4oVmosU Meet with Us: https://bit.ly/44wooAu Estate Planning Guide: https://bit.ly/3KSSQxW Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 Do You Have the Right Insurance Coverage? https://youtu.be/WNsMrhaXPRQ?si=V0lzRcWuJHh_QDHI Risk Management: Covering Your Assets, Before It's Too Late! https://youtu.be/nrYRM0Do_zc?si=YgKJKx8arcSejQfm Retiring Early? Plan Your Insurance Before 65 https://youtu.be/nrYRM0Do_zc?si=YgKJKx8arcSejQfm Sources: https://www.thestreet.com/retirement/many-are-unprepared-for-long-term-care-needs https://www.carescout.com/cost-of-care https://youtu.be https://youtu.be/58bvSP238pc?si=NNtInBtcNv_LcqXd #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Tax Tips in 10 Ep 48. Education Center: https://bit.ly/48V35db Meet with Us: https://bit.ly/48OQZCd Tax Reduction Strategies: https://bit.ly/4q3X9p9 Retirement Checklist: https://bit.ly/4pD7Qzk Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8?si=PSDyL6si1k38AcmK Sources: https://www.irs.gov/newsroom/treasury-irs-issue-guidance-on-trump-accounts-established-under-the-working-families-tax-cuts-notice-announces-upcoming-regulations https://www.irs.gov/pub/irs-drop/n-25-68.pdf https://www.modwm.com/2025-401k-and-ira-contribution-limits/ #TaxTips #Income #Tax Planning _______________________________________________________________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/3Xu8YJd Meet with Us: https://bit.ly/48y5UAG Tax Reduction Strategies: https://bit.ly/4ixCPdc Retirement Checklist: https://bit.ly/3Mg8FPF Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 Do You Have the Right Insurance Coverage? https://youtu.be/WNsMrhaXPRQ?si=V0lzRcWuJHh_QDHI Risk Management: Covering Your Assets, Before It's Too Late! https://youtu.be/nrYRM0Do_zc?si=YgKJKx8arcSejQfm Retiring Early? Plan Your Insurance Before 65 https://youtu.be/nrYRM0Do_zc?si=YgKJKx8arcSejQfm Sources: https://www.thestreet.com/retirement/many-are-unprepared-for-long-term-care-needs https://www.carescout.com/cost-of-care https://youtu.be https://youtu.be/58bvSP238pc?si=NNtInBtcNv_LcqXd #Investments #FinancialPlanning #WealthManagement _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Tax Tips in 10 or Less Ep. 47 Education Center: https://bit.ly/4oxyjwO Meet with Us: https://bit.ly/3XAegCT Tax Reduction Strategies: https://bit.ly/4peI3gq Retirement Checklist: https://bit.ly/4posuDi Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 2025 Tax Brackets & Contribution Limits https://youtu.be/KifcDu_6UAI Inherited IRA Rules and the SECURE Act https://youtu.be/aR5xJhnrtSU The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8 Sources: Ed Slott, America's IRA Expert https://storenfinancial.com/ed-slott/#:~:text=Ed%20Slott%20is%20a%20nationally%20recognized%20IRA,strategies%20into%20understandable%2C%20actionable%20and%20entertaining%20advice. Catch-Up Contributions https://www.federalregister.gov/documents/2025/09/16/2025-17865/catch-up-contributions Super Catch-up 401(k) Contributions: Are You Eligible to Make Them? https://www.modwm.com/super-catch-up-401k-contributions/ 2025 401(k) and IRA Contribution Limits https://www.modwm.com/2025-401k-and-ira-contribution-limits/ #TaxTips #Income #Tax Planning _______________________________________________________________ Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Education Center: https://bit.ly/4427vNR Meet with Us: https://bit.ly/3KtKpsT Tax Reduction Strategies: https://bit.ly/4rzc24n Retirement Checklist: https://bit.ly/4pEoKx4 Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 7 Reasons NOT to Convert to a ROTH IRA https://youtu.be/ajbi8hkakn4?si=h6De9pZ1JG9KI-aj The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8?si=rva0kEun3wNpBhvS Sources: 2026 Tax Brackets: IRS Makes Inflation Adjustments https://www.modwm.com/2026-tax-brackets/ IRS releases tax inflation adjustments for tax year 2026, including amendments from the One, Big, Beautiful Bill https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill Tax On Death Explained by @taxleverage https://youtube.com/shorts/hJiVrwTD5do?si=xdw6skMXabCKvlkx _______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered. The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.