Becoming A Financially Confident Woman

In this podcast, we explore the age-old question: should you pay off your mortgage early? Delve into the intricacies of mortgage repayment strategies, financial planning insights to help you navigate this critical decision. Tune in as we weight the pros and cons, debunk myths, and provide guidance to empower you on your journey to financial freedom. To learn more about Dr. April and how she helps women executives and business owners create and grow generational wealth contact her office at: Info@womantowomanfinancial.com or call 904-753-5250. You may also visit her website at: https://www.womantowomanfinancial.com

Dr. April chats with mortgage expert Mrs. Candice Sturgis. Candice is a mortgage expert at Main Street Home Loans. She works with first time homebuyers, divorcees, real estate investors and others to educate and assist them in the mortgage lending process. She has decades of experience in banking, finance, and the mortgage industry. Listen as we delve into the complex world of divorce and home ownership. Join us as we explore the intricacies of untangling shared mortgages, navigating refinancing options, and understanding the legal and financial implications of dividing property during divorce proceedings. Candice provides practical insights and strategies to help divorcing couples navigate this challenging terrain and make informed decisions about their mortgages and future home ownership. Whether you're facing divorce or supporting someone who is, this podcast equips you with the knowledge and resources to navigate the intersection of mortgages and divorce with confidence and clarity. To discuss your mortgage options you may contact Candice at: csturgis@mainstreethl.com or visit her website at www.CandiceSturgis.com or call 904-490-9201 ext. 701

Dr. April talks with Mrs. Lakita Spann, CEO of Mr. Potato Spread, a successful eatery in Jacksonville, Florida. Mrs. Spann was also selected as Jacksonville's Small Business Leader of the Year for 2024. Listen to the captivating podcast that shares the inspiring story of a remarkable woman business owner who has overcome numerous challenges to become the Small Business Leader of the Year. In this episode we delve into her journey, explore the obstacles she and her husband face, the strategies she employed, and the lessons she learned along the way. Listeners will gain valuable insights into entrepreneurship, resilience, and the power of perseverance. Listen as we discuss the trials and celebrate the triumphs and navigate the trials of small business leadership with this extraordinary woman at the helm. If you are in Jacksonville, Florida I encourage you to visit her restaurant. If you are not local, she does ship orders too! Visit: https://www.mrpotatospread.com/

Dr. April talks with Dr. Pamela Harvey-Cox a successful business owner in Direct Sales. Direct sales have long provided women with opportunities for financial independence and entrepreneurship, offering flexibility alongside other responsibilities like family and caregiving. Dr. Harvey-Cox shares how she grew from a SC State employee and single mother to a fulltime ultra successful business owner in the Direct Sales industry. Shares the common challenges that prevent women from succeeding in the industry and how she works with those willing to help them build businesses that allow them to leave a legacy for their families and communities. To learn more about Dr. Harvey-Cox visit her website: https://www.pameladcox.com/dr-pamela-d

In this inspiring episode of "Becoming a Financially Confident Woman", host Dr. April Murdaugh converses with Dr. Tammy Hodo, CEO of All Things Diverse. The in-depth discussion traverses Tammy's significant journey advocating diversity and inclusion as tools for transforming businesses and communities. An expose of her experiences, from face-offs with institutional racism and sexism to establishing a business promoting diverse and inclusive workspaces, this candid conversation offers invaluable insights for women entrepreneurs. Beyond the professional realm, you learn about the undying resilience of a multiethnic woman turning adversity into success while promoting equity and social justice. Moving from individual to societal narratives, the episode explores systemic biases and their impacts, highlighting the persisting racial disparities despite well-intentioned laws. It addresses poignant hustles like high infant mortality rates among African Americans, over-policing, and generational wealth discrepancies. Expect a meticulous analysis on historical practices responsible for these disparities. Then, Dr. Tammy Hodo takes us deeper, illuminating the effects of housing policies and practices such as suburbanization on minority communities. It's an eye-opening exploration of historical structures perpetuating socioeconomic gaps. However, it's not all under the hammer; the episode provides constructive solutions: cultural competence, pedagogic reform, and mentorship. Firmly believing in the power of empathy and shared histories as societal glue, the episode urges building cultural intelligence and takes a stand against stereotypical representations of diverse cultures. Join this enlightening discourse about diversity, inclusion, and the importance of cultural competence in organizational settings, as we venture through the intricate landscape of societal relations. Finally, listen to Dr. Hodo champion cultural competence strategies that organizations can adopt to enhance diversity. With a peek into her practical guidebook on handling difficult dialogues about identity, race, and politics, this episode emphasizes the need to go beyond just ticking off diversity and inclusivity checkboxes, urging us to be genuine change agents. To reach Dr. Hodo visit: www.AllThingsDiverse.com To watch her TED Talk visit: https://youtu.be/a4jPGhN5TCM?si=mL9mOVleMzIR1Hu1 To get a copy of her book visit: https://amazon.com/Difficult-Conversations-Identity-Politics-Education/dp/1032121432

Dr. April talks with CPA and Tax Advisor Wendy Barlin, CPA. Wendy is a personal business manager and financial confidante. Her specialty is taking all the tedious financial chores off the shoulders of busy professionals and business owners so that they can focus on the areas where they excel. she is committed to her clients' success. Whether establishing cost-cutting computer systems, negotiating with their banks or vendors, or analyzing their cash flow, she ensures that all financial decisions lead to greater profits. To learn more about how you can work with Wendy email her at :Wendy@wendybarlin.com or call: 310-405-1655

Broke No More: Healing Money Shame with Melisa Alaba.

Dr. April unpacks essential tips for navigating conversations about money with your significant other. Discover effective communication strategies, learn how to set common financial goals, and gain insights into building a strong financial foundation as a couple. Click to take the Money Psychology Quiz Click to schedule a complimentary Synergy Session with Dr. April.

Dr. April talks with Ms. Joy Young (she/her), the President of the Alpha Lamda Zeta Fraternity Incorporated, a National Lesbian Fraternity. In this insightful conversation, they delve into the distinctive financial landscape of the LGBTQ+ community. Joy generously shares her wisdom, offering advice, personal stories, and valuable insights. Together, they aim to enlighten listeners and individuals aspiring to contribute to the community, emphasizing that personal choices should not hinder access to essential services and products. Embark with us on a transformative journey toward financial empowerment and inclusivity. To learn more about Joy Young and the Alpha Lamda Zeta Fraternity Incorporated visit their website at: https://www.alphalambdazeta.com/

In this podcast Dr. April discusses strategies and tips for eliminating debt as a goal for the new year. This episode covers topics such honoring the commitment you make to yourself, know your current financial position to include income and necessary expenses, and strategies to begin the debt-freedom journey. If you would like the Spending Plan worksheet referenced in the podcast email for a complimentary copy at Info@womantowomanfinancial.com To schedule a Synergy Session if you desire help and accountability email: Info@womantowomanfinancial.com or schedule the appointment by clicking: https://calendly.com/w2wfinancial/60min

Dr. April talks with Collaborative Divorce and mediatory attorney Elaine Silver of Silver Divorce in Lake Mary (Greater Orlando) Florida. Her practice is limited to out of court resolution including Collaborative practice, unbundled services, representing clients through litigated matters, and mediating for families with and without lawyers in the room. She has been an attorney in Florida for over 20 years, where she founded the Silver Divorce Center. Elaine shares valuable insights into the collaborative divorce process, emphasizing its benefits and how it differs from traditional litigation. We delve into the principles of open communication, mutual respect, and shared decision-making that form the foundation of collaborative divorce, even with a controlling narcissist. Whether you're contemplating divorce or seeking a more amicable path, this episode offers a roadmap to empower individuals to make informed decisions during a challenging time. We also discuss the Grey Divorce now permeating our country. Tune in to gain a deeper understanding of collaborative divorce and learn how collaborative divorce professionals like Elain are championing a more compassionate and constructive approach to separation. Schedule a consultation with Elaine by visiting her website: www.Silverdivorce.com or call 407-268-6830 To learn more about Collaborative Divorce visit: https://www.collaborativepracticeflorida.com/start-your-process-here/

Since this is Open Enrollment season, Dr. April talks with Health Insurance expert Lorie Johns. Lorie has been in the health insurance industry for 25 years. She is not just an agent, but an adviser to people needing individual health insurance and Medicare coverage. On this podcast, Lorie educates us on the health insurance terminology, how to interpret different types of coverages, the purpose for the Marketplace, how to select coverage and so much more. You might want to have a pen and pad available as you listen. If you need to contact Lorie, you may reach her by email at: LJohns@Tisonassociates.com or via phone at 904-723-9083. Website: https://www.tisonassociates.com/

Dr. April explores the critical decision individuals face when it comes to managing their finances. She delves into the pros and cons of do-it-yourself financial planning versus seeing professional advice. Listeners can expect to gain a comprehensive understanding of the advantages and challenges associated with both DIY financial management and relying on financial professionals. The podcast aims to empower its audience with the knowledge needed to make informed decisions about their financial future. If you need help contact Dr. April for a complimentary consultation at: Info@womantowomanfinancial.com

Dr. April interviews Mrs. Twyla Prindle-Ivey, the CEO and Founder of Kash Kids a nonprofit organization that teaches financial literacy to K-12 students in Jacksonville Florida and surrounding areas. She also has an online program available to children nationwide. Twyla is no stranger to financial mistakes. She has taken the education she received from her parents and her own experiences to help children and their parents learn about money to help them lead "struggle free lives." Twyla also has a curriculum and books that she self-published, focused on financial topics for children. For this holiday season she is offering an eight book bundle for $55. You may visit her website at: www.kashkids.org to learn more about her organization and obtain financial education materials for your children, grandchildren, friends and family. For more information visit her website or email her at: twyla@kashkids.org

Dr. April talks with Image Presentation & Executive Coach Linda Yates about negotiating as a C-Suite woman. Ms. Yates is a former CEO of a fortune 100 company an author, leadership consultant, keynote speaker and host of the IntHerRupt Podcast. She shares tips that women need when negotiating for a pay or position raise. Believe it or not your image matters. Your image boosts your confidence and is an important part of the negotiation process. Ms. Yates outlines the things women need to prepare to negotiate. Contact Linda to learn more about her services Email: linda@lhyatesconsulting.com Website: lhyatesconsulting.com Phone: 561-206-2531.

Dr. April explores an extremely sensitive topic among parents. A single mother herself, she provides five key reasons why life insurance for your children matters. Many parents have group term life insurance for their children through their employer. Job changes and layoffs are the reasons why she encourages families purchase life insurance outside of work for themselves and their minor children. Listen as she outlines and explains the reasons why you should purchase this important coverage especially for your minor children. To learn if the strategies outlined in the podcast are for your, schedule a complimentary financial consultation at: https://calendly.com/w2wfinancial/life-insurance-consultation Email: Info@womantowomanfinancial.com or call 904-753-5250. Website: www.womantowomanfinancial.com

Dr. April chats with Mrs. Genie McGee, Retirement Mortgage Specialist at Fairway Mortgage. Mrs. McGee dispels the myths surrounding using your home as part of your retirement and generational wealth strategy. Mrs. McGee outlines the qualifications, the process, and why should someone seek to use their home as part of their retirement planning strategy. Moreover, she explains that this strategy is not for the desperate person or a last resort option, but should be an option for all homeowners when planning their financial futures. Gone are the days where Home Equity Conversion Mortgages are for only poor people in urban communities; it has now become a strategy used by the middle class and high net worth individuals desiring to live the retirement lifestyle they deserve as well as leave a lasting legacy. Listen as we delve into this controversial topic. For questions, you may contact Mrs. McGee at: 404-388-1885 or via email at: genie.mcgee@fairwaymc.com Visit her website: https://fairwayreverse.com/loan-officers/genie-mcgee/

Dr. April shares her story of how she lost everything three times and started over financially. A widow and divorcee, she had her share of financial challenges. Determined to learn to improve her financial life and share this knowledge with others, she began teaching financial education courses for free in her church and local libraries f After crawling out from a financial mess once again and becoming a college professor, she began her firm Woman To Woman Financial, a wealth management firm that provides women executives, business owners and their families the financial education, encouragement and empowerment needed to gain the financial confidence and create and grow generational wealth. In this podcast, Dr. April shares the tips she used to overcome her financial challenges and start anew. To learn more about how she works with clients, schedule a financial consultation at: https://calendly.com/w2wfinancial/60min or email her at: Info@womantowomanfinancial.com

Women physicians receive less compensation than their male counterparts, are more likely to experience burnout, have to juggle the demands of family life, caregiving, patient care, continuing education and planning their financial futures. In this episode Dr. Murdaugh, CEO/Founder of Woman To Woman Financial, a wealth management firm for women, discusses the top financial concerns of women physicians based on her experience as an Investment Adviser. She discusses topics such as negotiating, the gender pay gap, planning to pivot, family planning, understanding contracts, and creating and growing wealth. To learn more about her services and schedule a complimentary call click: https://calendly.com/w2wfinancial/60min To visit her website: http://womantowomanfinancial.com Call 904-753-5250

Dr. April interviews Kimberly Trimingham a widow whose husband was one of the employees in the Towers September 11, 2001. Kimberly explains how she tragically lost her husband who was on the 104th of the Tower. She shares the struggle of accepting his passing, being thrust into becoming a single mother of three small children, how she managed emotionally, mentally, and financially. This podcast explores the resilience and strength of Kimberly as she and her young children navigated the aftermath of 9/11. Ms. Trimingham gives suggestions to women on navigating sudden loss, and shares how she and her children, now successful adults, managed to survive with the help of family, friends, and the New York community.