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Finance Money Life

Business & Economics Podcasts

Talking all things finance, money and life - with no jargon and no judgement. Out to prove that you don't need to be an expert to understand money.

Talking all things finance, money and life - with no jargon and no judgement. Out to prove that you don't need to be an expert to understand money.

Location:

Australia

Description:

Talking all things finance, money and life - with no jargon and no judgement. Out to prove that you don't need to be an expert to understand money.

Language:

English

Contact:

0423135262


Episodes

24: From Smith Family recipient to an investment property

2/8/2021
G'day beautiful people! Today's a special episode with a special guest. You asked for it - an interview with my own mother! She's got a pretty epic story about being raised as a Smith Family recipient, to owning her own home and an investment property. She chats through: - being raised in relative poverty; - whether she or her mum felt shame about circumstances; - having no choice but to go into debt; - deciding to buy a house and making financial decisions; - finding the courage to...

Duration:00:52:35

23: BITCOIN BABY

1/25/2021
G'day beautiful people! Bitcoin has been in the news like CRAZY lately. So, what's the deal with it? In this episode, we cover all of the things, including: - what in the world IS bitcoin? - what's blockchain technology? - what are altcoins? - what are the advantages and disadvantages of bitcoin? - what is bitcoin 'mining'? - why are the prices so volatile? - how do I make money? - what's my personal opinion and when should I buy? - can I buy bitcoin indirectly, eg, through...

Duration:00:31:27

22: My story: buying and selling property in a week!

1/18/2021
G'day beautiful people! Well, even though this feels a bit love-me, you asked for it, so you only have yourselves to blame! In the last week, we were MIA. Why? Because apart from starting a new job, I sold a property and bought a property, all in one week! In this episode, it's a little bit of a sneak-peak, fly-on-the-wall understanding of what the process is like. We cover things like: - selling pre-market; - buying tips and strategies; - cooling off periods vs no cooling off...

Duration:00:37:48

BONUS EP: Buying a house Q&A

1/17/2021
G'day beautiful people! This is our first bonus ep for 2021, answering all your recent Q&As about buying a house. We just did it this week and will be covering the process in another episode! For this one we cover: - ideal deposit amount - investing in commercial property vs residential? - buying a property as co-mortgagors with parents - guarantors - sales tactics and how to negotiate - pre-approvals - do you need one before looking? - is it best to buy a house straight away or...

Duration:00:24:59

20: New year, who dis?! - Your questions answered

1/4/2021
G'day beautiful people! HAPPY NEW YEAR! WELCOME TO 2021 aka NOT 2020! YAY! Today, just to KICK OFF the year, we are answering your deepest, darkest, burning, most frequently asked questions, to set YOU up for the best financial year of your life! I conned my partner into asking me questions so he could pull me up if I wasn't making sense, so enjoy some fun batz, while we answer a range of questions including: - when should I start investing? - what's a broker? - how do I pick a good...

Duration:00:35:55

19: I ain't sayin' she a GOAL SETTER

12/28/2020
G'day beautiful people! I don't mean to alarm you but it's almost the end of 2020 - how in the world did we get here?! So, yet again, we threw it open on our socials for a topic - because this content is created for YOU the people - and you came back with financial goal setting! So, here we are! If you just groaned and are about to not hit download because you think you will be bored AF, I PROMISE it won't just be me harping on about how great SMART goals are. Or just chucking different...

Duration:00:32:37

18: How to buy a house (Part 2)

12/21/2020
G'day beautiful people! Coming out to you all from lock down on Sydney's northern beaches! We're bringing you what you want - the people have spoken - with How to Buy A House (Part 2)! Soooo, this episode is part 2, moving on from part 1 (episode 10), and is JAM-packed full of some of the crucial things to consider when you're looking to buy property - whether it's your first home or your next hurrah! We cover: - owner occupied vs investments - interest only loans vs principal &...

Duration:00:40:02

17: Some kind of SUPER star (Super Part 1)

12/15/2020
G'day beautiful people! Today, because you asked for it, we are talking all things superannuation (part 1). If you think that sounds boring, well firstly you only have yourselves to blame because you voted for it, and secondly - have you listened?! I can make anything fun! Promise. Today we cover a BUNCH of the super foundations, including: - what is super and why does it exist - what's the superannuation guarantee - what are concessional and non-concessional contributions... and why in...

Duration:00:34:42

A message from me

12/14/2020

Duration:00:00:39

16: A simple guide to shares (Part 2): Chat with expert investor Danielle Ecuyer

12/9/2020
G'day beautiful people! Today we pick up our chat with Danielle Ecuyer, who knows pretty much all there is to know about shares, and who also happened to author our very first FML book club book 'Shareplicity'. #notsponsoredjustgood The conversation was so great, I've split it across 2 episodes. This is part 2! Over the two part series, we cover A LOT, including: - what Dani looks for when investing in shares - long term shares vs cyclical trends - things to look for now, in the post...

Duration:00:33:12

15: A simple guide to shares: Chat with expert investor Danielle Ecuyer (Part 1)

12/7/2020
G'day beautiful people! Today we have the absolute PRIVILEGE of chatting with Danielle Ecuyer, who knows pretty much all there is to know about shares, and who also happened to author our very first FML book club book 'Shareplicity'. #notsponsoredjustgood The conversation was so great, I've split it across 2 episodes. This is part 1! Over the two part series, we cover A LOT, including: - what Dani looks for when investing in shares - long term shares vs cyclical trends - things to look...

Duration:00:41:18

14: CREDIT (aka debt), credit reports & credit ratings

11/30/2020
G'day beautiful people! Today we are talking CREDIT - aka DEBT. A bunch of you have slid right into our DMs asking some questions like: - what's the deal with credit ratings? Is this the same as a credit report? - how do I know my score? - how important is it to have a good score? - I missed one payment - am I stuffed forever? - What can I do to improve the score? WELL, we've heard you! Lucky for you (and me), we are joined by our very first guest on the episode, Geri Cremin, who is...

Duration:00:41:17

13: ITN - Black Friday & next year's SUPER changes

11/25/2020
G'day beautiful people! It's In the News Time today, and my, hasn't it been a HOT HOT week in finance and money news yet again! Today we chat about two things: FIRST: A quick hot minute talking about Black Friday sales which ARE UPON US. Our top 8 tips to take advantage of the sales without falling prey to superfluous consumerism. SECOND: This week, Treasury handed down a report about retirement, which means super. Regardless of whether you're close to retiring, super impacts you NOW....

Duration:00:24:50

12: Investing in Shares (Part 1)

11/23/2020
G'day beautiful people! Today we start by LAUNCHING OUR FINANCE BOOK CLUB! We are so bloody excited! We are starting with Shareplicity by Danielle Ecuyer. To facilitate this chat, we will be starting a CLOSED facebook group. If you want to join, or don't wanna read the book but just see what we get from it, share money wins / ask for advice etc - please join. Otherwise it will just be me sitting in the group, messaging to myself. ANYway. Join by searching 'Finance Money Life Discussion...

Duration:00:32:33

11: ITN - Stamp duty reforms & BNPL report card

11/18/2020
G'day beautiful people! It's In the News Time today, and my, hasn't it been a HOT HOT week in finance and money news! Today we chat about two things: FIRST: The historical stamp duty changes which are proposed in NSW (and putting pressure on the other states) - which were announced Tuesday. We talk - What are they and why are they being proposed? What will the impact be on housing prices, and will it help make buying a house more affordable? SECOND: On Monday, ASIC handed down a report...

Duration:00:22:19

10: How to buy a house (Part 1)

11/16/2020
G'day beautiful people! We had so many topics we wanted to cover, we couldn't decide what was next. So we threw it open to you and you voted most for How to buy a house! Soooo, this episode is jam-packed full of some of the crucial things to consider when you're looking to buy property - whether it's your first home or your next hurrah! We cover: - deposits - why we need them and how much we need - lenders mortgage insurance (more fun than it sounds...kinda!) - what's 'equity' - the...

Duration:00:33:35

9: ITN - YOU get a tax cut... and YOU get a tax cut!

11/11/2020
G'day beautiful people! For our latest In The News Ep, we're talking the Aus Gov being like Oprah and... GIVING 11.5 MILLION OF US A TAX CUT! In the words of Charlie Sheen, #winning! Today we cover: - why we're getting cuts; - how much more money you should expect in your bank each pay day; - when you'll get your hot little hands on it; and - MOST IMPORTANTLY, when you do.... WHAT should you do with it?! Sound good? Yeah, good. We reference some tax cut calculators so you can work...

Duration:00:19:37

8: Finding ANOTHER $1000 in the budget (Part 2 of 2)

11/9/2020
G'day beautiful people! It's PART TWO of our episode on actual ways to SAVE RIGHT HERE, RIGHT NOW. We include tips 9 through 18 (see part 1 for tips 1-9)! We've searched the internets and the government announcements, and our own experiences to compile this top list. Some general tips, and some ones that are available right now as coronavirus specials. If you use these tips or have any more to share, please hit us and up and let us know! None of the brands in the podcast are sponsored -...

Duration:00:22:44

7: ITN - The RBA cut the cash rate to lowest EVER. What does this mean for you?

11/4/2020
G'day beautiful people! So... Tuesday was eventful, hey? Yeah yeah, there was some horse race or something - but I'm talking about the RBA's decision to cut the cash rate to the LOWEST EVER in Australia's history! The RBA itself said as recently as May that it would never go this low. It's like a game of limbo - how low can it go? So, cool. This seems important. And it is! So, we're covering what this means AANNDD the implications for you! Join us to learn about: - what in the world is...

Duration:00:18:54

6: Finding an extra $1000 in the budget (Part 1)

11/2/2020
G'day beautiful people! We hope you all had a FABULOUS week. We had such a great response on savings, that we're doing it again - but focusing on actual ways to curb the spending right now. There's all kinds of special deals and discounts around given this whole pesky coronavirus thing, such that we've needed to break this topic across two episodes! Here's one, and tune in for our second episode jam-packed with even more tips, dropping next week. None of the brands in the podcast are...

Duration:00:25:57