Money Talk With Tiff

You set the goal. You made the plan. Three months later... nothing. Not because you failed. Because you never measured. Most of us are excellent at setting targets and terrible at reviewing progress. We rely on feelings ("I think I'm doing okay") instead of facts ("I saved $400 of the $500 target"). Then we wonder why the same patterns repeat. In this episode, I introduce "The Stewardship Review" — a three-step framework for measuring what actually matters: Step 1: What did you actually do? Pull the data. Bank statements. Calendar. Energy levels. Not what you planned — what happened. Step 2: What moved the needle? Which actions produced results? Which consumed time without return? This is where "busy" gets separated from "productive." Step 3: What changes before next season? Not a complete overhaul. One adjustment to time, money, or energy allocation. Stewardship is iterative, not perfect. I also share why stewardship includes more than money — your time, your energy, your influence, your peace. Faithful management of all of it. Because growth without peace isn't stewardship. It's just more noise. If you're tired of setting goals and forgetting them, this episode gives you the review rhythm that makes progress inevitable. 🎯 Find your starting point: moneytalkwitht.com/start 📚 The Stewardship Series — April 2026 #stewardshipreview #goalreview #progressmeasurement #personalfinance #moneymanagement #datadriven #timemanagement #energy management #faithfulstewardship #financialgoals #quarterlyreview #stewardship #moneymindset #peaceandpurpose

I was working 60+ hours a week, drowning in subscriptions I forgot about, tools I didn't use, and "shoulds" that drained me more than they served me. Then I did the audit. 96% of my overhead: gone. Not by earning more. By looking closer. In this episode, I break down the three-part framework that bought me back 30+ hours a week: 1. The Utility Test — If you haven't used it in 30 days, cancel it. (Yes, even "just in case.") 2. The ROI Check — Does this expense bring measurable value or genuine peace? If neither, cut it. 3. Season Awareness — Rest seasons require different overhead than growth seasons. Steward accordingly. I also share the specific cuts: $250 phone bill → $8. Unused software. "Automated" tools that created more work. The "small" subscriptions that totaled thousands annually. This isn't about restriction. It's about freedom. The 96% cut didn't shrink my business. It expanded my life. 🎯 Find your starting point: moneytalkwitht.com/start #stewardship #96percentcut #overheadaudit #fivehourworkweek #lifestylecreep #personalfinance #moneymanagement #cutexpenses #financialfreedom #ruthlessstewardship #worklifebalance #moneymindset #tello #subscriptionaudit

Stop scrolling TikTok for financial tips. Tiffany Grant breaks down her 5 strategic paths—Financial Foundations, Investing, CEO Blueprint, Money & Mindset, and Affiliate Marketing—so you know exactly where to start based on where you are right now. Feel overwhelmed by financial advice? You're not alone. With nearly 400 podcast episodes and 300+ blog posts, even Tiffany admits her catalog is a lot to navigate. That's why she created the 5-path Resource Vault system. In this episode, you'll learn: The 5 strategic paths (Financial Foundations, Investing & Wealth Creation, CEO Blueprint, Money & Mindset, Affiliate & Digital Marketing) — How to identify which path fits your current situation — Why focusing on ONE path beats scattered advice — Where to access organized resources: moneytalkwitht.com/start or YouTube @MoneyTalkWithT. Pick your path. Make progress. Stop guessing.

I moved to Jamaica thinking I'd escaped the high cost of living. Then I looked at my phone bill: $200+/month for AT&T roaming. That wasn't serving me. That wasn't serving my family. That was noise. So I cut it. 96% reduction. $200 down to $20. Same service, different provider. That's when I realized: I don't have a money problem. I have a stewardship problem. Most people think they need $1,000 more to be "fine." But if you can't manage $100, you won't manage $10,000. Scarcity focuses on what's missing. Stewardship asks: "How well am I managing what's in my hands?" In this episode, I break down the three-step shift: 1. The Audit — Stop looking at what's missing. What do you have right now? A skill? An hour? $20? 2. Assign a Job — Every dollar needs a mission. Every hour needs a purpose. 3. The Release Rule — Cut what isn't serving the mission. (My 96% cut wasn't just the phone bill.) I also share the Parable of the Talents—why the person who buried their money lost it, and why the people who made it work got more. This isn't about restriction. It's about wisdom. 🎯 Ready to shift? Start here: moneytalkwitht.com/start 📚 The Stewardship Series continues April 16 and 23 #stewardship #scarcitymindset #jamaica #expat #personalfinance #moneymindset #financialfreedom #cutexpenses #tello #budgeting

What happens when life forces you into a hiatus—and how do you use stewardship to weather the storm? After Hurricane Melissa devastated Jamaica, I went quiet for 6 months. No power for over a month. No water. No internet. Just survival mode with my kids, sitting under candlelight, charging phones in the car to stay connected. I felt guilty as a creator. We're told consistency is king. But sometimes the most practical thing you can do is pause. In this episode, I share the 3 stewardship principles that got me through: 1. Give yourself grace — Stop beating yourself up for not being productive in survival mode 2. Assess the damage without judgment — Look at your numbers without the shame spiral 3. Prioritize the four walls — Food, shelter, utilities, transportation. Everything else can wait. This hiatus changed me. It moved me from "budgeting" to "stewardship"—and stewardship is my word for 2026. If you're in a financial or life storm right now, this one's for you. 🎯 Find your stewardship path: moneytalkwitht.com/start 📚 The Stewardship Series continues April 9, 16, and 23 #stewardship #financialresilience #moneymindset #personalfinance #hurricanemelissa #jamaica #financialstorm #budgeting #fourwalls #moneytalkwithtiff

Welcome back to another info-packed episode of Money Talk With Tiff! This week, Tiffany Grant sits down with Nicole White, a powerhouse real estate agent specializing in Jamaican property. If you’ve ever thought about buying your dream home or investment property abroad, especially in Jamaica, this is an episode you don’t want to miss. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/buying-property-in-jamaica/ What You’ll Learn in This Episode Step-by-Step Guide to Buying Property in Jamaica mustHow to Find a Licensed Jamaican Realtor Financing vs. Cash Buying – What You Need to Know For Sale by Owner (FSBO) and Common Pitfalls Titles, Lost Documentation & ‘Captured Land’ Special Guest Info: Want to connect with Nicole White for personalized advice or property listings in Jamaica? Reach her on WhatsApp (+1-876-884-9483) or via email (nicola.white@sothebysrealty.com). Key Takeaways Resources Mentioned Real Estate Board of JamaicaDon’t Miss Out! Catch more episodes, deep dives, and practical advice at moneytalkwitht.com. Want to chat? Follow Tiffany @MoneyTalkWithT across all social media.

This week, Tiff dives into the business of filmmaking with special guest Mikey T—a passionate filmmaker whose work centers around Jamaican culture, legacy, and economic empowerment. Together, they explore the intersection of creativity, culture, and business, and how aspiring creatives can navigate the industry with both financial sense and social impact in mind. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/turning-stories-into-impact/ Key Topics Covered What Is Filmmaking (for Mikey T)? The Importance of the Elevator Pitch: Common Mistakes in Film Business: Social Capital & ROI in Filmmaking: Shifting Media Landscape: Current & Upcoming Projects:Jamaica StoryReal Jamaican FoodBeg Yuh a CallSpecial treat for Tiff’s email list subscribers: exclusive access to unreleased films!Tiff’s Takeaways Links & Resources Jamaica Story - Watch on YouTubejoin here@mikeytspeaksConnect with Tiff moneytalkwitht.comThanks for tuning in! Don’t forget to subscribe, rate, and leave a review if you enjoyed the episode. See you next Thursday for more Money Talk With Tiff!

Today on Money Talk With Tiff, Tiffany sits down with Melissa Broughton to tackle one of the most dreaded topics for entrepreneurs: bookkeeping! Melissa breaks down exactly what a bookkeeper does, why every business owner needs one (no matter what stage you’re at), and how skipping this crucial step could be leaving thousands of your hard-earned dollars on the table. From decoding the roles of bookkeepers, CPAs, and fractional CFOs to real-life cautionary tales, this episode is packed with actionable insights for business owners and freelancers alike! Plus, Melissa’s offering a fantastic freebie exclusively for Money Talk With Tiff listeners. Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/business-needs-a-bookkeeper/ What You’ll Learn What a Bookkeeper Really Does:Why Bookkeeping Is Crucial:Bookkeeper vs. CPA vs. Fractional CFO:The Real Cost of Neglecting Your Books:Getting Started (Even if You’re Small):Episode Gems Tiffany’s Take:Melissa’s Pro Tip:Melissa’s Free Gift:The Four Hour BookkeeperLinks & Resources Grab Your FREE Copy:The Four-Hour Bookkeeper – Claim your copy here!(Go to the contact form to request your free book)Connect with Melissa:busybeeadvisors.comConnect with Tiff Website & All Episodes:moneytalkwitht.comSocial:Don’t let bookkeeping be the monster in your business closet! Tune in, grab your free book, and step into your CEO power with clear financials.

This week, Tiffany welcomes back financial trauma expert Rakim Sabri (for his fourth appearance!) to unpack what financial trauma really means and why it affects everyone—not just those who’ve had direct money struggles. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/healing-financial-trauma/ Key Topics What is Financial Trauma?six sourcesWhy It Matters:How to Start Healing:Practical Examples:About Rahkim’s Book: Rakim’s book "Overcoming Financial Trauma" drops November 2025 and is available for pre-order everywhere books are sold. Connect with Rahkim rahkimsabree.comKeep the Conversation Going Catch up on past episodes at moneytalkwitht.com and follow @MoneyTalkWithT everywhere.

https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9zTiffany reconnects with her friend and business collaborator, Jasmine Beard, to dive deep into the importance and benefits of cross-industry collaboration for business owners. Jasmine, a seasoned strategic consultant, shares how business owners can break out of their industry silos, leverage transferable skills, and build partnerships that drive innovation, growth, and fresh opportunities. Whether you’re looking to expand your network or simply get unstuck in your business, Jasmine’s insights are packed with actionable advice for broadening your reach and impact. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/cross-industry-collaboration-for-entrepreneurs/ Key Takeaways Resources & Links https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9zhttps://ajoy2consult.com/https://www.eventbrite.com/e/its-ajoy-doing-business-tickets-1447489683609?aff=MoneyTalkTiffMoney Talk With Tiff WebsiteInstagramTwitterLinkedInLoved today’s episode? Don’t forget to subscribe, rate, and review! Send Tiffany your questions or feedback—and remember, spend wise by spending less than you make. See you next week!

In this powerful episode of Money Talk With Tiff, Tiffany sits down with Elyse Archer to break down the real secrets of sales success beyond the typical grind and hustle culture. Elyse introduces her methodology of “superhuman selling” and shares her personal story of quantum leaping from a stagnant income to making her annual salary in just six weeks. Together, they dive deep into redefining sales, creating an empowered mindset, and achieving big financial goals—especially for entrepreneurs, moms, and anyone who's tired of trading all their time for money. Key Topics Covered Superhuman Selling: withoutFour Quadrants of Quantum Sales Growth: Mind Over Matter:Money:Masculine and Feminine Energy:Method:Trading Your Life For Your Goals: worthyPersonal Stories: Practical Advice: Connect with Elyse Archer Podcast:Superhuman SellingIn-Depth Training & Mini Course:elisearcher.com/4QuadrantsInstagram & Social:@elysearcherTiff’s Takeaway Sales doesn’t have to feel sleazy, stressful, or take every waking hour! When you work from the inside out—building the right mindset, energy, and relationship with money—you’ll unlock more income and fulfillment than you ever imagined. Take notes on the four quadrants and check out Elyse’s resources to learn how to apply them in your own business. Resources Mentioned Your Money or Your Life by Vicki RobinStay Connected! moneytalkwitht.com

In this episode of Money Talk With Tiff, Tiffany sits down with Maya Elious, a renowned branding expert, to talk about what it really means to reinvent yourself when you feel like you've outgrown your business or brand. If you're feeling burned out, unexcited, or simply misaligned with your current business path, this episode offers both the permission and practical tips you need to evolve! Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/reinventing-your-brand-and-yourself/ Key Takeaways Recognizing Burnout & Misalignment: Permission to Grow: How to Reinvent: Detaching Identity from Your Brand: Practical Tips for Rolling Out a Reinvention: Reinvention vs. Rebranding: Cautionary Tales: Connect with Maya Elious Ready to explore your own reinvention? Learn more or work with Maya at https://mayaelious.com/evolve Loved this episode? Don’t forget to check out earlier episodes at moneytalkwitht.com and follow Tiff on all social platforms @MoneyTalkWithT.

In this solo "Tiffany's Take" episode of Money Talk With Tiff, Tiffany Grant—your favorite financial educator and self-professed money nerd—dives into one of the most requested topics: public speaking! Tiffany opens up about her own journey from extreme shyness to confidently presenting in front of large crowds. She shares honest, practical tips on how to overcome nerves, actively engage any audience, and truly own your voice—whether you're pitching an idea at work, speaking to stakeholders, or addressing a conference crowd. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/public-speaking-tips/ Key Takeaways Power Poses & Opening Engagement:Embrace Your Expertise:youConnect with Attentive Audience Members:Clear, Impactful Presentations:Interactive Delivery:Practice to Prepare, Not to Perfect:Bonus Advice: Tiffany reflects on her early days working in customer service and how that experience helped her break out of her shell—a reminder that every speaker starts somewhere. Resources & Links Power Poses/Negotiation ArticleFavorite Quote from the Episode "All the great speakers were bad speakers at first." – Ralph Waldo Emerson Join the Conversation Have your own public speaking experience or tips to share? Connect with Tiffany on social media @MoneyTalkWithT and join the community of listeners learning, growing, and sharing together! If you have a burning question you’d like Tiffany to tackle, submit it at moneytalkwitht.com/asktiffany.

Ready to ditch your day job and dive into entrepreneurship? In this solo episode, Tiffany Grant brings you a candid look at what it really takes to thrive as your own boss—especially if you’re eyeing digital entrepreneurship or working abroad! Drawing on her own journey from corporate HR to full-time entrepreneur, Tiffany covers the essential mindset shifts you need to make before handing in that resignation letter. From building business acumen to managing your mental health, she gets real about the challenges—and wins—of running your own business. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/entrepreneur-mindset-shifts/ In this episode, you’ll learn: Why being your own boss is a whole different ball game The critical difference between your craft and business acumen Why marketing is a non-negotiable (and what that really means) How your mindset can make (or break) your business The must-have: proof of concept and financial safety net beforeDealing with the “shiny object” syndrome Spending vs. investing in your growth Tiff’s Top Tips 💡 Resources & Links Mentioned NotionCourseraMoney Talk With Tiff websiteConnect with Tiffany:“Before you quit your day job, make sure you’re ready for the realities of entrepreneurship.” — Tiffany Grant If you’re considering taking the leap or know someone who is, share this episode! And don’t forget to subscribe and leave a review—your support helps Tiff keep bringing the real talk every week.

This week on Money Talk With Tiff, Tiffany sits down with the audacious Marty McDonald! Marty shares her journey from corporate America to entrepreneurship, talks about the power of being bold, and gives us a peek into her upcoming book, Audacious. If you’ve ever wondered how to turn a hallway chat with a CEO into a national movement—or how to turn rejection into redirection—this episode delivers practical tips and inspiration for anyone looking to live life on their own terms. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/dare-to-be-audacious/ What You’ll Learn The Power of Audacity:Turning No Into Opportunity:How to Craft & Share Your Story:Why Miracles Matter:Resources Mentioned Pre-order Marty’s Book:AudaciousAmazonConnect with Marty:@martytmcdonald@bosswomenmediaConnect with Tiffany Don’t forget to check out previous episodes at moneytalkwitht.com and follow Tiff on social media @moneytalkwitht.

In this episode, Tiffany chats with LaVaisha Davis about the concept of the "Family CEO"—the person who leads their family financially and strategically for long-term wealth and stability. If you’re the go-to person in your family for financial decisions or planning, this episode is a must-listen! Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/stepping-up-as-the-family-ceo/ What You’ll Learn Who is the Family CEO? How to Know If You’re the Family CEO:Blind Spots Most Family CEOs Miss:LaVaisha’s Journey: Actionable Resources Grab LaVaisha’s free eBook and join her community at mywealthandlegacy.com for tools and support to strengthen your role as Family CEO. As my family's CEO, I use You Need a Budget (YNAB) to handle my budgeting needs. Connect with LaVaisha mywealthandlegacy.comTiff’s Take Don’t go it alone—leveraging resources and a network can help you fill in blind spots and lead your family to financial security. Catch all past episodes at moneytalkwitht.com and follow @moneytalkwitht everywhere!

This week, Tiffany welcomes Dr. Severine Bryan to discuss a topic that doesn’t get enough spotlight: rebuilding your finances after a late-life divorce. Whether you’re in your 40s, 50s, or beyond, Dr. Sev’s candid insights and practical advice are here to help you start fresh. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/late-life-divorce/ What is a Late Life Divorce? Dr. Sev defines it as any divorce after age 45—a time when most are thinking about retirement, not starting over. She shares her personal journey and the challenges of pivoting financially later in life. Key Takeaways Embrace the Journey:Top 3 Financial Tips:Never Handled the Money? Tap into local resources like libraries, nonprofits, and workshops. There’s no shame in asking for help—everyone has had financial hiccups. Connect with Dr. Sev LinkedIn:Dr. Severine Bryan, Accredited Financial CounselorWebsite:sevtalksmoney.comCatch up on previous episodes at moneytalkwitht.com and follow Tiffany on social @MoneyTalkWithT, everywhere!

In this lively and eye-opening conversation, Tiffany sits down with LaDarris Hunt, a seasoned life insurance expert, to break down the basics—and the big differences—between term and whole life insurance. Whether you think you’ve heard it all before or you’re just now considering coverage, this episode covers what you really need to know about protecting your loved ones, building generational wealth, and making the smartest insurance choices for your life stage. What You’ll Learn What is Life Insurance, Really? Term vs. Whole Life Insurance, Demystified Term life:Whole life:Who Needs What—And When Cash Value: The Good, the Bad, and the Truth Why Your Insurance Carrier Matters The Power of Working With an Independent Agent Connect with LaDarris Hunt Website: https://ladarrishunt.com/ Connect with Tiffany Website: https://moneytalkwitht.com Follow Tiff on all platforms: @moneytalkwitht Don’t Forget If you enjoyed this episode, make sure to subscribe and tune in every Thursday for the latest practical money lessons, personal finance tips, and candid conversations!

In this episode, Tiffany Grant sits down with Dr. Darnyelle Jervey Harmon to explore how business owners can scale their companies from six to seven figures—without losing faith or focus. Dr. Harmon dives deep into foundational strategies, sales infrastructures, and the importance of systems and processes, providing actionable tips and breaking down complex concepts into practical steps. Key Takeaways Resources Mentioned Move to Millions Gifts: movetomillionsgifts.comScribe: Connect with Dr. Darnyelle Jervey Harmon movetomillionsgifts.comConnect with Tiffany moneytalkwitht.com

In this episode, Tiffany Grant sits down with Etinosa Agbonlahor, author of How to Talk to Your Parents About Money, for an honest and insightful conversation about navigating financial discussions with your parents. Etinosa shares actionable strategies for kick-starting these sometimes-tough conversations, understanding your own money “scripts,” and building an ongoing dialogue about finances with family. Key Topics Covered Why Talking to Parents About Money Is Hard: Preparing for the Conversation: Understanding Money Scripts: Timing & Approach: Making it a Habit: Practical Tools from Etinosa's Book: Guest Resources Book: How to Talk to Your Parents About MoneyConnect with Tiffany Visit moneytalkwitht.com for more episodes, resources, and to connect on social media!